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Skidmore College - Gift Planning - Using Life Insurance Search | Calendar | A-Z Index Thu Sep 22 5:37 PM EDT Skidmore Home | Admissions | Current Students | Faculty & Staff | Parents & Friends | Alumni Wills and Bequests Life Income Gifts More Gift Options Breaking News To Honor Donors Bring Legacy to Life! Scribner House Contact Our Staff Gift Planning Home STANDARD MAIL 815 North Broadway Saratoga Springs, New York, 12866 GIFT PLANNING PHONE 518-580-5655 E-MAIL CONTACT Gift Planning Gift Planning Life Income Gifts - Gifts Using Life Insurance A life insurance policy can serve as a planned gift vehicle in a number of ways. The simplest way is to designate Skidmore College or another charitable interest as the primary beneficiary of the policy. This is something a donor might consider if the original purpose of the policy is no longer relevant. An example would be a policy that was purchased years ago to provide added security for children's education expenses in the event of the policyholder's untimely death. The donor retains ownership of the policy, retains the right to change beneficiaries again if desired, and has access to its cash value if needed. Another method is to make Skidmore both owner and beneficiary of the policy. Unlike the previous method, this would be an irrevocable arrangement, and as such would qualify the donor for immediate tax savings. The donor can make this arrangement whether a policy is fully paid up or whether there are still premium payments being made. Finally, life insurance can be used in connection with other planned gift vehicles such as a charitable remainder trust to replace assets for heirs. For example, if a donor makes a gift through a charitable remainder trust, he or she is likely to realize significant tax deductions. Those savings can offset the cost of purchasing and paying premiums on a policy to "replace the wealth" for an heir or heirs. To learn more call or email the Office of Gift Planning. Bring Legacy to Life! Philanthropy • Legacy • Security The Office of Gift Planning urges donors to consult their legal and other professional advisors when considering charitable gift giving. Our staff is always pleased to work directly with donors and their advisors during the process. Creative Thought Matters. Skidmore College · 815 North Broadway · Saratoga Springs, NY · 12866 Skidmore College Main Links ©2005 Skidmore College · Contact Information Skidmore Home | Admissions | Current Students | Faculty & Staff | Parents & Friends | Alumni

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Celebrate Jewish Holidays with unique judaica at Jewish Family Celebrations Join our email list for sales and specials! 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No Sales Tax on deliveries outside California! Satisfaction Guaranteed On All Orders We proudly present our on-line store of unique gifts for the special person on your shopping list. Please browse and enjoy. Satisfaction Guaranteed on all orders! We want you to be fully satisfied with your purchase from our carefully chosen selection of hard to find gifts. If you are not completely satisfied with your order, please contact us for a full refund. Customer Testimonials. Read what our customers say about us. The Hanukkah celebration begins December 7th! Your source for Hanukkah, everything Jewish, gifts, menorahs, and decorations. Gifts Online has grown from one online store in 1995, selling gifts for celebrating Jewish holidays, to four stores offering hundreds of products. The addition of http://CatGiftStore.com selling gifts for cat lovers brings you many adorable choices for your favorite cat lover. Cat Gift Store celebrates its third year of business. Visit http://PerfumeBottles.biz for a vast selection of unique perfume bottles from around the world. Our newest store is http://VasesAndBowls.com . California Vases and Bowls offers collectible bowls and vases which make unique gifts for Christmas presents, mother's day, anniversary gifts, and birthday presents. Important Passover Facts Passover (Pesach in Hebrew) is the oldest continuously celebrated Jewish festival. The rabbis developed the ritual of the seder based on passages from the Torah. The Torah is made up of the first five books of the Hebrew Bible. The Hebrew word seder means order. The sedar is traditionally celebrated in the home. Haggadah is a book that contains the entire service used for the Passover seder. The central message for Jews in the Haggadah is that God rescued the Israelites from slavery in Egypt. In the Haggadah, the name of Moses is mentioned only once. On very sedar table there is a symbolic fifth cup of wine called the "Cup for Elijah." There is a teaching that the Prophet Elijah will answer Jewish legal questions that the ancient rabbis could not resolve. One of these questions was whether we drink four or five cups of wine or grape juice at the seder. There is also a seder plate which holds the six symbolic foods for passover. Three pieces of matzah are placed in the middle of the table on a matzah tray. One piece of matzah is hidden in the home for children to seek out. It is called the Afikomen. Usually a prize is given to the child who finds it first. Passover is celebrated every Spring as a family dinner and service. The traditional items used are a seder plate and matzah tray. It is the most important Jewish holiday celebrated each year. We offer unique judaica gifts for celebrating all the Jewish holidays. Browse through this judaica gift store, for the best in jewish gifts, jewish decorations, judaica jewelry, and jewish toys. Hamakor means the source. If you want judaica for your jewish holidays, we have judaica and jewish gifts. For the jewish holiday of Chanukah (also spelled as Hanukkah, Hannukah, Channukah, and Hanukah), we have menorahs and dreidels. Menorah is also spelled menora, so menorahs would be menoras. Dreidels is also spelled draydels or dradels, so dreidel would be draydel or dradel. A jewish menorah holds candles - it is a candle holder for jewish candles. Or, a jewish menora is a candle holder that holds jewish candles. The jewish holiday of hannukah (also spelled as hanukkah, chanukah, channukah, and hanukah) usually has a Star of David. The jewish holiday of hanukah (also spelled as hanukkah, chanukah, channukah, and hannukah) is commonly called the Festival of Lights. We sell judaica toys in our jewish gifts store, including jewish sand art and jewish stained glass. These judaica childrens toys make great chanukah, or hannukah gifts. These judaica kids toys make great hanukkah gifts and the children's toys are used for all jewish holidays. We offer many judaica gifts for the jewish holiday of Shabbat, also spelled Shabbath or Sabbath. There are shabbat candlestick holders and shabbat candles. Or, there are shabbath candlestick holders and shabbath candles. Or, you can say there are sabbath candlestick holders and sabbath candles, depending on how you spell shabbat (or shabbath or sabbath). For your bar mitzvah boy or bat mitzvah girl, we have a bar mitzvahs and bat mitzvahs section in our judaica gifts store. There are bar mitzvah bears and bat mitzvah bears. There are also bar mitzvah picture frames for bar mitzvahs and bat mitzvah picture frames for bat mitzvahs in our judaica gifts store. This jewish gift store is for bar mitzvah boys or bat mitzvah girls. And, for their keepsakes, we have bar mitzvah albums and bat mitzvah albums. You can search for bar bat mitzvah or bat bar mitzvah as a search string. Or, they might also try bar bat mitzvahs or bat bar mitzvahs. For the jewish holiday of Passover, or Pesach, we have seder plates. Seder is also spelled sedar, so seder plates would be sedar plates. Similarly, seder plate would be sedar plate. The Passover, or Pesach, jewish holiday also needs lots of candlesticks and candles, which are for sale in our judaica gift store. And judaica sedar plates are needed for the passover, or pesach, jewish holiday. Our sedar plates are perfect for passover or pesach. We have a matzoh tray, or matza tray for your jewish matzohs or jewish matzas. Matzohs are used during Passover, or Pesach, and sit on top of sedar plates, or seder plates. The Matzohs are hidden and your jewish children will try to find the matzohs that sat on the sedar plates. Passover and Pesach are fun jewish holidays for judaica kids. We have lots of fine judaica jewelry, or israeli jewelry at our judaica gift store. The are jewish pendants and other judaica jewelry. Our religious jewelry is only jewish jewelry or judaica jewelery, which is the misspelling of jewelry. And jewelry is often misspelled as jewelery. Jewish jewelery should be spelled jewish jewelry. Judaica jewelry is jewish art and jewish art is also known as judaica jewelery, or jewelry. For jewish weddings, we have jewish wedding presents. There is a jewish wedding picture frame, a jewish wedding bear couple, and a judaica wedding glass pillow. There is also a jewish bride and jewish groom platter. The jewish wedding gifts include wedding decorations and wedding albums. The jewish wedding albums make great wedding presents for all jewish weddings. We offer judaica decorations, or jewish decorations at our judaica gift store. We have a bread tile and a Star of David. We have jewish decorations that make great gifts for your friends - for any jewish holiday, or judaica holidays. Some people will call our judaica gift store a jewish gift store. Others call our judaica gift store a hebrew store, or a hebrew gift store. Sometimes it is just called a judaica store and other times it's called a jewish store. Finally, judaica is also called judaic. So, judaica gift store would be judaic gift store and judaica gifts would be called judaic gifts. Our judaica toys would be judaic toys. And, any judaica toy would be called a judaic toy. Our educational toys are childrens toys that have a lot of educational value. These children's toys are used by kids during all jewish holidays. These educational kids toys offer lots of value for your jewish children and a unique gift for a bris. Thank you for visiting us at judaicagiftstore.com - a great judaica gift store! Enter your e-mail below to be notified of upcoming specials and sales! Contact Us | Company Info | Links | Site Map | Privacy Policy Gifts For Kids | Gifts For Grownups | Gifts For The Home Bar / Bat Mitzvahs | Dreidels / Menorahs | Passover, Wedding, etc. Perfume Bottles Gifts for Cat Lovers Vases and Bowls Shopping Cart & Design By: TodaysGraphics.Com

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Housewarming Gift A housewarming

How to Select a Housewarming Gift - eHow.com Clear Instructions on How To Do (just about) Everything Web eHow.com Home Personal Care & Style Center Etiquette How to Select a Housewarming Gift A housewarming party is traditional when someone moves into a new home. Guests generally bring a thoughtful gift to the new homeowners and get a chance to eat, drink and informally tour the new house. Steps: 1. Consider the circumstances of the new homeowners. If they are well established, they probably don't need basics like small kitchen appliances or towels. If they are just starting out, however, these might be appreciated. 2. Bring a gift basket filled with gourmet foods, wine and/or useful items for the house or garden. 3. Consider outdoor needs. A new address plaque, a planter, a personalized doormat or a charming garden bench can all be welcome gifts. For use inside the home, bring a houseplant or indoor herb garden. 4. Give a local travel guide or a subscription to a local magazine or newspaper if the newcomers are from out of the city or state. It's a great way to get them acquainted with the new neighborhood. Maps are also a good idea. 5. Consider a book on interior design, landscaping or architectural styles. A cookbook can also be a great gift. 6. Give a gift certificate for a meal at a local restaurant, or tickets for a local sporting event or concert. A gift certificate for the local home improvement store will also be appreciated. 7. Make sure anything you buy can be exchanged or returned by the homeowners if they decide not to keep it. Tips: Don't feel like you have to spend a lot of money. A basket of homemade cookies or a bottle of wine both make a great gift. Sometimes an offer of help is much appreciated. Give a coupon for a meal to be brought in, help in the yard or a couple of hours of free babysitting. Warnings: If you don't know the new homeowners well, avoid choosing art, interior accents or things such as towels that may not fit in with the decor. Tips from eHow Users: Gift tip by eHow Friend I have found that if the homeowners have children - no matter what the age - it's always nice to remember the children (if you're bringing a gift). It doesn't need to be very much, perhaps stickers, or a plaque or picture for their new room. Rate this tip: Registered or not Find out if they are registered for their housewarming. I have seen more and more people registering at home specialty stores. That way you can get something that they really want, or at least get an idea of the color scheme they are working with. Rate this tip: View 3 More Tip(s) from Users Please Share Your Tips with Us E-mail this page to a friend Write an eHow Article Suggest a Topic More Resources: Related eHows: Plan a Housewarming Choose a Cabernet Choose a Chardonnay Buy Indoor Flowering Plants as a Gift Things You'll Need: cookbooks wines local travel guides magazine subscriptions gift certificates candles gift cards houseplants gift baskets wrapping paper Project Details: Skill Advisory: Moderately Easy Printable Page New! -- Related eHows: Plan a Housewarming Choose a Cabernet Choose a Chardonnay Buy Indoor Flowering Plants as a Gift Check out Thousands of How-To Solutions in eHow's Centers Automotive Careers & Education Computers & Home Electronics Family & Relationships Finance & Business Food & Entertaining Health Hobbies & Games Holidays & Traditions Home & Garden Personal Care & Style Pets Sports & Fitness Travel How to: --? Web eHow.com Home | Site Map | About Us | How To Books | Link to eHow Subscribe to the eHow of the Day Mailing List : Have the eHow of the Day appear on your My Yahoo! Page: Add the eHow of the Day to your RSS reader: © 1999-2005 eHow, Inc. How things get done. Use of this web site constitutes acceptance of the eHow Terms of Use and Privacy .

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Surprise.com - Birthday Gifts, Anniversary Gifts, Unique Gift Ideas Find Gifts Across the Web Login / Sign Up Boss's Day in 24 days Halloween Oct 31 Thursday, September 22, 2005 Mist Fountain » More Cool Gifts See all... Occasion Wedding Anniversary Baby Shower Housewarming more... Recipient Child Teen Girl Boyfriend Kid's Coach more... Gifts By Type Gift Baskets Flowers Last Minute Gifts Keepsakes more... Hobbies Gardener Woodworker Quilter Photographer more... Sports & Outdoor Baseball Fan Golfer Fishing Soccer more... Food & Cuisine Gourmet Sushi Lover Chocoholic Meat Lover more... Job Works Too Much First Job Commuter Occupation more... Wedding Party Bridesmaids Flowergirl & Ringbearer Groomsmen Bachelorette Party more... What are they like? Bath Connoisseur Gadgeteer Always Cold Unusual Sense of Humor Gardener Our Gift Guide helps you find just the right category. Describe Them Choose a Category Find a Great Gift -- -- Unusual Sense of Humor Pre-written Correspondence -- Gadgeteer Binary Code Clock -- Bath Connoisseur Thai Spa Set -- Always Cold Chic Hot Water Bottle -- Always Up for an Adventure Extreme Cuisine -- Stressed Out Decision Making Paperweight -- Movie Buff Movie Gift Box -- Appreciates Beautiful Things Rose Friendship Box -- Organized, Or Wants To Be Standing Valet -- Likes to Throw Parties Party Welcome Mat -- Secret Agent Man Spy Pen -- Wants a Little Peace & Quiet Serenity Chimes Home | About Surprise.com | Contact Us | List Your Site | Merchant Center | Help | All Gifts | My Account | Login © 2005 Surprise.com, Inc. Your guide to the Web's top-rated gift ideas . All Rights Reserved. Privacy Policy .