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Giving to Amherst: Charitable Gift Annuities Amherst College Site Map Search Amherst College > Alumni & Parent Programs > Giving PlannedGifts > Charitable Gift Annuities Want to learn more about tax savings and benefits based on your own situation? Without obligation, let GiftCalcs help you do your own calculations. Charitable Gift Annuities Among this nation's oldest and most popular planned gifts, charitable gift annuities offer a wonderful opportunity to provide for a generous future gift to Amherst. In a slowing economy with lowering interest rates, this option may be an excellent way to balance your portfolio. A charitable gift annuity represents a contract between a donor and the College by which the College agrees to pay the donor and/or other named beneficiaries a fixed income each year for the lifetime of those named in the contract (the annuitant ( s )). This payment is secured by the full assets of Amherst College and will not change regardless of fluctuations in the stock market or the economy in general. Minimum Gift Amount Income Based on Age of Annuitant Tax Advantages of Gift Annuities Special Consideration with Gifts of Appreciated Property Minimum Gift Amount The minimum gift to create an Amherst College Gift Annuity is $10,000. Contributions can be in the form of cash, appreciated securities or mutual fund shares, or other property acceptable to the College. All gifts of appreciated property should be held long term by the donor (at least a year and a day). Because each gift annuity is a separate contract, additional annuities must also be for $10,000 or more. Income Based on Age of Annuitant The amount of income Amherst will pay depends on the age of the annuitant at the time the contract is issued. The older the annuitant, the greater the amount of income. A single annuitant, age 65, will receive an annuity rate of 5.7%; an 80-year-old annuitant will receive an 7.6% annuity rate. The highest annuity rate the College offers is 9.5%. Annuities based on two lives (most commonly a husband and wife) are also available, but the rates are generally lower. Any person named as an annuitant must be 60 years of age or older. (Additional information is available on the Amherst College Gift Annuity rate table .) Tax Advantages of Gift Annuities A charitable gift annuity is actually part gift and part purchase of a lifetime annuity contract from the College. The portion that represents a gift to the College is deductible on your federal income tax return if you itemize your deductions. The size of the deduction is determined by the age of the annuitant, the amount of the gift, and a monthly interest rate factor provided by the IRS. (Here are some sample deductions .) Gift annuities also offer the opportunity to receive income on a tax-favored basis. When the annuity is funded with cash, a significant portion of the income is treated as tax-free return of principal over the annuitant's life expectancy. When appreciated securities or other assets are used to fund the annuity, the income will be taxed as tax-free income, capital gain income and ordinary income, once again generally over the life expectancy of the annuitant. Special Consideration with Gifts of Appreciated Property Gift annuities are treated differently from other life income gifts for capital gains tax purposes. At the time the contract is issued, that portion of the capital gain attributable to the annuity is taxable to the donor. If the donor is the income beneficiary of the annuity, the capital gain is spread out over the donor's life expectancy, and taxed at the 15% capital gains tax rate. Updated 9/4/03 If you would like to learn more about planned gifts at Amherst, please contact Timothy A. Neale '70, Director of Planned Gifts, (413) 542-8256, plannedgifts@amherst.edu . Information contained in this Website should not be considered legal, accounting, or other professional advice. Individuals considering a planned gift to Amherst should consult with their financial advisor. << Return to Planned Gifts Homepage
Unique Gifts Games Arts
Unique Gift Ideas, Jigsaw Puzzles & Speciality Toys Clever gifts, unique games, unusual toys and original puzzles. My Shopping Cart, 0 Items Home Unique Gifts Games Arts and Crafts Kids Puzzles Clearance Search keyword / item #: UNIQUE GIFTS Exclusive Gifts For the perfect party For Your Pet Only available here Halloween Fun Shop Gifts under $10 Best Sellers New On Sale Gag Gifts Collegiate Back to School Nostalgic VHS/DVD Collections Personalized Rest and Relaxation Licensed Products Gadgets For the Home For Kids For Her For Him GAMES ARTS AND CRAFTS KIDS PUZZLES CLEARANCE ONLINE SPECIALS GUARANTEED LOWEST PRICE ONLINE EXCLUSIVES SALE NEW PRODUCTS Home > Unique Gifts | 1 | 2 | 3 | 4 | 5 | Next NEW! Farting Toilet Paper Cover Truly tasteless fun: pull the paper and let one rip! Drips Of Blood, Set of 4,18X11Sheet Add gory dripping "blood" to any wall or window, indoors or out. RCA Lawton Turntable Bye-bye boring stereo-in-a-box. Hello vintage-look RCA Victrola with modern technology, including CD! $14.95 $19.95 $299.95 In Stock In Stock In Stock NEW! NEW! Pepsi Vending Machine Personal soda machine lets you enjoy an ice-cold drink whenever you want! Chaos Tower Build perpetual motion towers up to 6 feet high! Flying Witch Scary witch comes to life as it flies across your lawn! $199.95 $139.95 $29.95 In Stock In Stock In Stock NEW! 12-in-1 Wooden Game Table Our amazing 12-in-1 cherry finished wood game table fits any decor, entertains the whole family, looks great! Personalized Tavern Beer Glasses These personalized beer glasses make the perfect thirst-quenching gift! Fold A Hoop Indoor Game Shoot a game of hoops indoors, then fold it up and hide it away. $199.95 $49.95 $199.95 In Stock In Stock In Stock 1 to 9 of 407 items | 1 | 2 | 3 | 4 | 5 | Next Track Your Order | Customer Service | About Us | My Account | My Shopping Cart Privacy Policy | Shipping Costs & Times | Affiliate Program | Site Map © 2004 Spilsbury © 2004 Spilsbury --
Housewarming Gift Baskets Articles
Housewarming Gift Baskets - Gifts BW gifts | gifts Resources | Add URL Wine Gifts & Baskets From the casual wine drinker to the serious enthusiast, we have a gift that will make them smile. Our selection includes premium wine, gourmet baskets, distinctive champagne sets & the very finest California and Northwest wines. Housewarming Gift Baskets Articles Housewarming Gift Ideas Moving into a new home is a time that's full of possibilies, and we often share in the excitement by taking a housewarming gift to the new homeowners. But what should you give? Here are our favorite, and not so favorite gift ideas for housewarmings....( Continue Reading ) Housewarming Gift Ideas: Continued Here are our favorite, and not so favorite gift ideas for housewarmings....( Continue Reading ) Gift Ideas for Every Occasion Need a special gift for a holiday or special occasion? Get someinspiration from these gift ideas that range from the simple and classic to the unique and do-it-yourself!...( Continue Reading ) Gifts for the New Northwest Home Owner Moving in to a new home, whether you have relocated from another state, or moved down the road, is an exciting time. We have some great gift ideas for a Pacific Northwest housewarming....( Continue Reading ) Machine Embroidery On Unusual Mediums - Special Online Sew News Extra An online extra from Sew News magazine. A sneak peak at the presentation given by Linda Griepentrog, Sew News Editor, at the Sewing & Stitchery Expo titled...( Continue Reading ) Housewarming Gift Baskets Directory Links unique gifts for him great baby gifts food gifts by mail exclusive baby gifts teacher gifts to make gift baskets washington dc get well gifts twin baby gifts gifts for christmas birthday gifts to india gourmet cheese baskets gourmet fruit gift baskets diabetic gift baskets gifts for horse lovers holiday gifts for women wedding gifts for bride bridal attendants gifts holiday baskets nautical gifts wholesale 5th anniversary gifts valentine gifts for mom engagement gifts for men send gifts to bangladesh teen girl gifts network spiritual gifts traditional indian wedding gifts gifts galore indian wedding gifts gift baskets online greeks bearing gifts gift baskets orlando gift baskets for men anniversary gifts for her ten year anniversary gifts romantic gifts for men pregnancy gifts gourmet gift baskets gifts for the office 90th birthday gifts making christmas gifts plastic baskets black greek gifts cheap valentine gifts baby girl gifts gifts 2 india Popular Search Terms: Gifts BW © 2004 Gifts BW All trademarks are the property of their respective owners. All Rights Reserved. This site is not related to Brajeshwar or Brajeshwar.com in anyway, shape or form
Housewarming Gift Inspirational Home
Housewarming Gift -- United States [ change ] Join / Login View cart Home Consumer Photography Pro Photographer / Lab Cinematography Health & Dental Graphic Communications Business & Government Corporate Products Support Center Printing & Sharing Taking Great Pictures KODAK Online Store Contact Us -- Digital Cameras Software Printers Online Printing Services Accessories Inkjet Paper Picture Maker Demo Store Locator Features Input Sources Editing Tools Projects Make Gifts Color to B&W Enlargement Disney Memory Box Family Birthdays Calendar Graduation Shadow Box Grandkids Photo Collage Greatest Dad Enlargement Housewarming Gift Inspirational Home Decor Mementos Picture Frame Memory Box Photo Garlands Photo Valentines for Kids Picture Star Picture Gift Tags Picture Poem Picture Wall Recipe in a Jar Reunion Name Tags Sepia Enlargement Signs for Kids' Rooms Sports Trading Cards Tool Caddy for Daddy Make Scrapbooks Make Cards & Invitations Katie Brown Tips Frequently Asked Questions Picture CD Film & Processing Single-Use Cameras Support Center Promotions Related Products KODAK EASYSHARE Digital Cameras KODAK EASYSHARE Software KODAK Picture CD Related Learning Sharing Pictures Enhancing & Restoring Pictures Printing Digital Pictures Housewarming Gift Skill Level: Moderate Here's an easy and personal gift - to welcome a friend into a new home. What You'll Need A picture of your friend's new home Coordinating picture frame Basket Small gift items like candles, gourmet coffee, chocolates, potpourri How to Make it Take a picture of the new house Go to your friend's new home and take an exterior picture. (If you're planning this as a surprise, of course you'll want to go when you're sure they're not home.) Visit your nearby KODAK Picture Maker with the photo and touch the screen to start. Make a print Make your gift basket Place your finished print in the frame you've chosen. We used a whitewashed frame and added a miniature white picket fence, available from craft stores. Tuck your frame into a gift basket and include a few candles, candy or other special treats your friend would enjoy. Now you're ready to stop by to present your personalized housewarming gift! Do you have a digital camera? Learn how to make great prints in just 5 minutes! Where to Buy City State AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY Zip -- Home | Privacy (Sept 2005) | Website Terms of Use
Gifts for Everyone Book
Aromatherapy: healing with pure Essential Oils EXPRESS MAIL IT! SHOPPING CART FULL PRODUCT DESCRIPTIONS SEARCH THIS SITE Essential Oils Quick Order Page Aromatherapy Blends & Synergies Hydrosols/Floral Waters Carrier Oils and Additives Accessories/Diffusers Aromatherapy Jewelry Bottles and Jars Essential Oil Kits Aromatic Baths Floral Waxes and Waxes Butters and Creams Natural Perfumes Natural Gifts for Everyone Book Reviews Rare/Hard to Find Books Gift Certificate NEW & SPECIAL SALES Sample Requests Product Reviews: SkeeterBeater Helichrysum Healing AROMATHERAPY INFORMATION What is Aromatherapy? Where to Start? How to Use Essential Oils? Aromatherapy Safety Information How Essential Oils are Produced Suggestions: Natural Skincare Emotional Uses of Essential Oils Physical Effects of Essential Oils Suggested Natural Remedies Childbirth & Childcare Aromatherapy Hints & Tips General Wellness Skincare Hints Household Hints FAVORITE LINKS FAQ SITE MAP WHO WE ARE History Photos Press Coverage Virtual Shop Tour Newsletters RETURN POLICY OUR CLIENTS SAY Superb wildcrafted and organic essential oils, sourced internationally, a wealth of information on their safe and effective use, and a full range of aromatherapy accessories New and Special Sales! CLICK HERE! Health Professionals? CLICK HERE! KATRINA RELIEF Two Percent of every order placed on each Wednesday of September will be donated to the Americares Hurricane Relief Fund and another 2% will be sent to ASPCA's Disaster Relief Fund . Both Charities were chosen to help aid victims of Hurricane Katrina. To personally donate money to these charities as a part of your order, please click here. The extra money donated will be split evenly between the two organizations. Nature's Gift Aromatherapy Catalogues Catalogues of pure & natural essential oils, aromatherapy accessories, carrier oils, hydrosols, etc. All the necessities for your aromatic journey. Aromatherapy Information Pages of information on the safe, effective and appropriate use of these healing essential oils. Our Clients Say Click & hold on box below. Colleen K. Dodt, Ckd115@aol.com -- Noted herbalist and author When a package arrives from Natures Gifts it is just like Christmas! Inside I find high quality, effective, pure essential oils. Marge Clark is always there to answer my questions throughly, and with a unique caring that is evident in the wonderous products she so lovingly procures for us. I trust Natures gifts to provide me with a range of aromatic goodies to greatly enhance my own herbal endeavours. Click here to see what others are saying about Nature's Gift! Aromatherapy Newsletter For emailed information on special sales, new products, and new information subscribe to our Aromatherapy Newsletter! Or view a copy of our latest Newsletter Sharing Forward Two Percent of every order placed on each Wednesday of September will be donated to the Americares Hurricane Relief Fund and another 2% will be sent to ASPCA's Disaster Relief Fund . Both Charities were chosen to help aid victims of Hurricane Katrina. To personally donate money to these charities as a part of your order, please click here. The extra money donated will be split evenly between the two organizations. To see the other charities that we've been able to help thanks to you, please see our Donations page. Comments or Questions? write me! Some notes and experience about marketing/selling products on the on the 'net Can't find what you want? SEARCH THIS SITE! Memberships [Return to Top] Return to Top Catalog Menu Home Information Menu Email Us! Contact Us Frequently Asked Question