College Gift Annuity is

Giving to Amherst: Charitable Gift Annuities Amherst College Site Map Search Amherst College > Alumni & Parent Programs > Giving PlannedGifts > Charitable Gift Annuities Want to learn more about tax savings and benefits based on your own situation? Without obligation, let GiftCalcs help you do your own calculations. Charitable Gift Annuities Among this nation's oldest and most popular planned gifts, charitable gift annuities offer a wonderful opportunity to provide for a generous future gift to Amherst. In a slowing economy with lowering interest rates, this option may be an excellent way to balance your portfolio. A charitable gift annuity represents a contract between a donor and the College by which the College agrees to pay the donor and/or other named beneficiaries a fixed income each year for the lifetime of those named in the contract (the annuitant ( s )). This payment is secured by the full assets of Amherst College and will not change regardless of fluctuations in the stock market or the economy in general. Minimum Gift Amount Income Based on Age of Annuitant Tax Advantages of Gift Annuities Special Consideration with Gifts of Appreciated Property Minimum Gift Amount The minimum gift to create an Amherst College Gift Annuity is $10,000. Contributions can be in the form of cash, appreciated securities or mutual fund shares, or other property acceptable to the College. All gifts of appreciated property should be held long term by the donor (at least a year and a day). Because each gift annuity is a separate contract, additional annuities must also be for $10,000 or more. Income Based on Age of Annuitant The amount of income Amherst will pay depends on the age of the annuitant at the time the contract is issued. The older the annuitant, the greater the amount of income. A single annuitant, age 65, will receive an annuity rate of 5.7%; an 80-year-old annuitant will receive an 7.6% annuity rate. The highest annuity rate the College offers is 9.5%. Annuities based on two lives (most commonly a husband and wife) are also available, but the rates are generally lower. Any person named as an annuitant must be 60 years of age or older. (Additional information is available on the Amherst College Gift Annuity rate table .) Tax Advantages of Gift Annuities A charitable gift annuity is actually part gift and part purchase of a lifetime annuity contract from the College. The portion that represents a gift to the College is deductible on your federal income tax return if you itemize your deductions. The size of the deduction is determined by the age of the annuitant, the amount of the gift, and a monthly interest rate factor provided by the IRS. (Here are some sample deductions .) Gift annuities also offer the opportunity to receive income on a tax-favored basis. When the annuity is funded with cash, a significant portion of the income is treated as tax-free return of principal over the annuitant's life expectancy. When appreciated securities or other assets are used to fund the annuity, the income will be taxed as tax-free income, capital gain income and ordinary income, once again generally over the life expectancy of the annuitant. Special Consideration with Gifts of Appreciated Property Gift annuities are treated differently from other life income gifts for capital gains tax purposes. At the time the contract is issued, that portion of the capital gain attributable to the annuity is taxable to the donor. If the donor is the income beneficiary of the annuity, the capital gain is spread out over the donor's life expectancy, and taxed at the 15% capital gains tax rate. Updated 9/4/03 If you would like to learn more about planned gifts at Amherst, please contact Timothy A. Neale '70, Director of Planned Gifts, (413) 542-8256, plannedgifts@amherst.edu . Information contained in this Website should not be considered legal, accounting, or other professional advice. Individuals considering a planned gift to Amherst should consult with their financial advisor. << Return to Planned Gifts Homepage

Housewarming Gift Baskets Articles

Housewarming Gift Baskets - Gifts BW gifts | gifts Resources | Add URL Wine Gifts & Baskets From the casual wine drinker to the serious enthusiast, we have a gift that will make them smile. Our selection includes premium wine, gourmet baskets, distinctive champagne sets & the very finest California and Northwest wines. Housewarming Gift Baskets Articles Housewarming Gift Ideas Moving into a new home is a time that's full of possibilies, and we often share in the excitement by taking a housewarming gift to the new homeowners. But what should you give? Here are our favorite, and not so favorite gift ideas for housewarmings....( Continue Reading ) Housewarming Gift Ideas: Continued Here are our favorite, and not so favorite gift ideas for housewarmings....( Continue Reading ) Gift Ideas for Every Occasion Need a special gift for a holiday or special occasion? Get someinspiration from these gift ideas that range from the simple and classic to the unique and do-it-yourself!...( Continue Reading ) Gifts for the New Northwest Home Owner Moving in to a new home, whether you have relocated from another state, or moved down the road, is an exciting time. We have some great gift ideas for a Pacific Northwest housewarming....( Continue Reading ) Machine Embroidery On Unusual Mediums - Special Online Sew News Extra An online extra from Sew News magazine. A sneak peak at the presentation given by Linda Griepentrog, Sew News Editor, at the Sewing & Stitchery Expo titled...( Continue Reading ) Housewarming Gift Baskets Directory Links unique gifts for him great baby gifts food gifts by mail exclusive baby gifts teacher gifts to make gift baskets washington dc get well gifts twin baby gifts gifts for christmas birthday gifts to india gourmet cheese baskets gourmet fruit gift baskets diabetic gift baskets gifts for horse lovers holiday gifts for women wedding gifts for bride bridal attendants gifts holiday baskets nautical gifts wholesale 5th anniversary gifts valentine gifts for mom engagement gifts for men send gifts to bangladesh teen girl gifts network spiritual gifts traditional indian wedding gifts gifts galore indian wedding gifts gift baskets online greeks bearing gifts gift baskets orlando gift baskets for men anniversary gifts for her ten year anniversary gifts romantic gifts for men pregnancy gifts gourmet gift baskets gifts for the office 90th birthday gifts making christmas gifts plastic baskets black greek gifts cheap valentine gifts baby girl gifts gifts 2 india Popular Search Terms: Gifts BW © 2004 Gifts BW All trademarks are the property of their respective owners. All Rights Reserved. This site is not related to Brajeshwar or Brajeshwar.com in anyway, shape or form

gift ideas! Home Services

Gift Ideas - FindGift.com Personalize FindGift.com! -- Login | Sign Up | List of Services Gift Ideas Gift Registry Gift Shops Gift Bookmarks Home | Help keyword search Gift Giving Made Easy! A free service dedicated to helping you find creative gift ideas! Home Services Gift Ideas Gifts by Occasion Anniversary Baby Shower Baptism Bar Mitzvah Bat Mitzvah Birthday Breakup / Divorce Confirmation Family Reunion First Communion Graduation House Warming New Baby Promotion Retirement Wedding Who is the Gift for? Her Him Couple Baby Toddler Child Pre-Teen Teenager for a Pet Client Teacher Express Yourself Cheer Up Congratulations Crazy for You Get Well Girl Power Good Luck I Love You I Miss You I'm Sorry Let's Party Sympathy Thank You Thinking of You Gifts by Type Romantic Personalized Unique Sentimental Wacky Humorous Fashionable Cosmopolitan Spiritual Trendy Healthy Relaxing Inspirational Geeky Gifts by Category Gift Baskets Keepsakes Food Jewelry Regional Gifts Occupational Gifts Bridal Party Gift of the Month Animals Apparel Baby Gear Bath and Body Collectibles Collegiate Advanced Search Gift Finder Gift Wizard FindGift.com helps you find unique gift ideas and connects you to online stores where these gifts are sold. We search the web to bring you great gift ideas! Try our Gift Wizard our newest gift finding technology Gifts in the Spotlight Adventure Tree Fort Picnic Backpack for Two! This Month's Top 20 Gift Ideas... Magic 'I Love You' Bean When We First Met Personalized Book Personalized Name Meaning Certificate Framed Anniversary Print: What Happened When You Married Because Of You Keepsake Sculpture Love Poem for Him Personalized Birthday Chronicle Personalized Turning Old Birthday Wine Bottle Label Romantic Message In A Bottle Your Photo in Pop Art Style Kipling's Famous "If" Personalized Poem Over The Hill Survival Kit "Love Now and Forever" Ring Candlelit Evening Romantic Gift Basket Great Moments are Always Remembered... Poem for Parents When You Marry Humorous Towel Set Personalized Man of the Year Magazine Cover Label Happy Birthday Gift Box Soul Mate Glass Block Popular gift categories: Groomsmen , Bridesmaids , Jewelry Boxes , Parents of Couple , Gift of the Month Clubs , Baby Shower Supplies , Flower Girl , Martini Glasses , Best Man , Firefighter Themed Gifts , Fall Theme , Memory Boxes , Gift Baskets for Kids , Sports Gift Baskets , Bachelorette Party , Golf , Keepsake Picture Frames , Bar / Tavern Signs , Golf Head Covers , Wedding Favors , Children's Jewelry , Fishing , Maid of Honor , Doctor Themed Gifts , Gag Gifts , See all Bosses Day Oct 16, 2005 24 Shopping Days Left Bosses Day Gift Ideas Sweetest Day Oct 15 Halloween Oct 31 More Holidays Seasonal Gifts Wedding Gift Ideas Anniversary Gift Ideas Autumn Theme See this month's Top 20 Gift Ideas Gift Helpers » Anniversary Gifts » Flower Meanings » Monthly Flowers » Monthly Birthstones » Signs of the Zodiac » Additional Resources FindGift.com Newsletter Sign up to receive seasonal and unique gift ideas via email. Email Address Merchant Login | Add Your Products to FindGift.com | Press Room | FAQs | Contact FindGift.com Conditions of Use | Privacy Policy | Site Map © 1997-2005, Registry Online, Inc. FindGift.com and its logo are trademarks of Registry Online, Inc.

Great Gifts for Kiddos

Listmania! Great Gifts for Kiddos Your Store See All 31 Product Categories   Your Account | Cart | Wish List | Help Improve Your Recommendations | Your Amazon Home | Your Profile | Learn More Search Amazon.com Books Popular Music Music Downloads Classical Music DVD VHS Apparel Yellow Pages Restaurants Movie Showtimes Toys Baby Computers Video Games Electronics Camera & Photo Software Tools & Hardware Office Products Magazines Sports & Outdoors Outdoor Living Kitchen Jewelry & Watches Beauty Gourmet Food Beta Musical Instruments Health/Personal Care Travel Cell Phones & Service Outlet Auctions zShops Everything Else Scientific Supplies Medical Supplies Indust. Supplies Automotive Home Furnishings Lifestyle Pet Toys Arts & Hobbies Web Search Listmania! Great Gifts for Kiddos by peppermint-pattie , mom and child at heart E-mail this list to a friend 1. Sweet Streets School by Fisher-Price (Toy) Average Customer Review: Availability: This item is currently not available. Customers also shopped for these similar items . 2. Disney Princess Storybook by Fisher-Price (Toy) Average Customer Review: Availability: This item is currently not available. Customers also shopped for these similar items . 3. Mr. Potato Head Darth Tater by Hasbro (Toy) Offered by: Toys"R"Us Buy new : $8.99 Availability: Usually ships in 24 hours peppermint-pattie's comments: Draw in whole new generation of Star Wars fans. 4. Dora the Explorer Gift Set: Dora's Casa Talking Doll House Furniture Set - Bedroom, Bathroom , Media Room, Living Room by Fisher-Price (Toy) Offered by: Toys"R"Us Buy new : $39.99 Availability: Usually ships in 24 hours 5. Bratz Collector's Edition - 4th of July by MGA Entertainment (Toy) Average Customer Review: Availability: This item is currently not available. Customers also shopped for these similar items . 6. Musini - MagicSensor by Neurosmith (Toy) Average Customer Review: Offered by: Imaginarium List Price: $39.99 Buy new : $19.97 You Save : $20.02 (50%) Availability: Usually ships in 24 hours 7. Because of Winn-Dixie (Because of Winn-Dixie) by Kate DiCamillo (Paperback) Average Customer Review: List Price: $5.99 Buy new : $5.99 Availability: Usually ships in 24 hours Used & new from $1.60 peppermint-pattie's comments: Watching the movie has made my kids want to read the book. 8. A Treasure's Trove : A Fairy Tale about Real Treasure for Parents and Children of All Ages by Michael Stadther (Paperback) List Price: $19.95 Buy new : $13.57 You Save : $6.38(32%) Availability: Usually ships in 24 hours Used & new from $9.60 9. 100 Puzzles, Clues, Maps, Tantalizing Tales, and Stories of Real Treasure by Michael Stadther (Paperback) List Price: $12.95 Buy new : $10.36 You Save : $2.59(20%) Availability: Usually ships in 24 hours Used & new from $6.35 10. 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Fridge Phonics Magnetic Letter Set by LeapFrog (Toy) Average Customer Review: Offered by: Imaginarium Buy new : $19.99 Availability: Usually ships in 24 hours 19. Dora the Explorer: Dora's Talking Dollhouse with Lights, Sounds, Music and Diego, Boots & Swiper Figures - Exclusively at Toys"R"Us! by Fisher-Price (Toy) Offered by: Toys"R"Us List Price: $59.99 Buy new : $54.99 You Save : $5.00 ( 8%) Availability: Usually ships in 24 hours peppermint-pattie's comments: Dora is always wonderful. 20. My First Purse by I-Play Outdoors (Toy) Average Customer Review: Offered by: Imaginarium Buy new : $12.99 Availability: Usually ships in 24 hours 21. 20 Questions Handheld Game by Radica Games (Toy) Average Customer Review: Offered by: Toys"R"Us List Price: $13.99 Buy new : $10.99 You Save : $3.00 (21%) Availability: Usually ships in 24 hours 22. Lunar Lander Model (10029) by LEGO Systems, Inc (Toy) Availability: This item is currently not available. Customers also shopped for these similar items . 23. Where the Wild Things Are by Maurice Sendak (Illustrator) (Hardcover) Average Customer Review: List Price: $16.95 Buy new : $10.97 You Save : $5.98(35%) Availability: Usually ships in 24 hours Used & new from $5.55 24. Guess How Much I Love You (Guess How Much I Love You) by Sam Mcbratney, Anita Jeram (Illustrator) (Board book) Average Customer Review: List Price: $6.99 Buy new : $6.99 Availability: Usually ships in 24 hours Used & new from $0.32 25. The 7 Habits of Highly Effective Teens Workbook (The 7 Habits) by Sean Covey (Paperback- December 1999) Average Customer Review: List Price: $5.00 Buy new : $4.50 You Save : $0.50(10%) Availability: Usually ships in 24 hours Used & new from $1.95 Create your own list! See the Best Lists Top 100 Listmania lists Search Listmania lists More about peppermint-pattie Related Listmania! Add your list great toys and gifts : A list by Amber, mother of two Please the Whole Crew : A list by eleanor-and-desiree, friends, aunts, fun people excellent toys : A list by Angela, mother Very Good Toys For Kids : A list by Brittany, student Add your list Related So You'd Like to... Create a guide have a happy baby : A guide by AVij, Baby Researcher The Wonders of Your Baby's Brain : A guide by AVij, Baby Researcher Support Baby Development : A guide by AVij, Baby Researcher Have a Genius Baby : A guide by AVij, Baby Researcher Develop Your Child's Self Confidence : A guide by AVij, Baby Researcher buy stimulating toys for baby : A guide by Stacy Harrington Collins, Hayden & Sage's mom, update 12/26/04 HAVE FOOD, FUN, AND FANTASY : A guide by Betty Dravis, author who's becoming a star! get ideas on what to buy a girl 1-3 yrs : A guide by M. E Flanagan-Paull, Kyrsten's Mommy & Frequent Play Group Attendee Create a guide Where's My Stuff? • Track your recent orders . • View or change your orders in Your Account . Shipping & Returns • See our shipping rates & policies . • Return an item (here's our Returns Policy ). Need Help? • Forgot your password? Click here . • Redeem or buy a gift certificate. • Visit our Help department . Search All Products Books Popular Music Music Downloads Classical Music DVD VHS Apparel Yellow Pages Restaurants Movie Showtimes Toys Baby Computers Video Games Electronics Camera & Photo Software Tools & Hardware Office Products Magazines Sports & Outdoors Outdoor Living Kitchen Jewelry & Watches Beauty Gourmet Food Beta Musical Instruments Health/Personal Care Pet Supplies Travel Books Cell Phones & Service Outlet Auctions zShops Everything Else Scientific Supplies Medical Supplies Indust. 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Valentine Gifts,Gift For Valentines

Valentines Gifts,Valentines Day Gifts,Valentine Gift,Valentine Day Gifts,Valentine's Day Gifts,Valentine's Gifts,Valentine Gifts,Gift For Valentines Day This Valentine's Day, bare your heart to your Valentine! Woo him or her- the special man or woman, on Valentine's Day with romantic Valentines Day gifts, oozing with love! Valentines Day Gifts Valentine Gift Ideas Valentine Gift Hampers Romantic Valentines Day Gifts Valentines Day Gifts for Him - Wallets - Shirt Hampers - Portfolio Bags Valentines Day Gifts for Her - Teddy Bears - Jewelry - Jewelry Boxes Valentines Day Gifts for Friend Valentines Day Gift Basket Valentine Flowers - Rose - Flower Hampers Valentine Gifts for All Fresh Flowers Jewellery Fresh Flower Hampers Teddy Bears Artificial Flowers Shirts & Shirt Hampers Chocolates Cakes Sweets / Mithais Perfumes Perfume Hampers Jewelry Boxes Time Pieces Show Pieces Flower Vases Photo Frames Candle Holders Portfolio Bags Wallets Business Organisers About Valentine's Day Valentine Day History St. Valentine Day Massacre Valentine Day Gift Idea Valentine Traditions Delicious, Delish! Cakes for your love! Cake Hampers Tantalizing Chocolate relishes with the bittersweet taste. Chocolate Hampers Bear hugs for your sweet heart! Soft Toy Hampers "Send roses, send love, let the roses speak for you." Red Roses , Fresh Flowers , Fresh Flower Hampers , Artificial Flowers Thoughtful gifts that voice your emotions and stir feelings. Heart-Shaped Valentine Gifts & Hampers Valentine Gifts Delivery - Within India - Outside India Valentine Gifts By Price Upto $5 $6 to $15 $16 to $25 Above $25 Valentine Gifts for HIM Valentine Gifts for HER Valentine Gifts for FRIEND » Shirts & Shirt Hampers » Chocolates » Fresh Flowers » Wrist Watches » Valentine Roses » Soft Toys » Jewellery & Perfumes » Jewelry Boxes » Artificial Flowers » Cakes » Flower Vases » Photo Frames Price: US$21.95 Add to Cart Price: US$16.20 Add to Cart Price: US$19.95 Add to Cart Price: US$21.95 Add to Cart Price: US$22.95 Add to Cart Price: US$22.95 Add to Cart Price: US$22.95 Add to Cart Price: US$17.95 Add to Cart Our Valentine's Day Gift Ideas include: valentines day gift ideas, personalized valentine's gifts, gift ideas for valentine's day, unique gift ideas for her, valentine's day gifts for him, valentine's day gifts for your special valentine, valentines day gifts ideas, valentine's day gift ideas, gifts for valentine's day sweethearts. Valentines Day Gifts Delivery Zones Delivery Zones - Within India | Delivery Zones - Outside India Some of Our Important Gifts Delivery Zones Send Valentine Gifts to Australia | Send Valentine Gifts to Bangalore | Send Valentine Gifts to Calcutta | Send Valentine Gifts to California | Send Valentine Gifts to Canada | Send Valentine Gifts to Delhi | Send Valentine Gifts to Dubai | Send Valentine Gifts to Europe | Send Valentine Gifts to Germany | Send Valentine Gifts to Hyderabad | Send Valentine Gifts to Jaipur | Send Valentine Gifts to London | Send Valentine Gifts to Malaysia | Send Valentine Gifts to Mumbai | Send Valentine Gifts to New Zealand | Send Valentine Gifts to Singapore | Send Valentine Gifts to South Africa | Send Valentine Gifts to To India | Send Valentine Gifts to Uae | Send Valentine Gifts to Uganda | Send Valentine Gifts to UK | Send Valentine Gifts to US My Reminders My Wish List Product Categories Calculate Shipping Charges TOOLKIT »» Order Detail Track your order Questions about your order Shipping & Returns Return Policy Delivery zones More Questions Customer Service Feedback Others Secure Shopping Payment Options Help | FAQs | Privacy Policy | Terms & Conditions / Disclaimer About Us | Feedback | Webmaster | Contact Us Site developed & maintained by IndiaMART InterMESH Limited