Creative Gift Baskets Unique


|
|
Useful Links -- Unique And Creative Gift Baskets -- OnlineOrganizing.com Main Links Directory Include Your Site Search For A Link Search for: Category: All Products Be A Part Of Our Site Do You Need Help Organzing Articles Expert Advice Just For Organizers Become An Organizer Useful Web Links Calendar Of Events Site Information Take a look at these sections for other organizing resources: Products Organizing Workshops Articles Organizing Tips Useful Links Organizing Holidays and Events Also, take a look at these fun tips: Tip Of The Day The Clickable House The Clickable Office You Are Here: Home - Useful Links - Unique And Creative Gift Baskets Unique And Creative Gift Baskets Directory Of Links The best gifts are those that reflect something about the RECIPIENT -- a special hobby, area of interest, or event in that person's life. And with so many gift BASKETS to choose from, you can find just the perfect gift for any occasion -- birthday, baby shower, wedding, new home, promotion, you name it! If you would like your group to be listed in this category, contact us ! Ace Pet gifts offers a wide assortment of dog gift baskets, treats so tasty you might want to try one yourself, and beds more comfortable then your dog ever dreamed. AKA Gourmet offers beautifully created gift baskets for every occasion -- filled with wine, fruits, chocolates, bath and body products, office novelties, candies, and more! Baby Outlet sells a variety of gift baskets for infants and toddlers -- filled with clothing, toys, blankets, bottles, and other baby "paraphernalia" by companies you trust. Belen Gift And Basket offers gift baskets that are bursting with gourmet specialties and delectable treats -- fast, courteous service and the highest quality products. Delightful Deliveries offers a delightful (of course!) selection of gift baskets -- including fruit baskets, bakery baskets, snacks baskets, gourmet baskets, chocolate baskets... Gift Baskets.Com has a gift basket for any occasion or event you could imagine -- they even offer a next day "emergency gift basket service" for those times when you forget. Global Gift Network is a searchable directory of retailers providing gift basket, theme gift, and specialty gift delivery throughout the US, Canada, and around the world. Internet Florist may be the home of the "flower people" -- but they put together a mean gift basket! Choose from fruit, spa treatments, plush animals, snacks, novelty gifts, and more. Jordan Marie offers a unique twist on the gift basket -- infant layette sets (outfit, hat booties, burp pad, and bib) in a variety of designs -- frogs, bunnies, ducks, etc. Just Give lets you choose a "gift basket" of charities -- that help children, the homeless, or another population -- and make a donation in your loved one's name. Mission Orchards specializes in gift baskets featuring fresh fruit, baked desserts, smoked salmon, brie, and gourmet appetizers -- also check out their fruit of the month club. Wicks End has put together some creative and aromatic gift baskets filled with votives, jar candles, floating candles -- and even chocolates, decorative mugs, and flavored coffees. Disclaimer: These referrals are offered as a service of OnlineOrganizing.com and do not constitute an endorsement of the above-mentioned companies. Creative Solutions For Home And Office, LLC assumes no responsibility for the actions of or services provided by these companies. Add this page to your Bookmarks! E-mail this page to a friend! OnlineOrganizing.com is a service mark of Creative Solutions for Home and Office, LLC. Content on this site is © Creative Solutions for Home and Office, LLC, all rights reserved. No text or graphic representations may be copied off this site or used in any form. Entry into this site constitutes agreement to these terms. If you notice any problems with this site, please contact our webmaster. And if you don't see what you need you are welcome to " ask the organizer " any question! To see what people are saying about OnlineOrganizing.com, check out our visitor comments .
Birthday Present Ideas -
Best Birthday Present Ideas & Birthday Gift Suggestions - Children'sBirthday Presents - Best Birthday Present Ideas Birthday Present Ideas - Birthday Gift Recommendations Looking for the ideal Birthday present? This page links you to some of the best and most innovative birthday gift ideas online. Looking for children's toys? Click here for John Lewis or here for Woolworths. The secret to a good birthday gift is taking the time to get something the person really wants or would appreciate. Don't always pick the obvious and look to make someone happy. Remember there isn't a formula, whilst a trip to Paris on Eurostar may hit the spot for some of us, others may prefer a beautiful bouquet . If you want to know what presents are hot for big boys try visiting the Boys Stuff website or for girls the Girls Stuff website. If you are looking for inspiration follow the banners further down the page. If you know what you are looking for try these links: Gift Suggestions & Recommendations Flowers and Champagne - Add something to every occasion Gift Certificates - Amazon's gift vouchers are amongst the most popular gifts on the WWW Boys Stuff - Great gifts, gadgets and present ideas for grown up and not so grown up boys Books and DVDs - Fiction, non fiction, reference works, technical manuals. Clothes for Her or Him - Designer labels for every occasion Harrods - The place for great gifts Magazine subscriptions - Almost every subject covered, a present that lasts all year. Wine - Spoil someone with a few bottles of their favorite tipple Thanks Darling specialise in all types of gift activities, driving, outdoors, wining & dining and much more as well as the more traditional gifts such as champagne, flowers, chocolates, gadgets and big boys toys. Ipod, IPod Mini, IPod Shuffle, IPod Limited and Itunes, the hottest gifts around. Gadget Stuff, original, innovative, presents that get people excited. Do you know somebody who has always wanted to drive a tank, race a rally car, sky-dive from 10,000 feet or spend a weekend being pampered at a top health spa? Everybody does! Boots.com are one of the leading gift retailers. They stock over 12,000 items, including Boots' exclusive brands and virtually all Boots' seasonal gift range. They also sell products not available in store. Amazon sell more than just books, they have one of the biggest and best present and gift selections on the web. At Amazon you'll find the web's best prices on thousands of items like; handhelds & PDAs, digital cameras, every genre of music, videos, DVDs, home & business software, health & beauty products, gift sets, toys, console games and much more. Heals have recently revamped the gift pages of their website. They have hundreds of gift suggestions for birthdays and anniversaries in categories like; Elegant Ideas, Food & Drink, Games & Gadgets, Stationery, Stocking Fillers, Toiletries, For Him, For Her, For Kids & Gift Vouchers Great looking underwear for men and women always makes a welcome gift but make sure you get the sizes right. Figleaves offer over 100 leading brands - including Gossard, Wonderbra, D&G and Janet Reger - fast, free delivery, no quibble free returns, gift wrapping and personalised messaging. A member of the Which Webtrader Association. John Lewis has literally thousands of gift ideas for almost every occasion. Just try the search engine to see. Hundreds of gift ideas at Comet; Goodmans LCD TV, JVC DAB micro hi fi system, Robosapien, Navman PIN pocket PC, Fajita sizzler, Kenwood smoothie maker, 40 Gb iPod, Xbox Crystal, Scalextric road rivals, Remington hair straighteners, Massage chair & many many more suggestions on the website Yves Rocher is the 1st in botanical cosmetics in the world, 100% natural products and non-tested on animals. More than 800 beauty products on-line, as well as new products every month, a newsletter sent every month to our ever increasing database of customers Please refer to our disclaimer , Yourcounty does not have any responsibility for the content of external websites. * Details correct at the time of publication, for the latest information confirm directly with the retailer. Some offers are limited and terms and conditions may apply. Price reduction shown may be sale price, reduced web price or alternative offer. Yourcounty recommended and suggested products are provided for information purposes as a consumer guide. They do not constitute a product endorsement or guarantee, rather an opinion based on our market knowledge. Yourcounty' Best Buys' are defined as products that we feel offer particularly good value taking into account a wide range of factors; they are not necessarily suggested on price issues alone. Although they will generally be very competitively priced against other similar products on a like for like basis. Consumers should always check details with retailers prior to purchase and compare prices personally. www.yourcounty.co.uk
Great Gifts & Toys
Listmania! Beyond Barbie, Bratz & Dora: Great Gifts & Toys for Girls Your Store See All 31 Product Categories   Your Account | Cart | Wish List | Help Improve Your Recommendations | Your Amazon Home | Your Profile | Learn More Search Amazon.com Books Popular Music Music Downloads Classical Music DVD VHS Apparel Yellow Pages Restaurants Movie Showtimes Toys Baby Computers Video Games Electronics Camera & Photo Software Tools & Hardware Office Products Magazines Sports & Outdoors Outdoor Living Kitchen Jewelry & Watches Beauty Gourmet Food Beta Musical Instruments Health/Personal Care Travel Cell Phones & Service Outlet Auctions zShops Everything Else Scientific Supplies Medical Supplies Indust. Supplies Automotive Home Furnishings Lifestyle Pet Toys Arts & Hobbies Web Search Listmania! Beyond Barbie, Bratz & Dora: Great Gifts & Toys for Girls by The Macko Family , Blessed with Great Girls E-mail this list to a friend 1. Animal Planet Rescue Air Ambulance (Toy) Availability: This item is currently not available. Customers also shopped for these similar items . The Macko Family's comments: Features a female veteranarian who flies a helicopter and rescues animals in distress. 2. Pizza Party: Wooden Pizza Set by Melissa & Doug (Toy) Average Customer Review: Offered by: Imaginarium Buy new : $19.99 Availability: Usually ships in 24 hours The Macko Family's comments: Melissa & Doug offer some of the best products out there. Whether you choose the Pizza Party, Cake Cutting Set or Food Cutting Box, you can't go wrong. 3. Barrel of Crafts by Chenille Kraft (Toy) Average Customer Review: Offered by: Toys"R"Us Buy new : $29.99 Availability: Usually ships in 24 hours The Macko Family's comments: For girls who are preschool to kindergarten age, this bucket of crafts provides tons of items with which your artist can explore. 4. HUMONGOUS Freddi Fish 4-5 ( Windows ) by Humongous (Video Game) Availability: Currently unavailable Used & new from $2.50 The Macko Family's comments: Freddi Fish is a great problem-solving game. We love these along with the Putt-Putt series. 5. Deluxe Multi-level Wooden Folding Castle with 3 Figures and Horse by Melissa & Doug (Toy) Average Customer Review: Offered by: Imaginarium Buy new : $69.99 Availability: Usually ships in 24 hours The Macko Family's comments: Playsets in any form are a great gift. This one is perfect for little girls who are fascinated with fairy princesses. 6. Castle Dolls 8-piece Play Set in a Wooden Storage Case by Melissa & Doug (Toy) Average Customer Review: Offered by: Imaginarium Buy new : $19.99 Availability: Usually ships in 24 hours The Macko Family's comments: This set of dolls make a great accompaniment to the castle playset. 7. Loving Family Sweet Sounds Dollhouse by Fisher-Price (Toy) Average Customer Review: Offered by: Toys"R"Us Buy new : $79.99 Availability: Usually ships in 24 hours The Macko Family's comments: A dollhouse still is a must have for any little girl. However, feel free to skip the electronic version and have your little one use her imagination. 8. Butterfly Garden Kitchen Center by Imaginarium (Toy) Availability: This item is currently not available. Customers also shopped for these similar items . The Macko Family's comments: Like the dollhouse, a kitchen with the appropriate pans are still a must have for any little girl. However, feel free to skip the electronic version and have your little one use her imagination. 9. Cranium Hullabaloo Game by Cranium (Toy) Average Customer Review: Offered by: Toys"R"Us List Price: $24.99 Buy new : $19.99 You Save : $5.00 (20%) Availability: Usually ships in 24 hours The Macko Family's comments: Get the sillies out with this great listening game. 10. Lace-a-Puppet by Lauri (Toy) Average Customer Review: Offered by: Imaginarium Buy new : $12.99 Availability: Usually ships in 24 hours The Macko Family's comments: Great for fine-motor skills, you can make and decorate these puppets with your little one. 11. Play Doh Barrel by Hasbro (Toy) Average Customer Review: Offered by: Toys"R"Us Buy new : $12.99 Availability: Usually ships in 24 hours The Macko Family's comments: This set includes all of the essentials you need to start a great playdough set. 12. Animal Planet Farm Set by Toys "R" Us (Toy) Availability: This item is currently not available. The Macko Family's comments: Plastic animals are one of thos things that we never think to buy, but when someone gives them to us, we discover why they are a staple in every classroom. 13. Lego Explore Farm by LEGO Systems, Inc (Toy) Availability: This item is currently not available. The Macko Family's comments: These animals along with the basic duplo set offer hours of creative fun. 14. Animal Alley Darby Dog Vet Kit by Toys "R" Us (Toy) Offered by: Toys"R"Us Buy new : $19.99 Availability: Usually ships in 24 hours The Macko Family's comments: This set is a two in one as you get all of the elements of a dr. kit along with the vet kit. 15. Lego Duplo 140-pc. Bulk Tub (5352) by LEGO Systems, Inc (Toy) Offered by: Toys"R"Us List Price: $19.99 Buy new : $18.99 You Save : $1.00 ( 5%) Availability: Usually ships in 24 hours The Macko Family's comments: This basic duplo set along with the farm animals offer hours of creative fun 16. Magnetic Dress Up by Melissa & Doug (Toy) Average Customer Review: Offered by: Imaginarium Buy new : $19.99 Availability: Usually ships in 24 hours The Macko Family's comments: Remember the paper dolls of yesteryear? They've been upgrades and trust me, this magnetic set will get tons of use! 17. Floor Standing Theatre by Alex (Toy) Average Customer Review: Offered by: Imaginarium List Price: $89.99 Buy new : $79.99 You Save : $10.00 (11%) Availability: Usually ships in 24 hours The Macko Family's comments: Think outside the box! This theater can be used for puppets, to sell lemonade, or to issue train tickets or movie tickets. 18. Bean Bag Toss by Melissa & Doug (Toy) Offered by: Imaginarium List Price: $29.99 Buy new : $19.98 You Save : $10.01 (33%) Availability: Usually ships in 24 hours The Macko Family's comments: Great for hand-eye coordination, this game will provide lots of fun for wet or snowy days. 19. Story Book Reader with Lion King Book by Publications International (Toy) Average Customer Review: Offered by: Toys"R"Us List Price: $24.99 Buy new : $19.99 You Save : $5.00 (20%) Availability: Usually ships in 24 hours The Macko Family's comments: This story reader and an assortment of the accompanying packs have kept our daughters busy for hours. Create your own list! See the Best Lists Top 100 Listmania lists Search Listmania lists More about The Macko Family Related Listmania! Add your list My Children's Favorite "Melissa & Doug" toys... : A list by Mile High Blondie, Kids tested & I approved... BEST NONGADGETY Toys For My Preschooler : A list by katiesmom79413, Child Development Specialist Toys & books for a 2.5 year old girl : A list by Umabelly, Mother Quality Items For Your Child's Play Kitchen : A list by PortofinoGirl, Stocking My Daughter's Kitchen Add your list Related So You'd Like to... Create a guide Discover a Few More of the Fairies Favorite Things : A guide by J. H. Sweet, author of The Fairy Chronicles Discover Fairy Recommended Arts & Crafts : A guide by J. H. Sweet, author of The Fairy Chronicles Keep an energetic two year old busy all day : A guide by Jennifer A. Boutell, Mom of two year old and newborn have the best preschool board games... : A guide by KNSudha, Toyaholic Mom :-) Enjoy a Second Childhood : A guide by J. H. Sweet, author of The Fairy Chronicles provide outstanding learning opportunities to children : A guide by Brandy Gayle Humphrey Lee, Licensed Home Childcare Provider get ideas on what to buy a girl 1-3 yrs : A guide by M. E Flanagan-Paull, Kyrsten's Mommy & Frequent Play Group Attendee What to buy for 3 year old boy who has everything : A guide by Michelle Bailey, Mom of 2 boys ages 1 and 3 who lives in a small house Create a guide Where's My Stuff? Track your recent orders . View or change your orders in Your Account . Shipping & Returns See our shipping rates & policies . Return an item (here's our Returns Policy ). Need Help? Forgot your password? Click here . Redeem or buy a gift certificate. Visit our Help department . Search All Products Books Popular Music Music Downloads Classical Music DVD VHS Apparel Yellow Pages Restaurants Movie Showtimes Toys Baby Computers Video Games Electronics Camera & Photo Software Tools & Hardware Office Products Magazines Sports & Outdoors Outdoor Living Kitchen Jewelry & Watches Beauty Gourmet Food Beta Musical Instruments Health/Personal Care Pet Supplies Travel Books Cell Phones & Service Outlet Auctions zShops Everything Else Scientific Supplies Medical Supplies Indust. Supplies Automotive Home Furnishings Lifestyle Arts & Hobbies for Top of Page Amazon.com Home | Directory of All Stores Our International Sites: Canada | United Kingdom | Germany | Japan | France  | China Contact Us | Help | Shopping Cart | Your Account | Sell Items | 1-Click Settings Investor Relations | Press Releases | Careers Conditions of Use | Privacy Notice © 1995-2005, Amazon.com, Inc. or its affiliates
Birthday Gift
► » Romeo and Juliet starring YOU in happy-ending edition with your picture on cover! Wedding Anniversary Gifts and Unique Romantic Present Ideas - a customized romance novel! HOME : BOOKS : -- CORPORATE GIFTS : Kids : GIFT BASKETS : TESTIMONIALS : FAQ : CONTACT -- -- Call us toll free 1-866-660-1109 -- Romeo and Juliet - the happy ending edition! Starring YOU and a special someone as Romeo and Juliet! -- The ultimate romantic, wedding or anniversary gift — now available in a personalized "happy ending" edition, with optionally your pictures on the cover! It's the way Romeo and Juliet should have been - true love with a personal twist! Standard cover Photo cover Price: $29.95 “There could not have been a more perfect 20th wedding anniversary present. Thanks so much.” A.H., Studio City, CA Click here to read what our customers have been saying... About Customizations tell a friend Photos Gift Ideas Romeo and Juliet, Shakespeare's classic drama of passionate love—now releasedas a unique personalized romance with YOU playing the part of the famous lovers. A novel wedding,romantic or anniversary gift . Picture the thrill of classic lines personalized with you in them: "Oh Romeo, Romeo Brad, Brad. Wherefore art thou Romeo Brad?" "But, soft! What light through yonder window breaks? It is the east, and Juliet Helenis the sun." What's more, if you choose the Happy Ending Version a new scene is added withan unexpected plot twist — the lovers live happily ever after! A short scene is added after ActV Scene III. It turns out the apothecary's poison didn't work and Romeo survives, and Juliet's stabbingof herself merely made her pass out. (With sincere apologies to William Shakespeare, Mercutio and Tybalt!) Romeo : Juliet's true love Montague : Romeo's family, involved in a bitter feud with the Capulet clan (Juliet'sfamily) Juliet : Romeo's true love Capulet : Juliet's family, involved in a bitter feud with the Montague clan (Romeo'sfamily) Verona : The city where most of the story takes place Happy Ending Version The new scene is available in the following versions, whereRomeo and Juliet survive: Classic version ACT V, SCENE IV. IN THE SEPULCHRE. [Romeo and Juliet awaken, rubbing their eyes] Romeo What uncommon commotion stirs these folk? Ah, blessed apothecary, whose potion miss'dits mark! Juliet And perhaps 'twas the keenness of mine love that hath dulled the dagger's blade. Romeo What sayest thou we hasten to Verona? Juliet Come, prince, love, husband, shining angel! Let's leave this cold sepulchre for Verona'swarm embrace. [Exeunt Romeo and Juliet hand in hand] Irreverent version ACT V, SCENE IV. IN THE SEPULCHRE. [Romeo and Juliet awaken, rubbing their eyes] Romeo What the heck was that big scene all about? Juliet Who knows? I just passed out for a second and everybody's losing it. Luckily thedagger wasn't sharp. Romeo And the apothecary screwed up big-time! What do you say we head home? Juliet Sounds like a plan, my medieval man! [Exeunt Romeo and Juliet hand in hand] Your privacy is assured: once the email is sent we do not retain any names or email addresses Email To Subject Message text Your name Your email Additional photos coming soon! Anniversary Gifts Wedding Gifts Birthday Presents Romantic Gifts Christmas Gifts Graduation Gifts Valentine Gifts Listed below are both the modern and traditional anniversary gift names Anniversary number Traditional Gift name Modern Gift name First Paper Clocks Second Cotton China Third Leather Crystal & Glass Fourth Fruit & Flowers Appliances Fifth Wood Silverware Sixth Candy & Iron Wood Seventh Wool & Copper Desk Sets Eighth Bronze & Pottery Linens & Lace Ninth Pottery / Willow Leather Tenth Tin & Aluminum Diamond Jewelry Eleventh Steel Fashion Jewelry Twelfth Silk & Linen Pearls Thirteenth Lace Textiles / Furs Fourteenth Ivory Gold Jewelry Fifteenth Crystal Watches Twentieth China Platinum Twenty-Fifth Silver Silver Thirtieth Pearl Diamond Thirty-Fifth Coral Jade Fortieth Ruby Ruby Forty-Fifth Sapphire Sapphire Fiftieth Gold Gold Fifty-Fifth Emerald Emerald Sixtieth Diamond Diamond -- Price: $29.95 Did you know? Select the custom photo option for the ultimate in personalization- a picture of YOU on the cover! (Details...) Every book comes with a customized cover with your name on it A dedication message (upto a page) is included at no extra cost -- Shipping Basic shipping to USA/Canada: $4 Express: $9 (More details...) -- -- Titles Romance - Romeo and Juliet Adventure - Zorro -- - Robin Hood - NEW! - The JungleBook - Moby Dick Fantasy - The Wizard of Oz - Alice in Wonderland Mystery - The Adventuresof Sherlock Holmes - The Memoirs of Sherlock Holmes - The Hound of the Baskervilles - Early Sherlock Holmes Drama - A Christmas Carol - Anne ofGreen Gables - Anne of Avonlea - Anne of the Island Horror - Dracula - Dr. Jekyll & Mr. Hyde -- HOME : POLICIES : DEALERS & AFFILIATES : JOBS : CONTACT : RESOURCES Click to verify Shop with confidence! Customized Classics is a certified InternetSecure Merchant ---
wedding gift: cash toward
MSN Money - A practical wedding gift: cash toward a home MSN Home My MSN Hotmail Shopping Money People & Chat Sign In W eb Search: Money S earch MSN Money: Help Home News Banking Investing Planning Taxes My Money Portfolio Loans Insurance Planning Home Retirement Savings Insurance Family/College College Tools Scholarship Search College Search Resources Decision Centers Commentary Index More Tools Related Links Message Boards Print-friendly version Send this to a friend Get market news by e-mail See if refinancing works Personal finance bookshelf Find It! Article Index Finance Q&A Tools Index Site map Related Articles Marriage means updating important documents Romance can wait; first, talk cold, hard cash Tie the knot without busting your budget Related Resources Decision Center: Essential homebuying guide Decision Center: Love, money and marriage See if youre carrying too much debt Stay at home or work? Try our calculator Related Sites Bankrate.com The Basics A practical wedding gift: cash toward a home advertisement If anyone asks what you want for a wedding present, you might try 'cash for a down payment.' Its legal, if you follow the rules, and asking for cash even meets the Emily Post test for politeness. By Bankrate.com June is the busiest month for weddings, and a forest's worth of invitations either already has been mailed or soon will be sent. A lot of couples want money for wedding gifts. A wedding-day cash infusion can make putting a down payment on a home easier. With prices appreciating rapidly in much of the country, lots of couples need all the help they can get. There are formal and informal rules governing gifts of money to help newlyweds buy a house. First, the informal rules: Is it OK to ask one's wedding guests for money? "It's not rude to request money as a wedding gift," says Peggy Post, author of Emily Post's Wedding Etiquette. "However, it's extremely important to ask politely." Peggy Post is Emily's great-granddaughter-in-law, the wedding etiquette expert for WeddingChannel.com and the main spokesman for the Emily Post Institute. She says one of the most common challenges that couples face is how to request money as a wedding gift. Doing so is acceptable, if done politely. If you seek down-payment money, get the word out through family and friends, Post recommends. Just don't include that info in the same envelope as a wedding invitation. "If you are asked point-blank what you would like for a gift, you might say, 'Whatever you choose will be wonderful, I'm sure, but money for a house down payment is on the top of our wish list,'" Post says. It's OK to say what it's for Go ahead and tell people what you want the money for. Who knows? If you let people know that you plan to spend the money on a down payment, rather than on a honeymoon in Tuscany, they might be more willing to open their pocketbooks. Wedding guests who insist on giving you yet another toaster or wicker picnic basket or a set of rosewood corn holders should be thanked anyway, even though they aren't helping you buy a house. "You should always accept any gift graciously, and remember that the choice of what to give really belongs to the gift giver," Post says. With the etiquette question out of the way, that brings up how to get the money from your guests' pockets and into the hands of the folks who eventually sell you their house. It's not simple, because mortgage loan programs have differing rules on the use of gift money in making a down payment. So know the gift rules Generally, you are expected to be able to make a down payment of at least 5% from your savings, excluding gifts. But what if you are too impatient to wait that long? Some mortgage programs allow you to use gift money if you can't scrape together that 5%. Loans insured by the Federal Housing Administration allow you to use money from gifts to make a down payment of as little as 3%. Fannie Mae and Freddie Mac, the two biggest purchasers of home loans, offer similar programs through lenders. Fannie Mae's program is called "Flex 97" and Freddie Mac's is called "Alt 97." If there is a problem with these loan programs, it is that they limit whose money you can use. The FHA, Fannie and Freddie allow you to use money from family members. In the FHA's case, givers have to be members of your "immediate family." It's up to the loan officer to figure out who is family and who is immediate family. What about friends? Can you use gift money from, say, the woman who has been your mother's best friend since kindergarten? Technically, no. The money has to come from family (or from a nonprofit or government agency, but they don't give wedding gifts). It wasn't always this way. In 1996, the FHA encouraged lenders to offer "bridal registry accounts," where couples could stash gifts from friends and family. "Then, when the newlyweds purchase their new home, the money will be available and documented through a lender-supervised account," the FHA said. A few lenders responded enthusiastically, establishing account programs specifically for newlyweds complete with gift cards that could be returned to the bank with a check enclosed. One such lender is SunTrust Mortgage, a subsidiary of SunTrust Banks. Through SunTrust Mortgage, you can open a bridal registry savings or checking account at SunTrust Bank. When a wedding guest makes a deposit, the bank sends a card to the bride and groom to let them know. Ready to find a mortgage? "When they're ready to go ahead and make that first home purchase, they access those funds and we get a mortgage for them -- and we hope they remain a SunTrust banking customer," says Cheryl Nolda, senior vice president of marketing for SunTrust Mortgage. In the last few months, about 500 brochures have been given to prospective couples, Nolda says. The lender usually sees an upsurge in interest in the two months before June and October, which tend to be the busiest months for weddings. Despite their success at SunTrust, bridal registry accounts never really caught on. You can always open a regular old savings or money market account to hold your down payment fund, but you might need to document where the money came from. That's easy enough when the money comes from your paycheck. If some of the money comes from gifts, be prepared to document the source. Encourage gift-givers to give checks from their personal accounts. And don't forget to write those thank-you notes. Editor's Choice 3 legal papers you can't live without Your own business, your tax shelter Brush: The 5 most overpaid CEOs Are seniors gambling away retirement? Cut your taxes by going solar Readers' Choice Ratings Top 5 Articles 9.34 Zombie debt collectors dig up your old mistakes 9.33 10 ways to stop identity theft cold 9.31 10 ways to avoid outrageous hospital overcharges 9.22 The tricks and traps of debt consolidation 9.17 Safeguard your Social Security number View all top rated articles More Resources · E-mail us your comments on this article · Post on the Your Money message board · Get a daily dose of market news S earch MSN Money tips advertisement MSN Money's editorial goal is to provide a forum for personal finance and investment ideas. Our articles, columns, message board posts and other features should not be construed as investment advice, nor does their appearance imply an endorsement by Microsoft of any specific security or trading strategy. An investor's best course of action must be based on individual circumstances. © 2005 Microsoft MSN Privacy Legal Advertise Feedback Help