Great Gifts & Toys

Listmania! Beyond Barbie, Bratz & Dora: Great Gifts & Toys for Girls Your Store See All 31 Product Categories Your Account | Cart | Wish List | Help Improve Your Recommendations | Your Amazon Home | Your Profile | Learn More Search Amazon.com Books Popular Music Music Downloads Classical Music DVD VHS Apparel Yellow Pages Restaurants Movie Showtimes Toys Baby Computers Video Games Electronics Camera & Photo Software Tools & Hardware Office Products Magazines Sports & Outdoors Outdoor Living Kitchen Jewelry & Watches Beauty Gourmet Food Beta Musical Instruments Health/Personal Care Travel Cell Phones & Service Outlet Auctions zShops Everything Else Scientific Supplies Medical Supplies Indust. Supplies Automotive Home Furnishings Lifestyle Pet Toys Arts & Hobbies Web Search Listmania! Beyond Barbie, Bratz & Dora: Great Gifts & Toys for Girls by The Macko Family , Blessed with Great Girls E-mail this list to a friend 1. Animal Planet Rescue Air Ambulance (Toy) Availability: This item is currently not available. Customers also shopped for these similar items . The Macko Family's comments: Features a female veteranarian who flies a helicopter and rescues animals in distress. 2. Pizza Party: Wooden Pizza Set by Melissa & Doug (Toy) Average Customer Review: Offered by: Imaginarium Buy new : $19.99 Availability: Usually ships in 24 hours The Macko Family's comments: Melissa & Doug offer some of the best products out there. Whether you choose the Pizza Party, Cake Cutting Set or Food Cutting Box, you can't go wrong. 3. Barrel of Crafts by Chenille Kraft (Toy) Average Customer Review: Offered by: Toys"R"Us Buy new : $29.99 Availability: Usually ships in 24 hours The Macko Family's comments: For girls who are preschool to kindergarten age, this bucket of crafts provides tons of items with which your artist can explore. 4. HUMONGOUS Freddi Fish 4-5 ( Windows ) by Humongous (Video Game) Availability: Currently unavailable Used & new from $2.50 The Macko Family's comments: Freddi Fish is a great problem-solving game. We love these along with the Putt-Putt series. 5. Deluxe Multi-level Wooden Folding Castle with 3 Figures and Horse by Melissa & Doug (Toy) Average Customer Review: Offered by: Imaginarium Buy new : $69.99 Availability: Usually ships in 24 hours The Macko Family's comments: Playsets in any form are a great gift. This one is perfect for little girls who are fascinated with fairy princesses. 6. Castle Dolls 8-piece Play Set in a Wooden Storage Case by Melissa & Doug (Toy) Average Customer Review: Offered by: Imaginarium Buy new : $19.99 Availability: Usually ships in 24 hours The Macko Family's comments: This set of dolls make a great accompaniment to the castle playset. 7. Loving Family Sweet Sounds Dollhouse by Fisher-Price (Toy) Average Customer Review: Offered by: Toys"R"Us Buy new : $79.99 Availability: Usually ships in 24 hours The Macko Family's comments: A dollhouse still is a must have for any little girl. However, feel free to skip the electronic version and have your little one use her imagination. 8. Butterfly Garden Kitchen Center by Imaginarium (Toy) Availability: This item is currently not available. Customers also shopped for these similar items . The Macko Family's comments: Like the dollhouse, a kitchen with the appropriate pans are still a must have for any little girl. However, feel free to skip the electronic version and have your little one use her imagination. 9. Cranium Hullabaloo Game by Cranium (Toy) Average Customer Review: Offered by: Toys"R"Us List Price: $24.99 Buy new : $19.99 You Save : $5.00 (20%) Availability: Usually ships in 24 hours The Macko Family's comments: Get the sillies out with this great listening game. 10. Lace-a-Puppet by Lauri (Toy) Average Customer Review: Offered by: Imaginarium Buy new : $12.99 Availability: Usually ships in 24 hours The Macko Family's comments: Great for fine-motor skills, you can make and decorate these puppets with your little one. 11. Play Doh Barrel by Hasbro (Toy) Average Customer Review: Offered by: Toys"R"Us Buy new : $12.99 Availability: Usually ships in 24 hours The Macko Family's comments: This set includes all of the essentials you need to start a great playdough set. 12. Animal Planet Farm Set by Toys "R" Us (Toy) Availability: This item is currently not available. The Macko Family's comments: Plastic animals are one of thos things that we never think to buy, but when someone gives them to us, we discover why they are a staple in every classroom. 13. Lego Explore Farm by LEGO Systems, Inc (Toy) Availability: This item is currently not available. The Macko Family's comments: These animals along with the basic duplo set offer hours of creative fun. 14. Animal Alley Darby Dog Vet Kit by Toys "R" Us (Toy) Offered by: Toys"R"Us Buy new : $19.99 Availability: Usually ships in 24 hours The Macko Family's comments: This set is a two in one as you get all of the elements of a dr. kit along with the vet kit. 15. Lego Duplo 140-pc. Bulk Tub (5352) by LEGO Systems, Inc (Toy) Offered by: Toys"R"Us List Price: $19.99 Buy new : $18.99 You Save : $1.00 ( 5%) Availability: Usually ships in 24 hours The Macko Family's comments: This basic duplo set along with the farm animals offer hours of creative fun 16. Magnetic Dress Up by Melissa & Doug (Toy) Average Customer Review: Offered by: Imaginarium Buy new : $19.99 Availability: Usually ships in 24 hours The Macko Family's comments: Remember the paper dolls of yesteryear? They've been upgrades and trust me, this magnetic set will get tons of use! 17. Floor Standing Theatre by Alex (Toy) Average Customer Review: Offered by: Imaginarium List Price: $89.99 Buy new : $79.99 You Save : $10.00 (11%) Availability: Usually ships in 24 hours The Macko Family's comments: Think outside the box! This theater can be used for puppets, to sell lemonade, or to issue train tickets or movie tickets. 18. Bean Bag Toss by Melissa & Doug (Toy) Offered by: Imaginarium List Price: $29.99 Buy new : $19.98 You Save : $10.01 (33%) Availability: Usually ships in 24 hours The Macko Family's comments: Great for hand-eye coordination, this game will provide lots of fun for wet or snowy days. 19. Story Book Reader with Lion King Book by Publications International (Toy) Average Customer Review: Offered by: Toys"R"Us List Price: $24.99 Buy new : $19.99 You Save : $5.00 (20%) Availability: Usually ships in 24 hours The Macko Family's comments: This story reader and an assortment of the accompanying packs have kept our daughters busy for hours. Create your own list! See the Best Lists Top 100 Listmania lists Search Listmania lists More about The Macko Family Related Listmania! Add your list My Children's Favorite "Melissa & Doug" toys... : A list by Mile High Blondie, Kids tested & I approved... BEST NONGADGETY Toys For My Preschooler : A list by katiesmom79413, Child Development Specialist Toys & books for a 2.5 year old girl : A list by Umabelly, Mother Quality Items For Your Child's Play Kitchen : A list by PortofinoGirl, Stocking My Daughter's Kitchen Add your list Related So You'd Like to... Create a guide Discover a Few More of the Fairies Favorite Things : A guide by J. H. Sweet, author of The Fairy Chronicles Discover Fairy Recommended Arts & Crafts : A guide by J. H. Sweet, author of The Fairy Chronicles Keep an energetic two year old busy all day : A guide by Jennifer A. Boutell, Mom of two year old and newborn have the best preschool board games... : A guide by KNSudha, Toyaholic Mom :-) Enjoy a Second Childhood : A guide by J. H. Sweet, author of The Fairy Chronicles provide outstanding learning opportunities to children : A guide by Brandy Gayle Humphrey Lee, Licensed Home Childcare Provider get ideas on what to buy a girl 1-3 yrs : A guide by M. E Flanagan-Paull, Kyrsten's Mommy & Frequent Play Group Attendee What to buy for 3 year old boy who has everything : A guide by Michelle Bailey, Mom of 2 boys ages 1 and 3 who lives in a small house Create a guide Where's My Stuff? • Track your recent orders . • View or change your orders in Your Account . Shipping & Returns • See our shipping rates & policies . • Return an item (here's our Returns Policy ). Need Help? • Forgot your password? Click here . • Redeem or buy a gift certificate. • Visit our Help department . 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Shower Gifts Indulge your

Baby Shower Gifts & Baby Shower Favors Help | Home | Contact Us Customer Comments | View Cart Enter Keywords Wedding Favors Gifts Attendants Gifts Engagement Anniversary Ideas Bridal Shower Favors Gifts Decorations & Supplies Games Baby Shower Favors Gifts Decorations & Supplies Games Parties Birthday Celebrations Retirement Celebrations Party Ideas, Favors & Gifts Holiday Favors All Occasion Gifts Memorial Products Related Links "It's a Boy" / "It's a Girl" Car Decorating Kit It's the beginning of a new chapter in life when a baby is born. Announce your pride and joy to the world with our fun and expressive new baby car decorating kit in either "It's a Boy" or "It's a Girl" design. More Info Winnie-The-Pooh Handprint Keepsake Kit Babies grow so quickly. Enjoy each new stage while preserving cherished memories with this easy to use, self-contained Winnie-The-Pooh Handprint Kit. A keepsake for parents and grandparents to give and receive. Safe and non-toxic. More Info First Year Calendar Remember with joy everything about your baby's first year...from Mom and Dad's first words to important photographs taken along the way. More Info Teddy Time Growth Chart Teddy tells your baby's progress in leaps and bounds and (inches and feet!) with this growth chart. More Info Baby Duty Game Who jumps when baby cries? The Baby Duty Dial answers the question. It makes a great gift topper or a funny gag gift. More Info Babys First Piggy Bank A penny saved is a penny earned - and with the rising cost of college these days, its a lesson never too soon learned! Babys First Piggy Bank will have the wee one and his or her gleeful parents crying, Whee, whee, whee! all the way home! More Info Rubber Ducky Family This family of floating ducks includes Mother duck and 3 babies. The babies nestle on her back, but easily swim away once they follow baby into the tub. More Info Floating Froggy Tub Toy What's more fun than a flotilla of frogs? Baby will coo with delight at this adorable bathtime toy. More Info Bubble Buddies Frog or Duck Bath Puppet Set Scrub a dub dub, it's fun in the tub with a choice of the Froggy Family or Ducky Duo Bath Puppet Set. Each terry cloth set includes a mama and baby hand puppet for bathtime fun. More Info Boo Boo Bunnie Little Boo Bunnie ice packs will comfort a child when minor bumps and boo-boos occur. More Info Noah's Ark Baby's First Year Calendar Simply apply the appropriate stickers each month and you have a custom calendar to mark all the milestones of baby's first 13 months. More Info Noah's Ark Growth Chart A rainbow shines above your child as he or she "grows toward the clouds," marking each inch with another animal friend. More Info Noah's Ark Mom's Brag Book We know Moms can never get enough when it comes to showing off their babies! This 4 1/2" x 7" brag book will hold twenty adorable 4" x 6" poses. More Info Noah's Ark Grandma's Brag Book Who has more bragging rights than Grandma? If she can't have the grandchildren with her, this 4 1/2" x 7" photo album is the next best thing. More Info TWINS! Button Brag twice as much and receive two times the attention when you wear this "Twins are Twice as Nice!" button. More Info Baby Shower Gifts Indulge your whimsy by giving a gift at the baby shower that both mommy-to-be and baby to come will share with delight and joy. Labor Day Pamper Pack Surprise your favorite Mommy-to-be with the gift of tranquillity on the one day she'll really need it! Delivery day will be even more special with this tote bag of goodies to help her feel pampered. More Info I'm the Coach T Shirt Don't forget about Dad! Bring this cute, high quality Jerzeez brand T-shirt to the shower as a gift for the man behind the scenes who's going to help Mom through labor! More Info Mommy-To-Be Keepsake Necklace Two little shoes bring the biggest of news, the pitter patter sweet of tiny baby feet. Mommy-To-Be keepsake charm in Italian sterling silver on a delicate 18" sterling silver chain. More Info Keepsake Baby Shower Corsage More than a one-time badge of honor, this treasured heirloom is designed to be handed down to the next generation. More Info New Mom Button Pin this on in the recovery room (to be worn for up to 18 years!) A fun way to remind everyone to pamper Mom a little, along with the new special addition. More Info New Dad Button Today's Super-Dad can change a diaper with one hand tied behind his back! This button is a great way for him to get a little well-deserved recognition along with congratulations when baby arrives. More Info New Dad T-shirt Two things a new father can never get enough of: Sleep and... clean t-shirts! We can help with the latter. More Info New Dad Ball Cap A new little addition demands a lot of time and energy but every first time father needs a little attention, too. More Info New Dad T-shirt and Ball Cap Combo Save $ when you purchase the set! Dark navy denim ball cap and a Hanes brand, heavy, preshrunk cotton tee with navy blue embroidered lettering. More Info "It's a Girl!" / "It's a Boy!" Stork Pops Tell the world Baby has arrived (or is due!) Irresistible, edible "Stork Pops" are great for Mom or Pop to pass out to family, friends, coworkers. Send a box to Grandma & Grandpop to share as well. More Info Pregnancy Countdown Clock What could be more exciting than counting down the days until the arrival of a new baby? Babies don't always arrive exactly on time of course, but every mom-to-be treasures that magic "due date." More Info Pregnancy Lollipops (Preggiepops) Created by nurses, these delicious, all natural flavored lollipops are designed to fight morning sickness and the nausea that often accompanies labor. More Info Baby Heartbeat Listener Parents-to-be can't get enough of thinking about, planning for and listening to their new baby. BebeSounds allows them to hear the unborn baby as early as the fifth month. More Info Autograph Bear Remember the baby shower long after baby is born. Teddy bear comes with a blue "It's a Boy" diaper or a pink "It's a Girl" diaper - if Baby's sex is unknown, teddy can be ordered with both diapers (for a slight additional charge) and Mom can add the diaper after Baby is born. More Info Celestial 2 Piece Romper/Hat Set Every new parent will identify with the message on this adorable romper/hat combo. It says "If I'm not sleeping, Nobody's sleeping". More Info Pitter Patter Bib Sweet little baby feet adorn these absorbent terry bibs. Both practical and pretty. More Info Proud Grandma T-Shirt New Grandmothers and Grandmothers-To-Be will love this great T-Shirt made just for them. More Info Proud Nana Button It's only the most special of grandmothers who get the title "Nana." Wear it with pride. More Info Proud Grandparent Buttons Every Grandparent is a proud grandparent, and this button is a great way to announce it. More Info Daddy Tool Belt Having a baby is a two person endeavor, and there's no need to wonder about what to get Daddy. Tools of the trade diaper changing tool belt is filled with all the necessities for changing baby. More Info Grandpa Tool Belt What a great gift for the new Grandpa! Tools of the trade diaper changing tool belt is filled with all the necessities for changing baby. Let Grandpa know that he'll be ready for baby's first visit with this diaper changing tool belt. More Info Proud Grandpa Ball Cap New Grandfathers and Grandfathers-To-Be will appreciate this top quality blue denim ball cap. More Info Proud Dad Ball Cap Every day can be Father's Day when your favorite guy's sporting a "Proud Dad" ball cap. More Info Frog or Duck Bathtime Bonanza Gift Pack Baby can have the best of both worlds with this Frog or Duck combo gift pack. Included are an adorable 4 piece bathtub toy and a 2 piece terry cloth hand puppet set, packaged in a clear plastic bag with rainbow ribbon. More Info Baby Ducky "ScenterPiece" All the beauty and scent of a candle, without the wick! If you haven't seen this new product, you'll be amazed. More Info Noah's Ark Baby Cake Designed to look like a real cake, Noah's Ark Baby Cake, although non-edible, is a practical, yet beautiful gift for new parents or parents-to-be. More Info Large Glass Plate Clearly necessary! Made of thick glass with a rolled lip and three small legs, this Plate will come in handy when you want to display an item, or keep an object off your furniture. More Info Small Glass Plate Hold it!! If you want to display an item or keep it off your furniture, this Small Glass Plate couldn't be handier. More Info Rubber Ducky Diaper Cake Designed to look like a real cake, This two tiered Ducky Diaper Cake, although non-edible, is a practical, yet beautiful gift for new parents or parents-to-be. More Info Winnie-The-Pooh Diaper Cake Designed to look like a real cake, This two tiered Winnie-The-Pooh Diaper Cake, although non-edible, is a practical, yet beautiful gift for new parents or parents-to-be. More Info Cute Baby T-Shirts Noah's Ark Twins T-Shirt What a perfect gift to celebrate twins! This fun Noah's Ark T-Shirt features the ark with two of each animal. More Info Noah's Ark Baby T-Shirt Add to the baby shower fun by presenting the Mom with this cute Noah's Ark Baby T-Shirt. More Info Triplet Boxed Shirt Set "I'm am one of three" brand-new little angels! The triplet train has arrived and we couldn't be more excited. More Info Pitter Patter T-Shirt Baby feet are scattered across the front of this Spencers brand cotton t-shirt. More Info Party! My Crib 2:00AM T-Shirt Every night is New Years Eve with a new baby, and this shirt proves it. More Info Teddy Bear T-Shirt Available with wording in pink or blue, this classic white Spencers brand, cotton baby T-Shirt is adorable. More Info I Go to Grandmas T-Shirt This classic T-Shirt in primary colors tells the world "When the going gets Tough I go to Grandma's". What a great gift for Grandma to give the parents-to-be or vice versa. More Info "WARNING: No Instructions Included" One-Piece T-Shirt A special little package has arrived... but wait, what now?! If only babies came with a "how to" booklet, life would be so much easier! Our comfy, "No Instructions Included" tuck-away tee shirt reminds all new parents that we can change them, feed them and burp them, but sometimes babies are still a mystery! More Info Sibling Gifts Big Sister Balloon T-Shirt Every little girl will love announcing to the world that she is a big sister, and this bright and lively shirt will do the trick. More Info Big Brother Balloon T-Shirt Every little boy will love announcing to the world that he is a big brother, and this bright and lively shirt will do the trick. More Info Big Brother T-Shirt Let a child in on the fun of a new baby by giving him his own T-Shirt announcing that he's a big brother. More Info Big Sister T-Shirt Let a child in on the fun of a new baby by giving her a T-Shirt announcing that she's a big sister. More Info "When I'm a Big Brother" Book It's an adventure to prepare for a new sibling! Now, as you discuss your child's hopes, fears and expectations about the new baby-in-waiting, you can record his thoughts... More Info "When I'm a Big Sister" Book It's an adventure to prepare for a new sibling! Now, as you discuss your child's hopes, fears and expectations about the new baby-in-waiting, you can record her thoughts... More Info Sibling Buttons Give your favorite child a special badge announcing his or her new status in the world. More Info "I Have A Brother!" / "I Have A Sister!" Pencils It's not every day a boy has a new brother or a girl has a new sister, so celebrate and promote sibling love by giving kids these special pencils to announce the news. More Info Related Pages Baby Shower Ideas All Occasion Gifts Help | Home | Contact Us | View Cart © 2000 - 2005 The Rosemary Company. All rights reserved. Privacy Statement This site maintained by Fox Web Design Please direct all questions and comments to the Webmaster

wedding gift: cash toward

MSN Money - A practical wedding gift: cash toward a home MSN Home My MSN Hotmail Shopping Money People & Chat Sign In W eb Search: Money S earch MSN Money: Help Home News Banking Investing Planning Taxes My Money Portfolio Loans Insurance Planning Home Retirement Savings Insurance Family/College College Tools Scholarship Search College Search Resources Decision Centers Commentary Index More Tools Related Links Message Boards Print-friendly version Send this to a friend Get market news by e-mail See if refinancing works Personal finance bookshelf Find It! Article Index Finance Q&A Tools Index Site map Related Articles Marriage means updating important documents Romance can wait; first, talk cold, hard cash Tie the knot without busting your budget Related Resources Decision Center: Essential homebuying guide Decision Center: Love, money and marriage See if youre carrying too much debt Stay at home or work? Try our calculator Related Sites Bankrate.com The Basics A practical wedding gift: cash toward a home advertisement If anyone asks what you want for a wedding present, you might try 'cash for a down payment.' Its legal, if you follow the rules, and asking for cash even meets the Emily Post test for politeness. By Bankrate.com June is the busiest month for weddings, and a forest's worth of invitations either already has been mailed or soon will be sent. A lot of couples want money for wedding gifts. A wedding-day cash infusion can make putting a down payment on a home easier. With prices appreciating rapidly in much of the country, lots of couples need all the help they can get. There are formal and informal rules governing gifts of money to help newlyweds buy a house. First, the informal rules: Is it OK to ask one's wedding guests for money? "It's not rude to request money as a wedding gift," says Peggy Post, author of Emily Post's Wedding Etiquette. "However, it's extremely important to ask politely." Peggy Post is Emily's great-granddaughter-in-law, the wedding etiquette expert for WeddingChannel.com and the main spokesman for the Emily Post Institute. She says one of the most common challenges that couples face is how to request money as a wedding gift. Doing so is acceptable, if done politely. If you seek down-payment money, get the word out through family and friends, Post recommends. Just don't include that info in the same envelope as a wedding invitation. "If you are asked point-blank what you would like for a gift, you might say, 'Whatever you choose will be wonderful, I'm sure, but money for a house down payment is on the top of our wish list,'" Post says. It's OK to say what it's for Go ahead and tell people what you want the money for. Who knows? If you let people know that you plan to spend the money on a down payment, rather than on a honeymoon in Tuscany, they might be more willing to open their pocketbooks. Wedding guests who insist on giving you yet another toaster or wicker picnic basket or a set of rosewood corn holders should be thanked anyway, even though they aren't helping you buy a house. "You should always accept any gift graciously, and remember that the choice of what to give really belongs to the gift giver," Post says. With the etiquette question out of the way, that brings up how to get the money from your guests' pockets and into the hands of the folks who eventually sell you their house. It's not simple, because mortgage loan programs have differing rules on the use of gift money in making a down payment. So know the gift rules Generally, you are expected to be able to make a down payment of at least 5% from your savings, excluding gifts. But what if you are too impatient to wait that long? Some mortgage programs allow you to use gift money if you can't scrape together that 5%. Loans insured by the Federal Housing Administration allow you to use money from gifts to make a down payment of as little as 3%. Fannie Mae and Freddie Mac, the two biggest purchasers of home loans, offer similar programs through lenders. Fannie Mae's program is called "Flex 97" and Freddie Mac's is called "Alt 97." If there is a problem with these loan programs, it is that they limit whose money you can use. The FHA, Fannie and Freddie allow you to use money from family members. In the FHA's case, givers have to be members of your "immediate family." It's up to the loan officer to figure out who is family and who is immediate family. What about friends? Can you use gift money from, say, the woman who has been your mother's best friend since kindergarten? Technically, no. The money has to come from family (or from a nonprofit or government agency, but they don't give wedding gifts). It wasn't always this way. In 1996, the FHA encouraged lenders to offer "bridal registry accounts," where couples could stash gifts from friends and family. "Then, when the newlyweds purchase their new home, the money will be available and documented through a lender-supervised account," the FHA said. A few lenders responded enthusiastically, establishing account programs specifically for newlyweds complete with gift cards that could be returned to the bank with a check enclosed. One such lender is SunTrust Mortgage, a subsidiary of SunTrust Banks. Through SunTrust Mortgage, you can open a bridal registry savings or checking account at SunTrust Bank. When a wedding guest makes a deposit, the bank sends a card to the bride and groom to let them know. Ready to find a mortgage? "When they're ready to go ahead and make that first home purchase, they access those funds and we get a mortgage for them -- and we hope they remain a SunTrust banking customer," says Cheryl Nolda, senior vice president of marketing for SunTrust Mortgage. In the last few months, about 500 brochures have been given to prospective couples, Nolda says. The lender usually sees an upsurge in interest in the two months before June and October, which tend to be the busiest months for weddings. Despite their success at SunTrust, bridal registry accounts never really caught on. You can always open a regular old savings or money market account to hold your down payment fund, but you might need to document where the money came from. That's easy enough when the money comes from your paycheck. If some of the money comes from gifts, be prepared to document the source. Encourage gift-givers to give checks from their personal accounts. And don't forget to write those thank-you notes. Editor's Choice 3 legal papers you can't live without Your own business, your tax shelter Brush: The 5 most overpaid CEOs Are seniors gambling away retirement? Cut your taxes by going solar Readers' Choice Ratings Top 5 Articles 9.34 Zombie debt collectors dig up your old mistakes 9.33 10 ways to stop identity theft cold 9.31 10 ways to avoid outrageous hospital overcharges 9.22 The tricks and traps of debt consolidation 9.17 Safeguard your Social Security number View all top rated articles More Resources · E-mail us your comments on this article · Post on the Your Money message board · Get a daily dose of market news S earch MSN Money tips advertisement MSN Money's editorial goal is to provide a forum for personal finance and investment ideas. Our articles, columns, message board posts and other features should not be construed as investment advice, nor does their appearance imply an endorsement by Microsoft of any specific security or trading strategy. 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Birthday Present

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