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Housewarming Gifts - Surprise.com Find Gifts Across the Web Login / Sign Up 0 saved gifts View Gift List Home Occasion Housewarming Gifts Housewarming Gifts (103) Submit an Idea for this category Sort By: Popularity Price Show: All Types Decor Plants & Flowers Food & Drink Home & Garden Keepsakes Other Page 1 2 3 4 5 6 7 Next> 1-15 of 103 Money Tree Money Tree From Redenvelope $38.00 - RedEnvelope add to list » See more » Hers & His Keyholder J-Me Human Key Holders $19.95 - Wrapables.com add to list » See more » Miss Fix It Pink Tool Kit Pink Tool Set $15.00 - Abernook add to list » See more » Dean & Deluca Spice Rack Dean and Deluca Spice Rack Amazon add to list » See more » Housewarming Gift Basket Home Sweet Home Gift Baskets $54.99 - Giftbaskets.com add to list » See more » Housewarming Poetry Gift Housewarming Masterpiece Poetry Gift $99.99 - PoetryGift.com add to list » See more » Custom Door Mat Pinecone Personalized Doormat $127.00 - OutdoorDecor.com add to list » See more » Shooter Set 7 Piece Shooter Set $24.99 - The Obsession Box Company add to list » See more » Hand-drawn Pencil Sketch Based On... Hand-drawn Pencil Sketch based on Your Photo $49.95 - myDaVinci.com add to list » See more » Chopstick Lamp Chopstick Lamp $36.00 - Gaiam.com add to list » See more » Mist Fountain Diffuser Mist Fountain $43.00 - Gaiam.com add to list » See more » Instant Landscape Address Boulder... Mock Rock Personalized Address Rock Gray $79.95 - Plow and Hearth add to list » See more » Soup Gift Package Grandma's Home Sweet Home Homemade Chicken... $57.50 - GrandmasChickenSoup.com add to list » See more » Candelaria And Vase Elegant Candelaria and Vase $24.99 - The Obsession Box Company add to list » See more » Home Sweet Home Photo Flip Home Sweet Home Photo Flip $19.95 - Personal Creations add to list » See more » See all Page 1 2 3 4 5 6 7 Next> 1-15 of 103 See more gifts in... New House Lives in a Small Apartment Likes to Throw Parties Loves to Cook Loves New York Former Californian Hates to Cook Divorcing Former Midwesterner Engagement Gifts Got a Better Job Empty Nest More Suggestions » Quick Links Last Minute Gifts Birthday Gifts Anniversary Gifts Special Her Special Him Keepsakes Gift Baskets See More.. Occasions Recipients Circumstances Likes & Dislikes Home | About Surprise.com | Contact Us | List Your Site | Merchant Center | Help | All Gifts | My Account | Login © 2005 Surprise.com, Inc. Your guide to the Web's top-rated gift ideas . All Rights Reserved. Privacy Policy .
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Best Buy - $25 Wedding Gift Card - $25 Wedding Gift Card ');}else {document.write('');}//-- Entire Site Electronics Cameras & Camcorders Computers Home Appliances Phones & Communications Office Products Music -Album Title -Artist -Song Movies -Title -Person Games Software Resources Birthday Best Buy Geek Squad Weddings Music Games Movies Purse Best Buy Global Gift Cards Product Info Our Price: $25.00 Free Shipping In Stock Usually ships in 1 business day Estimate arrival time . Store Availability Not Available Best Buy$25 Wedding Gift Card Model: $25 Wedding Gift Card Here comes a stunning gift idea for the bride and groom: a Best Buy Gift Card that allows them to get what they really want. All Best Buy Gift Cards are shipped free of charge and are redeemable toward future in-store and online purchases. More Options Compare with products in this price range. About Us News Center Careers For Our Investors Business to Business Community Relations Store Pickup Returns & Exchanges Store Locator Weekly Ad Financing Offers Buy Gift Cards Check Gift Card Balance Best Buy Credit Card Affiliates Program Offer Sign-Up Rebates Warranties Service Plans PC Upgrades Repairs Replacement Parts Software End User License Agreement Car Home Entertainment Satellite Appliances Welcome . Please create an account or Sign in . Your Cart Contains 0 items Subtotal: $0.00 View Cart | Checkout Your Account Best Buy Credit Order Status Wish List Gift Cards Order Status Shipping Rates Returns Rebates Store Pickup Site Map Performance Plans Your California Privacy Rights Conditions of Use | Legal Policies | Privacy Policy Online prices and selection generally match our retail stores, but may vary. Prices and offers are subject to change. © 2003-2004 Best Buy. All rights reserved. For personal, noncommercial use only.
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Fraternal Programs - Thrivent Financial for Lutherans Locate Your Financial Representative | Site Help | Corporate News Become a Member | Contact Us | Free Offers | Chapter Web Sites SPONSORED WEB SITES: Thrivent Builds | The Store | Lutherans Online | Lutheran Heritage | Church Loan Program | Thrivent Magazine About Chapter System Chapter Locator Chapter Care Programs Church & Community Programs Fraternal Highlights Grant Programs-Foundation Funded Grant Programs-Fraternal Funded Hurricane Katrina Response - Information for Members Impacted - Message from Senior Vice President Brad Hewitt - Investments Impact from Hurricane Katrina - Hurricane Katrina Resource Exchange - Photo Gallery It's as Easy as ABC 1-2-3 JOIN HANDS DAY Member Benefits Scholarships Supporting Our Troops Thrivent Magazine Volunteer Excellence Award FAQs Fraternal Programs Hurricane Katrina Response Hurricane Katrina Response Our hearts go out to the people along the Gulf Coast who have been affected by the devastation of Hurricane Katrina. Thrivent Financial and its members are responding in two ways: First, Thrivent Financial has added $5 million for rebuilding areas devastated by Hurricane Katrina to our $100 million Thrivent Builds with Habitat for Humanity alliance, announced on Sept. 8, 2005 . Thrivent Builds is an unprecedented financial, volunteer and advocacy alliance designed to substantially increase Habitats capacity to build affordable housing. Second, we are supplementing our members donations and fund-raising efforts for this recovery. Through the generosity of our members, we expect more than an additional $6 million will be raised to support the survivors of this disaster in their recovery efforts. Individual Member Response Through the Individual Member Response, gifts members make to one of the four eligible organizations will be supplemented $1 for every $2 given, up to $300 per member (e.g., if a member gives $600 to a relief organization, Thrivent Financial will provide that organization with an additional $300.) A Thrivent Financial Hurricane Katrina Individual Member Response Form (PDF, 53K) must accompany the members gift (see form and instructions) (Word, 21K) . All funds raised and contributed through the Individual Member Response will be directed to four eligible recipients: Lutheran Disaster Response , ELCA Domestic Disaster Response , LCMS World Relief/Human Care and WELS Committee on Relief . These organizations will distribute the funds to those in need using their established processes. Thrivent Financial Hurricane Katrina Individual Member Response Form (PDF, 53K) Instructions for Member Response Form (Word, 21K) FAQ Individual Member Response Bulletin Insert (PDF, 38K) News Release (Word, 25K) Regional Chapter Response Members can form a service team to hold a fund-raiser or an appeal/collection and have the funds supplemented $1 for every $2 raised through the Hurricane Katrina Regional Chapter Response. A Regional Chapter Response Report form (Word, 43K) must accompany funds that are sent to Thrivent Financial for processing (see form and instructions) (Word, 22K) . Hurricane Katrina Regional Chapter Response Form (Service Team Fund-Raiser Activity Results) (Word, 43K) Instructions for Regional Chapter Response Form (Word, 22K) FAQ Regional Chapter Response News Release (Word, 25K) To view and print PDF files, you need Adobe Acrobat Reader installed on your computer. If you do not have it, you can download a free copy of Adobe Acrobat Reader and install it on your computer by clicking on "Download Adobe Acrobat Reader" below. Mark Wallheiser /REUTERS Download Adobe Acrobat Reader (needed to view .pdf files) U.S. News Headlines SIMILAR HEADLINES ... Help Center Life Events... Buying a Home Changing Jobs Enter Retirement Getting Married Having a Baby Leaving a Legacy Owning a Business Plan Retirement Starting Out =============== Financial Goals... Bank Rates Business Planning Calculators Charitable Giving Checking Accts Credit Cards Daily Fund Pricing Education Planning Estate Strategies Fixed Annuities Imm. Annuities IRA Rollovers IRAs Life Insurance Loans Long Term Care Medicare Sup. Ins. Mortgages Online Banking Planning Services Planning Tools Portfolio Tracker Retirement Savings Accts VA Daily Values Variable Annuities VUL Insurance =============== I want to find... Assoc. Member Chapter Locator Chapter Info Church Loans Contact Info Fraternal Highlights Free Offers Gift Matching Grants Greeting Cards Hurricane Response Job Search LutheranCommunity Foundation Lutherans Online Member Benefits Member Magazine Membership Message Boards Mission/Vision News News Headlines Privacy Statement Recipes Seminars Simply Giving® Singles Seeking The Store Thrivent Builds Web Publishing Weather =============== Information for Thrivent Financial Members Impacted by Hurricane Katrina Message from Senior Vice President Brad Hewitt Investments Impact from Hurricane Katrina Hurricane Katrina Resource Exchange Photo Gallery HOME | Site Map | Site Tour | Privacy Policy | Business Continuity Information | What's New On The Web Site | Contact Us | Top of Page Appleton Office: 4321 N. Ballard Road Appleton, WI 54919-0001 USA 800-THRIVENT (800-847-4836) E-mail: mail@thrivent.com Minneapolis Office: 625 Fourth Avenue S. Minneapolis, MN 55415-1624 USA 800-THRIVENT (800-847-4836) Thrivent Financial for Lutherans, Appleton, WI 54919-0001, is authorized to conduct business in all 50 states and the District of Columbia. NAIC # 2938-56014. Products issued by Thrivent Financial for Lutherans are available to applicants who meet membership, insurability, U.S. citizenship and residency requirements. Not all products described are available in all states. Thrivent Financial representatives are licensed insurance agents. Insurance and retirement products, where available, are individual contracts, (not group coverage), and issued by Thrivent Financial for Lutherans. Investment products are offered through Thrivent Investment Management Inc., 625 Fourth Ave. S., Minneapolis, MN 55415-1665, a wholly owned subsidiary of Thrivent Financial for Lutherans. Member NASD. Member SIPC. Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc. Bank products and trust services are offered through Thrivent Financial Bank, 2000 E. Milestone Dr., Appleton, WI 54919-0006 (Member FDIC, Equal Housing Lender), a wholly owned subsidiary of Thrivent Financial for Lutherans. Insurance, investment products, securities, trust, and investment management services and accounts are not deposits, are not FDIC insured, are not insured by any federal government agency, and are not guaranteed by Thrivent Financial Bank. Variable insurance contracts, investment products, trust, and investment management accounts may go down in value. ©1995-2005 Thrivent Financial for Lutherans This document was last updated on Monday, September 19, 2005 at 11:47 AM
wedding gift: cash toward
MSN Money - A practical wedding gift: cash toward a home MSN Home My MSN Hotmail Shopping Money People & Chat Sign In W eb Search: Money S earch MSN Money: Help Home News Banking Investing Planning Taxes My Money Portfolio Loans Insurance Planning Home Retirement Savings Insurance Family/College College Tools Scholarship Search College Search Resources Decision Centers Commentary Index More Tools Related Links Message Boards Print-friendly version Send this to a friend Get market news by e-mail See if refinancing works Personal finance bookshelf Find It! Article Index Finance Q&A Tools Index Site map Related Articles Marriage means updating important documents Romance can wait; first, talk cold, hard cash Tie the knot without busting your budget Related Resources Decision Center: Essential homebuying guide Decision Center: Love, money and marriage See if youre carrying too much debt Stay at home or work? Try our calculator Related Sites Bankrate.com The Basics A practical wedding gift: cash toward a home advertisement If anyone asks what you want for a wedding present, you might try 'cash for a down payment.' Its legal, if you follow the rules, and asking for cash even meets the Emily Post test for politeness. By Bankrate.com June is the busiest month for weddings, and a forest's worth of invitations either already has been mailed or soon will be sent. A lot of couples want money for wedding gifts. A wedding-day cash infusion can make putting a down payment on a home easier. With prices appreciating rapidly in much of the country, lots of couples need all the help they can get. There are formal and informal rules governing gifts of money to help newlyweds buy a house. First, the informal rules: Is it OK to ask one's wedding guests for money? "It's not rude to request money as a wedding gift," says Peggy Post, author of Emily Post's Wedding Etiquette. "However, it's extremely important to ask politely." Peggy Post is Emily's great-granddaughter-in-law, the wedding etiquette expert for WeddingChannel.com and the main spokesman for the Emily Post Institute. She says one of the most common challenges that couples face is how to request money as a wedding gift. Doing so is acceptable, if done politely. If you seek down-payment money, get the word out through family and friends, Post recommends. Just don't include that info in the same envelope as a wedding invitation. "If you are asked point-blank what you would like for a gift, you might say, 'Whatever you choose will be wonderful, I'm sure, but money for a house down payment is on the top of our wish list,'" Post says. It's OK to say what it's for Go ahead and tell people what you want the money for. Who knows? If you let people know that you plan to spend the money on a down payment, rather than on a honeymoon in Tuscany, they might be more willing to open their pocketbooks. Wedding guests who insist on giving you yet another toaster or wicker picnic basket or a set of rosewood corn holders should be thanked anyway, even though they aren't helping you buy a house. "You should always accept any gift graciously, and remember that the choice of what to give really belongs to the gift giver," Post says. With the etiquette question out of the way, that brings up how to get the money from your guests' pockets and into the hands of the folks who eventually sell you their house. It's not simple, because mortgage loan programs have differing rules on the use of gift money in making a down payment. So know the gift rules Generally, you are expected to be able to make a down payment of at least 5% from your savings, excluding gifts. But what if you are too impatient to wait that long? Some mortgage programs allow you to use gift money if you can't scrape together that 5%. Loans insured by the Federal Housing Administration allow you to use money from gifts to make a down payment of as little as 3%. Fannie Mae and Freddie Mac, the two biggest purchasers of home loans, offer similar programs through lenders. Fannie Mae's program is called "Flex 97" and Freddie Mac's is called "Alt 97." If there is a problem with these loan programs, it is that they limit whose money you can use. The FHA, Fannie and Freddie allow you to use money from family members. In the FHA's case, givers have to be members of your "immediate family." It's up to the loan officer to figure out who is family and who is immediate family. What about friends? Can you use gift money from, say, the woman who has been your mother's best friend since kindergarten? Technically, no. The money has to come from family (or from a nonprofit or government agency, but they don't give wedding gifts). It wasn't always this way. In 1996, the FHA encouraged lenders to offer "bridal registry accounts," where couples could stash gifts from friends and family. "Then, when the newlyweds purchase their new home, the money will be available and documented through a lender-supervised account," the FHA said. A few lenders responded enthusiastically, establishing account programs specifically for newlyweds complete with gift cards that could be returned to the bank with a check enclosed. One such lender is SunTrust Mortgage, a subsidiary of SunTrust Banks. Through SunTrust Mortgage, you can open a bridal registry savings or checking account at SunTrust Bank. When a wedding guest makes a deposit, the bank sends a card to the bride and groom to let them know. Ready to find a mortgage? "When they're ready to go ahead and make that first home purchase, they access those funds and we get a mortgage for them -- and we hope they remain a SunTrust banking customer," says Cheryl Nolda, senior vice president of marketing for SunTrust Mortgage. In the last few months, about 500 brochures have been given to prospective couples, Nolda says. The lender usually sees an upsurge in interest in the two months before June and October, which tend to be the busiest months for weddings. Despite their success at SunTrust, bridal registry accounts never really caught on. You can always open a regular old savings or money market account to hold your down payment fund, but you might need to document where the money came from. That's easy enough when the money comes from your paycheck. If some of the money comes from gifts, be prepared to document the source. Encourage gift-givers to give checks from their personal accounts. And don't forget to write those thank-you notes. 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