BIRTHDAY PRESENT!!! Aug 30

Epinions.com - ANOTHER BIRTHDAY PRESENT!!! Join Epinions | Help | Sign In Home > Kids & Family > Locks & Guards > How to Manage a Family Budget Read Advice Write an essay on this topic. ANOTHER BIRTHDAY PRESENT!!! Aug 30 '00 If your children are like mine then they are always receiving invitations to birthday parties. A party at Chuck E. Cheese's last week, another one at McDonalds next week. We have even had a few times when my daughter was at Chuck E. Cheese's and my son was at McDonalds for two different parties at the same time. Birthday parties for children get expensive. When an invitation to one comes in if you are not prepared with a gift for the party then it can ruin the weekly budget. Buying the gift, wrapping paper and a card. It adds up. It adds up especially when there are so many of these parties to go to. Once the school year begins the invitations begin coming in. It gets expensive. So I have devised a few plans to help me battle the birthday party expenses. When wrapping the gift try to RECYCLE your old newspapers. A great and fun way to wrap a gift for a child is to use the newspaper. My daughter sits and cuts out letters from the newspaper to make a card. We use the YOU BORN TODAY in the horoscope section to make a card that is personalized. You can be very creative with a newspaper. We also use the comics section to wrap the gift. My children make all of their own cards for Birthday parties. My daughter has made cards that are fun by cutting out the crossword puzzle section and pasting it into her card. She has added the word jumble and her own coloring and imagination and made some really nice cards for her friends. She has cut individual letters out of the paper and put the friend's name on it. For the younger child's party it is not necessary to wrap the gift. If you are invited to the party of a one year old or even a two year old I think it is silly to wrap the gift. I make bags for those parties using paper grocery bags that the kids can decorate. For the smaller child the mom is usually the package unwrapper and I think it is easier to just reach in and take the present out rather than to make it long and drawn out. Using recyclables to wrap a present saves money and it is a lot of fun. It takes more time and more thought than spending 4.00 on a sheet of wrapping paper, but if you have the plan in mind it is easy to do. Buying the present itself can also add up. I shop at the clearance sections and keep things on hand. Kaybee has a great toyclearance section to purchase gifts for parties. I put these things away and pull them out when I need them. If I dont happen to have anything on hand then when I go to purchase an item I usually buy two. This way I can put the item away for the next party. If the next party doesnt happen then I have a stocking stuffer for one of my own children. I try to buy items that are classic toys. I do not purchase the trendy stuff. I put coloring books and markers and paint brushes away. A great gift for an older child is a disposable camera. The child can use it at the party. I purchase these when I see them on sale and put them away for the birthday parties. School supplies are also a good gift. Blank books, notebooks, pens pencils. These can be picked up inexpensively when they are on sale and they can be put away. Presents for Birthday parties can be a lot of fun to purchase and to wrap. We make the wrapping be a lot of fun. Comments on this Review Read all comments (4) Write your own comment Epinions.com ID: pantazis5 Location: New Hampshire Reviews written: 221 Trusted by: 176 members View all reviews by pantazis5 View pantazis5's profile Help | Member Center | Message Boards | Privacy Statement | Site Index About Epinions | Careers | Contact Epinions | Merchant Center | New Merchants | Advertising Epinions | DealTime USA | DealTime UK | PriceTool | Shopping.com © 1999-2005 Epinions, Inc. Trademark Notice Epinions.com periodically updates pricing and product information from third-party sources, so some information may be slightly out-of-date. You should confirm all information before relying on it.

housewarming gift. As fun

HowStuffWorks Shopper - Gifts And Collectibles Products Home Cars Computers Electronics Home & Garden Jewelry Video Games More... What are you shopping for? in All Categories Books Books Miscellaneous Cars Clothing and Accessories Computers Electronics Event Tickets Flowers and Gifts Health and Beauty Home and Garden Jewelry and Watches Kids and Family Magazines Miscellaneous Movies Movies Miscellaneous Music Music Miscellaneous Musical Instruments & Accessories Office Sports and Outdoors Video Games Home Flowers and Gifts Gifts and Collectibles Learn How Hair Coloring Works Many folks color their hair without knowing what's happening -- find out all about it in this article! more 14 Ways To Get Rid Of Acne Whether you're a teen or an adult with acne, you don't have to simply put up with it. Here are 14 ways to get rid of acne. more Compare & Shop Best Matches Store Rating Price Sort By Squash U - In House 2005 Album Stationery Invite friends and family to your housewarming party or kitchen shower with this white flat card featuring a dull gray kitchen. The back of the card is adorned with a colorful version of the same kitchen stocked with all the necessities.Colors in Quality stationery products for every life event Rating Want more info? Click on the picture! $123.00 from Mini B's Housewarming Cookie Basket Cookie basket features four mouth watering flavors...decadent Double Chocolate Fudge, Snicker Doodle, Oatmeal Raisin and Chocolate Chip (no nuts). Approximately 100 cookies are included. 10 12 servings. Thank You Gift Baskets Rating Want more info? Click on the picture! $71.99 from 100 Personalized Invitations (71-111) Housewarming invitation / moving announcement has cardboard boxes holding household items for kitchen, bedroom and bathroom.Lime green and white stripes and silver accent border.Please specify when ordering, if you would like any wording larger.Bright white enclosure cards available. Rating Want more info? Click on the picture! $176.00 from Fitzgraphics - All Occasion! Album Stationery Share your new address or invite friends and family over for a housewarming party with this white flat card adorned with lime green stripes. The blue, red and green house die cut adds the finishing touch. Quality stationery products for every life event Rating Want more info? Click on the picture! $202.00 from 100 Personalized Invitations (71-9) We've Moved or Housewarming invitation/announcement has household items and furniture with a purple and silver border.Bright white enclosure cards available. Rating Want more info? Click on the picture! $176.00 from Doc Milo - In House Album Stationery Invite your friends to your housewarming party with this red bordered flat card. Quality stationery products for every life event Rating Want more info? Click on the picture! $106.50 from Mini B's Housewarming Cookie Basket Cookie basket features four mouth watering flavors...decadent Double Chocolate Fudge, Snicker Doodle, Oatmeal Raisin and Chocolate Chip (no nuts). Approximately 100 cookies are included. 10 12 servings. Thank You Gift Baskets Rating Want more info? Click on the picture! $71.99 from Doc Milo - In House Album Stationery Say thank you for all of your housewarming presents with this green, fold over note card featuring boxes and household items as they're being unpacked. Colors in the design on the card include: green, brown, yellow, teal, magenta, white, black, b Quality stationery products for every life event Rating Want more info? Click on the picture! $100.50 from 100 Personalized Invitations (4CBR-ATB-A) House design on front, perfect for new address announcement or housewarming party.Design and wording on invitation/announcement will be printed in one ink color of choice.Bright white enclosure cards without a design. Rating Want more info? Click on the picture! $73.50 from Hearty Housewarming Cookie Gift Bouquet (9 Cookies) Corso?s Cookie Gift Bouquets are made from delicious butter crème cookies, baked fresh each day and individually hand-decorated by one of our icing artists. Each bouquet is wrapped and packaged with delicate care to insure it arrives safe and sound into your recipient?s hands. Rating Want more info? Click on the picture! $59.95 from 100 Personalized Invitations (4CBR-BPK-G) Invitation / Announcement has moving boxes and is perfect for a moving announcement or housewarming party.Design and wording on invitation/announcement will be printed in one ink color of choice.Bright white enclosure cards without a design. Rating Want more info? Click on the picture! $73.50 from Putnam House - Putnam House - In House - Stationery This flat card features a house blueprint. Perfect for a moving card or housewarming party. Colors in the design on the card include: blue and light blue. Quality stationery products for every life event Rating Want more info? Click on the picture! $106.50 from 100 Personalized Invitations (4CBR-BQH-E) Announcement has an house design with open doors. Great for a moving announcement, open house or housewarming party.Design and wording on invitation/announcement will be printed in one ink color of choice.Bright white enclosure cards without a design. Rating Want more info? Click on the picture! $73.50 from Lenox Housewarming Candlesticks, Pair Crafted of Lenox ivory fine china : Accented with 24 karat gold : Lenox, lenox, lennox, cystal, flatware, collectibles, collections, china, gifts, gift, Rating Want more info? Click on the picture! $49.95 from New Home Decorated Titanic Fortune Cookie This Titan of a Cookie is decorated to celebrate a New Home in a larger-than life way?It weighs in at just under 1 pound and is almost the size of a football! This cookie is first hand dipped in your choice of the finest gourmet Belgian Chocolates---(Dark, Milk, or White)---delicious gourmet Confe... Rating Want more info? Click on the picture! $27.95 from Wine Couple What a great gift for the fun loving couple! This whimsical wine girl and guy love to keep drinks at hand. Made from all hand-forged&formed steel, they are great for a wedding or housewarming gift. As fun as they are functional - they are sure to delight. Rating Want more info? Click on the picture! $85.00 from Absecon, NJ - Harbour Lights - North Atlantic Region - HL277 Free Shipping Available. Absecon, NJ Entire Harbour Lights at GoCollect.com, The Web's Widest Selection of Collectibles & Gifts. Item # HL277 The Father of Atlantic City, Dr. Jonathan Pitney, loved his new home in the Absecon area. He enjoyed it so much that he invited all his friends to come and v... Rating Want more info? Click on the picture! $72.95 from New Home Wishes Gift Basket A collection of gourmet treats, the Gourmet New Home Wishes gift basket makes an elegant--and tasteful--offering. Rating Want more info? Click on the picture! $49.99 from Lenox Housewarming Treat Bowl Crafted of Lenox ivory fine china : Accented with 24 karat gold : Lenox, lenox, lennox, cystal, flatware, collectibles, collections, china, gifts, gift, Rating Want more info? Click on the picture! $39.95 from Gourmet Soup Gift Basket Welcome at a housewarming because it actually warms the house!This unique basket celebrates the ancient art of soupmaking with two legendary recipes: Harvest Vegetable and Potato Corn Chowder. Makes a welcome gift, too, because theyre so easy to fix: Just add water, heat them up, and simmer until th... Rating Want more info? Click on the picture! $49.95 from Products 1 - 20 of 70 First - 1 2 3 4 - Last Prev Next Prices are provided by the merchants. We assume no responsibility for accuracy of price information provided by merchants. Please alert us to any pricing discrepancies and we will alert the merchant. Sales taxes are estimated at the zip code level. Shipping costs are estimates. Please check store for exact shipping costs. To learn more about why certain stores are listed on the site, click here. 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Teacher Gift Basket From:

Craft Library: Gifts for Teachers FREE recipes , desserts , crafts & health ideas Crafts & Hobbies & Special Kitchen Values PinkSunrise.com | Families-First.com | Homeschool Zone | Event-of-the-Week | Bookstore | Search An Apple for the Teacher Special Gifts Ideas for that Special Educator Join our support group Cheerful Cookie Box Kathy Ross, the popular craft book author, has written a new book craft book called Crafts for Christian Values . Kathy's latest book is filled with wonderful crafts and ideas to help children learn about Christian values and what they mean. This easy-to-do craft lets you take disposable plastic containers, photos, drawings, and old greeting cards to make a wonderful keepsake . It's so easy that even the little ones can do it too. Sit-A-Pon a gift for the gardening teacher The Sit-A-Pon is created by using very simple household materials; old plastic tablecloth, magazines, and yarn. I first made a Sit-A-Pon when I was a Girl Scout. I still remember that pink and white soft square that protected my knees while gardening as a small girl. The Sit-A-Pon can be personalized just for your mom. You can use water proof magic markers to write her name and her favorite colored yarn to sew the edging. My Special Cloth Book Put some special memories in a book you can give. This craft is brought to us by Roberta Ross-Fisher and she says, "All children enjoy having ownership in their work, and they especially like to complete projects which focus on themselves. Bookmaking can be a fun and easy way to help children at various ages and ability levels to communicate through writing." Cardboard Earrings The kids will enjoy making these earrings for themselves or as gifts . Be creative with the designs and you'll be sure to have a true piece artwork! Experiment with different designs. You can make the earrings as simple or as outrageous as you like. Birds, animals, flowers, shapes- it's up to you! They make great gifts for moms , teachers or a great addition to your Halloween outfit. Dessert-of-the-Week Toffee Bars This week's Dessert of the Week features the sinfully delicious Toffee Bars. This candy is fun for a special treat or dressed up in a candy tin as a great gift. These bars are simple to make and the kids can help make them too! Lollipop Plants Grow a lollipop plant ! Whether you are a teacher , mom , or kid who loves crafts, this is the perfect for you. It's very simple and you don't even need dirt. This is great as both a festive decoration and treat holder . You can use any kind of lollipops- Blow Pops, Tootsie Roll Pops or the traditional non filled pops. Comments & Ideas Teacher Gift Basket From: Linda For teacher appreciation week we gave the teachers gifts with these sayings attached. A mint + Thanks for the Commitment Pens + Teachers do the "Write" thing a rubberband ball + Teachers are Flexible a bag of cookies + Teachers Make Smart Cookies. Perhaps these can help you with your gift basket. Good luck. New for 2001 Eat Cheat & Melt Fat Away Weight loss books FREE Healthy Cooking Recipes FREE Fit 'n Trim Support Crazy Kitchen Deals Ravioloi Maker FREE Cannoli Recipe interview with the Cake Mix Doctor, Anne Byrn more cake books more baking books Questions? Ideas? Comments? Have a craft idea to share? Click here to get our FREE newsletter and join our craft, cooking, education, health & other support groups FREE recipes , desserts , crafts & health ideas Crafts& Hobbies & Special Kitchen Values PinkSunrise.com | Families-First.com | Homeschool Zone | Event-of-the-Week | Bookstore | Search Last updated: 01/30/03 , 2000 www.Homeschoolzone.com All rights reserved Zone visitor Pitter Patter visitor

Birthday Gift

► » Romeo and Juliet starring YOU in happy-ending edition with your picture on cover! Wedding Anniversary Gifts and Unique Romantic Present Ideas - a customized romance novel! HOME : BOOKS : -- CORPORATE GIFTS : Kids : GIFT BASKETS : TESTIMONIALS : FAQ : CONTACT -- -- Call us toll free 1-866-660-1109 -- Romeo and Juliet - the happy ending edition! Starring YOU and a special someone as Romeo and Juliet! -- The ultimate romantic, wedding or anniversary gift — now available in a personalized "happy ending" edition, with optionally your pictures on the cover! It's the way Romeo and Juliet should have been - true love with a personal twist! Standard cover Photo cover Price: $29.95 “There could not have been a more perfect 20th wedding anniversary present. Thanks so much.” A.H., Studio City, CA Click here to read what our customers have been saying... About Customizations tell a friend Photos Gift Ideas Romeo and Juliet, Shakespeare's classic drama of passionate love—now releasedas a unique personalized romance with YOU playing the part of the famous lovers. A novel wedding,romantic or anniversary gift . Picture the thrill of classic lines personalized with you in them: "Oh Romeo, Romeo Brad, Brad. Wherefore art thou Romeo Brad?" "But, soft! What light through yonder window breaks? It is the east, and Juliet Helenis the sun." What's more, if you choose the Happy Ending Version a new scene is added withan unexpected plot twist — the lovers live happily ever after! A short scene is added after ActV Scene III. It turns out the apothecary's poison didn't work and Romeo survives, and Juliet's stabbingof herself merely made her pass out. (With sincere apologies to William Shakespeare, Mercutio and Tybalt!) Romeo : Juliet's true love Montague : Romeo's family, involved in a bitter feud with the Capulet clan (Juliet'sfamily) Juliet : Romeo's true love Capulet : Juliet's family, involved in a bitter feud with the Montague clan (Romeo'sfamily) Verona : The city where most of the story takes place Happy Ending Version The new scene is available in the following versions, whereRomeo and Juliet survive: Classic version ACT V, SCENE IV. IN THE SEPULCHRE. [Romeo and Juliet awaken, rubbing their eyes] Romeo What uncommon commotion stirs these folk? Ah, blessed apothecary, whose potion miss'dits mark! Juliet And perhaps 'twas the keenness of mine love that hath dulled the dagger's blade. Romeo What sayest thou we hasten to Verona? Juliet Come, prince, love, husband, shining angel! Let's leave this cold sepulchre for Verona'swarm embrace. [Exeunt Romeo and Juliet hand in hand] Irreverent version ACT V, SCENE IV. IN THE SEPULCHRE. [Romeo and Juliet awaken, rubbing their eyes] Romeo What the heck was that big scene all about? Juliet Who knows? I just passed out for a second and everybody's losing it. Luckily thedagger wasn't sharp. Romeo And the apothecary screwed up big-time! What do you say we head home? Juliet Sounds like a plan, my medieval man! [Exeunt Romeo and Juliet hand in hand] Your privacy is assured: once the email is sent we do not retain any names or email addresses Email To Subject Message text Your name Your email Additional photos coming soon! Anniversary Gifts Wedding Gifts Birthday Presents Romantic Gifts Christmas Gifts Graduation Gifts Valentine Gifts Listed below are both the modern and traditional anniversary gift names Anniversary number Traditional Gift name Modern Gift name First Paper Clocks Second Cotton China Third Leather Crystal & Glass Fourth Fruit & Flowers Appliances Fifth Wood Silverware Sixth Candy & Iron Wood Seventh Wool & Copper Desk Sets Eighth Bronze & Pottery Linens & Lace Ninth Pottery / Willow Leather Tenth Tin & Aluminum Diamond Jewelry Eleventh Steel Fashion Jewelry Twelfth Silk & Linen Pearls Thirteenth Lace Textiles / Furs Fourteenth Ivory Gold Jewelry Fifteenth Crystal Watches Twentieth China Platinum Twenty-Fifth Silver Silver Thirtieth Pearl Diamond Thirty-Fifth Coral Jade Fortieth Ruby Ruby Forty-Fifth Sapphire Sapphire Fiftieth Gold Gold Fifty-Fifth Emerald Emerald Sixtieth Diamond Diamond -- Price: $29.95 Did you know? Select the custom photo option for the ultimate in personalization- a picture of YOU on the cover! (Details...) Every book comes with a customized cover with your name on it A dedication message (upto a page) is included at no extra cost -- Shipping Basic shipping to USA/Canada: $4 Express: $9 (More details...) -- -- Titles Romance - Romeo and Juliet Adventure - Zorro -- - Robin Hood - NEW! - The JungleBook - Moby Dick Fantasy - The Wizard of Oz - Alice in Wonderland Mystery - The Adventuresof Sherlock Holmes - The Memoirs of Sherlock Holmes - The Hound of the Baskervilles - Early Sherlock Holmes Drama - A Christmas Carol - Anne ofGreen Gables - Anne of Avonlea - Anne of the Island Horror - Dracula - Dr. Jekyll & Mr. Hyde -- HOME : POLICIES : DEALERS & AFFILIATES : JOBS : CONTACT : RESOURCES Click to verify Shop with confidence! Customized Classics is a certified InternetSecure Merchant ---

wedding gift: cash toward

MSN Money - A practical wedding gift: cash toward a home MSN Home My MSN Hotmail Shopping Money People & Chat Sign In W eb Search: Money S earch MSN Money: Help Home News Banking Investing Planning Taxes My Money Portfolio Loans Insurance Planning Home Retirement Savings Insurance Family/College College Tools Scholarship Search College Search Resources Decision Centers Commentary Index More Tools Related Links Message Boards Print-friendly version Send this to a friend Get market news by e-mail See if refinancing works Personal finance bookshelf Find It! Article Index Finance Q&A Tools Index Site map Related Articles Marriage means updating important documents Romance can wait; first, talk cold, hard cash Tie the knot without busting your budget Related Resources Decision Center: Essential homebuying guide Decision Center: Love, money and marriage See if youre carrying too much debt Stay at home or work? Try our calculator Related Sites Bankrate.com The Basics A practical wedding gift: cash toward a home advertisement If anyone asks what you want for a wedding present, you might try 'cash for a down payment.' Its legal, if you follow the rules, and asking for cash even meets the Emily Post test for politeness. By Bankrate.com June is the busiest month for weddings, and a forest's worth of invitations either already has been mailed or soon will be sent. A lot of couples want money for wedding gifts. A wedding-day cash infusion can make putting a down payment on a home easier. With prices appreciating rapidly in much of the country, lots of couples need all the help they can get. There are formal and informal rules governing gifts of money to help newlyweds buy a house. First, the informal rules: Is it OK to ask one's wedding guests for money? "It's not rude to request money as a wedding gift," says Peggy Post, author of Emily Post's Wedding Etiquette. "However, it's extremely important to ask politely." Peggy Post is Emily's great-granddaughter-in-law, the wedding etiquette expert for WeddingChannel.com and the main spokesman for the Emily Post Institute. She says one of the most common challenges that couples face is how to request money as a wedding gift. Doing so is acceptable, if done politely. If you seek down-payment money, get the word out through family and friends, Post recommends. Just don't include that info in the same envelope as a wedding invitation. "If you are asked point-blank what you would like for a gift, you might say, 'Whatever you choose will be wonderful, I'm sure, but money for a house down payment is on the top of our wish list,'" Post says. It's OK to say what it's for Go ahead and tell people what you want the money for. Who knows? If you let people know that you plan to spend the money on a down payment, rather than on a honeymoon in Tuscany, they might be more willing to open their pocketbooks. Wedding guests who insist on giving you yet another toaster or wicker picnic basket or a set of rosewood corn holders should be thanked anyway, even though they aren't helping you buy a house. "You should always accept any gift graciously, and remember that the choice of what to give really belongs to the gift giver," Post says. With the etiquette question out of the way, that brings up how to get the money from your guests' pockets and into the hands of the folks who eventually sell you their house. It's not simple, because mortgage loan programs have differing rules on the use of gift money in making a down payment. So know the gift rules Generally, you are expected to be able to make a down payment of at least 5% from your savings, excluding gifts. But what if you are too impatient to wait that long? Some mortgage programs allow you to use gift money if you can't scrape together that 5%. Loans insured by the Federal Housing Administration allow you to use money from gifts to make a down payment of as little as 3%. Fannie Mae and Freddie Mac, the two biggest purchasers of home loans, offer similar programs through lenders. Fannie Mae's program is called "Flex 97" and Freddie Mac's is called "Alt 97." If there is a problem with these loan programs, it is that they limit whose money you can use. The FHA, Fannie and Freddie allow you to use money from family members. In the FHA's case, givers have to be members of your "immediate family." It's up to the loan officer to figure out who is family and who is immediate family. What about friends? Can you use gift money from, say, the woman who has been your mother's best friend since kindergarten? Technically, no. The money has to come from family (or from a nonprofit or government agency, but they don't give wedding gifts). It wasn't always this way. In 1996, the FHA encouraged lenders to offer "bridal registry accounts," where couples could stash gifts from friends and family. "Then, when the newlyweds purchase their new home, the money will be available and documented through a lender-supervised account," the FHA said. A few lenders responded enthusiastically, establishing account programs specifically for newlyweds complete with gift cards that could be returned to the bank with a check enclosed. One such lender is SunTrust Mortgage, a subsidiary of SunTrust Banks. Through SunTrust Mortgage, you can open a bridal registry savings or checking account at SunTrust Bank. When a wedding guest makes a deposit, the bank sends a card to the bride and groom to let them know. Ready to find a mortgage? "When they're ready to go ahead and make that first home purchase, they access those funds and we get a mortgage for them -- and we hope they remain a SunTrust banking customer," says Cheryl Nolda, senior vice president of marketing for SunTrust Mortgage. In the last few months, about 500 brochures have been given to prospective couples, Nolda says. The lender usually sees an upsurge in interest in the two months before June and October, which tend to be the busiest months for weddings. Despite their success at SunTrust, bridal registry accounts never really caught on. You can always open a regular old savings or money market account to hold your down payment fund, but you might need to document where the money came from. That's easy enough when the money comes from your paycheck. If some of the money comes from gifts, be prepared to document the source. Encourage gift-givers to give checks from their personal accounts. And don't forget to write those thank-you notes. 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