Creative Gift

Simplify The Holidays - Gift Ideas More Time More Fun More Nature More Fairness Turn the Tide Kids & Commercialism Simplify the Holidays In Balance (newsletter) New Dream E-cards Multimedia Talk About It Conscious Consumer Institutional Purchasing Back to School I Buy Different (youth site) Less Can Mean More In Balance (newsletter) New Dream E-cards Talk About It Take Action Act Locally Green Cars Today Do Not Junk New Dream Book Club Action Forum Give/Get Advice In Balance (newsletter) New Dream E-cards New Dream Poll What's New Campaigns/Programs New Dream Store In Balance (newsletter) New Dream E-cards Partners Testimonials Staff Careers Privacy Policy My Turn the Tide My Actions My Friends My Events My Profile My Conversations New Dream Store Privacy Policy More of What Matters Getting More More Time Intro Take Back Your Time Time Day Poll Retreat Resources More Fun More Nature More Fairness Talk About It Turn the Tide Intro Preview the Steps Partner Groups FAQ Publications Listing Order Print Copies In Balance What Kids Want Sustainable Planet Tips for Parenting Good Times... Simplify the Holidays Responsible Purchasing New Dream Video More Fun, Less Stuff Kit Turn the Tide Workbook EPP Video Bumper Sticker Bicycle Sticker Easy Does It Simplify the Holidays Home Alternative Gift Fairs What They Are Where They Are Success Stories What They're Like Organize Your Own Brochure Holiday Tips Getting Started Gift Ideas Share a Gift Idea Gift Basket Holiday Stats Polls 1998 1999 2000 2001 2002 Simplifying Story Kids & Commercialism Home Brochures Art/Essay Contest Marketing Facts Tips Even More Tips What Kids Say Pressure Schools Endorsers Take Action Current Alert All Actions Action Updates Petitions Discuss Actions Multimedia Expand All | Collapse All Inexpensive, Creative and Eco-friendly Gift Ideas Did you know that 82% of Americans would rather receive a photo album of times shared than a store-bought gift? (source: Center for a New American Dream-commissioned Holiday Poll, November 1998) Just in case you don't want to give memory-filled albums to everyone on your gift list, we have lots of other ideas. Gifts for Children Homemade Gifts Gifts of Time Family Gifts Gifts for the Environment Ideas for Donations in the Name of a Loved One For those gifts you're still going to buy, check out our Conscious Consumer site Gifts for Children: 1: Simple book about the child, written and illustrated by you! 2: The makings for hand puppets -- brown lunch bags, googly eyes, scissors, markers etc. Homemade Gifts: 3: Record interviews of parents, grandparents, aunts, and uncles on audio or video tape; you can ask them to discuss their memories of the person you plan to give the tape to, or your family's history, especially funny or meaningful anecdotes. 4: Make your own cards and send them to relatives and good friends. 5: Frame one of your best photographs. Buy a frame from a local business or artisan. Or make one yourself out of stiff paper or cardboard, decorated with colored paper, old wrapping paper, beads and/or natural products (like leaves, small pinecones, or seeds). 6: Make your own calendar using cut-out pictures, photos, and/or drawings. 7: Assemble a collection of favorite recipes. Top of Page Gifts of Time: 8: Special activities with a significant other--a candlelit dinner, massage, or outdoor activity. 9: A monthly lunch date with an elderly relative or friend. 10: A handwritten letter or card sent to a long-distance friend or relative once a month for a year. Top of Page Family Gifts: 11: A jigsaw puzzle for the whole family. 12: Tickets to a favorite cultural or sporting event Top of Page Gifts for the Environment: 13: Assemble a Turn the Tide gift basket with compact fluorescent lightbulbs, forms for getting rid of junk mail, delicious recipes and a note about how the recipients can log on to www.turnthetide.org and see exactly how much of a positive impact they're having on the environment. 14: Buy a potted Christmas tree and replant after the holidays. (You can also have a tree planted elsewhere in someone's honor through American Forests .) 15: Instead of new wrapping paper, reuse old paper the Sunday comics section, old maps, decorated brown grocery bags, or a colorful piece of material. Top of Page Donations in the name of a Loved One: 16: Alternative Gifts International offers a wide array of global gifts that can be given in the name of your friend or relative. Their partner organizations include 33 projects such as Fuel Efficient Stoves in El Salvador, Conquering Tuberculosis in North Korea, Literacy Training in Senegal, Land Mine Awareness in Vietnam or Organic Gardening in Belize. Contact Alternative Gifts at 1-800-842-2243, P.O Box 2267, Lucerne Valley, CA 92356. Free catalog from altgifts@sisp.net or www.altgifts.org . 17: Give a donation to a local cause such as a soup kitchen, a shelter for battered women, a local environment group, etc. Call local churches, synagogues, and charitable organizations for ideas. 18: Give a friend a membership to a non-profit organization. JustGive.org allows you to donate online to thousands of charities. Want to give a gift membership to the Center of a New American Dream? Click Here Top of Page " I've started asking myself what I'm working so hard for. I don't want to work so hard for a house full of junk that's just going to turn into a pile of garbage. I want to work to create a simpler, easier life for my family. Mounds of junk have made my life more complicated, not simpler. " Angie Robinson Roseville MN Also check out the Big Love Gift Guide for gift ideas. Get started with our holiday tips Share your gift ideas Share what matters most to you by sending a New Dream E-card to friends and family Help organize an Alternative Gift Fair in your area Look for environmentally and socially responsible gifts on Conscious Consumers The Chatter Years ago I built a solor divice that made energy by using magnifying glass... - Page Tools Printable Page Send this page to a friend

Unique Gifts for Baby,

Baby gift ideas, baby shower gifts, favors, unique and personalized gifts Search Baby Gifts Under $50 Best-Sellers New Arrivals Shopping Categories Baby Gifts Under $30 Personalized Gifts Keepsake Gifts Gift Baskets Baby Shower Favors Baby Shower Ideas,Games,Supplies Birthday Gifts & More Infant & Children's Clothing Party Supplies Gifts for Mom Gifts for Dad Twin & Triplet Gifts Gifts for Grandparents Christening & Baptism Silver Baby Gifts Crib Bedding & Nursery Give Gift Certificates! Specials and Discounts Information Artisans Wanted Customer Testimonials Link to Us Sites We Like Resources Child and Teen Modeling Parenting Articles In the News Customer Service View Shopping Cart About Us Privacy Policy Search Site Map Unique Gifts for Baby, Made Easy for You! We are pleased to offer everything that you need to welcome the new baby from the baby shower to the homecoming. Mama Bebe has great keepsakes, personalized gifts , baby shower favors and more. We have been a leading Baby Boutique since 1999 and are pleased to provide our customers with exceptional service. Mama Bebe continually adds new baby items to our site so please bookmark us and check back regularly...better yet...join our mailing list! Have a baby gift question? Call us Toll Free at 1-877-614-4387 . Be sure to check out every section. Each one offers a unique gift idea.Each gift is sent invoice free and we offer FREE gift-wrap on most items. It can't get much easier than that to send the perfect gift! Personalized Baby Blankets Personalized Baby Gifts Gift Baskets for Baby, Mom and More! First Birthday Gifts, Party Supplies, Party Hats, Special Occasion Birthday Dresses, Outfits and more! Infant and Children's Clothing - Designer, Birthday Outfits and Dresses and Special Occasion Baby Shower Favors Keepsake Baby Gifts Gifts for Mom Gifts for Dad Crib Bedding & Nursery Decor Christening, Baptism and Religious Baby Gifts Silver & Pewter Personalized Keepsake Baby Gifts Lucy Ann Jewelry and Accessories! Jewelry for Mom, Dad, Grandparents and Siblings too! Baby's First Christmas Gifts & More 40 Unique Gift Ideas Choosing a Personalized Baby Gift Visit the the othermembers of the Mama Bebe & Co. family: www.cribbeddingboutique.com | www.a-zbabynames.com www.mamabebe.makesparties.com | www.babygiftsboutique.com www.babyshower-boutique.com http://www.smarteepantsclothing.com Are you looking for the perfect baby gift , baby shower gift, s hower favors or games , or personalized baby gift ? Want to give the gift that will make everyone oh and ah at the shower? At www.mamabebe.com have it all! And many of our baby gifts are under $50 ! We strive to have an affordable collection of baby gifts, baby shower favors, and nursery selections. Choose from developmental baby toys, hand-painted buckets, a variety of personalized baby blankets, personalized baby spoons and silverware sets, chenille burp cloths, tooth fairy pillows, party hats, birthday party dresses, infant and children's clothing and much, much more! Home | Info | Site Map | Privacy Policy | Show Order | Sites We Like | Resources | Customer Testimonials | Best-Sellers | New Arrivals | Child and Teen Modeling | Parenting Articles | In the News Web Design By 1 Choice 4 YStore

Gift Baskets, Italian Gift

Gift Baskets by Gourmet Gift Baskets: Italian, Corporate, Baby, Chocolate, Birthday, Thank You, Get Well, Christmas, Holiday Gourmet Gift Baskets, Italian Gift Baskets, Corporate, and Baby Gifts That Are The Crme de La Crme Whether it's Corporate Gift Baskets to show your appreciation, Baby Gift Basketsto celebrate that special time, or Italian Gift Baskets for a memorableoccasion, Gourmet Gift Baskets provides the best the world has to offer. When your colleagues, customers, family members and friends receive our gourmetgift baskets, you're sending more than a message of care. Gourmet GiftBaskets include the finest products available, providing your lucky recipientwith a surprise they will never forget. 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college gift-giving The best

The Basics -- 5 cardinal rules of college gift-giving - MSN Money MSN Home My MSN Hotmail Shopping Money People & Chat Sign In W eb Search: Money S earch MSN Money: Help Home News Banking Investing Planning Taxes My Money Portfolio Loans Insurance Planning Home Retirement Savings Insurance Family/College College Tools Scholarship Search College Search Resources Decision Centers Commentary Index More Tools Related Links Message Boards Print-friendly version Send this to a friend Save for College Go to Step by Step A R T I C L E S Understanding the true cost of college Strategies to meet your college savings goal How to set up your child's college fund Small investments that yield big education dollars 5 cardinal rules of college gift-giving The best way to save for college An investment plan tied to yourchild's age Tax-savvy ways to fund college education Advertisement The Basics 5 cardinal rules of college gift-giving There are many ways, such as gifts and trusts, to help your family financially. But you should know the rules to protect yourself and your loved ones. By Adriane G. Berg Rule No. 1: Decide if you really want to make a gift There are consequences associated with gift giving, so think about what youre trying to accomplish. Dont transfer ownership and control over money without intending to do so. Once a name is changed on a deed, bank account or security, you have relinquished ownership of that asset. Even if you have placed the assets in a joint account, a creditor, spouse or other person named in the account can seize all of the money. Be careful. If you need help in handling money use a power of attorney, don't make a gift. Dont use custodial accounts if you think you'll need the money. The most frequently used form of gifts to grandchildren is the Uniform Gifts to Minors Account, the UGMA, or the similar Uniform Transfers to Minors Account, or UTMA. Although the assets are held in custody until the child reaches adulthood, the money belongs to the child. You cant take it back and the child gets the money at ages 18 or 21, depending on the child's state of residence. Make sure the gift is complete. For example, a deed with two names "in common" sets up only a half ownership. If one person dies, the other person does not necessarily inherit the remainder. Placing a grandchild's name on a deed beside your own does not guarantee that the child inherits the house. The child gets half ownership; the rest is distributed according to the law of intestacy for that individual state. Rule No. 2: Know how to title the gift The title on a bank account, stock, bond or deed creates wide differences in legal rights. A joint account transfers funds completely. Creditors, spouses and gift recipients can get all of it. Accounts that are Payable on Death (POD), and In Trust for Accounts (Totten Trusts) are not gifts. They are revocable transfers that pass without probate upon the death of the donor. Custodial accounts, such as UGMAs and UTMAs, transfer property irrevocably and with no strings attached. The custodian manages the account, and funds can be added to it. All of these types of accounts are considered the child's when it comes to determining eligibility for college aid, except POD and Totten Trusts. A true trust sets up a legal structure that the Internal Revenue Service taxes separately from yours or the recipients income. When a person receives funds from the trust, that person then pays the taxes on those funds. Trusts offer a great deal of flexibility. You can put restrictions on gifts held in trust. For example, there can be investment limitations or you can say the funds can be used to pay only for a grandchilds college, or that the funds can only be distributed after he or she reaches a certain age or once theyre married. Rule No. 3: Understand the tax consequences of a gift A child under the age of 14 is taxed on investment gains at his or her parents' highest marginal tax bracket. The so-called "kiddie tax is imposed to discourage transfers as a way to lower your tax bill. However, children under 14 get an exemption from taxation of investment gains of up to $1,400 a year. The bottom line: If income tax savings is your goal, transfer just enough to generate no more than $1,400 in returns each year. When the child reaches the age of 14, transfer more, unless the gift disqualifies the child for college aid. The donor is taxed for gifts. Be sure you follow the rules to get a gift tax exemption: You can transfer up to $11,000 per person each year without the recipient paying a tax or even reporting it on a tax return. Married couples can transfer up to $22,000 per beneficiary gift tax-free. If college is upon you, you can give an unlimited amount of money and pay no taxes if the gift is earmarked directly for tuition or other college fees (although not room and board). You can also pay the medical expenses of a beneficiary in unlimited amounts, if payments are made directly to the medical institution. If you must pay a gift tax, file on the April 15th after the year the gift was given. Gifts over the $11,000 to $22,000 rule are subject to a gift tax based on their fair market value at the time the gift was made. The usual procedure is to file a gift tax return and use all or a portion of the lifetime $1 million exclusion that we each get for gifts and inheritance. (The exclusion bumps up to $1.5 million in 2004, $2 million in 2006 and $3.5 million in 2009. In 2010, the gift and estate tax are to be repealed. The Republican-controlled Congress may try to accelerate these changes.) Rule No. 4: Know the best strategy to maximize the gift. Will you give now or later? If college planning is the goal, you may want to start immediately. Be sure that you don't use property that qualifies under the stepped-up basis rule. Known as SUB, it allows property such as your home to be appraised at its fair market value upon your death, rather than what you paid for it 20 years ago. So, if you have some highly appreciated property and transfer it during your lifetime, your family will end up paying more in taxes. You are depriving the family of this handsome tax benefit. If you need to give money right away, liquidate non-appreciated property or get rid of your losers. Or you can keep the asset in your name and take a loan against it to make the gift. Will you give outright or in trust? The 2503 C trust, sometimes called the child's trust, allows you to hold the gift in trust until the child reaches age 21, and get the $10,000 gift tax exclusion. If the child dies before reaching that age, the money goes into his or her estate. The money cannot be used to discharge a legal obligation of the donor. College is not a legal obligation. Interestingly, if the grantor/grandparent reserves the right to get income from the trust, the IRS considers the grandparent the owner for tax purposes. In that case, the gains are taxed in their bracket. Family limited partnerships have been around since 1910, and have enjoyed a recent resurgence. If you like the idea of a trust, but want to control the money and investments yourself, consider transferring the gift to a partnership. You act as general partner and the children or grandchildren are limited partners and recipients. Their tax bracket is applied to gains, and you can distribute the funds when needed for college or other purposes. The gift is out of your estate and even better, the gift is subject to IRS gift tax discount tables. In that way, you can transfer more than $1 million free of estate and gift taxes over the next few years. Rule No. 5: Understand the family impact of your decision Although the rules of gifting are technical, the act of giving can be very emotional. Giving a gift to one family member in need may anger another family member, even if that person is financially affluent. A few devices can help smooth family tensions, or at least stave off future legal battles. The advancement clause in a will asserts that gifts given during your lifetime are an advance against a future inheritance. This allows you to give, or advance money to one relative today, and have your executor "even out the score," after you are gone. For example, if you give Grandson John $10,000 for tuition and give Granddaughter Sally nothing, you can still leave the two of them a total of $50,000 in your will. But since John already received $10,000, he gets only $15,000 upon your death and Sally gets $25,000. What if you intend to favor one family member over another? You can forestall a legal fray with the "in terrorum clause." That clause asserts that in the event that one relative is disgruntled, any attempt to attack the will or trust results in a forfeiture of inheritance rights. Few heirs fight for the principle of the thing. Resources Read/Post comments on the Your Money message board Find a problem in this article? Send us e-mail Free Newsletters! Search MSN Money tips © 2005 Microsoft MSN Privacy Legal Advertise Feedback Help

Anniversary Gifts -- Anniversary

Anniversary Gifts – Traditional Anniversary Gifts – 50th Anniversary Gifts - Unique Gifts, Personalized Gifts, Luxury Gifts - RedEnvelope -- Gifts Gifts by Occasion Anniversary Gifts -- Anniversary Gifts – Traditional Anniversary Gifts – 50th Anniversary Gifts -- Find a variety of anniversary gifts for everyone in our collection. Whether you are searching for traditional anniversary gifts or 50th anniversary gifts , you will find unique and affordable anniversary gifts in our assortment below. RedEnvelope's romantic gifts range from our triple diamond heart necklace to men's terry robes to silk pajamas to silver plated bowl. And for gifts that are truly one-of-a-kind, select traditional anniversary gifts that can be personalized or monogrammed. Our gift assortment ranges from perfect first wedding anniversary gifts to 50th anniversary gifts . Surprise someone special today! Anniversary Gifts for Couple Our Romantic Events – For Couples collection is your source for romantic anniversary gifts and romantic gifts for couples. Anniversary Gifts for Women Looking for romantic gifts for her? Our Romantic Events - Gifts for Her collection is the perfect source for romantic gifts for women. Anniversary Gifts for Men Looking for the perfect romantic gifts for a man? RedEnvelope's Romantic Events – For Him collection is your source for romantic gifts for men. Browse our assortment of romantic gift ideas for men below. Anniversary Gifts - Entire Collection Anniversary gift ideas at RedEnvelope, your source for wedding anniversary gift ideas. -- Featured Products: double locket key chain triple diamond pendant unity candle monogrammed luxury towels silver-plated tray Be sure and review our other gift collections: baby gifts , romantic gifts , wedding gifts , graduation gifts , gifts for her , gifts for men , birthday gifts , gifts for dad , jewelry gifts , new baby gifts , gifts for mom , affordable gifts , anniversary gifts , gifts for him , gifts for women , new baby gifts , men's accessories , wedding anniversary gifts , corporate gifts . -- Gifts by Occasion • Gifts by Recipient • Online Gifts by Shops • Corporate Gifts Last Minute Gifts • Anniversary Gift Guide • Birthflowers Gift Guide • Birthstones Gift Guide -- ©2005 RedEnvelope, Inc. All rights reserved. The RedEnvelope mark and logo are trademarks of RedEnvelope, Inc. Index .