College Gift Annuity is

Giving to Amherst: Charitable Gift Annuities Amherst College Site Map Search Amherst College > Alumni & Parent Programs > Giving PlannedGifts > Charitable Gift Annuities Want to learn more about tax savings and benefits based on your own situation? Without obligation, let GiftCalcs help you do your own calculations. Charitable Gift Annuities Among this nation's oldest and most popular planned gifts, charitable gift annuities offer a wonderful opportunity to provide for a generous future gift to Amherst. In a slowing economy with lowering interest rates, this option may be an excellent way to balance your portfolio. A charitable gift annuity represents a contract between a donor and the College by which the College agrees to pay the donor and/or other named beneficiaries a fixed income each year for the lifetime of those named in the contract (the annuitant ( s )). This payment is secured by the full assets of Amherst College and will not change regardless of fluctuations in the stock market or the economy in general. Minimum Gift Amount Income Based on Age of Annuitant Tax Advantages of Gift Annuities Special Consideration with Gifts of Appreciated Property Minimum Gift Amount The minimum gift to create an Amherst College Gift Annuity is $10,000. Contributions can be in the form of cash, appreciated securities or mutual fund shares, or other property acceptable to the College. All gifts of appreciated property should be held long term by the donor (at least a year and a day). Because each gift annuity is a separate contract, additional annuities must also be for $10,000 or more. Income Based on Age of Annuitant The amount of income Amherst will pay depends on the age of the annuitant at the time the contract is issued. The older the annuitant, the greater the amount of income. A single annuitant, age 65, will receive an annuity rate of 5.7%; an 80-year-old annuitant will receive an 7.6% annuity rate. The highest annuity rate the College offers is 9.5%. Annuities based on two lives (most commonly a husband and wife) are also available, but the rates are generally lower. Any person named as an annuitant must be 60 years of age or older. (Additional information is available on the Amherst College Gift Annuity rate table .) Tax Advantages of Gift Annuities A charitable gift annuity is actually part gift and part purchase of a lifetime annuity contract from the College. The portion that represents a gift to the College is deductible on your federal income tax return if you itemize your deductions. The size of the deduction is determined by the age of the annuitant, the amount of the gift, and a monthly interest rate factor provided by the IRS. (Here are some sample deductions .) Gift annuities also offer the opportunity to receive income on a tax-favored basis. When the annuity is funded with cash, a significant portion of the income is treated as tax-free return of principal over the annuitant's life expectancy. When appreciated securities or other assets are used to fund the annuity, the income will be taxed as tax-free income, capital gain income and ordinary income, once again generally over the life expectancy of the annuitant. Special Consideration with Gifts of Appreciated Property Gift annuities are treated differently from other life income gifts for capital gains tax purposes. At the time the contract is issued, that portion of the capital gain attributable to the annuity is taxable to the donor. If the donor is the income beneficiary of the annuity, the capital gain is spread out over the donor's life expectancy, and taxed at the 15% capital gains tax rate. Updated 9/4/03 If you would like to learn more about planned gifts at Amherst, please contact Timothy A. Neale '70, Director of Planned Gifts, (413) 542-8256, plannedgifts@amherst.edu . Information contained in this Website should not be considered legal, accounting, or other professional advice. Individuals considering a planned gift to Amherst should consult with their financial advisor. << Return to Planned Gifts Homepage

Great Gifts for Kiddos

Listmania! Great Gifts for Kiddos Your Store See All 31 Product Categories   Your Account | Cart | Wish List | Help Improve Your Recommendations | Your Amazon Home | Your Profile | Learn More Search Amazon.com Books Popular Music Music Downloads Classical Music DVD VHS Apparel Yellow Pages Restaurants Movie Showtimes Toys Baby Computers Video Games Electronics Camera & Photo Software Tools & Hardware Office Products Magazines Sports & Outdoors Outdoor Living Kitchen Jewelry & Watches Beauty Gourmet Food Beta Musical Instruments Health/Personal Care Travel Cell Phones & Service Outlet Auctions zShops Everything Else Scientific Supplies Medical Supplies Indust. Supplies Automotive Home Furnishings Lifestyle Pet Toys Arts & Hobbies Web Search Listmania! Great Gifts for Kiddos by peppermint-pattie , mom and child at heart E-mail this list to a friend 1. Sweet Streets School by Fisher-Price (Toy) Average Customer Review: Availability: This item is currently not available. Customers also shopped for these similar items . 2. Disney Princess Storybook by Fisher-Price (Toy) Average Customer Review: Availability: This item is currently not available. Customers also shopped for these similar items . 3. Mr. Potato Head Darth Tater by Hasbro (Toy) Offered by: Toys"R"Us Buy new : $8.99 Availability: Usually ships in 24 hours peppermint-pattie's comments: Draw in whole new generation of Star Wars fans. 4. Dora the Explorer Gift Set: Dora's Casa Talking Doll House Furniture Set - Bedroom, Bathroom , Media Room, Living Room by Fisher-Price (Toy) Offered by: Toys"R"Us Buy new : $39.99 Availability: Usually ships in 24 hours 5. Bratz Collector's Edition - 4th of July by MGA Entertainment (Toy) Average Customer Review: Availability: This item is currently not available. Customers also shopped for these similar items . 6. 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Fridge Phonics Magnetic Letter Set by LeapFrog (Toy) Average Customer Review: Offered by: Imaginarium Buy new : $19.99 Availability: Usually ships in 24 hours 19. Dora the Explorer: Dora's Talking Dollhouse with Lights, Sounds, Music and Diego, Boots & Swiper Figures - Exclusively at Toys"R"Us! by Fisher-Price (Toy) Offered by: Toys"R"Us List Price: $59.99 Buy new : $54.99 You Save : $5.00 ( 8%) Availability: Usually ships in 24 hours peppermint-pattie's comments: Dora is always wonderful. 20. My First Purse by I-Play Outdoors (Toy) Average Customer Review: Offered by: Imaginarium Buy new : $12.99 Availability: Usually ships in 24 hours 21. 20 Questions Handheld Game by Radica Games (Toy) Average Customer Review: Offered by: Toys"R"Us List Price: $13.99 Buy new : $10.99 You Save : $3.00 (21%) Availability: Usually ships in 24 hours 22. Lunar Lander Model (10029) by LEGO Systems, Inc (Toy) Availability: This item is currently not available. Customers also shopped for these similar items . 23. Where the Wild Things Are by Maurice Sendak (Illustrator) (Hardcover) Average Customer Review: List Price: $16.95 Buy new : $10.97 You Save : $5.98(35%) Availability: Usually ships in 24 hours Used & new from $5.55 24. Guess How Much I Love You (Guess How Much I Love You) by Sam Mcbratney, Anita Jeram (Illustrator) (Board book) Average Customer Review: List Price: $6.99 Buy new : $6.99 Availability: Usually ships in 24 hours Used & new from $0.32 25. The 7 Habits of Highly Effective Teens Workbook (The 7 Habits) by Sean Covey (Paperback- December 1999) Average Customer Review: List Price: $5.00 Buy new : $4.50 You Save : $0.50(10%) Availability: Usually ships in 24 hours Used & new from $1.95 Create your own list! See the Best Lists Top 100 Listmania lists Search Listmania lists More about peppermint-pattie Related Listmania! Add your list great toys and gifts : A list by Amber, mother of two Please the Whole Crew : A list by eleanor-and-desiree, friends, aunts, fun people excellent toys : A list by Angela, mother Very Good Toys For Kids : A list by Brittany, student Add your list Related So You'd Like to... Create a guide have a happy baby : A guide by AVij, Baby Researcher The Wonders of Your Baby's Brain : A guide by AVij, Baby Researcher Support Baby Development : A guide by AVij, Baby Researcher Have a Genius Baby : A guide by AVij, Baby Researcher Develop Your Child's Self Confidence : A guide by AVij, Baby Researcher buy stimulating toys for baby : A guide by Stacy Harrington Collins, Hayden & Sage's mom, update 12/26/04 HAVE FOOD, FUN, AND FANTASY : A guide by Betty Dravis, author who's becoming a star! get ideas on what to buy a girl 1-3 yrs : A guide by M. 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Anniversary Gifts, Gift Baskets,

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creative gifts to make

FamilyFun: Ask Ann: Creative Father's Day Gifts Browse site by Classic Themes Barnyard Pals Cars and Trucks Fairy-Tale Princesses Pirates Under the Sea Search FamilyFun Tools Craft Finder Game Finder Party Planner Crafts Newsletter Free! Sign Up Now Checklists Art Supplies Craft Supplies Arts & Crafts Expert Quicklink to Holidays Solutions A to Z Thousands of family ideas & activities Creative Father's Day Gifts My kids are looking for some creative gifts to make for their dad forFather's Day. Any fun and easy ideas? A "World's Greatest Dad" T-shirt may be nice, but if your kids reallywant a gift that will warm Dad's heart, homemade is the way togo. One of my favorites is a simple memory card for his wallet. Just cuta credit-card-sized rectangle out of poster board, then have your kidsdecorate both sides with messages, stickers, drawings and glued-onphotographs. To make the card sturdier, cover it on both sides withclear Con-Tact paper or run it through the laminator at your local copyshop (about $2). Dad can keep the card in his wallet and take it withhim wherever he goes--a sweet reminder of who loves him best. Another fun gift is a reward jar. Kids can brainstorm a bunch of specialtreats Dad might like--from the practical ("I promise to help you rakethe leaves") to the sweet ("Redeemable for one big bedtime hug") to thecreative ("I'll read you a story at bedtime"). Write the rewards oncolored strips of paper, then slip them into a glass jar that the kidscan decorate with stickers or paint. If you're looking for card ideas, try making a photo house card or a collage card , both of which showcase some of Pop's favorite things. Anddon't forget to finish off the day with something truly sweet: adelicious Father's Day cake , decorated by your kids. Back to Top Ann Hallock is the editor of FAMILYFUN, a magazine for parents of kids ages three to 12 that reaches 1.3 million readers monthly. She also contributed to the books FAMILYFUN CRAFTS, FAMILYFUN'S PARTIES and DISNEY'S FAMILY COOKBOOK, and appears regularly on television, including the PBS series, "Hands on Crafts for Kids." -- More Topics ALSO FEATURED Tips for a Clean Craft Area Sick At Home Activities Hammering without Splitting Best Glue For Glass Best Papier-Mache Recipe

Groomsmen Gift

Untitled Document Golf Bag Pen Set Inside the genuine leather golf bag are three ballpoint pens topped like a golf club, a tee and a golf ball. Engrave a monogram on the golf bag and pens, and give to the golfer to display on their desk. Only $ 34.95 Playing Card Gift Set With poker being all the rage this gift is a sure thing. It features two decks of cards and an etch lined storage case that's engraveable for a special message. Only $ 19.95 Gunmetal Money Clip This attractive money clip will be appreciated by men of all ages. The front of the clip is engraveable with initials or a name. Only $ 19.95 Stainless Steel Flask Your friends won't stop talking about this handsome shiny and satin finished flask. Sleek flask design is crafted in genuine stainless steel for years of use. Engrave it with their initials or nickname. Holds 7 ounces of their favorite beverage. Only $ 24.95 Carbon Fiber Pocket Watch & Money Clip This great gift set includes a polished silver pocket watch and money clip. It comes packaged in a two toned wood box. Be sure to have it personalized for him. Things Remembered® Exclusive. Only $ 59.95 Bay Laurel Medallion Mug Toast to the good times with this sturdy glass mug. Large glass mug has a decorative pewter medallion - the perfect spot to have a funny message engraved! Mug holds 16 oz. Only $ 19.95 Gunmetal Pocket Watch in Espresso Wood Box This stylish pocket watch from Colibri® features a gunmetal finish and dependable quartz movement. It's ready to present to a favorite someone in its own mahogany stripe wood gift box. Create a keepsake by having this beautiful timepiece engraved. Only $ 59.95 Sterling Silver Cuff Links These cuff links are finely crafted from precious sterling silver, the design is timeless. Add a personal touch by having the cuff links & box engraved. The keepsake box is crafted of espresso finished wood and velvet lined. Only $ 49.95 Over/Under Design Key Ring & Money Clip Box Set Here's proof that good things come in threes. This impressive two-tone wood box holds a beautifully designed two-tone money clip and key chain. The set makes a memorable gift especially when you have it engraved. Only $ 39.95 Powered by LinkShare