Gifts For Women Articles

Best Christmas Gifts For Women - Gifts BW gifts | gifts Resources | Add URL Wine Gifts & Baskets From the casual wine drinker to the serious enthusiast, we have a gift that will make them smile. Our selection includes premium wine, gourmet baskets, distinctive champagne sets & the very finest California and Northwest wines. Best Christmas Gifts For Women Articles Gifts for Walking Women Top picks for gifts for walking women for birthdays, holidays, Christmas and Mothers Day....( Continue Reading ) Great Looking Robes See our choices for the best looking women's robes in terry, velour, fleece, snuggles, sexy satins, soft cashmere and silk, in a range of under $25.00 to pure, but expensive, luxury....( Continue Reading ) Belz Outlet Mall I Finding the Best Buys at Central Florida's Outlet Malls...( Continue Reading ) Buying a Sewing Machine Sewing machines can be bought at many locations, so where do you start? Read about your options here....( Continue Reading ) The Perfect Travel Gift If the object of your affection is heading for Canada, or if they are already here, to another part of Canada, here are some practical and some whimsical gifts that could be considered....( Continue Reading ) Best Christmas Gifts For Women Directory Links gift baskets flowers gifts for expectant mothers making easter baskets first anniversary gifts wedding anniversary gifts for each year funny christmas gifts gifts for the wedding party third year anniversary gifts horse gifts small gifts christmas gifts for mom and dad christian mothers day gifts free gifts for kids virtual gifts gift fruit baskets gardening gifts unusual holiday gifts send gifts to india from usa romantic gifts for women wedding gifts houston anniversary and gifts inexpensive wedding gifts romantic gifts for her longaberger easter baskets gifts for teachers homemade valentines gifts gift baskets in north carolina north star christmas and gifts wedding attendents gifts original baby gifts cool gifts preschool mothers day gifts native american baskets simple gifts song shopping baskets unique educational gifts spiritual gifts discernment 40 year old gag gifts gifts for special occasions best gifts 2002 1st anniversary gifts graduation gifts for her last minute valentines gifts gifts for best friend wedding groomsmen gifts Popular Search Terms: Gifts BW © 2004 Gifts BW All trademarks are the property of their respective owners. All Rights Reserved. This site is not related to Brajeshwar or Brajeshwar.com in anyway, shape or form

Birthday Gift

► » Romeo and Juliet starring YOU in happy-ending edition with your picture on cover! Wedding Anniversary Gifts and Unique Romantic Present Ideas - a customized romance novel! HOME : BOOKS : -- CORPORATE GIFTS : Kids : GIFT BASKETS : TESTIMONIALS : FAQ : CONTACT -- -- Call us toll free 1-866-660-1109 -- Romeo and Juliet - the happy ending edition! Starring YOU and a special someone as Romeo and Juliet! -- The ultimate romantic, wedding or anniversary gift — now available in a personalized "happy ending" edition, with optionally your pictures on the cover! It's the way Romeo and Juliet should have been - true love with a personal twist! Standard cover Photo cover Price: $29.95 “There could not have been a more perfect 20th wedding anniversary present. Thanks so much.” A.H., Studio City, CA Click here to read what our customers have been saying... About Customizations tell a friend Photos Gift Ideas Romeo and Juliet, Shakespeare's classic drama of passionate love—now releasedas a unique personalized romance with YOU playing the part of the famous lovers. A novel wedding,romantic or anniversary gift . Picture the thrill of classic lines personalized with you in them: "Oh Romeo, Romeo Brad, Brad. Wherefore art thou Romeo Brad?" "But, soft! What light through yonder window breaks? It is the east, and Juliet Helenis the sun." What's more, if you choose the Happy Ending Version a new scene is added withan unexpected plot twist — the lovers live happily ever after! A short scene is added after ActV Scene III. It turns out the apothecary's poison didn't work and Romeo survives, and Juliet's stabbingof herself merely made her pass out. (With sincere apologies to William Shakespeare, Mercutio and Tybalt!) Romeo : Juliet's true love Montague : Romeo's family, involved in a bitter feud with the Capulet clan (Juliet'sfamily) Juliet : Romeo's true love Capulet : Juliet's family, involved in a bitter feud with the Montague clan (Romeo'sfamily) Verona : The city where most of the story takes place Happy Ending Version The new scene is available in the following versions, whereRomeo and Juliet survive: Classic version ACT V, SCENE IV. IN THE SEPULCHRE. [Romeo and Juliet awaken, rubbing their eyes] Romeo What uncommon commotion stirs these folk? Ah, blessed apothecary, whose potion miss'dits mark! Juliet And perhaps 'twas the keenness of mine love that hath dulled the dagger's blade. Romeo What sayest thou we hasten to Verona? Juliet Come, prince, love, husband, shining angel! Let's leave this cold sepulchre for Verona'swarm embrace. [Exeunt Romeo and Juliet hand in hand] Irreverent version ACT V, SCENE IV. IN THE SEPULCHRE. [Romeo and Juliet awaken, rubbing their eyes] Romeo What the heck was that big scene all about? Juliet Who knows? I just passed out for a second and everybody's losing it. Luckily thedagger wasn't sharp. Romeo And the apothecary screwed up big-time! What do you say we head home? Juliet Sounds like a plan, my medieval man! [Exeunt Romeo and Juliet hand in hand] Your privacy is assured: once the email is sent we do not retain any names or email addresses Email To Subject Message text Your name Your email Additional photos coming soon! Anniversary Gifts Wedding Gifts Birthday Presents Romantic Gifts Christmas Gifts Graduation Gifts Valentine Gifts Listed below are both the modern and traditional anniversary gift names Anniversary number Traditional Gift name Modern Gift name First Paper Clocks Second Cotton China Third Leather Crystal & Glass Fourth Fruit & Flowers Appliances Fifth Wood Silverware Sixth Candy & Iron Wood Seventh Wool & Copper Desk Sets Eighth Bronze & Pottery Linens & Lace Ninth Pottery / Willow Leather Tenth Tin & Aluminum Diamond Jewelry Eleventh Steel Fashion Jewelry Twelfth Silk & Linen Pearls Thirteenth Lace Textiles / Furs Fourteenth Ivory Gold Jewelry Fifteenth Crystal Watches Twentieth China Platinum Twenty-Fifth Silver Silver Thirtieth Pearl Diamond Thirty-Fifth Coral Jade Fortieth Ruby Ruby Forty-Fifth Sapphire Sapphire Fiftieth Gold Gold Fifty-Fifth Emerald Emerald Sixtieth Diamond Diamond -- Price: $29.95 Did you know? Select the custom photo option for the ultimate in personalization- a picture of YOU on the cover! (Details...) Every book comes with a customized cover with your name on it A dedication message (upto a page) is included at no extra cost -- Shipping Basic shipping to USA/Canada: $4 Express: $9 (More details...) -- -- Titles Romance - Romeo and Juliet Adventure - Zorro -- - Robin Hood - NEW! - The JungleBook - Moby Dick Fantasy - The Wizard of Oz - Alice in Wonderland Mystery - The Adventuresof Sherlock Holmes - The Memoirs of Sherlock Holmes - The Hound of the Baskervilles - Early Sherlock Holmes Drama - A Christmas Carol - Anne ofGreen Gables - Anne of Avonlea - Anne of the Island Horror - Dracula - Dr. Jekyll & Mr. Hyde -- HOME : POLICIES : DEALERS & AFFILIATES : JOBS : CONTACT : RESOURCES Click to verify Shop with confidence! Customized Classics is a certified InternetSecure Merchant ---

wedding gift: cash toward

MSN Money - A practical wedding gift: cash toward a home MSN Home My MSN Hotmail Shopping Money People & Chat Sign In W eb Search: Money S earch MSN Money: Help Home News Banking Investing Planning Taxes My Money Portfolio Loans Insurance Planning Home Retirement Savings Insurance Family/College College Tools Scholarship Search College Search Resources Decision Centers Commentary Index More Tools Related Links Message Boards Print-friendly version Send this to a friend Get market news by e-mail See if refinancing works Personal finance bookshelf Find It! Article Index Finance Q&A Tools Index Site map Related Articles Marriage means updating important documents Romance can wait; first, talk cold, hard cash Tie the knot without busting your budget Related Resources Decision Center: Essential homebuying guide Decision Center: Love, money and marriage See if youre carrying too much debt Stay at home or work? Try our calculator Related Sites Bankrate.com The Basics A practical wedding gift: cash toward a home advertisement If anyone asks what you want for a wedding present, you might try 'cash for a down payment.' Its legal, if you follow the rules, and asking for cash even meets the Emily Post test for politeness. By Bankrate.com June is the busiest month for weddings, and a forest's worth of invitations either already has been mailed or soon will be sent. A lot of couples want money for wedding gifts. A wedding-day cash infusion can make putting a down payment on a home easier. With prices appreciating rapidly in much of the country, lots of couples need all the help they can get. There are formal and informal rules governing gifts of money to help newlyweds buy a house. First, the informal rules: Is it OK to ask one's wedding guests for money? "It's not rude to request money as a wedding gift," says Peggy Post, author of Emily Post's Wedding Etiquette. "However, it's extremely important to ask politely." Peggy Post is Emily's great-granddaughter-in-law, the wedding etiquette expert for WeddingChannel.com and the main spokesman for the Emily Post Institute. She says one of the most common challenges that couples face is how to request money as a wedding gift. Doing so is acceptable, if done politely. If you seek down-payment money, get the word out through family and friends, Post recommends. Just don't include that info in the same envelope as a wedding invitation. "If you are asked point-blank what you would like for a gift, you might say, 'Whatever you choose will be wonderful, I'm sure, but money for a house down payment is on the top of our wish list,'" Post says. It's OK to say what it's for Go ahead and tell people what you want the money for. Who knows? If you let people know that you plan to spend the money on a down payment, rather than on a honeymoon in Tuscany, they might be more willing to open their pocketbooks. Wedding guests who insist on giving you yet another toaster or wicker picnic basket or a set of rosewood corn holders should be thanked anyway, even though they aren't helping you buy a house. "You should always accept any gift graciously, and remember that the choice of what to give really belongs to the gift giver," Post says. With the etiquette question out of the way, that brings up how to get the money from your guests' pockets and into the hands of the folks who eventually sell you their house. It's not simple, because mortgage loan programs have differing rules on the use of gift money in making a down payment. So know the gift rules Generally, you are expected to be able to make a down payment of at least 5% from your savings, excluding gifts. But what if you are too impatient to wait that long? Some mortgage programs allow you to use gift money if you can't scrape together that 5%. Loans insured by the Federal Housing Administration allow you to use money from gifts to make a down payment of as little as 3%. Fannie Mae and Freddie Mac, the two biggest purchasers of home loans, offer similar programs through lenders. Fannie Mae's program is called "Flex 97" and Freddie Mac's is called "Alt 97." If there is a problem with these loan programs, it is that they limit whose money you can use. The FHA, Fannie and Freddie allow you to use money from family members. In the FHA's case, givers have to be members of your "immediate family." It's up to the loan officer to figure out who is family and who is immediate family. What about friends? Can you use gift money from, say, the woman who has been your mother's best friend since kindergarten? Technically, no. The money has to come from family (or from a nonprofit or government agency, but they don't give wedding gifts). It wasn't always this way. In 1996, the FHA encouraged lenders to offer "bridal registry accounts," where couples could stash gifts from friends and family. "Then, when the newlyweds purchase their new home, the money will be available and documented through a lender-supervised account," the FHA said. A few lenders responded enthusiastically, establishing account programs specifically for newlyweds complete with gift cards that could be returned to the bank with a check enclosed. One such lender is SunTrust Mortgage, a subsidiary of SunTrust Banks. Through SunTrust Mortgage, you can open a bridal registry savings or checking account at SunTrust Bank. When a wedding guest makes a deposit, the bank sends a card to the bride and groom to let them know. Ready to find a mortgage? "When they're ready to go ahead and make that first home purchase, they access those funds and we get a mortgage for them -- and we hope they remain a SunTrust banking customer," says Cheryl Nolda, senior vice president of marketing for SunTrust Mortgage. In the last few months, about 500 brochures have been given to prospective couples, Nolda says. The lender usually sees an upsurge in interest in the two months before June and October, which tend to be the busiest months for weddings. Despite their success at SunTrust, bridal registry accounts never really caught on. You can always open a regular old savings or money market account to hold your down payment fund, but you might need to document where the money came from. That's easy enough when the money comes from your paycheck. If some of the money comes from gifts, be prepared to document the source. Encourage gift-givers to give checks from their personal accounts. And don't forget to write those thank-you notes. Editor's Choice 3 legal papers you can't live without Your own business, your tax shelter Brush: The 5 most overpaid CEOs Are seniors gambling away retirement? Cut your taxes by going solar Readers' Choice Ratings Top 5 Articles 9.34 Zombie debt collectors dig up your old mistakes 9.33 10 ways to stop identity theft cold 9.31 10 ways to avoid outrageous hospital overcharges 9.22 The tricks and traps of debt consolidation 9.17 Safeguard your Social Security number View all top rated articles More Resources · E-mail us your comments on this article · Post on the Your Money message board · Get a daily dose of market news S earch MSN Money tips advertisement MSN Money's editorial goal is to provide a forum for personal finance and investment ideas. Our articles, columns, message board posts and other features should not be construed as investment advice, nor does their appearance imply an endorsement by Microsoft of any specific security or trading strategy. 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Shower Gifts Decorations &

4 Showers.com -Bridal Showers & Baby Showers - Favors, Games, Gifts, Decorations & Supplies Home Shopping Party Planning View Cart Help Contact Us Customer Comments Back Your one stop shower shop offering everything needed to plan the perfect bridal or baby shower. Bridal Shower Bridal Shower Favors Bridal Shower Gifts Decorations & Supplies Bridal Shower Games Budget Favors Party Planning Tips Baby Shower Baby Shower Favors Baby Shower Gifts Decorations & Supplies Baby Shower Games Budget Favors Pregnancy Products Party Planning Tips Check out our current half price bridal specials ! Check out our current half price baby specials ! Check out the adorable favors , unique gifts , great party planning tips and beautiful decorations and supplies , all delivered conveniently to your door . Enter Keywords Newlywed Kitchen Combo Bride and groom oven mitts really get things cooking in the kitchen! Stir up some smiles with this fun novelty item. More Info Personalized Bridal Tea Favor with Caddy Personalized tea bag available in five attractive designs, topped off with a porcelain teapot-shaped caddy. More Info Celestial Bridal Shower Favor Give your guests the gift of relaxation with these heavenly bath beads. They'll be singing "Twinkle, Twinkle, little sun, moon, and stars." More Info Bridal Shower Rolling Pin Recipe Card Holder Sheer delight and practicality all "rolled up" into one! Homespun, vintage-inspired, real wooden "rolling pin" is actually a convenient recipe card holder. More Info Shades of Autumn Leaf Soap Petals Fall in love with our vibrant Leaf Soap Petals, which come in all the shades of autumn: burgundy, gold, orange, and green. More Info Cheers to a Great Combination Two hearts, one amazing future. This combination is as perfectly suited to each other as the bride and groom. Included is one chrome Heart Shaped Bottle Stopper and one chrome Tuxedo Heart Corkscrew in whimsical packaging. More Info Daddy Tool Belt Having a baby is a two person endeavor, and there's no need to wonder about what to get Daddy. Tools of the trade diaper changing tool belt is filled with all the necessities for changing baby. More Info Noah's Ark Magnet Favor Everybody loves and uses magnets, and these colorful 2.5" resin magnets are available in three assorted styles. More Info Baby Shower Rolling Pin Recipe Card Holder Sheer delight and practicality all "rolled up" into one! Homespun, vintage-inspired, real wooden "rolling pin" is actually a convenient recipe card holder. More Info Lucky Ducky Favor Charm and delight your guests with this darling duck-shaped soap. More Info Personalized Baby Shower Tea Favor with Caddy Personalized tea bag available in four baby shower designs, topped off with a porcelain teapot shaped caddy. More Info Labor Day Pamper Pack Surprise your favorite Mommy-to-be with the gift of tranquillity on the one day she'll really need it! Delivery day will be even more special with this tote bag of goodies to help her feel pampered. More Info Baby Shower: Favors | Gifts | Decorations & Supplies | Games | Budget Favors | Pregnancy Products Bridal Shower: Favors | Gifts | Decorations & Supplies | Games | Budget Favors Home | Shopping | Party Planning | View Cart | Help | Contact Us | Links | Back 4 Showers.com, A Division of The Rosemary Company, 2000 - 2005 This site designed by Fox Web Design Please direct all questions and comments to the Webmaster

College Gift

Skidmore College - Gift Planning - Life Income - Donor Recognition Search | Calendar | A-Z Index Thu Sep 22 5:37 PM EDT Skidmore Home | Admissions | Current Students | Faculty & Staff | Parents & Friends | Alumni Wills and Bequests Life Income Gifts More Gift Options Breaking News To Honor Donors Bring Legacy to Life! Scribner House Contact Our Staff Gift Planning Home STANDARD MAIL 815 North Broadway Saratoga Springs, New York, 12866 GIFT PLANNING PHONE 518-580-5655 E-MAIL CONTACT Gift Planning Gift Planning To Honor Donors Josephine Young Case served as a Skidmore College trustee from 1938 to 1971. Josephine Young Case Associates are individuals who, in the spirit of this selfless Skidmore advocate, have established a deferred gift arrangement to benefit the College. Gifts qualifying for membership include bequest intentions and retained life income arrangements. Case Associates sustain a tradition of vital importance by ensuring the future growth and welfare of Skidmore College, its students and graduates. Members are invited to Skidmore to attend a reception held each year in their honor. All members receive a certificate of appreciation signed by the president of Skidmore College and a distinctive lapel pin featuring the College seal. Josephine Young Case Josephine Young Case served as a Skidmore College trustee from 1938 to 1971. From April 1964 to July 1965, she served as acting president of the College following the sudden death of Skidmore's third president, Val H. Wilson. Elected chair of the board of trustees in 1966, she served in that office until her retirement in 1971. With unswerving commitment, Mrs. Case used her philanthropic spirit and her profound leadership abilities to help nurture the growth of Skidmore into one of the nation's leading institutions of Liberal Arts learning. Josephine Young Case's foresight was evident in her oft-quoted "Charge to the Architects and Planners," written in 1961 to lend higher vision to Skidmore's plan to build a new campus, the Jonsson Campus. She wrote: One thing we do not want for our new campus and that is walls or gates. For we want the world to enter. These students would not and should not have isolation from the immediacy of current problems, however dire. Their concern will reach out far beyond the campus to others everywhere; for awareness will be a virtue of this place. Bring Legacy to Life! Philanthropy • Legacy • Security The Office of Gift Planning urges donors to consult their legal and other professional advisors when considering charitable gift giving. Our staff is always pleased to work directly with donors and their advisors during the process. Creative Thought Matters. Skidmore College · 815 North Broadway · Saratoga Springs, NY · 12866 Skidmore College Main Links ©2005 Skidmore College · Contact Information Skidmore Home | Admissions | Current Students | Faculty & Staff | Parents & Friends | Alumni