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Giving to Amherst: Charitable Gift Annuities Amherst College Site Map Search Amherst College > Alumni & Parent Programs > Giving PlannedGifts > Charitable Gift Annuities Want to learn more about tax savings and benefits based on your own situation? Without obligation, let GiftCalcs help you do your own calculations. Charitable Gift Annuities Among this nation's oldest and most popular planned gifts, charitable gift annuities offer a wonderful opportunity to provide for a generous future gift to Amherst. In a slowing economy with lowering interest rates, this option may be an excellent way to balance your portfolio. A charitable gift annuity represents a contract between a donor and the College by which the College agrees to pay the donor and/or other named beneficiaries a fixed income each year for the lifetime of those named in the contract (the annuitant ( s )). This payment is secured by the full assets of Amherst College and will not change regardless of fluctuations in the stock market or the economy in general. Minimum Gift Amount Income Based on Age of Annuitant Tax Advantages of Gift Annuities Special Consideration with Gifts of Appreciated Property Minimum Gift Amount The minimum gift to create an Amherst College Gift Annuity is $10,000. Contributions can be in the form of cash, appreciated securities or mutual fund shares, or other property acceptable to the College. All gifts of appreciated property should be held long term by the donor (at least a year and a day). Because each gift annuity is a separate contract, additional annuities must also be for $10,000 or more. Income Based on Age of Annuitant The amount of income Amherst will pay depends on the age of the annuitant at the time the contract is issued. The older the annuitant, the greater the amount of income. A single annuitant, age 65, will receive an annuity rate of 5.7%; an 80-year-old annuitant will receive an 7.6% annuity rate. The highest annuity rate the College offers is 9.5%. Annuities based on two lives (most commonly a husband and wife) are also available, but the rates are generally lower. Any person named as an annuitant must be 60 years of age or older. (Additional information is available on the Amherst College Gift Annuity rate table .) Tax Advantages of Gift Annuities A charitable gift annuity is actually part gift and part purchase of a lifetime annuity contract from the College. The portion that represents a gift to the College is deductible on your federal income tax return if you itemize your deductions. The size of the deduction is determined by the age of the annuitant, the amount of the gift, and a monthly interest rate factor provided by the IRS. (Here are some sample deductions .) Gift annuities also offer the opportunity to receive income on a tax-favored basis. When the annuity is funded with cash, a significant portion of the income is treated as tax-free return of principal over the annuitant's life expectancy. When appreciated securities or other assets are used to fund the annuity, the income will be taxed as tax-free income, capital gain income and ordinary income, once again generally over the life expectancy of the annuitant. Special Consideration with Gifts of Appreciated Property Gift annuities are treated differently from other life income gifts for capital gains tax purposes. At the time the contract is issued, that portion of the capital gain attributable to the annuity is taxable to the donor. If the donor is the income beneficiary of the annuity, the capital gain is spread out over the donor's life expectancy, and taxed at the 15% capital gains tax rate. Updated 9/4/03 If you would like to learn more about planned gifts at Amherst, please contact Timothy A. Neale '70, Director of Planned Gifts, (413) 542-8256, plannedgifts@amherst.edu . Information contained in this Website should not be considered legal, accounting, or other professional advice. Individuals considering a planned gift to Amherst should consult with their financial advisor. << Return to Planned Gifts Homepage

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Gift. Anniversary gift. Wedding anniversary gift. A Gift of Poetry. Birthday gift. Wedding gift. Wedding vows. Traditional first anniversary gift. Gift for first anniversary. A Gift of Poetry. Gift for birthday. A gift for every occasion. Wedding Anniversary or Birthday Gift examples . FAQ gifts guarantee home links order pricing testimonials . More information Your words, your thoughts and feelings. Meaningfully wrapped within a gift, A Gift of Poetry. Presented in a uniquely designed, boxed, hand-made card, with your verse of choice as a key emotional focal point. Truly, a 'once-in-a-lifetime' gift, a gift that inspires the heart and touches the soul. A unique gift that says it all. A gift of pure love, A G ift of Poetry is a gift that says it all Do you have something important to say? To someone you love? If so, I can help. Hello, my name is Allen Jesson and since 1998, I have specialized in writing heartfelt and inspirational gift poetry for every occasion and circumstance . Ideally suited for weddings , anniversaries , birthdays and life's other important events, you ma y have many reasons for Maybe you'd like to say " I love you , " " I miss you , " " thank you " or " I'm sorry "? Or do you have another important message that you'd like to send? Trust In The Lord - Dad, before you go, thank you "The poem bought tears to my eyes! It is perfect the way it is." There is nothing that can't be said (and everything that should be said). Our Light - Thanks for your guidance "....not a dry eye could be seen throughout the room. I'm sure you hear it often but you are truly gifted and your poem will be held in high regard always (I'm told that my parents still read it daily because each reading brings new meaning to the words). Respectfully, Thomas E. Keegan , MSPH" Every gift is uniquely written and we continue drafting until you are totally satisfied . T he final draft is then professionally presented to complete your unique gift, a gift created by you and your feelings. Never Ending Desire - I love you today, I'll love you forever "I am amazed I think it is wonderful. It's exactly what I hoped it would be. You've shown me something very special and for that I thank you." If you are looking for a truly memorable gift for that special person, please look no further. With the Deluxe Package , you will receive your first draft in less than 48 hours PLEASE CLICK HERE TO ORDER "I am going to recommend you to everyone I know who has trouble putting their feelings into words." FAQ Alternatively if you would like to ; d iscover more , look at some testimonials , view some recent poem examples , find out how much this service costs , or examine the different package options then please click on the appropriate link. Thank you, Allen (Please click on one of the images for more details of the features that are included in the packages) Are you searching for the perfect birthday wedding or anniversary gift ? Two Dollar Bills - A tale of love for Christmas "I sit here wiping my tears away...." THE CREATIVE PROCESS EXPLAINED A Gift of Poetry makes a truly romantic anniversary gift (also perfect for weddings , birthdays and life's special and sadder events ) A Gift of Poetry , the ultimate gift of love, a gift that says it all If you have any questions or would like to share any thoughts, please send me an e-mail here or please feel free to browse the Frequently Asked Questions Thank you. Best regards, Allen Full package and pricing details can be found here Your unique thoughts and feelings... ...meaningfully wrapped within Please click here to order or here for more information Wiggy and Wigster The Missing Link Oh, How The Years Go By "Wow! what a beautiful job!" "Wow!!!!! I love it!!!!" "WOW what a poem!!" Miracle On Earth Pearls Of Wisdom A Few Words From Margie "tears were running down." "I am wiping away my tears" "I started crying." P erfect as a birthday, wedding or anniversary gift So much more than normal personalized gifts , this is a gift that is personalized . Perfect for all personalized gifts , including personalized baby gifts and personalized wedding gifts . If you're looking for birthday gift ideas or anniversary gift ideas then A Gift of Poetry makes an ideal and emotional birthday or anniversary gift . Being made of paper it also makes a traditional first anniversary gift . Poetic wedding vows are also a specialty, " t he perfect gift for my groom " Wedding Vows . Allen's Recent All Of Fame All The Best Anniversary Gift Birthday Gift The Gift of Birth A Christmas Gift Father's Day Gift A Farewell Gift Inspirational Gift Mother's Day Gift Religious Gift The Gift of Speech Spiritual Gift Valentine's Gift Wedding Poems Wedding Gift Wedding Speech Wedding Vows Wedding Anniversary Wedding Gifts Birthday Gifts Anniversary Wedding Gifts Many have kindly said that I have a gift and I would like to share that gift with you. Poetic wedding vows are also a specialty, " t he perfect gift for my groom ". A Gift of Poetry also makes a perfect and traditional paper first anniversary gift and is suitable for any wedding anniversary. The ultimate first year anniversary gift . (especially for a first anniversary gift or 1st anniversary gift where the traditional gift is paper ). One of the more special and romantic anniversary gift ideas . Can anyone beat a 60th wedding anniversary ? To be honest, it does not matter whether you are celebrating your 1st , 2nd , 3rd , 4th , 5th , 10th , 20th , 25th , 50th , golden or 60th wedding anniversary , A Gift of Poetry makes a wonderful wedding anniversary gift, especially for a 1st wedding anniversary gift . One of those truly special and unique 10th Anniversary gifts and 50th wedding anniversary gifts . If you are looking for a unique fiftieth anniversary gift , then this is one of the most unique anniversary gifts in the world. Anniversary Gift ? Wedding Gift ? Birthday Gift ? A Gift of Poetry , a truly meaningful birthday, wedding or anniversary gift Birthday gifts , birthday words and anniversary wedding gifts can also be written in a variety of styles, including romantic, funny and nostalgic. (So much more than normal personalized gifts, this is a gift that is personal ized) Personalized gifts, personalized baby gifts, personalized wedding gifts. If you're looking for a unique birthday gift then A Gift of Poetry is one of those truly unique birthday gifts . B irthday gift ideas . Perfect for a 40th birthday gift or a 50th birthday gift . If you're looking for the perfect gift for someone special , especially for a wedding anniversary or a 50th anniversary , then please look no further. Anniversary gift ideas . A Gift of Poetry can also be used to deal with many relationship issues and there are many examples on the site. Poem For My Daughter On Her Birthday . Poem from a mother to a son . This is not just personalized poetry , this is poetry that is personal. Weddings are just not complete without a wedding poem . Poetic wedding vows are also a specialty, " t he perfect gift for my groom ". A Gift of Poetry is one of those very special wedding gifts for bridegrooms and can be used to enhance weddings of any description. " The Perfect Gift for my Groom ". Poetic wedding vows are also a specialty. A Gift of Poetry is also one of those truly meaningful wedding gifts and obviously makes for a really unique Christmas gift . Actually, we've been working hard to make all our gifts very unique , so there is now a range of unique gifts here. On a sadder note, A Gift of Poetry can also be used to create a moving and unique eulogy . Gift Baskets - Design your own gift baskets Handy hint: Did you know that hold ing down the Ctrl key and press ing the D key automatically adds a site to your bookmark list? Give it a go and see! AFFILIATES About Contact Examples FAQ Find Out More HOME Links More Poems My Guarantee Order Privacy Search Thanks for visiting ! Please come back often ! 100% of the advertising revenues from this site are donated to charities around the world All poems, songs and stories 1995-2005 of their respective authors. This page last updated: Tuesday September 13, 2005 Click here to visit UK site This site 1998-2005 Welcome! Please don't forget to sign up for our FREE Newsletter! Weekly Words of Inspiration Name: Email: Thank you! Did you know that you can have uniquely written for any reason or occasion? A truly unique gift that says it all. From only $67.50 Please click here for details close window

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Men Birthday Gifts - Gifts BW gifts | gifts Resources | Add URL Wine Gifts & Baskets From the casual wine drinker to the serious enthusiast, we have a gift that will make them smile. Our selection includes premium wine, gourmet baskets, distinctive champagne sets & the very finest California and Northwest wines. Men Birthday Gifts Articles Gifts for Walking Men Top picks for gifts for walking men for Fathers Day, birthday or Christmas including heart monitor, pedometer, walking clothing, walking sticks, maps and books....( Continue Reading ) Gifts for Stylish Men Great gift ideas for Father's Day, birthdays and holidays for men who appreciate the finer things in life....( Continue Reading ) Gifts for Stylish Men Great gift ideas for Father's Day, birthdays and holidays for men who appreciate the finer things in life....( Continue Reading ) Christmas Gifts on a Budget Everyone loves to give a beautiful gift, if budget concerns are stopping you, think again. Find load of free patterns and directions for making gifts for men, women, children and everyone on your gift list here....( Continue Reading ) Buying a Sewing Machine Sewing machines can be bought at many locations, so where do you start? Read about your options here....( Continue Reading ) Men Birthday Gifts Directory Links gifts for 8 year old boys gifts for older men unusual gifts atlanta gift baskets 50th wedding gifts attendant gifts wedding gift baskets corporate seattle gift baskets handmade gifts craft ideas for christmas gifts wine lovers gifts christmas gifts for boyfriend graduation gifts high school valentine gifts for teachers christmas gifts for the family cute valentines day gifts graduation and gifts easter baskets online the best gifts gifts to uk gag birthday gifts christmas gifts to make christian gifts homeade christmas gifts christmas gifts for moms wedding anniversaries gifts homemade valentines day gifts gifts for the bridal party valentine gifts for a man spencer gifts coupon gift baskets of illinois gifts for bridal shower california wine gifts top holiday gifts gift baskets of vermont online spiritual gifts test anniversary gifts by the year cool gifts for men wedding anniversery gifts engagement gifts for men greek gifts shopping baskets sweet 16 birthday gifts unique gifts for men gifts for guys Popular Search Terms: Gifts BW © 2004 Gifts BW All trademarks are the property of their respective owners. All Rights Reserved. This site is not related to Brajeshwar or Brajeshwar.com in anyway, shape or form

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