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Skidmore College - Gift Planning - Using Life Insurance Search | Calendar | A-Z Index Thu Sep 22 5:37 PM EDT Skidmore Home | Admissions | Current Students | Faculty & Staff | Parents & Friends | Alumni Wills and Bequests Life Income Gifts More Gift Options Breaking News To Honor Donors Bring Legacy to Life! Scribner House Contact Our Staff Gift Planning Home STANDARD MAIL 815 North Broadway Saratoga Springs, New York, 12866 GIFT PLANNING PHONE 518-580-5655 E-MAIL CONTACT Gift Planning Gift Planning Life Income Gifts - Gifts Using Life Insurance A life insurance policy can serve as a planned gift vehicle in a number of ways. The simplest way is to designate Skidmore College or another charitable interest as the primary beneficiary of the policy. This is something a donor might consider if the original purpose of the policy is no longer relevant. An example would be a policy that was purchased years ago to provide added security for children's education expenses in the event of the policyholder's untimely death. The donor retains ownership of the policy, retains the right to change beneficiaries again if desired, and has access to its cash value if needed. Another method is to make Skidmore both owner and beneficiary of the policy. Unlike the previous method, this would be an irrevocable arrangement, and as such would qualify the donor for immediate tax savings. The donor can make this arrangement whether a policy is fully paid up or whether there are still premium payments being made. Finally, life insurance can be used in connection with other planned gift vehicles such as a charitable remainder trust to replace assets for heirs. For example, if a donor makes a gift through a charitable remainder trust, he or she is likely to realize significant tax deductions. Those savings can offset the cost of purchasing and paying premiums on a policy to "replace the wealth" for an heir or heirs. To learn more call or email the Office of Gift Planning. Bring Legacy to Life! Philanthropy • Legacy • Security The Office of Gift Planning urges donors to consult their legal and other professional advisors when considering charitable gift giving. Our staff is always pleased to work directly with donors and their advisors during the process. Creative Thought Matters. Skidmore College · 815 North Broadway · Saratoga Springs, NY · 12866 Skidmore College Main Links ©2005 Skidmore College · Contact Information Skidmore Home | Admissions | Current Students | Faculty & Staff | Parents & Friends | Alumni

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Celebrate Jewish Holidays with unique judaica at Jewish Family Celebrations Join our email list for sales and specials! 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No Sales Tax on deliveries outside California! Satisfaction Guaranteed On All Orders We proudly present our on-line store of unique gifts for the special person on your shopping list. Please browse and enjoy. Satisfaction Guaranteed on all orders! We want you to be fully satisfied with your purchase from our carefully chosen selection of hard to find gifts. If you are not completely satisfied with your order, please contact us for a full refund. Customer Testimonials. Read what our customers say about us. The Hanukkah celebration begins December 7th! Your source for Hanukkah, everything Jewish, gifts, menorahs, and decorations. Gifts Online has grown from one online store in 1995, selling gifts for celebrating Jewish holidays, to four stores offering hundreds of products. The addition of http://CatGiftStore.com selling gifts for cat lovers brings you many adorable choices for your favorite cat lover. Cat Gift Store celebrates its third year of business. Visit http://PerfumeBottles.biz for a vast selection of unique perfume bottles from around the world. Our newest store is http://VasesAndBowls.com . California Vases and Bowls offers collectible bowls and vases which make unique gifts for Christmas presents, mother's day, anniversary gifts, and birthday presents. Important Passover Facts Passover (Pesach in Hebrew) is the oldest continuously celebrated Jewish festival. The rabbis developed the ritual of the seder based on passages from the Torah. The Torah is made up of the first five books of the Hebrew Bible. The Hebrew word seder means order. The sedar is traditionally celebrated in the home. Haggadah is a book that contains the entire service used for the Passover seder. The central message for Jews in the Haggadah is that God rescued the Israelites from slavery in Egypt. In the Haggadah, the name of Moses is mentioned only once. On very sedar table there is a symbolic fifth cup of wine called the "Cup for Elijah." There is a teaching that the Prophet Elijah will answer Jewish legal questions that the ancient rabbis could not resolve. One of these questions was whether we drink four or five cups of wine or grape juice at the seder. There is also a seder plate which holds the six symbolic foods for passover. Three pieces of matzah are placed in the middle of the table on a matzah tray. One piece of matzah is hidden in the home for children to seek out. It is called the Afikomen. Usually a prize is given to the child who finds it first. Passover is celebrated every Spring as a family dinner and service. The traditional items used are a seder plate and matzah tray. It is the most important Jewish holiday celebrated each year. We offer unique judaica gifts for celebrating all the Jewish holidays. Browse through this judaica gift store, for the best in jewish gifts, jewish decorations, judaica jewelry, and jewish toys. Hamakor means the source. If you want judaica for your jewish holidays, we have judaica and jewish gifts. For the jewish holiday of Chanukah (also spelled as Hanukkah, Hannukah, Channukah, and Hanukah), we have menorahs and dreidels. Menorah is also spelled menora, so menorahs would be menoras. Dreidels is also spelled draydels or dradels, so dreidel would be draydel or dradel. A jewish menorah holds candles - it is a candle holder for jewish candles. Or, a jewish menora is a candle holder that holds jewish candles. The jewish holiday of hannukah (also spelled as hanukkah, chanukah, channukah, and hanukah) usually has a Star of David. The jewish holiday of hanukah (also spelled as hanukkah, chanukah, channukah, and hannukah) is commonly called the Festival of Lights. We sell judaica toys in our jewish gifts store, including jewish sand art and jewish stained glass. These judaica childrens toys make great chanukah, or hannukah gifts. These judaica kids toys make great hanukkah gifts and the children's toys are used for all jewish holidays. We offer many judaica gifts for the jewish holiday of Shabbat, also spelled Shabbath or Sabbath. There are shabbat candlestick holders and shabbat candles. Or, there are shabbath candlestick holders and shabbath candles. Or, you can say there are sabbath candlestick holders and sabbath candles, depending on how you spell shabbat (or shabbath or sabbath). For your bar mitzvah boy or bat mitzvah girl, we have a bar mitzvahs and bat mitzvahs section in our judaica gifts store. There are bar mitzvah bears and bat mitzvah bears. There are also bar mitzvah picture frames for bar mitzvahs and bat mitzvah picture frames for bat mitzvahs in our judaica gifts store. This jewish gift store is for bar mitzvah boys or bat mitzvah girls. And, for their keepsakes, we have bar mitzvah albums and bat mitzvah albums. You can search for bar bat mitzvah or bat bar mitzvah as a search string. Or, they might also try bar bat mitzvahs or bat bar mitzvahs. For the jewish holiday of Passover, or Pesach, we have seder plates. Seder is also spelled sedar, so seder plates would be sedar plates. Similarly, seder plate would be sedar plate. The Passover, or Pesach, jewish holiday also needs lots of candlesticks and candles, which are for sale in our judaica gift store. And judaica sedar plates are needed for the passover, or pesach, jewish holiday. Our sedar plates are perfect for passover or pesach. We have a matzoh tray, or matza tray for your jewish matzohs or jewish matzas. Matzohs are used during Passover, or Pesach, and sit on top of sedar plates, or seder plates. The Matzohs are hidden and your jewish children will try to find the matzohs that sat on the sedar plates. Passover and Pesach are fun jewish holidays for judaica kids. We have lots of fine judaica jewelry, or israeli jewelry at our judaica gift store. The are jewish pendants and other judaica jewelry. Our religious jewelry is only jewish jewelry or judaica jewelery, which is the misspelling of jewelry. And jewelry is often misspelled as jewelery. Jewish jewelery should be spelled jewish jewelry. Judaica jewelry is jewish art and jewish art is also known as judaica jewelery, or jewelry. For jewish weddings, we have jewish wedding presents. There is a jewish wedding picture frame, a jewish wedding bear couple, and a judaica wedding glass pillow. There is also a jewish bride and jewish groom platter. The jewish wedding gifts include wedding decorations and wedding albums. The jewish wedding albums make great wedding presents for all jewish weddings. We offer judaica decorations, or jewish decorations at our judaica gift store. We have a bread tile and a Star of David. We have jewish decorations that make great gifts for your friends - for any jewish holiday, or judaica holidays. Some people will call our judaica gift store a jewish gift store. Others call our judaica gift store a hebrew store, or a hebrew gift store. Sometimes it is just called a judaica store and other times it's called a jewish store. Finally, judaica is also called judaic. So, judaica gift store would be judaic gift store and judaica gifts would be called judaic gifts. Our judaica toys would be judaic toys. And, any judaica toy would be called a judaic toy. Our educational toys are childrens toys that have a lot of educational value. These children's toys are used by kids during all jewish holidays. These educational kids toys offer lots of value for your jewish children and a unique gift for a bris. Thank you for visiting us at judaicagiftstore.com - a great judaica gift store! Enter your e-mail below to be notified of upcoming specials and sales! Contact Us | Company Info | Links | Site Map | Privacy Policy Gifts For Kids | Gifts For Grownups | Gifts For The Home Bar / Bat Mitzvahs | Dreidels / Menorahs | Passover, Wedding, etc. Perfume Bottles Gifts for Cat Lovers Vases and Bowls Shopping Cart & Design By: TodaysGraphics.Com

Housewarming Gift Celebrate a

How to Buy a Housewarming Gift - eHow.com How to Buy a Great Birthday Present for Under $10 , and consider these ideas, too." Clear Instructions on How To Do (just about) Everything Web eHow.com Home Holidays & Traditions Center Gift Giving How to Buy a Housewarming Gift Celebrate a friend or relative's new digs with a thoughtful housewarming gift and help get them set up in their new house in style. Browse through How to Buy a Great Birthday Present for Under $10 , and consider these ideas, too. Steps: 1. Bring a plant for a traditional gift. Lucky bamboo symbolizes good fortune, grows in water and lasts for years. 2. Give a bottle of wine, tea bags, cappuccino mix or a bag of flavorful ready-ground coffee. Package with a pair of wineglasses, mugs or demitasse cups. 3. Feed growling stomachs with cookies, cake, pastries or a fresh fruit basket. Or bring a savory snack of cheeses and a crusty loaf of fresh bread (see How to Buy Artisan Breads ). 4. Buy kitchen towels or a few hand towels and bars of soap. 5. Give a loaded picnic basket to dine on in their empty house then enjoy outdoors at a later date. A couple of folding beach or garden chairs can likewise serve many purposes. 6. Bring a new tool for the tool box: A cordless screw gun, 25-foot measuring tape, or a socket wrench set are all essential for projects around the house. Overall Tips: If you're handy with a hammer, good at hanging pictures or a great organizer, ask if you can lend a hand. What to look for: Helpful Useful Versatile Please Share Your Tips with Us E-mail this page to a friend Write an eHow Article Suggest a Topic More Resources: Related eHows: Take Wine to Your Host Throw a Housewarming Plan a Housewarming Buy Indoor Flowering Plants as a Gift Get a Gift for the Person Who Has Everything Project Details: Skill Advisory: Moderately Easy Printable Page New! -- Related eHows: Take Wine to Your Host Throw a Housewarming Plan a Housewarming Buy Indoor Flowering Plants as a Gift Get a Gift for the Person Who Has Everything Check out Thousands of How-To Solutions in eHow's Centers Automotive Careers & Education Computers & Home Electronics Family & Relationships Finance & Business Food & Entertaining Health Hobbies & Games Holidays & Traditions Home & Garden Personal Care & Style Pets Sports & Fitness Travel How to: --? Web eHow.com Home | Site Map | About Us | How To Books | Link to eHow Subscribe to the eHow of the Day Mailing List : Have the eHow of the Day appear on your My Yahoo! Page: Add the eHow of the Day to your RSS reader: © 1999-2005 eHow, Inc. How things get done. Use of this web site constitutes acceptance of the eHow Terms of Use and Privacy .

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Good birthday presents: "HIV negative"@Everything2.com Near Matches Ignore Exact Good birthday presents: "HIV negative" ( thing ) by consumagenerica (1.3 y) ( print ) ? 1 C! Wed Aug 02 2000 at 11:17:17 When my doctor saw that today was my birthday she asked whether I'd prefer to get the results of the HIV test another day... no way. There couldn't be a better birthday present than walking into her office at 9am and hearing the words "it's negative ". It was the most likely result -- the rape was (physically, at least) non-traumatic so, even though given where I live the chances of my rapist being HIV-positive are about one in four or five, I'd have been unlucky to be infected . I did the whole prophylactic antiretroviral thing anyway -- AZT and 3TC definitely make a person feel like shit -- so my chances of seroconverting were even lower, but it still feels good to have the official word . It's a strange business: I hadn't even realised I was all that worried until she told me. I still don't know exactly what seroconvert means, even, or quite what the difference is between a virus and a retrovirus . I don't know much about the pharmacological action of any of the drugs I had to take, and why it was a good idea for me to take them. I don't know what it would be like to live with HIV, even as a chronic and controllable disease rather than a death sentence, which it could be for me since I'm (just) rich enough. All I do know for sure is that I'm glad not to have it, and even though the cloud is low on the mountain outside and it'll rain a few more times before sunset, it's a beautiful day ... printable version chaos seroconvert AIDS Kills Fags Dead Apparently I am a potential rapist Homosexual equivalent of a pregnancy scare retrovirus How you can become infected with HIV I am a rape survivor AZT I will always remember my 19th birthday 3TC You know you're a geek when... How my plans to sell someone's soul on eBay were foiled Famous Last Words It's a beautiful day A guide to passionate touching This is just pure cool! It's cryptic, mystical, lovely. I had no choice! Cocktail Party Effect Cape Town Prophylactic CD8 Antiviral Factor August 2, 2000 Plan 9 from Outer Space What to say to HIV-AIDS skeptics Kiss me, you are beautiful. These are truly the last days. Y'know, if you login , you can write something here. You can also Create a New User if you don't already have an account. Login: Password remember me password reminder Create a New User Random Node Create a Node [ * ] Read 'Em or Weep Getting Started Quick Start Everything FAQ Everything University Voting/Experience System E2 Mentoring Sign-Up Look at this mess the Death Borg made! Romantically nine nights Local Hero Chinese Ethnic Culture Park Espionage, non-official cover tapdancing Magic Pockets Jesus Seminar Gigi Sylvie and Bruno: Queer Street, Number Forty Their are three misteaks in this sentence American Flamingo junonia I should have told you I love you ( idea ) hapax terminus ante quem ( idea ) aaabcehillpt B.S. your way through Spanish ( idea ) hunt05 Love letters to those along the way ( person ) artman2003 Real Men of Genius ( thing ) Junkill The Origin of Love ( idea ) Focus September 22, 2005 ( idea ) aneurin Earl of Kendal ( person ) farg Intellectual caste system ( idea ) ncc05 Inman Square ( place ) Mardy Rental Yield ( thing ) Mustard n Custard What An Elaborate Dream We've Concocted. ( idea ) waverider Born as a feral, raised as a housecat ( thing ) Damodred hitman ( thing ) etouffee camomile ( idea ) [ * ] Maintenance Node Title Edit Broken Writeups Writeup Deletion Request Nodeshell Deletion Request Node Heaven E2 Bugs Suggestions for E2 [ * ] Noding Information E2 HTML Tags HTML symbol reference Using Unicode on E2 Reference Desk [ * ] Noding Utilities E2 Scratch Pad Scratch Pad Viewer Source Code Formatter Text Formatter [ * ] Lists 100 Newest Writeups Cool Archive (C! writeups) Page of Cool (Editor Picks) A Year Ago Today Everything Finger Everything User Search Old News Everything's Most Wanted [ * ] Miscellaneous Voting/Experience System Message Inbox Java Chatterbox chatterlight Gab Central Everything User Poll Everything Quote Server Donation Box E2 Merchandise You must log in first. This page courtesy of The Everything Development Company give it all away or go shopping Please report server problems to e2webmaster at everything2.com

Gifts See all... Occasion

Surprise.com - Birthday Gifts, Anniversary Gifts, Unique Gift Ideas Find Gifts Across the Web Login / Sign Up Boss's Day in 24 days Halloween Oct 31 Thursday, September 22, 2005 Mist Fountain » More Cool Gifts See all... Occasion Wedding Anniversary Baby Shower Housewarming more... Recipient Child Teen Girl Boyfriend Kid's Coach more... Gifts By Type Gift Baskets Flowers Last Minute Gifts Keepsakes more... Hobbies Gardener Woodworker Quilter Photographer more... Sports & Outdoor Baseball Fan Golfer Fishing Soccer more... Food & Cuisine Gourmet Sushi Lover Chocoholic Meat Lover more... Job Works Too Much First Job Commuter Occupation more... Wedding Party Bridesmaids Flowergirl & Ringbearer Groomsmen Bachelorette Party more... What are they like? Bath Connoisseur Gadgeteer Always Cold Unusual Sense of Humor Gardener Our Gift Guide helps you find just the right category. Describe Them Choose a Category Find a Great Gift -- -- Unusual Sense of Humor Pre-written Correspondence -- Gadgeteer Binary Code Clock -- Bath Connoisseur Thai Spa Set -- Always Cold Chic Hot Water Bottle -- Always Up for an Adventure Extreme Cuisine -- Stressed Out Decision Making Paperweight -- Movie Buff Movie Gift Box -- Appreciates Beautiful Things Rose Friendship Box -- Organized, Or Wants To Be Standing Valet -- Likes to Throw Parties Party Welcome Mat -- Secret Agent Man Spy Pen -- Wants a Little Peace & Quiet Serenity Chimes Home | About Surprise.com | Contact Us | List Your Site | Merchant Center | Help | All Gifts | My Account | Login © 2005 Surprise.com, Inc. Your guide to the Web's top-rated gift ideas . All Rights Reserved. Privacy Policy .