College Gift

GIFT College Investing 529 Plan Welcome to The GIFT College Investing Plan, a 529 investment plan sponsored by the state of Arkansas and designed to help families meet their college savings goals. The GIFT Plan recently made some exciting changes to the program, including: Lower costs through high value Vanguard investments Ability to open and manage accounts online A new opportunity to accelerate your college savings through Upromise The GIFT Plan is recommended for Arkansas residents by Money Magazine in how to"Build an A+ College Savings Plan" article (August 2005).** State income tax deduction for Arkansas residents Federal and state income tax-deferred growth Tax-free qualified withdrawals* Investment management by The Vanguard Group Low minimum investment - open an account for as little as $50 per month Additional savings through Upromise , a free reward service Online account opening and account management Learn more... Open a GIFT College Investing Plan (or register your existing plan for online access .) Sign up for electronic deliveries of confirmations and statements. Set up a monthly automatic investing plan . Join Upromise and get free rewards for college from America's best brands. That's it! Open an account now. Open an account online Request an enrollment kit Sign up for online access Forgot your username and password? Add to your account in the GIFT College Investing Plan with Upromise Rewards — you'll get free money for college when you spend with hundreds of America's leading companies. Learn more Portfolio Prices and Performance About the Plan Enhancements College Planning Tools **Out of 63 plans reviewed, Money Magazine considered each plans tax benefits, expenses, fund choices, and investment management. There were only 14 plans recommended for state residents. *Unless extended, the federal tax benefit will expire after December 31, 2010. Earnings on non-qualified withdrawals may be subject to federal income tax and a 10% federal penalty tax, as well as state and local income taxes. The availability of tax or other benefits may be contingent on meeting other requirements For more information about The GIFT College Investing Plan call 1-800-587-7301 or click below to obtain a Program Description and Participation Agreement. Investment objectives, risks, charges, expenses and other information are included in the Program Description and Participation Agreement; read and consider it carefully before making an investment or sending money. Upromise Investments, Inc., Distributor and Underwriter. If you or the beneficiary are residents or taxpayers of another state, before you invest consider whether that state offers a 529 plan with tax or other benefits that are not available through this Plan. The GIFT College Investing Plan is a college tuition savings program sponsored by the State of Arkansas. Upromise Investments, Inc., which serves as Program Manager, has overall responsibility for the day-to-day operations of the Plan, including effecting transactions, and marketing and distributing the Plan. The Vanguard Group, Inc. serves as Investment Manager for the Plan. The Plan's portfolios, although they invest in Vanguard® mutual funds, are not mutual funds. Units of the Portfolios are municipal securities and the value of units will vary with market conditions. Investment returns are not guaranteed, and you could lose money by investing in the GIFT Plan. The GIFT Plan and The GIFT Plan logo are trademarks of the State of Arkansas. The Vanguard Group, Vanguard, and the ship logo are trademarks of The Vanguard Group. Upromise is a registered trademark of Upromise, Inc. All other marks are the exclusive property of their respective owners. Contributions to the Plan in a tax year are deductible from Arkansas state income tax, subject to recapture in subsequent years in which non-qualified withdrawals or a rollover out to another state's 529 plan is made. Contact us | Privacy Policy | Obtain Program Description | Business Continuity Plan | Security Policy ©2005 State of Arkansas, Upromise Investments, Inc. Distributor. Upromise Investments, Inc. Member NASD/SIPC

SHOWER Gifts BABYs 1st

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