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Skidmore College - Gift Planning - Life Income - Charitable Remainder Trust Search | Calendar | A-Z Index Thu Sep 22 5:37 PM EDT Skidmore Home | Admissions | Current Students | Faculty & Staff | Parents & Friends | Alumni Wills and Bequests Life Income Gifts More Gift Options Breaking News To Honor Donors Bring Legacy to Life! Scribner House Contact Our Staff Gift Planning Home STANDARD MAIL 815 North Broadway Saratoga Springs, New York, 12866 GIFT PLANNING PHONE 518-580-5655 E-MAIL CONTACT Gift Planning Gift Planning Life Income Gifts - Charitable Remainder Trust Commonly known by its acronym, CRT, the charitable remainder trust is a valuable estate and financial planning tool that also helps donors fulfill philanthropic objectives. A donor can fund a CRT with cash or securities. The CRT will provide a stream of income to one or more recipients (a donor and spouse, for example) for life or for a fixed period up to 20 years. The trust ends when the income recipient(s) pass away or when the fixed period has ended. The remaining trust assets are then distributed to Skidmore, and other charitable recipients, if named, to be used in a manner determined by the donor when the trust was created. It is also possible to use real estate to fund a CRT. Life income payments can be made two ways: as a percentage of the trust assets as revalued annually (this is known as a unitrust, or CRUT) or by paying a fixed percentage of the original trust principal (this is known as an annuity trust, or CRAT). The unitrust provides a variable payment, while the annuity trust provides a fixed payment. Trusts are usually funded with a minimum of $100,000. Donors usually experience an increase in yield on the assts. Other advantages include an immediate charitable income tax deduction, avoidance of capital gains tax if appreciated assets are used to fund the trust, possible estate tax savings, and the creation of a legacy through your wonderful gift to Skidmore. Many donors use their tax savings to purchase a life insurance policy to replace for their heirs the assets used to fund the CRT. Please call or email to learn more. Bring Legacy to Life! Philanthropy • Legacy • Security The Office of Gift Planning urges donors to consult their legal and other professional advisors when considering charitable gift giving. Our staff is always pleased to work directly with donors and their advisors during the process. Creative Thought Matters. Skidmore College · 815 North Broadway · Saratoga Springs, NY · 12866 Skidmore College Main Links ©2005 Skidmore College · Contact Information Skidmore Home | Admissions | Current Students | Faculty & Staff | Parents & Friends | Alumni

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Jewelry Gifts - Wedding Channel.com Bride & Groom Guests & Gifts Log In | Sign-Up -- Shopping Bag | | Featured Designer Tacori Oro Diamante What do you think? What is your groom's style? Brad Pitt Samuel L. Jackson Johnny Depp George Clooney jewelry gifts We all know good gifts come in small packages. Whether you're searching for the perfect bridesmaid gift, or something for your beloved to open on your wedding day, our great gifts are sure to make them smile. Get Ideas Find The Perfect Gift Browse great gifts below, or visit our jewelry gallery for beautiful ideas. Gifts for the Bride Gifts for the Groom Gifts for the Bridesmaid Gifts for the Groomsmen Jewelry Gift Search View all styles or narrow your search below. Any Designer Blue Nile Cathy's Concepts Exclusively Weddings Any Gender Hers His ALL Any Jewelry Type Watches Earrings Other Accessories Necklace/Earring Bracelets Necklaces/Pendants Pearls Cufflinks Exclusively Weddings Articles Exchanging gifts before the ceremony but not sure what to give? Click here for our suggestions. See ideas on how to best accessorize your lovely bridesmaids . See all articles Get Advice Read our gift guide for the perfect gift for your occasion. The top 10 things to know about pearls . How to create a meaningful heirloom generations and generations will love. See all articles Get It Done Shop at Blue Nile for personal gifts for your groom, bride, and attendants. See fun groomsman and bridesmaid gifts and accessories in our wedding supplies shop . Spotlight See fabulous gift ideas for everyone from the bride to the groomsmen at Blue Nile . Browse an expansive gallery of platinum gift ideas -from intricate necklaces and bracelets to simple and classic rings. Special Messages Blue Nile Cathy's Concepts Exclusively Weddings My Planning Tools My Planning Checklist : View your own list of to-dos and keep track of what's done! Jewelry Checklist Countdown 4-5 Months Shop for wedding rings. Confirm your bridesmaids ordered their gowns and decide on accessories. Purchase rings and send for engraving if applicable. 2-3 Months Find gifts for each other, your attendants, your shower hostess, and your parents. 3-4 Weeks Finalize your jewelry, which may include something old, something new, something borrowed, and something blue. 1-2 Weeks Pick up the groom's outfit, make sure it fits, and gather all of his accessories together. Pick up your bridal gown and make sure all of your accessories are together. The Day Before Gather together your gown, accessories, and emergency kit. My Budget Calculator : Let us break down your budget and help you track your expenses. The average couple spends $50 on each attendant gift. Scrapbook : Save your favorite jewelry and accessories in your personal scrapbook. Sponsored Links buy a link Photo Credits: Bride and bridesmaids - Thayer Allyson Gowdy

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Epinions.com - ANOTHER BIRTHDAY PRESENT!!! Join Epinions | Help | Sign In Home > Kids & Family > Locks & Guards > How to Manage a Family Budget Read Advice Write an essay on this topic. ANOTHER BIRTHDAY PRESENT!!! Aug 30 '00 If your children are like mine then they are always receiving invitations to birthday parties. A party at Chuck E. Cheese's last week, another one at McDonalds next week. We have even had a few times when my daughter was at Chuck E. Cheese's and my son was at McDonalds for two different parties at the same time. Birthday parties for children get expensive. When an invitation to one comes in if you are not prepared with a gift for the party then it can ruin the weekly budget. Buying the gift, wrapping paper and a card. It adds up. It adds up especially when there are so many of these parties to go to. Once the school year begins the invitations begin coming in. It gets expensive. So I have devised a few plans to help me battle the birthday party expenses. When wrapping the gift try to RECYCLE your old newspapers. A great and fun way to wrap a gift for a child is to use the newspaper. My daughter sits and cuts out letters from the newspaper to make a card. We use the YOU BORN TODAY in the horoscope section to make a card that is personalized. You can be very creative with a newspaper. We also use the comics section to wrap the gift. My children make all of their own cards for Birthday parties. My daughter has made cards that are fun by cutting out the crossword puzzle section and pasting it into her card. She has added the word jumble and her own coloring and imagination and made some really nice cards for her friends. She has cut individual letters out of the paper and put the friend's name on it. For the younger child's party it is not necessary to wrap the gift. If you are invited to the party of a one year old or even a two year old I think it is silly to wrap the gift. I make bags for those parties using paper grocery bags that the kids can decorate. For the smaller child the mom is usually the package unwrapper and I think it is easier to just reach in and take the present out rather than to make it long and drawn out. Using recyclables to wrap a present saves money and it is a lot of fun. It takes more time and more thought than spending 4.00 on a sheet of wrapping paper, but if you have the plan in mind it is easy to do. Buying the present itself can also add up. I shop at the clearance sections and keep things on hand. Kaybee has a great toyclearance section to purchase gifts for parties. I put these things away and pull them out when I need them. If I dont happen to have anything on hand then when I go to purchase an item I usually buy two. This way I can put the item away for the next party. If the next party doesnt happen then I have a stocking stuffer for one of my own children. I try to buy items that are classic toys. I do not purchase the trendy stuff. I put coloring books and markers and paint brushes away. A great gift for an older child is a disposable camera. The child can use it at the party. I purchase these when I see them on sale and put them away for the birthday parties. School supplies are also a good gift. Blank books, notebooks, pens pencils. These can be picked up inexpensively when they are on sale and they can be put away. Presents for Birthday parties can be a lot of fun to purchase and to wrap. We make the wrapping be a lot of fun. Comments on this Review Read all comments (4) Write your own comment Epinions.com ID: pantazis5 Location: New Hampshire Reviews written: 221 Trusted by: 176 members View all reviews by pantazis5 View pantazis5's profile Help | Member Center | Message Boards | Privacy Statement | Site Index About Epinions | Careers | Contact Epinions | Merchant Center | New Merchants | Advertising Epinions | DealTime USA | DealTime UK | PriceTool | Shopping.com © 1999-2005 Epinions, Inc. Trademark Notice Epinions.com periodically updates pricing and product information from third-party sources, so some information may be slightly out-of-date. You should confirm all information before relying on it.