College Gift Annuity is

Giving to Amherst: Charitable Gift Annuities Amherst College Site Map Search Amherst College > Alumni & Parent Programs > Giving PlannedGifts > Charitable Gift Annuities Want to learn more about tax savings and benefits based on your own situation? Without obligation, let GiftCalcs help you do your own calculations. Charitable Gift Annuities Among this nation's oldest and most popular planned gifts, charitable gift annuities offer a wonderful opportunity to provide for a generous future gift to Amherst. In a slowing economy with lowering interest rates, this option may be an excellent way to balance your portfolio. A charitable gift annuity represents a contract between a donor and the College by which the College agrees to pay the donor and/or other named beneficiaries a fixed income each year for the lifetime of those named in the contract (the annuitant ( s )). This payment is secured by the full assets of Amherst College and will not change regardless of fluctuations in the stock market or the economy in general. Minimum Gift Amount Income Based on Age of Annuitant Tax Advantages of Gift Annuities Special Consideration with Gifts of Appreciated Property Minimum Gift Amount The minimum gift to create an Amherst College Gift Annuity is $10,000. Contributions can be in the form of cash, appreciated securities or mutual fund shares, or other property acceptable to the College. All gifts of appreciated property should be held long term by the donor (at least a year and a day). Because each gift annuity is a separate contract, additional annuities must also be for $10,000 or more. Income Based on Age of Annuitant The amount of income Amherst will pay depends on the age of the annuitant at the time the contract is issued. The older the annuitant, the greater the amount of income. A single annuitant, age 65, will receive an annuity rate of 5.7%; an 80-year-old annuitant will receive an 7.6% annuity rate. The highest annuity rate the College offers is 9.5%. Annuities based on two lives (most commonly a husband and wife) are also available, but the rates are generally lower. Any person named as an annuitant must be 60 years of age or older. (Additional information is available on the Amherst College Gift Annuity rate table .) Tax Advantages of Gift Annuities A charitable gift annuity is actually part gift and part purchase of a lifetime annuity contract from the College. The portion that represents a gift to the College is deductible on your federal income tax return if you itemize your deductions. The size of the deduction is determined by the age of the annuitant, the amount of the gift, and a monthly interest rate factor provided by the IRS. (Here are some sample deductions .) Gift annuities also offer the opportunity to receive income on a tax-favored basis. When the annuity is funded with cash, a significant portion of the income is treated as tax-free return of principal over the annuitant's life expectancy. When appreciated securities or other assets are used to fund the annuity, the income will be taxed as tax-free income, capital gain income and ordinary income, once again generally over the life expectancy of the annuitant. Special Consideration with Gifts of Appreciated Property Gift annuities are treated differently from other life income gifts for capital gains tax purposes. At the time the contract is issued, that portion of the capital gain attributable to the annuity is taxable to the donor. If the donor is the income beneficiary of the annuity, the capital gain is spread out over the donor's life expectancy, and taxed at the 15% capital gains tax rate. Updated 9/4/03 If you would like to learn more about planned gifts at Amherst, please contact Timothy A. Neale '70, Director of Planned Gifts, (413) 542-8256, plannedgifts@amherst.edu . Information contained in this Website should not be considered legal, accounting, or other professional advice. Individuals considering a planned gift to Amherst should consult with their financial advisor. << Return to Planned Gifts Homepage

Unique Gifts Games Arts

Unique Gift Ideas, Jigsaw Puzzles & Speciality Toys Clever gifts, unique games, unusual toys and original puzzles. My Shopping Cart, 0 Items Home Unique Gifts Games Arts and Crafts Kids Puzzles Clearance Search keyword / item #: UNIQUE GIFTS Exclusive Gifts For the perfect party For Your Pet Only available here Halloween Fun Shop Gifts under $10 Best Sellers New On Sale Gag Gifts Collegiate Back to School Nostalgic VHS/DVD Collections Personalized Rest and Relaxation Licensed Products Gadgets For the Home For Kids For Her For Him GAMES ARTS AND CRAFTS KIDS PUZZLES CLEARANCE ONLINE SPECIALS GUARANTEED LOWEST PRICE ONLINE EXCLUSIVES SALE NEW PRODUCTS Home > Unique Gifts | 1 | 2 | 3 | 4 | 5 | Next NEW! Farting Toilet Paper Cover Truly tasteless fun: pull the paper and let one rip! Drips Of Blood, Set of 4,18X11Sheet Add gory dripping "blood" to any wall or window, indoors or out. RCA Lawton Turntable Bye-bye boring stereo-in-a-box. Hello vintage-look RCA Victrola with modern technology, including CD! $14.95 $19.95 $299.95 In Stock In Stock In Stock NEW! NEW! Pepsi Vending Machine Personal soda machine lets you enjoy an ice-cold drink whenever you want! Chaos Tower Build perpetual motion towers up to 6 feet high! Flying Witch Scary witch comes to life as it flies across your lawn! $199.95 $139.95 $29.95 In Stock In Stock In Stock NEW! 12-in-1 Wooden Game Table Our amazing 12-in-1 cherry finished wood game table fits any decor, entertains the whole family, looks great! Personalized Tavern Beer Glasses These personalized beer glasses make the perfect thirst-quenching gift! Fold A Hoop Indoor Game Shoot a game of hoops indoors, then fold it up and hide it away. $199.95 $49.95 $199.95 In Stock In Stock In Stock 1 to 9 of 407 items | 1 | 2 | 3 | 4 | 5 | Next Track Your Order | Customer Service | About Us | My Account | My Shopping Cart Privacy Policy | Shipping Costs & Times | Affiliate Program | Site Map © 2004 Spilsbury © 2004 Spilsbury --

Birthday Present At Days

18th Birthday Present - UK Guide Driving Days Flying Days Water Days Kids Days Pamper Days Newspapers Marriott Vouchers Unique Gift Ideas Corporate Email a Friend Ferrari Hire 18th Birthday Present At Days to Amaze we have some great ideas for 18th Birthday Presents. Choose from our wide selelection of activity gifts including flying a heicopter and white water rafting. The perfect gifts for any 18 year old. By offering our service on line, means we can update you with new experiences and offers regularly. Click here to see our whole collection of 18th Birthday presents This is just a sample of our 18th Birthday Presents Vauxhall Astra Rally gift experience day This has to be one of the best value for money full on rally driving experience's on the net. Get to grips with the Vauxhall Astra front wheel drive rally cars on a half day or full day format. You will learn the art of sliding through corners with controlled over steer, carrying out precise handbrake turns and more all on a mixed surface rally stage. After your gift experience each participant will receive a certificate of achievement and a trophy is awarded to the driver of the day-it could be you !!!(please note a full driving licence is required) Helicopter Flying Lesson If your are thinking about learning to fly a helicopter or even if you fancy something completely different and exciting then this is the one for you. After an initial briefing on controls and how the aircraft flies you take to the air and fly around the local area then its back to the airfield to practice low level flying and hovering. A perfect 18th Birthday Present and an ultimate dream day to remember. Kite Surfing Kitesurfing is the latest sport to take the world by storm. The sheer thrill as you accelerate through the wind is water is one of the most exhilarating experiences you can have. All kitesurfing courses are taught by International Kiteboarding Organisation / British Kitesurfing Association qualified instructors and we teach to set standards to ensure that you are given the best learning experience possible. Popstar Experience Here's your chance to prove your budding popstar status by recording your favourite song with YOU singing the vocals!!You will make a professional recording of one track which will be burned to CD on the day for you to take home.Use it for any occasion; just for fun, as a present for someone, or even for presenting a professional sounding demo to someone in the business! The Ultimate Makeover Experience This is a perfect 18th Birtday Present for any woman. The ultimate in make-over photography - includes a make-over, photo session and 4 5x7" portraits in a beautiful album. Start your Elegance Experience by discussing your colour preferences and any special requirements with your Make-up Artist, who will then apply your make-up and add the finishing touches to your hair as you sit back and relax. Next it's your Photo Session - it's posing time! Your Photographer will use a selection of fabrics with special lighting and posing techniques to create a stunning series of shots just for you. At your portrait viewing you'll have the chance to see the great results of your sitting, choose your inclusive 5x7" prints, and purchase any extra portraits required. For more 18th Birthday Presents click here Here at Days to Amaze our aim is to provide you with the best 18th Birthday Presents available anywhere online today. Our extensive range of 18th Birthday Presents and experiences have been carefully designed to provide the one you love with the perfect present they deserves. Browse through the selection of 18th Birthday Presents to find that special surprise - 18th Birthday Gift Ideas - 18th Birthday Presents - 21st Birthday Gift Idea - 40th Birthday Gift Idea - 50th Birthday Gift Idea - Activity Days - Activity Gifts - Adopt an Animal - Archive Newspapers - Birthday Gift - Birthday Gifts - Birthday Gifts For Her - Birthday Gifts For Men - Birthday Gifts For Women - Birthday Gift for Her - Birthday Gift for Him - Birthday Gift Idea - Birthday Gift Ideas - Birthday Newspapers - Birthday Presents - Birthday Presents for Boyfriends - Car Racing - Classic Car Hire - Corporate Activities - Corporate Activity Days - Corporate Event Activity - Corporate Team Building Events - Days Out - Drive a Ferrari - Drive a Porsche - Driving days - Driving experience - Driving experiences - Driving gifts - Ferrari Drive - Ferrari Driving - Ferrari Hire - Ferrari Rental - Flying Experience - Flying Experiences - Flying lessons - Gifts for Her - Gifts for Him - Gifts For Kids - Gifts For Men - Gifts For Women - Gift Days - Gift experience - Gift experiences - Gift Experience Days - Gift Idea - Gift Ideas - Gift Incentive Vouchers - Gift Man - Health Spa - Health Spa Days - Helicopter Flying Lessons - Helicopter Lesson - Helicopter Rides - Man Gift Idea - Off Road Driving - Old newspapers - Pamper and Spa Days - Pamper Breaks - Pamper Days - Pamper and Spa Breaks - Parachute Jump - Pilot School - Porsche Driving - Porsche Driving Experiences - Rally Days - Rally Driving - Rally Driving Schools - Rent a Ferrari - Spa Days - Spa UK - Team Building - Team Building Events - Team Building Exercise - Team building Midlands - Track Days - UK Team Building Events - Unique Gifts For Kids - Unique Gift Experience - Unique Gift Idea - Unique Gift Ideas - Powered by Ideal Internet

Housewarming Gifts Articles Housewarming

Personalized Housewarming Gifts - Gifts BW gifts | gifts Resources | Add URL Wine Gifts & Baskets From the casual wine drinker to the serious enthusiast, we have a gift that will make them smile. Our selection includes premium wine, gourmet baskets, distinctive champagne sets & the very finest California and Northwest wines. Personalized Housewarming Gifts Articles Housewarming Gift Ideas Moving into a new home is a time that's full of possibilies, and we often share in the excitement by taking a housewarming gift to the new homeowners. But what should you give? Here are our favorite, and not so favorite gift ideas for housewarmings....( Continue Reading ) Housewarming Gift Ideas: Continued Here are our favorite, and not so favorite gift ideas for housewarmings....( Continue Reading ) Avoid the Perils of Choosing the Right Gift Interview with gift expert Leah Ingram on how to choose the right gift....( Continue Reading ) Boston Ferns and Boston Ivy make great gifts Want to send someone a nice memory of Boston? How about a Boston Fern or a Boston Ivy. Your Green Thumb friends will appreciate them. For those who aren't so nice to plants, you can always send a water bottle too....( Continue Reading ) Avoid the Perils of Choosing the Right Gift Interview with gift expert Leah Ingram on how to choose the right gift....( Continue Reading ) Personalized Housewarming Gifts Directory Links creative holiday gifts inexpensive homemade gifts personalized childrens gifts gifts valentines day bradford baskets wine and cheese baskets texas gift baskets ideas for bridal shower gifts monogrammed wedding gifts white house gifts gift baskets austin texas top valentines day gifts gifts for wine lovers inexpensive anniversary gifts gifts for valentines day homemade holiday gifts law school graduation gifts ideas for gift baskets gifts college students golf gifts for women wedding gifts for mom anniversary gifts by years corporate gifts and merchandise supplier by the monterey personalized baptism gifts employee holiday gifts valentines day gifts for women boyfriend christmas gifts horse related gifts chicago gift baskets traditional housewarming gifts tiffany corporate gifts teacher gifts baby gifts for dad making gift baskets greek gifts best bridal shower gifts anniversary milestone gifts bridal party gifts dinner party gifts great graduation gifts old age gag gifts florida fruit gifts homemade valentine gifts birthday gifts for dad gifts to india online Popular Search Terms: Gifts BW © 2004 Gifts BW All trademarks are the property of their respective owners. All Rights Reserved. This site is not related to Brajeshwar or Brajeshwar.com in anyway, shape or form

Housewarming Gifts Housewarming Gifts

Housewarming Gifts - Surprise.com Find Gifts Across the Web Login / Sign Up 0 saved gifts View Gift List Home Occasion Housewarming Gifts Housewarming Gifts (103) Submit an Idea for this category Sort By: Popularity Price Show: All Types Decor Plants & Flowers Food & Drink Home & Garden Keepsakes Other Page 1 2 3 4 5 6 7 Next> 1-15 of 103 Money Tree Money Tree From Redenvelope $38.00 - RedEnvelope add to list » See more » Hers & His Keyholder J-Me Human Key Holders $19.95 - Wrapables.com add to list » See more » Miss Fix It Pink Tool Kit Pink Tool Set $15.00 - Abernook add to list » See more » Dean & Deluca Spice Rack Dean and Deluca Spice Rack Amazon add to list » See more » Housewarming Gift Basket Home Sweet Home Gift Baskets $54.99 - Giftbaskets.com add to list » See more » Housewarming Poetry Gift Housewarming Masterpiece Poetry Gift $99.99 - PoetryGift.com add to list » See more » Custom Door Mat Pinecone Personalized Doormat $127.00 - OutdoorDecor.com add to list » See more » Shooter Set 7 Piece Shooter Set $24.99 - The Obsession Box Company add to list » See more » Hand-drawn Pencil Sketch Based On... Hand-drawn Pencil Sketch based on Your Photo $49.95 - myDaVinci.com add to list » See more » Chopstick Lamp Chopstick Lamp $36.00 - Gaiam.com add to list » See more » Mist Fountain Diffuser Mist Fountain $43.00 - Gaiam.com add to list » See more » Instant Landscape Address Boulder... Mock Rock Personalized Address Rock Gray $79.95 - Plow and Hearth add to list » See more » Soup Gift Package Grandma's Home Sweet Home Homemade Chicken... $57.50 - GrandmasChickenSoup.com add to list » See more » Candelaria And Vase Elegant Candelaria and Vase $24.99 - The Obsession Box Company add to list » See more » Home Sweet Home Photo Flip Home Sweet Home Photo Flip $19.95 - Personal Creations add to list » See more » See all Page 1 2 3 4 5 6 7 Next> 1-15 of 103 See more gifts in... New House Lives in a Small Apartment Likes to Throw Parties Loves to Cook Loves New York Former Californian Hates to Cook Divorcing Former Midwesterner Engagement Gifts Got a Better Job Empty Nest More Suggestions » Quick Links Last Minute Gifts Birthday Gifts Anniversary Gifts Special Her Special Him Keepsakes Gift Baskets See More.. Occasions Recipients Circumstances Likes & Dislikes Home | About Surprise.com | Contact Us | List Your Site | Merchant Center | Help | All Gifts | My Account | Login © 2005 Surprise.com, Inc. Your guide to the Web's top-rated gift ideas . All Rights Reserved. Privacy Policy .