great gifts for the

Photos on Canvas,Christmas gifts,Giclee prints,Digital Slideshows Photos on Canvas, Giclee prints, Christmas gifts, Unique Gift ideas, pictures, canvas prints, Home decor, DVD slideshow HOME INFORMATION Photoson canvas Digitalslideshows PhotoRestoration UNIQUE GIFT IDEAS! GALLERY Digitalart Photography Samples PRICING ORDERING INFO SEND US YOUR FILE GREETINGCARDS DIRECTORY Ourdirectory of Photography, Fine art, Gift and Decor' links! Animaland Wildlife Art ArtPrints ArtTips and Resources Crafts FineArt 1 FineArt 2 Framingand supplies GiftBaskets Gifts Gifts2 Gourmetgifts and Flowers HomeDecor InteriorDesigners Jewelry Misc PhotoTips and Resources Photographers1 Photographers2 Photographyin Northern CA Posters Shopping Stockphotography UniqueGifts Weddings Otherlinks LINKTO US! SITEMAP Other gift ideas Birthday Gifts Anniversary Gift Holiday Gifts Baby Gift Unique Gifts Personalized Gifts Wedding Gift Mother's Day Gift Christmas Gifts House Warming Gift Types of photos Family Pictures Wedding Portraits Anniversary Photos Baby Pictures Memorial Portraits Animal Photos Dog Pictures Cat Photos Horse Photos And more! Photography Sites Gicleeprints, Photoson Canvas and Fine Art Papers from your photographs & works of art. DVDSlideshows from your favorite pictures. We've got great gifts for the holidays! See our Christmas gift link below for more info! At Archive Angel we turn your favorite family portrait, pet pictures or artwork into canvas prints and fine art prints. These make creative and unique gift ideas which your friends and family can enjoy for years to come and all you have to do is go through that old box of photos and stick a few in the mail. We do the rest! Hurry now and make sure you have you orders in for the holidays! We can provide the photo scanning & retouching too! Our Giclee printing process uses archive quality media and inks that will last a lifetime and fit in beautifully with your home decor. Why? Because YOU choose the photo yourself! Want to talk about a unique gift idea? We also do photo transfer as well as video transfer to DVD and Video CD for a touching photo slideshow. Give one of these to someone for the next holiday, anniversary or birthday and be revered for your creative efforts! Imagine sitting down on Christmas morning with the family and watching all your favorite photo memories right on your TV! Get one of these for everyone family and do all your shopping in one stop! Click to see some Christmas gift ideas! Also ask about an Archive Angel Holiday Gift certificate! Available in any denomination or your choosing Art prints from Archive Angel Our gallery has giclee prints of both traditional photography and digital art.. CLICK HERE TO SEE OUR GALLERY! This Month's Featured prints Click here to see what our other customers have to say about our giclee, photos on canvas and fine art prints Take a look at our services below and see how we can preserve your memories today! Giclee Canvas prints from your photos and works of art. Click here to learn more about Giclee and photos on canvas Matte, Luster or Glossy photos and Fine art prints in large sizes. Click here to learn more about large & fine art prints Photo restoration of old or damaged pictures. Click here to learn more about photo restoration Photo transfers to Disk - Slideshow. (DVD, CD, VHS) Click here to learn more about photo transfers to video and DVD or CD slideshows Transfer Video to DVD or CD. Click here to learn more about Video transfer video to DVD Home Video editing. Click here to learn more about home video editing Photography Services. (local only) Click here to learn more about our photography services Hand painted Portraits from photographs. Click here to learn more about portraits We hope we've provided you with some unique gift ideas and creative home decor notions. Remember our Giclee canvas prints and fine art prints are rated to last for years and years and can make any family portrait, pet pictures or just a snapshot look like a work of art. Let us take you memories and handle the scanning and retouching as well color corrections and adjustments so your photo looks first rate! Friendsof Archive Angel! - Our Reciprocal links Directory Other unique gifts and Useful Links Home - Pricing - FAQ - Samples - Order Send your photos,negatives, slides or digital camera files to: info@archiveangel.com Archive Angel 7250 Auburn Blvd. #245 Citrus Heights, CA 95610 916/722-9795 (Thisis not a physical address - please call us if you wish to make an appointment) SiteMap Photography Directory - Links to Photography Websites

Creative Gifts Jewelry Search

Compare Prices and Read Reviews on Creative Gifts Jewelry at Epinions.com Join Epinions | Help | Sign In All Categories Beauty Books Business & Technology Cars & Motorsports Computer Hardware Education Electronics Games Gourmet Health Home & Garden Hotels & Travel Kids & Family Magazines & Newspapers Movies Music Musical Equipment Online Stores & Services Outdoor Gear Personal Finance Pets Restaurants & Gourmet Software Sporting Goods ---------------------------------- Related Deals Home > Gifts > Jewelry We found 6 results for Creative Gifts Jewelry Search Results Showing 1-6 of 6 items Hide photos Sort by Name or Rating Sort by Price Compare Creative Gifts Princess Victorian Jewelry Box Model 22021 22021 Jewelry Boxes · Creative Gifts Compare Creative Gifts Beaded Double Jewelry Box Model 22040 22040 Jewelry Boxes · Creative Gifts · Women's · Valentine's Day · Silver Compare Creative Gifts Small Pig Bank Model 23138 23138 Jewelry Boxes · Creative Gifts Compare Creative Gifts Oval Box w/Beaded Border Model 26025 26025 Jewelry Boxes · Creative Gifts Compare Creative Gifts Pig Bank SP Model 23237 23237 Jewelry Boxes · Creative Gifts Compare Creative Gifts Aluminum Eyeglass Case Model 02926 02926 Jewelry Boxes · Creative Gifts Showing 1-6 of 6 items Featured Resources Diamond Jewelry Forbes Favorite Online Jeweler Free FedEx & 30-Day Returns. www.bluenile.com Diamond Necklace Sale 40-80% off Necklaces & Pendants. Quality selection, $2.95 shipping! Overstock.com Diamond Jewelry Shop for fine earrings, pendants, rings & more. Save with us today. www.Diamond.com Netaya Fine Jewelry Fine Diamond, Gemstone, Gold & Silver Jewelry - Up to 80% Off www.netaya.com Designer Engagement Rings 3000 Designs. 60000 GIA Diamonds Wholesale Prices From $1500 www.UnitedDiamonds.com Help | Member Center | Message Boards | Privacy Statement | Site Index About Epinions | Careers | Contact Epinions | Merchant Center | New Merchants | Advertising Epinions | DealTime USA | DealTime UK | PriceTool | Shopping.com © 1999-2005 Epinions, Inc. Trademark Notice Epinions.com periodically updates pricing and product information from third-party sources, so some information may be slightly out-of-date. You should confirm all information before relying on it.

Gifts For Women Articles

Golf Gifts For Women - Gifts BW gifts | gifts Resources | Add URL Wine Gifts & Baskets From the casual wine drinker to the serious enthusiast, we have a gift that will make them smile. Our selection includes premium wine, gourmet baskets, distinctive champagne sets & the very finest California and Northwest wines. Golf Gifts For Women Articles Golf Gifts - Find Ideas for Great Golf Gifts Need ideas for the golfer in your life? Or maybe the golfer in your life is you. No matter who you are shopping for, you'll find ideas and recommendations for great golf gifts here....( Continue Reading ) Golf Books, Gifts and Miscellaneous Reviews and News Find reviews and news about golf books, golf gifts and gadgets and other miscellaneous reviews and news....( Continue Reading ) Gifts for Women Looking for Valentine's Day gifts for women? Here are five suggestions to give the perfect gift this Valentine's day for the woman in your life....( Continue Reading ) Five Healthy Tips for Improving Your Score We all know that a proper diet and good fitness can improve your golf game. You might not have known that the way you eat this morning - or even during a round - can improve your game, too. Golf......( Continue Reading ) Phoenix, AZ - TopPicks An index of TopPicks for the Phoenix, AZ guide site....( Continue Reading ) Golf Gifts For Women Directory Links one month anniversary gifts christmas gifts for moms ibm matching gifts horse theme gifts diwali gifts to india gift baskets in michigan mothers day gifts india twelve days of christmas gifts gifts for writers cat lovers gifts ideas for mothers day gifts american sign language gifts gifts for expectant mothers greek gifts teacher thank you gifts gift food baskets what are my spiritual gifts nut gift baskets rakhi gifts to india japanese gifts com traditional anniversary gifts by year country baskets great grandma gifts holiday homemade gifts collectibles and gifts for valor personalized gifts for him irish christmas gifts gifts business 7 gifts of the holy spirit wholesale baskets wedding bridesmaid gifts easter gift baskets special birthday gifts photo gifts easter gifts for babies bachelor party gag gifts send gifts to dubai gifts for wedding anniversaries basket gifts simple gifts shaker texas tech gifts best electronic gifts appropriate anniversary gifts great holiday gifts gifts for teenagers Popular Search Terms: Gifts BW © 2004 Gifts BW All trademarks are the property of their respective owners. All Rights Reserved. This site is not related to Brajeshwar or Brajeshwar.com in anyway, shape or form

SHOWER Gifts BABYs 1st

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wedding gift: cash toward

MSN Money - A practical wedding gift: cash toward a home MSN Home My MSN Hotmail Shopping Money People & Chat Sign In W eb Search: Money S earch MSN Money: Help Home News Banking Investing Planning Taxes My Money Portfolio Loans Insurance Planning Home Retirement Savings Insurance Family/College College Tools Scholarship Search College Search Resources Decision Centers Commentary Index More Tools Related Links Message Boards Print-friendly version Send this to a friend Get market news by e-mail See if refinancing works Personal finance bookshelf Find It! Article Index Finance Q&A Tools Index Site map Related Articles Marriage means updating important documents Romance can wait; first, talk cold, hard cash Tie the knot without busting your budget Related Resources Decision Center: Essential homebuying guide Decision Center: Love, money and marriage See if youre carrying too much debt Stay at home or work? Try our calculator Related Sites Bankrate.com The Basics A practical wedding gift: cash toward a home advertisement If anyone asks what you want for a wedding present, you might try 'cash for a down payment.' Its legal, if you follow the rules, and asking for cash even meets the Emily Post test for politeness. By Bankrate.com June is the busiest month for weddings, and a forest's worth of invitations either already has been mailed or soon will be sent. A lot of couples want money for wedding gifts. A wedding-day cash infusion can make putting a down payment on a home easier. With prices appreciating rapidly in much of the country, lots of couples need all the help they can get. There are formal and informal rules governing gifts of money to help newlyweds buy a house. First, the informal rules: Is it OK to ask one's wedding guests for money? "It's not rude to request money as a wedding gift," says Peggy Post, author of Emily Post's Wedding Etiquette. "However, it's extremely important to ask politely." Peggy Post is Emily's great-granddaughter-in-law, the wedding etiquette expert for WeddingChannel.com and the main spokesman for the Emily Post Institute. She says one of the most common challenges that couples face is how to request money as a wedding gift. Doing so is acceptable, if done politely. If you seek down-payment money, get the word out through family and friends, Post recommends. Just don't include that info in the same envelope as a wedding invitation. "If you are asked point-blank what you would like for a gift, you might say, 'Whatever you choose will be wonderful, I'm sure, but money for a house down payment is on the top of our wish list,'" Post says. It's OK to say what it's for Go ahead and tell people what you want the money for. Who knows? If you let people know that you plan to spend the money on a down payment, rather than on a honeymoon in Tuscany, they might be more willing to open their pocketbooks. Wedding guests who insist on giving you yet another toaster or wicker picnic basket or a set of rosewood corn holders should be thanked anyway, even though they aren't helping you buy a house. "You should always accept any gift graciously, and remember that the choice of what to give really belongs to the gift giver," Post says. With the etiquette question out of the way, that brings up how to get the money from your guests' pockets and into the hands of the folks who eventually sell you their house. It's not simple, because mortgage loan programs have differing rules on the use of gift money in making a down payment. So know the gift rules Generally, you are expected to be able to make a down payment of at least 5% from your savings, excluding gifts. But what if you are too impatient to wait that long? Some mortgage programs allow you to use gift money if you can't scrape together that 5%. Loans insured by the Federal Housing Administration allow you to use money from gifts to make a down payment of as little as 3%. Fannie Mae and Freddie Mac, the two biggest purchasers of home loans, offer similar programs through lenders. Fannie Mae's program is called "Flex 97" and Freddie Mac's is called "Alt 97." If there is a problem with these loan programs, it is that they limit whose money you can use. The FHA, Fannie and Freddie allow you to use money from family members. In the FHA's case, givers have to be members of your "immediate family." It's up to the loan officer to figure out who is family and who is immediate family. What about friends? Can you use gift money from, say, the woman who has been your mother's best friend since kindergarten? Technically, no. The money has to come from family (or from a nonprofit or government agency, but they don't give wedding gifts). It wasn't always this way. In 1996, the FHA encouraged lenders to offer "bridal registry accounts," where couples could stash gifts from friends and family. "Then, when the newlyweds purchase their new home, the money will be available and documented through a lender-supervised account," the FHA said. A few lenders responded enthusiastically, establishing account programs specifically for newlyweds complete with gift cards that could be returned to the bank with a check enclosed. One such lender is SunTrust Mortgage, a subsidiary of SunTrust Banks. Through SunTrust Mortgage, you can open a bridal registry savings or checking account at SunTrust Bank. When a wedding guest makes a deposit, the bank sends a card to the bride and groom to let them know. Ready to find a mortgage? "When they're ready to go ahead and make that first home purchase, they access those funds and we get a mortgage for them -- and we hope they remain a SunTrust banking customer," says Cheryl Nolda, senior vice president of marketing for SunTrust Mortgage. In the last few months, about 500 brochures have been given to prospective couples, Nolda says. The lender usually sees an upsurge in interest in the two months before June and October, which tend to be the busiest months for weddings. Despite their success at SunTrust, bridal registry accounts never really caught on. You can always open a regular old savings or money market account to hold your down payment fund, but you might need to document where the money came from. That's easy enough when the money comes from your paycheck. If some of the money comes from gifts, be prepared to document the source. Encourage gift-givers to give checks from their personal accounts. And don't forget to write those thank-you notes. Editor's Choice 3 legal papers you can't live without Your own business, your tax shelter Brush: The 5 most overpaid CEOs Are seniors gambling away retirement? Cut your taxes by going solar Readers' Choice Ratings Top 5 Articles 9.34 Zombie debt collectors dig up your old mistakes 9.33 10 ways to stop identity theft cold 9.31 10 ways to avoid outrageous hospital overcharges 9.22 The tricks and traps of debt consolidation 9.17 Safeguard your Social Security number View all top rated articles More Resources · E-mail us your comments on this article · Post on the Your Money message board · Get a daily dose of market news S earch MSN Money tips advertisement MSN Money's editorial goal is to provide a forum for personal finance and investment ideas. Our articles, columns, message board posts and other features should not be construed as investment advice, nor does their appearance imply an endorsement by Microsoft of any specific security or trading strategy. 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