GIFT BASKETS: Birthday Fall

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College Gift Annuity Application

OCC - Resource Development - Gift Annuity Form Stewardship Gift Annuity Online Donation GiftLaw E-Newsletter GiftLaw Front Page Article of the Month Personal Gift Calculator Ozark Christian College Gift Annuity Application (No obligation incurred to inquire) If you prefer to mail in your application you may click here to get the mail-in application form. For more information on OCC's Resource Development call 417.624.2518 ext. 2023 .........or E-mail CBennitt@occ.edu .........or write to: Colleen Bennitt Ozark Christian College P.O. Box 1866 Joplin, Missouri 64802-1866 I am: Applying for an annuity in the amount of $ Desiring information only for an annuity in the amount of $ One Life Immediate Payout Two Life Deferred Payments to begin: Month 01 02 03 04 05 06 07 08 09 10 11 12 Year 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 I plan to use the following property to fund the annuity (check all that apply): Cash Stocks Real Estate Other Assets I would like to compare my current return on this asset to an annuity. My current return is: % I may use an appreciated asset for the annuity. The cost basis of this asset is $ I would like my interest paid: Monthly Quarterly Semi-Annually Annually 1st Annuitant's Full Name 2nd Annuitant's Full Name Birthdate Month 01 02 03 04 05 06 07 08 09 10 11 12 Day 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Year Birthdate Month 01 02 03 04 05 06 07 08 09 10 11 12 Day 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Year SS# SS# City City State State Zip Zip Phone Phone E-mail Address E-mail Address If the information above is correct hit "Continue", if not you may hit "Reset" to clear the form.

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Christmas Gifts for Kids to Make Home Parties Crafts Play Recipes Family Holidays Party Store Children's Books Craft Kits Favorite Toys Links to Visit Free Newsletter Gifts Kids Can Make Easy homemade gift ideas with free instructions that kids from preschool through high school, can make on their own. Click here to select the age group that suits your needs... We also offer Kits for Hand-Made Gifts These hand-made gift kits are fun and easy to use. Everything your child needs is included which saves you time this holiday season! Your child will glow with pride when they give a present made with love! Click here>> Easy Holiday Craft Kits - complete kits make holiday crafting fun and easy for the entire family! Many of these craft kits make great gifts from kids... click here>> Select the Age Group that suits your needs 2 - 6 Years Gifts little ones can make that are simple yet fun. Let your children begin to explore their creative side. 6-8 Years An age when children express their individuality! These ideas allow for the space your child needs to create. 9 and up Older children are capable of more detail and less supervision. They love to socialize. Consider hosting a Craft party with neighbors or friends from school. SPECIAL OFFER: Free Shipping @ joann.com! ($25 order minimum) Use promo code DECFSA425 Recommended craft supplies... For holiday crafts and handmade Christmas presents. Craft stores are too crowded this time of year - order easily online Click Here >> Personalized Christmas Cards & Gifts Unique personalized Christmas gifts that will be treasured forever. Create lasting memories this Christmas season with our PERSONALIZED ornaments, cards, frames, stockings, keepsakes and other unique personalized gifts! Free personalization, huge selection & fast shipping! CLICK HERE TO SHOP More Christmas Crafts Christmas Page Home Page Daily Stops Birthday Parties Arts & Crafts Family Activities Boredom Busters Recipes for Children Baking Tips for Kids Holiday Ideas Free Newsletter Holiday Crafts for Kids By Amazingmoms.com $6.95 ContactUs l Advertise l Linkto Us l About Us l Privacy l Newsletter 1999 - 2005 Amazingmoms.com http://www.amazingmoms.com All Rights Reserved. Content property of Amazingmoms.com, unless otherwise specified. Duplication, distribution or other uses by permissiononly.

Great Gifts for Mom

Amazon.com: So You'd Like to... give a great Mother's Day Gift Your Store See All 31 Product Categories   Your Account | Cart | Wish List | Help Improve Your Recommendations | Your Amazon Home | Your Profile | Learn More Search Amazon.com Books Popular Music Music Downloads Classical Music DVD VHS Apparel Yellow Pages Restaurants Movie Showtimes Toys Baby Computers Video Games Electronics Camera & Photo Software Tools & Hardware Office Products Magazines Sports & Outdoors Outdoor Living Kitchen Jewelry & Watches Beauty Gourmet Food Beta Musical Instruments Health/Personal Care Travel Cell Phones & Service Outlet Auctions zShops Everything Else Scientific Supplies Medical Supplies Indust. Supplies Automotive Home Furnishings Lifestyle Pet Toys Arts & Hobbies Web Search So you'd like to... give a great Mother's Day Gift A guide by Shopping Goddess ,shopping goddess E-mail this guide to a friend Platinum Round Diamond 4-Prong Stud Earrings (1/2ct tw, G, VS2) Buy new : $820.00 Availability: Usually ships in 24 hours 18k Yellow Gold Certified Round Diamond 4-Prong Stud Earrings (3/4ct tw, I, SI2) Buy new : $875.00 Availability: Usually ships in 24 hours Remote Control Foot Massager Spa Availability: Currently unavailable See all products Great Gifts for Mom The ultimate gift for those with a big budget. Diamonds are a mom's best friend, get her this pair of high quality, elegant, where everywhere earrings if you dare. If it is your wife you are golden, for your mom you will be her FAVORITE child for sure! 'Platinum Round Diamond 4-Prong Stud Earrings (1/2ct tw, G, VS2)' or if she likes yellow gold '18k Yellow Gold Certified Round Diamond 4-Prong Stud Earrings (3/4ct tw, I, SI2)' To pamper mom........better than a gift certificate, she can use this as often as she chooses to feel wonderful. Who doesn't like a foot massage? 'Remote Control Foot Massager Spa' Luxurious product for the budget minded. Philosophy products are great and especially this cinnamon buns bubble bath, shampoo & conditioner all in one product. 'philosophy cinnamon buns shampoo, conditioner, & shower gel' Chanel No 5, an old favorite that still is fabulous today! 'Chanel No. 5 FOR WOMEN by Chanel - 1.7 oz EDT Spray ** Free US Shipping' For your health conscious mom. You want to have her around for a while, here is one of the best pedometers that money can buy - make it easy for her to count her 10,000 steps a day. 'Omron HJ112 Premium Pedometer' If she needs to monitor her blood pressure, a practical gift too! 'Panasonic EW3111W Precise Logic Upper Arm Blood Pressure Monitor' Is your mom a kitchen magician - here are some nice products to make her cooking time even more enjoyable (and results even better). Calphalon commercial line rocks - my three favorites are: GREAT everyday pan! 'Calphalon Commercial Hard-Anodized 12-Inch Everyday Pan with Lid' Great for cooking up a big breakfast or a lot of fajitas: 'Calphalon Classic Nonstick 13-by-20-Inch Rectangular Griddle' Great for a solo omelette or whatever: 'Calphalon Commercial Nonstick 10-Inch International Griddle/Crepe Pan' Here's one more that is non-stick and great for two people: 'Calphalon Commercial Nonstick 10-Inch Everyday Pan with Lid' Le Creuset has always been known as a quality brand. This crock full of state of the art utensils adds a bit of color and whimsy to the kitchen and are more functional than most items out there. Choose your favorite color, this one is a nice bold RED. 'Le Creuset 7-Piece Spatula Set with Crock, Red' For the entertaining mom: <ISBN: 0684842289> Fiestaware has been a favorite for decades, just choose mom's favorite color, or better yet - mix them up. Nice for serving ice tea. 'Fiestaware Shamrock 829 5-Piece Drinkware Set' English bone china teaset may suit your mom to a tea. If you buy it get her all the matching pieces for other gift occasions. 'Royal Albert Old Country Roses 3-Piece Tea Set' Would mom and her friends like a good cosmo??? 'Stirrings Cosmopolitan Mixer & Rimmer By Nantucket Off-shore' Or a margarita???? 'Margarita Assortment' Gourmet foods are always a great gift for the mom that has everything. Coffee drinker??? Shhh, this is on sale, don't let mom know. 'Flavored Coffee Sampler - 30 count' Here's some kona coffee - better than starbucks. '100% Kona Coffee Sampler Gift Basket' Omaha steaks are delicious, can't go wrong with any choice here. This is enough to serve most families or a dinner party. 'Omaha Steaks Bacon-Wrapped Filets, (12) 6 Ounce' How about stuffed sole with crabmeat, yum. 'Omaha Steaks Stuffed Sole with Scallops & Crab Meat, (6) 4 Ounc' Fun loving mom - great for family game night and it has a TURNTABLE! 'Scrabble - Deluxe Turntable Edition' Classic monopoly here 'Monopoly Deluxe Edition' High Tech mom - what is better than an I Pod? Here is a sweet pink model. 'Apple 4 GB iPod Mini Pink M9435LL/A' This is not for a child to give their mom, but if a husband wants to give his wife a gift that keeps on giving. 'Hitachi Magic Wand Massager and attachments' Hope these get you thinking, there are many more ideas from plush bathrobes, to slippers to lotions to gadgets to books to gift certificates, sweets, flowers, etc. etc. Show your mom you love her and at least give her a card! Products mentioned include: Great Gifts for Mom 1. Platinum Round Diamond 4-Prong Stud Earrings (1/2ct tw, G, VS2) Buy new : $820.00 Availability: Usually ships in 24 hours 2. 18k Yellow Gold Certified Round Diamond 4-Prong Stud Earrings (3/4ct tw, I, SI2) List Price: $1,750.00 Buy new : $875.00 You Save : $875.00 (50%) Availability: Usually ships in 24 hours 3. Remote Control Foot Massager Spa Conair Availability: Currently unavailable 4. philosophy cinnamon buns shampoo, conditioner, & shower gel Offered by: philosophy from $16.00 Availability: Usually ships in 1 to 2 business days 5. Chanel No. 5 FOR WOMEN by Chanel - 1.7 oz EDT Spray ** Free US Shipping Chanel Offered by: Perfume Emporium Regular Price: $55.00 Buy new : $54.99 Availability: Usually ships in 1-2 business days 6. Omron HJ112 Premium Pedometer Omron Average Customer Rating: List Price: $39.99 Buy new : $21.69 You Save : $18.30 (46%) Availability: Usually ships in 24 hours Used & new from $21.68 7. Panasonic EW3111W Precise Logic Upper Arm Blood Pressure Monitor Panasonic Average Customer Rating: List Price: $79.99 Buy new : $58.99 You Save : $21.00 (26%) Availability: Usually ships in 1 to 2 weeks 8. Calphalon Commercial Hard-Anodized 12-Inch Everyday Pan with Lid Calphalon Average Customer Rating: List Price: $168.00 Buy new : $36.99 You Save : $131.01 (78%) Availability: In stock soon. Order now to get in line. First come, first served. Used & new from $32.99 9. Calphalon Classic Nonstick 13-by-20-Inch Rectangular Griddle Calphalon List Price: $169.00 Buy new : $34.99 You Save : $134.01 (79%) Availability: Usually ships in 24 hours Used & new from $34.99 10. Calphalon Commercial Nonstick 10-Inch International Griddle/Crepe Pan Calphalon Average Customer Rating: List Price: $85.00 Buy new : $19.89 You Save : $65.11 (77%) Availability: Usually ships in 24 hours Used & new from $19.89 11. Calphalon Commercial Nonstick 10-Inch Everyday Pan with Lid Calphalon Average Customer Rating: Offered by: Cooking.com Regular Price: $139.99 Buy new : $39.99 Availability: Usually ships in 1-2 business days Used & new from $34.99 12. Le Creuset 7-Piece Spatula Set with Crock, Red Le Creuset Average Customer Rating: List Price: $70.00 Buy new : $59.99 You Save : $10.01 (14%) Availability: Usually ships in 24 hours 13. Fiestaware Shamrock 829 5-Piece Drinkware Set Fiestaware List Price: $68.00 Buy new : $46.99 You Save : $21.01 (31%) Availability: Usually ships in 24 hours 14. Royal Albert Old Country Roses 3-Piece Tea Set Royal Doulton List Price: $375.00 Buy new : $99.99 You Save : $275.01 (73%) Availability: Usually ships in 24 hours Used & new from $99.95 15. Stirrings Cosmopolitan Mixer & Rimmer By Nantucket Off-shore Offered by: ABountifulHarvest.com Buy new : $19.90 Availability: Usually ships in 1-2 business days 16. Margarita Assortment Availability: Currently unavailable 17. Flavored Coffee Sampler - 30 count Average Customer Rating: Offered by: Black Mountain Gold Gourmet Coffee Regular Price: $30.00 Buy new : $22.50 Availability: Usually ships in 1-2 business days 18. 100% Kona Coffee Sampler Gift Basket Average Customer Rating: Offered by: Aloha Island Coffee List Price: $42.95 Buy new : $35.95 You Save : $7.00 (16%) Availability: Usually ships in 1-2 business days 19. Omaha Steaks Bacon-Wrapped Filets, (12) 6 Ounce Average Customer Rating: Offered by: Omaha Steaks Regular Price: $165.00 Buy new : $89.99 Availability: Usually ships in 1-2 business days 20. Omaha Steaks Stuffed Sole with Scallops & Crab Meat, (6) 4 Ounc Offered by: Omaha Steaks Regular Price: $31.99 Buy new : $19.99 Availability: Usually ships in 1-2 business days 21. Scrabble - Deluxe Turntable Edition by Parker Brothers Average Customer Rating: Offered by: Toys"R"Us List Price: $31.99 Buy new : $30.99 You Save : $1.00 ( 3%) Availability: Usually ships in 24 hours 22. Monopoly Deluxe Edition by Parker Brothers Average Customer Rating: Offered by: Toys"R"Us Buy new : $20.99 Availability: Usually ships in 24 hours 23. Apple 4 GB iPod Mini Pink M9435LL/A by Apple Computer Average Customer Rating: Offered by: Musician's Friend List Price: $249.00 Buy new : $199.99 You Save : $49.01 (20%) Availability: Usually ships in 1-2 business days Used & new from $189.00 24. Hitachi Magic Wand Massager and attachments Hitachi Offered by: Mighty Vent List Price: $143.97 Regular Price: $79.99 Buy new : $47.99 You Save : $95.98 (67%) Availability: Usually ships in 1-2 business days Used & new from $47.99 Create your own guide! See the Best Guides Top 100 So You'd Like to... guides Search So You'd Like to... guides More about Shopping Goddess Add to Favorite People Related So You'd Like to... Create a guide Stock your bachelorette-pad kitchen : A guide by Bear Huntdance, Bachelorette and Thrifty Gourmet Have the perfect cookware set : A guide by M. Bohlmann, Amazon.com Kitchen Editor Create the Ideal Kitchen : A guide by J. Dormont, Italian-trained Home Chef visit my small, happy kitchen : A guide by Katie, Girl who likes to cook make easy, elegant dinners : A guide by ktrocks, busy, overworked foodie Outfit your Kitchen like a Pro! : A guide by peederj, Fanatical Home Chef start your wedding registry? : A guide by Dominique Chantale Alepin, Expert Cook (and Monica's best friend)... Create a guide Related Listmania! Add your list Favorite Kitchen Things A list by M. Beckley, Kitchen Gadgetaholic coolcookware A list by coolpappu, engineer Great Household Stuff A list by C. A. Luster, HouseholdTools Junkie Add your list Where's My Stuff? • Track your recent orders . • View or change your orders in Your Account . Shipping & Returns • See our shipping rates & policies . • Return an item (here's our Returns Policy ). Need Help? • Forgot your password? Click here . • Redeem or buy a gift certificate. • Visit our Help department . 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wedding gifts you really

MSN Money - Get the wedding gifts you really want MSN Home My MSN Hotmail Shopping Money People & Chat Sign In W eb Search: Money S earch MSN Money: Help Home News Banking Investing Planning Taxes My Money Portfolio Loans Insurance Planning Home Retirement Savings Insurance Family/College Resources Decision Centers Commentary Index More Tools Related Links My Accounts Message Boards Print-friendly version Send this to a friend Get market news by e-mail See if refinancing works Personal finance bookshelf Find It! Article Index Finance Q&A Tools Index Site map Related Sites Association of Bridal Consultants The Honeymoon Casa de Oro Travel wedding registry Honeymoonforyou.com HoneyLuna.com The Basics Get the wedding gifts you really want advertisement Traditional registries can prevent you from getting 5 identical bun warmers. But some couples really want camping gear, home down payments or honeymoon contributions. What would Miss Manners say? By MP Dunleavey It's relatively rare these days for people to get married right after graduating from college. The average age for first marriage among women has risen steadily to more than 25, from less than 21 in 1970; for men, the average is now more than 27. My fianc and I were about a decade or so past our mid-20s when we got married recently, and like a lot of people, we had accumulated a lot of stuff during our unmarried years. The last thing we wanted was more stuff. At least that's how we felt when we considered doing the standard newlywed thing: i.e. registering for china, linens, monogrammed silver, matching PDAs and a small, well-behaved child. Nah. What we wanted, more than anything, given the stress of modern wedding planning, was to go lie on a beach somewhere and pretend we were still happily dating. Don't let retirement sneak up on you. Create a perfect plan. But like most couples we found the cost of the wedding taxing enough -- even though our parents did pay for most of it. There was no way we could afford a honeymoon, too. So we got this crazy idea. If our loved ones would be willing to shell out for glassware and new pots, would it be terrible -- crass, rude, self-serving -- to ask for contributions toward what we really wanted? Financial wedding etiquette To be honest, I've never liked the idea of a traditional registry. No matter how fancy the store (or your china pattern), you're basically telling guests what to buy you. Miss Manners, aka Judith Martin, pointed out in a recent column that commercial gift registries used to be kept ONLY in the event that customers inquired about a bride's china or silver pattern. Now, she says, all sentiment is being stripped from the gift-giving tradition. People turn to registries, she says, "to put generosity under the control of its beneficiaries." And, she concludes sternly: "These practices are no less vulgar for having become commonplace." Her point is well-taken. Some couples seem to equate "getting married" with "shopping spree" and use the registry system to shamelessly upgrade every item in their home. On the other hand, there is a financial reality that cannot be avoided. Custom dictates that a gift must be bought, so for most people the financial sanity (and sheer convenience) of bridal registries outweighs the inherent crudeness of this system. Guests don't waste their money buying gifts couples don't want or can't use. Couples get what they need, so they don't have to buy it themselves. Stuff -- who needs it? Increasingly, says Peggy Post, author of "Emily Post's Wedding Etiquette by Peggy Post", many couples would rather skip the stuff anyway. "So many couples come to the marriage with so many things," she says, noting that 40% of marriages are "encore," i.e. repeat, unions, for one or both partners. "These days you see people registering for all kinds of non-traditional items." Among them: camping gear, a down payment for a house, stock certificates and, yes! . . . the honeymoon. According to the Association of Bridal Consultants (see link at left), a wedding guest will spend an average of $85 on a gift. The average cost of a honeymoon is about $4,000. If a couple has no need for flatware and linens, why not encourage guests to contribute to a honeymoon registry like thehoneymoon.com, casadeorotravel.com, honeymoonforyou.com or honeyluna.com? Guests can contribute to airfare, romantic dinners, massages, picnics, guided tours, etc. To drool over a sample registry for a honeymoon in Hawaii, click on the link at left under Honeymoonforyou.com. For one in Greece, click at left under HoneyLuna.com. And to send in contributions for my honeymoon, click . . . oh, never mind. The etiquette of alternative registries Peggy Post, the great-granddaughter-in-law of Emily Post, thinks using these offbeat registries can be fine "with a big IF attached." Here's some guidance: 1) Wait until you're asked. It's impolite (and annoying) to include a card announcing where you're registered. Wait for guests to inquire, and let the word spread discreetly through friends and family. "Let your parents, siblings, wedding party and close friends know -- IF they've asked," suggests Bobbie Izeman, a bridal consultant and advice columnist for blushing-brides.com. "But don't announce it in a formal way." 2) Do not dictate. As Miss Manners points out, a gift, above all, is a gift. It is not up to you to decide what your guests should give, no matter how badly you want contributions to your down payment, help with your airfare or even traditional items like cookware. "You should leave your guests the option to give you what they want," agrees Post. 3) Say thank you. It may seem obvious, but sending a prompt, enthusiastic thank you note -- for every gift, no matter what the gift -- is essential. "The key thing is to remember to be appreciative," says Post. The honeymoon fund Since we didn't know about these honeymoon registries a few months ago, my fianc and I set up our own impromptu "honeymoon fund." We made a small gaffe by alluding to it in the instruction sheet for our weekend wedding (oops!), but it was in the context of asking guests please not to give presents. Apparently, that is also a faux pas (eek!), but we hadn't consulted all these etiquette experts then. To our surprise, a small number of friends (and a couple of relatives) protested. They wanted to get us A Real Gift. I can say with some relief that at least we handled that properly -- encouraging people to give whatever sort of gift they wanted. And they did. We got a lovely mix of gifts and honeymoon fund contributions. Just enough so that we can restore our sanity on some sandy shore -- without going into a penny of debt. What greater wedding gift could there be? Editor's Choice 3 legal papers you can't live without Your own business, your tax shelter Brush: The 5 most overpaid CEOs Are seniors gambling away retirement? Cut your taxes by going solar Readers' Choice Ratings Top 5 Articles 9.34 Zombie debt collectors dig up your old mistakes 9.33 10 ways to stop identity theft cold 9.31 10 ways to avoid outrageous hospital overcharges 9.22 The tricks and traps of debt consolidation 9.17 Safeguard your Social Security number View all top rated articles More Resources · E-mail us your comments on this article · Post on the Your Money message board · Get a daily dose of market news S earch MSN Money tips advertisement MSN Money's editorial goal is to provide a forum for personal finance and investment ideas. 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