Housewarming Gifts - Going

NOVICA - News - Great Housewarming Gifts - Going Beyond Gift Baskets explore by Region ----------- New Arrivals Favorites ----------- Andes Bali and Java Brazil India Mexico Thailand West Africa explore by Category ----------- View All Area Rugs Clothing/Accessories Collectibles Furniture Gift Finder Greeting Cards/Books Handbags Boutique Home Decor Jewelry Luggage/Travel Bags Masks Mirrors Musical Instruments NOVICA Kids Nature's Treasures Paintings Peace Gifts Sculpture Tableware/Entertaining Toys/Games Vases Wall Hangings myNOVICA NEWS HELP MISSION CART Home News Great Housewarming Gifts - Going Beyond Gift Baskets All Categories Area Rugs Clothing/Accessories Collectibles Furniture Gift Finder Greeting Cards/Books Handbags Boutique Home Decor Jewelry Luggage/Travel Bags Masks Mirrors Musical Instruments NOVICA Kids Nature's Treasures Paintings Peace Gifts Sculpture Tableware/Entertaining Toys/Games Vases Wall Hangings advanced search NEWS Web Firm Profits by Enriching Both Artisans and Buyers Read More Web Site Helps Artists' Business Thrive Read More More News myNOVICA REGION FAVORITES REGIONS CATEGORY FAVORITES CATEGORIES GIFT ANIMALS GIFTS PAINTING SELECTOR Apr 1, 2005 Great Housewarming Gifts - Going Beyond Gift Baskets by Marti Winkler, Home Editor Bella magazine So your best friends just closed escrow on their first home, and the housewarming party's this Saturday afternoon. If you want to make a great impression and give them something they'll actually use and enjoy, forget about the gift basket with a bottle of champagne and a sausage log. It's time to think outside the basket and go for something a little more original. As a real estate agent, I like to give a gift to my clients when we close an escrow, and lately I've fallen into the rut of giving Home Depot gift cards. And while these are great gifts for anyone who owns a house, and are especially easy to buy when you're short on time, they're a little impersonal and predictable. They also scream 'Sorry, I just couldn't think of anything else to get you'. Guilty as charged. Here's a few unique gift ideas that are sure to please and maybe even surprise your friends or clients.... ...Another great website is NOVICA.com, which features worldwide fine art and home decor. Their mission is to 'create a bridge between you and the many talented artisans across the globe'. Art is very subjective, and unless you know exactly what your friend loves, it might be a good idea to give a gift certificate. Gift certificates start at $30.00 and go as high as $1000.00 for those really, really good friends. Top Print Send ITEMS IN CART Your cart is currently empty. JOURNAL SIGNUP Enter your email below to receive special offers & artist/product updates Click here to watch NOVICA Keepers of the Arts Video our mission | site map | info | news | contact us | testimonials | wholesale | corporate gifts | gift registry | become an affiliate | wander woman © 2005 NOVICA United, Inc. All rights reserved. Read our Privacy Policy .

College Gift

Skidmore College - Gift Planning - Life Income - Charitable Remainder Trust Search | Calendar | A-Z Index Thu Sep 22 5:37 PM EDT Skidmore Home | Admissions | Current Students | Faculty & Staff | Parents & Friends | Alumni Wills and Bequests Life Income Gifts More Gift Options Breaking News To Honor Donors Bring Legacy to Life! Scribner House Contact Our Staff Gift Planning Home STANDARD MAIL 815 North Broadway Saratoga Springs, New York, 12866 GIFT PLANNING PHONE 518-580-5655 E-MAIL CONTACT Gift Planning Gift Planning Life Income Gifts - Charitable Remainder Trust Commonly known by its acronym, CRT, the charitable remainder trust is a valuable estate and financial planning tool that also helps donors fulfill philanthropic objectives. A donor can fund a CRT with cash or securities. The CRT will provide a stream of income to one or more recipients (a donor and spouse, for example) for life or for a fixed period up to 20 years. The trust ends when the income recipient(s) pass away or when the fixed period has ended. The remaining trust assets are then distributed to Skidmore, and other charitable recipients, if named, to be used in a manner determined by the donor when the trust was created. It is also possible to use real estate to fund a CRT. Life income payments can be made two ways: as a percentage of the trust assets as revalued annually (this is known as a unitrust, or CRUT) or by paying a fixed percentage of the original trust principal (this is known as an annuity trust, or CRAT). The unitrust provides a variable payment, while the annuity trust provides a fixed payment. Trusts are usually funded with a minimum of $100,000. Donors usually experience an increase in yield on the assts. Other advantages include an immediate charitable income tax deduction, avoidance of capital gains tax if appreciated assets are used to fund the trust, possible estate tax savings, and the creation of a legacy through your wonderful gift to Skidmore. Many donors use their tax savings to purchase a life insurance policy to replace for their heirs the assets used to fund the CRT. Please call or email to learn more. Bring Legacy to Life! Philanthropy • Legacy • Security The Office of Gift Planning urges donors to consult their legal and other professional advisors when considering charitable gift giving. Our staff is always pleased to work directly with donors and their advisors during the process. Creative Thought Matters. Skidmore College · 815 North Broadway · Saratoga Springs, NY · 12866 Skidmore College Main Links ©2005 Skidmore College · Contact Information Skidmore Home | Admissions | Current Students | Faculty & Staff | Parents & Friends | Alumni

unique gifts for the

Celebrate Jewish Holidays with unique judaica at Jewish Family Celebrations Join our email list for sales and specials! Noah's Ark Glass Decoration Festive Ceramic Platter Jewish Gift Happy Hanukkah Pillow Terra Cotta Bread Tile for Jewish Home Decoration Challis & Roos: Shalom Decorative Plate Framed Handpainted Tile Trivet Jewish Themed Gift 4 Porcelain Hanukkah Mugs Patchwork Throw Jewish Home Dreidel Throw Chanukah Tapestry/Throw Lighted Tapestry Wallhanging Nouveau Glass Plate Jewish Kitchen Decor Noah's Ark Rug Handblown Glass Coil Mezuzah Framed Artwork Boy's Song Shalom Candy Dish World Time Calculator Star Torah Earrings Sterling Star Earrings Bar Mitzvah Bear Bat Mitzvah Bear Bat Mitzvah Images Dreidle Box Magen David Bracelet Sterling Silver Necklace Handcarved Star of David Box Bar Mitzvah Frame Bat Mitzvah Album/Journal Bar Mitzvah Album/Journal Sorrento Music Box (white) Bat Mitzvah Frame (vines) Sorrento Musical Ring Box Candle Star Earrings Shalom Candy Dish Old City Olive Wood Dreidel Peaceful Dove Socks Polished Silver Keychain Little Blue Dreidel Earrings Silver Chai Earrings Silver and Gold Business Card Case America Flag Pin Jewelry Noah's Ark Tie Morano Glass Star Pendant Blue & White Candles Tree of Life Pendant Silver Table Clock Shalom Dove Pin Jewelry 14K Gold Star Pendant Jewelry Peaceful Dove Star Pendant and Chain Sorrento Musical Jewelry Box (white) 6 Point Diamond Star Necklace Beaded Dreidel Decoration Gold Star Adornment with Stand Star of David Picture Frame 6 Piece Jewish Stemware Charms Set Sorrento Musical Ring box Jewish Pen Set Gold Hamsa Pendant with Diamond Jewish Towel Set Miriam's Cup Modern Art Mezuzah Porcelain Keepsake (with stand) Holiday Towel Set for Hanukkah Challis & Ross Decorative Ceramic Tiles (set of 4) Mahjongg Mezuzah Multicolored Silver Pendant Jewish Home Windchime Porcelain Garden Mezuzah Hanukkah Socks Adult Size Sorrento Musical Jewelry Box (blue) Galaxy Star Tie - Navy Blue Pray for the Peace of Jerusalem Galaxy Star Tie - Black Jewish Wine Bag Diamond Star Earrings Morano Pill Box Sterling Silver Charm Bracelet 14K Gold Hamsa Heart Posts Search keyword: All Categories Bar / Bat Mitzvahs Dreidels / Menorahs Gifts For Grownups Gifts For Kids Gifts For The Home Passover / Weddings All items in stock and ready for shipment. No Sales Tax on deliveries outside California! Satisfaction Guaranteed On All Orders We proudly present our on-line store of unique gifts for the special person on your shopping list. Please browse and enjoy. Satisfaction Guaranteed on all orders! We want you to be fully satisfied with your purchase from our carefully chosen selection of hard to find gifts. If you are not completely satisfied with your order, please contact us for a full refund. Customer Testimonials. Read what our customers say about us. The Hanukkah celebration begins December 7th! Your source for Hanukkah, everything Jewish, gifts, menorahs, and decorations. Gifts Online has grown from one online store in 1995, selling gifts for celebrating Jewish holidays, to four stores offering hundreds of products. The addition of http://CatGiftStore.com selling gifts for cat lovers brings you many adorable choices for your favorite cat lover. Cat Gift Store celebrates its third year of business. Visit http://PerfumeBottles.biz for a vast selection of unique perfume bottles from around the world. Our newest store is http://VasesAndBowls.com . California Vases and Bowls offers collectible bowls and vases which make unique gifts for Christmas presents, mother's day, anniversary gifts, and birthday presents. Important Passover Facts Passover (Pesach in Hebrew) is the oldest continuously celebrated Jewish festival. The rabbis developed the ritual of the seder based on passages from the Torah. The Torah is made up of the first five books of the Hebrew Bible. The Hebrew word seder means order. The sedar is traditionally celebrated in the home. Haggadah is a book that contains the entire service used for the Passover seder. The central message for Jews in the Haggadah is that God rescued the Israelites from slavery in Egypt. In the Haggadah, the name of Moses is mentioned only once. On very sedar table there is a symbolic fifth cup of wine called the "Cup for Elijah." There is a teaching that the Prophet Elijah will answer Jewish legal questions that the ancient rabbis could not resolve. One of these questions was whether we drink four or five cups of wine or grape juice at the seder. There is also a seder plate which holds the six symbolic foods for passover. Three pieces of matzah are placed in the middle of the table on a matzah tray. One piece of matzah is hidden in the home for children to seek out. It is called the Afikomen. Usually a prize is given to the child who finds it first. Passover is celebrated every Spring as a family dinner and service. The traditional items used are a seder plate and matzah tray. It is the most important Jewish holiday celebrated each year. We offer unique judaica gifts for celebrating all the Jewish holidays. Browse through this judaica gift store, for the best in jewish gifts, jewish decorations, judaica jewelry, and jewish toys. Hamakor means the source. If you want judaica for your jewish holidays, we have judaica and jewish gifts. For the jewish holiday of Chanukah (also spelled as Hanukkah, Hannukah, Channukah, and Hanukah), we have menorahs and dreidels. Menorah is also spelled menora, so menorahs would be menoras. Dreidels is also spelled draydels or dradels, so dreidel would be draydel or dradel. A jewish menorah holds candles - it is a candle holder for jewish candles. Or, a jewish menora is a candle holder that holds jewish candles. The jewish holiday of hannukah (also spelled as hanukkah, chanukah, channukah, and hanukah) usually has a Star of David. The jewish holiday of hanukah (also spelled as hanukkah, chanukah, channukah, and hannukah) is commonly called the Festival of Lights. We sell judaica toys in our jewish gifts store, including jewish sand art and jewish stained glass. These judaica childrens toys make great chanukah, or hannukah gifts. These judaica kids toys make great hanukkah gifts and the children's toys are used for all jewish holidays. We offer many judaica gifts for the jewish holiday of Shabbat, also spelled Shabbath or Sabbath. There are shabbat candlestick holders and shabbat candles. Or, there are shabbath candlestick holders and shabbath candles. Or, you can say there are sabbath candlestick holders and sabbath candles, depending on how you spell shabbat (or shabbath or sabbath). For your bar mitzvah boy or bat mitzvah girl, we have a bar mitzvahs and bat mitzvahs section in our judaica gifts store. There are bar mitzvah bears and bat mitzvah bears. There are also bar mitzvah picture frames for bar mitzvahs and bat mitzvah picture frames for bat mitzvahs in our judaica gifts store. This jewish gift store is for bar mitzvah boys or bat mitzvah girls. And, for their keepsakes, we have bar mitzvah albums and bat mitzvah albums. You can search for bar bat mitzvah or bat bar mitzvah as a search string. Or, they might also try bar bat mitzvahs or bat bar mitzvahs. For the jewish holiday of Passover, or Pesach, we have seder plates. Seder is also spelled sedar, so seder plates would be sedar plates. Similarly, seder plate would be sedar plate. The Passover, or Pesach, jewish holiday also needs lots of candlesticks and candles, which are for sale in our judaica gift store. And judaica sedar plates are needed for the passover, or pesach, jewish holiday. Our sedar plates are perfect for passover or pesach. We have a matzoh tray, or matza tray for your jewish matzohs or jewish matzas. Matzohs are used during Passover, or Pesach, and sit on top of sedar plates, or seder plates. The Matzohs are hidden and your jewish children will try to find the matzohs that sat on the sedar plates. Passover and Pesach are fun jewish holidays for judaica kids. We have lots of fine judaica jewelry, or israeli jewelry at our judaica gift store. The are jewish pendants and other judaica jewelry. Our religious jewelry is only jewish jewelry or judaica jewelery, which is the misspelling of jewelry. And jewelry is often misspelled as jewelery. Jewish jewelery should be spelled jewish jewelry. Judaica jewelry is jewish art and jewish art is also known as judaica jewelery, or jewelry. For jewish weddings, we have jewish wedding presents. There is a jewish wedding picture frame, a jewish wedding bear couple, and a judaica wedding glass pillow. There is also a jewish bride and jewish groom platter. The jewish wedding gifts include wedding decorations and wedding albums. The jewish wedding albums make great wedding presents for all jewish weddings. We offer judaica decorations, or jewish decorations at our judaica gift store. We have a bread tile and a Star of David. We have jewish decorations that make great gifts for your friends - for any jewish holiday, or judaica holidays. Some people will call our judaica gift store a jewish gift store. Others call our judaica gift store a hebrew store, or a hebrew gift store. Sometimes it is just called a judaica store and other times it's called a jewish store. Finally, judaica is also called judaic. So, judaica gift store would be judaic gift store and judaica gifts would be called judaic gifts. Our judaica toys would be judaic toys. And, any judaica toy would be called a judaic toy. Our educational toys are childrens toys that have a lot of educational value. These children's toys are used by kids during all jewish holidays. These educational kids toys offer lots of value for your jewish children and a unique gift for a bris. Thank you for visiting us at judaicagiftstore.com - a great judaica gift store! Enter your e-mail below to be notified of upcoming specials and sales! Contact Us | Company Info | Links | Site Map | Privacy Policy Gifts For Kids | Gifts For Grownups | Gifts For The Home Bar / Bat Mitzvahs | Dreidels / Menorahs | Passover, Wedding, etc. Perfume Bottles Gifts for Cat Lovers Vases and Bowls Shopping Cart & Design By: TodaysGraphics.Com

Gifts for Women Merchant

Order Gifts for Women from the tested safest Gifts for Women stores. Tested Safest Websites - Order Gifts for Women Merchant Options Order from the Tested Safest Gifts for Women Websites Home : Gifts : Gifts for Women Bodies By Design Professional Treatments at Home Know Before You Go! Professional treatments for spa or at-home use, guaranteed to work. Stretch mark cream, microdermabrasion kit, ionic hair dryer, manicure set, cellulite treatment cream, spider vein cream, seaweed soap, sunless tanning lotion, wrinkle patch and more. Read real customer testimonials. Free shipping offer. Pearl Paradise Pearl jewelry store Know Before You Go! Pearl Paradise.com sells pearl jewelry at wholesale prices directly to the public. They guarantee every piece they sell to appraise for at least 5 times their price. Moosejaw Outdoor Equipment and Clothing Know Before You Go! Moosejaw offers amazing deals on the finest outdoor equipment and apparel from The North Face, Arcteryx, Patagonia, Marmot, Mountain Hardwear, Moosejaw and much more. Love the madness. Moosejaw. Enhanced Ideas Gifts galore & more. Know Before You Go! We've made online shopping easy. Find everything from collectibles, figurines, blown glass, novelty items, fine jewelry, decorative candles, fountains, home decor, garden decor and much, much more. Including realistic, heritage, americana, mythical, magical and spiritual decor. 1000 Day Spas Nationwide at SpaWish.com Day Spa Gift Certificates Know Before You Go! Give more than a gift. Give a relaxing, pampering experience. Your recipient will delight in selecting any spa & services desired, like massages, facials, manicures & more! SpaWish Certificates come elegantly packaged with a gift card & nationwide directory of spas. We also have a tantalizing array of gift bundles, chock full of delectable treats. 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Orkydpearls.com Fabulous Pearl Jewelry Collection Know Before You Go! Wide selection of fine pearl jewelry to suit any style! Featuring a Design Your Own section, choose among our collection and add your personal touch. Our exquisite rings, necklaces, earrings, pendants, sets, pins and brooches are sure to leave her with a smile. Enter to win a $1,000 Shopping Spree! Crystal Fox Gallery Crystal Fox Gallery Know Before You Go! Crystal Fox Gallery, featuring Swarovski Crystal, Fountains, Mats Jonasson, Crystal World, Steinbach Crystal, Custom fountains for business or home and gift ideas galore! Over 4000 items on line. Located on Historical Cannery Row, Monterey, CA. Prompt service, free gift wrapping upon request. Email us if you need help locating that special gift. We look forward to assisting you. 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wedding gifts you really

MSN Money - Get the wedding gifts you really want MSN Home My MSN Hotmail Shopping Money People & Chat Sign In W eb Search: Money S earch MSN Money: Help Home News Banking Investing Planning Taxes My Money Portfolio Loans Insurance Planning Home Retirement Savings Insurance Family/College Resources Decision Centers Commentary Index More Tools Related Links My Accounts Message Boards Print-friendly version Send this to a friend Get market news by e-mail See if refinancing works Personal finance bookshelf Find It! Article Index Finance Q&A Tools Index Site map Related Sites Association of Bridal Consultants The Honeymoon Casa de Oro Travel wedding registry Honeymoonforyou.com HoneyLuna.com The Basics Get the wedding gifts you really want advertisement Traditional registries can prevent you from getting 5 identical bun warmers. But some couples really want camping gear, home down payments or honeymoon contributions. What would Miss Manners say? By MP Dunleavey It's relatively rare these days for people to get married right after graduating from college. The average age for first marriage among women has risen steadily to more than 25, from less than 21 in 1970; for men, the average is now more than 27. My fianc and I were about a decade or so past our mid-20s when we got married recently, and like a lot of people, we had accumulated a lot of stuff during our unmarried years. The last thing we wanted was more stuff. At least that's how we felt when we considered doing the standard newlywed thing: i.e. registering for china, linens, monogrammed silver, matching PDAs and a small, well-behaved child. Nah. What we wanted, more than anything, given the stress of modern wedding planning, was to go lie on a beach somewhere and pretend we were still happily dating. Don't let retirement sneak up on you. Create a perfect plan. But like most couples we found the cost of the wedding taxing enough -- even though our parents did pay for most of it. There was no way we could afford a honeymoon, too. So we got this crazy idea. If our loved ones would be willing to shell out for glassware and new pots, would it be terrible -- crass, rude, self-serving -- to ask for contributions toward what we really wanted? Financial wedding etiquette To be honest, I've never liked the idea of a traditional registry. No matter how fancy the store (or your china pattern), you're basically telling guests what to buy you. Miss Manners, aka Judith Martin, pointed out in a recent column that commercial gift registries used to be kept ONLY in the event that customers inquired about a bride's china or silver pattern. Now, she says, all sentiment is being stripped from the gift-giving tradition. People turn to registries, she says, "to put generosity under the control of its beneficiaries." And, she concludes sternly: "These practices are no less vulgar for having become commonplace." Her point is well-taken. Some couples seem to equate "getting married" with "shopping spree" and use the registry system to shamelessly upgrade every item in their home. On the other hand, there is a financial reality that cannot be avoided. Custom dictates that a gift must be bought, so for most people the financial sanity (and sheer convenience) of bridal registries outweighs the inherent crudeness of this system. Guests don't waste their money buying gifts couples don't want or can't use. Couples get what they need, so they don't have to buy it themselves. Stuff -- who needs it? Increasingly, says Peggy Post, author of "Emily Post's Wedding Etiquette by Peggy Post", many couples would rather skip the stuff anyway. "So many couples come to the marriage with so many things," she says, noting that 40% of marriages are "encore," i.e. repeat, unions, for one or both partners. "These days you see people registering for all kinds of non-traditional items." Among them: camping gear, a down payment for a house, stock certificates and, yes! . . . the honeymoon. According to the Association of Bridal Consultants (see link at left), a wedding guest will spend an average of $85 on a gift. The average cost of a honeymoon is about $4,000. If a couple has no need for flatware and linens, why not encourage guests to contribute to a honeymoon registry like thehoneymoon.com, casadeorotravel.com, honeymoonforyou.com or honeyluna.com? Guests can contribute to airfare, romantic dinners, massages, picnics, guided tours, etc. To drool over a sample registry for a honeymoon in Hawaii, click on the link at left under Honeymoonforyou.com. For one in Greece, click at left under HoneyLuna.com. And to send in contributions for my honeymoon, click . . . oh, never mind. The etiquette of alternative registries Peggy Post, the great-granddaughter-in-law of Emily Post, thinks using these offbeat registries can be fine "with a big IF attached." Here's some guidance: 1) Wait until you're asked. It's impolite (and annoying) to include a card announcing where you're registered. Wait for guests to inquire, and let the word spread discreetly through friends and family. "Let your parents, siblings, wedding party and close friends know -- IF they've asked," suggests Bobbie Izeman, a bridal consultant and advice columnist for blushing-brides.com. "But don't announce it in a formal way." 2) Do not dictate. As Miss Manners points out, a gift, above all, is a gift. It is not up to you to decide what your guests should give, no matter how badly you want contributions to your down payment, help with your airfare or even traditional items like cookware. "You should leave your guests the option to give you what they want," agrees Post. 3) Say thank you. It may seem obvious, but sending a prompt, enthusiastic thank you note -- for every gift, no matter what the gift -- is essential. "The key thing is to remember to be appreciative," says Post. The honeymoon fund Since we didn't know about these honeymoon registries a few months ago, my fianc and I set up our own impromptu "honeymoon fund." We made a small gaffe by alluding to it in the instruction sheet for our weekend wedding (oops!), but it was in the context of asking guests please not to give presents. Apparently, that is also a faux pas (eek!), but we hadn't consulted all these etiquette experts then. To our surprise, a small number of friends (and a couple of relatives) protested. They wanted to get us A Real Gift. I can say with some relief that at least we handled that properly -- encouraging people to give whatever sort of gift they wanted. And they did. We got a lovely mix of gifts and honeymoon fund contributions. Just enough so that we can restore our sanity on some sandy shore -- without going into a penny of debt. What greater wedding gift could there be? Editor's Choice 3 legal papers you can't live without Your own business, your tax shelter Brush: The 5 most overpaid CEOs Are seniors gambling away retirement? Cut your taxes by going solar Readers' Choice Ratings Top 5 Articles 9.34 Zombie debt collectors dig up your old mistakes 9.33 10 ways to stop identity theft cold 9.31 10 ways to avoid outrageous hospital overcharges 9.22 The tricks and traps of debt consolidation 9.17 Safeguard your Social Security number View all top rated articles More Resources · E-mail us your comments on this article · Post on the Your Money message board · Get a daily dose of market news S earch MSN Money tips advertisement MSN Money's editorial goal is to provide a forum for personal finance and investment ideas. 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