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-- -- -- Creative Gift Baskets from At Your Service Gifts in Coleman Michigan -- -- -- -- -- -- -- -- -- -- -- -- -- -- At Your Service Gifts Coleman, MI 48618 Phone: 989.465.0484 Toll Free: 888.650.6670 Sales at CreativeGifts2Go.Com -- -- -- -- -- -- -- -- -- -- Current Specials -- -- Design Your Own Gift Basket -- -- Local News -- -- Select a category to view Gift Baskets Shop by Gift Occasion: Anniversary Gifts Baby Congratulations Birthday Baskets Business Gifts Baskets General Gift Baskets Get Well & Recovery Housewarming Gifts Holiday & Seasonal Michigan Gift Baskets Romantic Baskets Sympathy & Comfort Themed Gift Baskets Wedding Gift Baskets Shop for Recipient: Shop for Business Gifts Shop for Kids Shop for Man Shop for Woman Shop for Pet Gifts Shop by Price: Inexpensive Gifts Gifts under $25 Elegant "Wow!" Gifts -- -- -- -- -- -- Welcome! At Your Service Gifts specializes in creating distinctive theme, custom gift baskets and gourmet food gifts . Our beautiful gifts are made to order! We offer hand delivery in northern central Michigan or we can package and ship your gift anywhere in the U.S. We delight in giving you the quality service you deserve and we always welcome your suggestions or special requests. Give us a try for a unique gift or creative gift basket that will be remembered long after the occasion. Thanks for stopping by today and visiting! -- -- -- -- Your order is protected on a Secure Server! -- -- -- -- -- -- At Your Service Gifts ~ Coleman, Michigan 48618 ~ Local Phone: 1 (989) 465-0484 Toll Free 1 (888) 650-6670 ~ sales at creativegifts2go.com We will hand deliver your gift basket throughout the central Michigan area: Midland, Mt. Pleasant, Clare, Coleman, Harrison and surrounding areas of MI. -- -- Gift Basket Superstore -- -- -- -- ~Award Winning Designs~ Serving you since 1999! -- -- Home Anniversary Gifts Baby Congratulations Birthday Baskets Business Gifts Baskets General Gift Baskets Get Well & Recovery Housewarming and New Home Gifts Holiday & Seasonal Specials Michigan Gift Baskets Romantic Baskets Sympathy & Comfort Themed Gift Baskets Wedding Gifts Corporate and Business Gifts Gifts for Kids Gifts for Men Gifts for Women Pet Gifts Inexpensive Gifts under $20 -- -- A member of TeleGift Gift Professionals -- -- --
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Wedding and Bridal Shops: Wedding Gifts, Cakes, Dresses, Invitations, Flowers, Rings - Online Shopping Directory of Secure UK Shops - Shop Safe Your guide to shops on the Internet Wedding and Bridal Shops: Online Shopping - www.shopsafe.co.uk Home Safe Shopping Gift Ideas Buy Guides Special Offers Compare Prices Alcoholic Drinks Arts & Collectibles Auctions Babies Betting Books & Magazines CDs & Music Computing DIY DVDs & Videos Department Stores Electrical Goods Fashion - Men Fashion - Women Fashion - Children Fashion - Footwear Flowers Food & Drink Furniture Gadgets Games Gardening Gifts Greetings Cards Health & Beauty Insurance Jewellery Money & Finance Mobile Phones Motoring Office Supplies Parties Perfume Pets Software Sports & Leisure Supermarkets Toys Travel & Holidays Tickets Weddings Weight Loss home page » wedding and bridal shops Wedding and Bridal Shops If you're looking for a wedding shop then look no further. Buy wedding gifts, cakes, wedding dresses, invitations, flowers, wedding rings, jewellery and more from the best online wedding shops. Confetti www.confetti.co.uk Confetti have a great range of gifts for birthdays, anniversaries, christenings, the wedding party and Christmas. If you're looking for that special gift Confetti has something for everyone. Their extensive range of personalised keepsakes means that you can give something truly unique. Thorntons www.thorntons.co.uk Thorntons Online Chocolate Store sell an exciting new range of stationery and favours designed exclusively. Debenhams www.debenhams.com Debenhams can offer you the full wedding service. You can creat an online wedding present list, which you can change and update online, saving you time to plan the rest of your wedding! Figleaves www.figleaves.com Wedding? You need fabulous underwear! Buy the perfect lingerie for that special day in this stylish site. They provide free worldwide delivery on all goods and have a no quibble returns policy. Faux Fur www.faux.uk.com Faux Fur sell a beautiful range of fur coats, wraps, shrugs, and home interior accessories. lovehearts.com www.lovehearts.com lovehearts.com sell a range of loveheart gifts for babies, wedding favours, special occasions as well as wedding love hearts and a tuck shop range. Say It With Bears www.sayitwithbears.co.uk A fantastic selection of bears for all occassions. Every bear comeswith a free gift box, birth certificate and gift card and can bepersonalised with any message you choose on a beautiful hand engravedbronze tag. Worldwide delivery. A Gift 4 You www.agift4you.co.uk Online gifts for the entire wedding party. Each gift has been carefully chosen and is delivered to your door beautifully gift wrapped. Theweddingshop4u www.theweddingshop4u.co.uk Theweddingshop4u table decorations, wedding balloons, confetti, wedding cufflinks, wedding favours, disposable wedding cameras and accessories and more. The Silver Sixpence Company www.silver6pence.co.uk 'Something old, something new, something borrowed, somethingblue and a silver sixpence in her shoe' - they supply only genuine silversixpence coins in a silk lined presentation box together with a personalisedparchment scroll, the perfect gift for the bride-to-be. wedding favours.net www.weddingfavours.net Wedding favours, disposable cameras and accessories - beautifully hand finished and elegantly decorated wedding favours and with so many colours and designs from traditional to contemporary you are sure to dind a collection that suits your individual requirements to reflect the theme you intended to carry through your wedding day. Wedding and Bridal Jewellery Wedding Flowers Wedding and Bridal Lingerie Can't find what you're looking for here? Try a search: search shopsafe.co.uk search the web top of page Buy this bridesmaid bear from Say It With Bears . Unique Wedding Jewellery - "To thee and me love" Rings & Pendants from Baxters Jewellers . Create your own Personalised Stationery from Confetti . Buy this Brazilia underwired basque from Figleaves . Buy this photo personalised confetti from Confetti . Find big bargains and save money with our special offers section. Compare prices and products before you buy with our price comparison shopping service. Excellent Very Good Quite Good Fair OK For the best in UK secure online shops add Shopsafe.co.uk to your favourites now . Safe online shopping starts here. You can email this page to a friend . Found a broken link? report it to shopsafe Get our newsletter and keep up to date with special offers and new online shops: ADD A SITE | ADVERTISE | COMPLAINTS | CONTACT US | MEDIA INFO | DISCLAIMER | BLOG | HOME © Edward Robertson Limited 1999 - 2005 Email: info@shopsafe.co.uk Site Map | Shopping Online UK | Shopping Online UK | Shopsafe.com | Shopsafe.com.au | Shopsafe.biz
College Gift Annuity is
Giving to Amherst: Charitable Gift Annuities Amherst College Site Map Search Amherst College > Alumni & Parent Programs > Giving PlannedGifts > Charitable Gift Annuities Want to learn more about tax savings and benefits based on your own situation? Without obligation, let GiftCalcs help you do your own calculations. Charitable Gift Annuities Among this nation's oldest and most popular planned gifts, charitable gift annuities offer a wonderful opportunity to provide for a generous future gift to Amherst. In a slowing economy with lowering interest rates, this option may be an excellent way to balance your portfolio. A charitable gift annuity represents a contract between a donor and the College by which the College agrees to pay the donor and/or other named beneficiaries a fixed income each year for the lifetime of those named in the contract (the annuitant ( s )). This payment is secured by the full assets of Amherst College and will not change regardless of fluctuations in the stock market or the economy in general. Minimum Gift Amount Income Based on Age of Annuitant Tax Advantages of Gift Annuities Special Consideration with Gifts of Appreciated Property Minimum Gift Amount The minimum gift to create an Amherst College Gift Annuity is $10,000. Contributions can be in the form of cash, appreciated securities or mutual fund shares, or other property acceptable to the College. All gifts of appreciated property should be held long term by the donor (at least a year and a day). Because each gift annuity is a separate contract, additional annuities must also be for $10,000 or more. Income Based on Age of Annuitant The amount of income Amherst will pay depends on the age of the annuitant at the time the contract is issued. The older the annuitant, the greater the amount of income. A single annuitant, age 65, will receive an annuity rate of 5.7%; an 80-year-old annuitant will receive an 7.6% annuity rate. The highest annuity rate the College offers is 9.5%. Annuities based on two lives (most commonly a husband and wife) are also available, but the rates are generally lower. Any person named as an annuitant must be 60 years of age or older. (Additional information is available on the Amherst College Gift Annuity rate table .) Tax Advantages of Gift Annuities A charitable gift annuity is actually part gift and part purchase of a lifetime annuity contract from the College. The portion that represents a gift to the College is deductible on your federal income tax return if you itemize your deductions. The size of the deduction is determined by the age of the annuitant, the amount of the gift, and a monthly interest rate factor provided by the IRS. (Here are some sample deductions .) Gift annuities also offer the opportunity to receive income on a tax-favored basis. When the annuity is funded with cash, a significant portion of the income is treated as tax-free return of principal over the annuitant's life expectancy. When appreciated securities or other assets are used to fund the annuity, the income will be taxed as tax-free income, capital gain income and ordinary income, once again generally over the life expectancy of the annuitant. Special Consideration with Gifts of Appreciated Property Gift annuities are treated differently from other life income gifts for capital gains tax purposes. At the time the contract is issued, that portion of the capital gain attributable to the annuity is taxable to the donor. If the donor is the income beneficiary of the annuity, the capital gain is spread out over the donor's life expectancy, and taxed at the 15% capital gains tax rate. Updated 9/4/03 If you would like to learn more about planned gifts at Amherst, please contact Timothy A. Neale '70, Director of Planned Gifts, (413) 542-8256, plannedgifts@amherst.edu . Information contained in this Website should not be considered legal, accounting, or other professional advice. Individuals considering a planned gift to Amherst should consult with their financial advisor. << Return to Planned Gifts Homepage
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