Housewarming Gifts - Going

NOVICA - News - Great Housewarming Gifts - Going Beyond Gift Baskets explore by Region ----------- New Arrivals Favorites ----------- Andes Bali and Java Brazil India Mexico Thailand West Africa explore by Category ----------- View All Area Rugs Clothing/Accessories Collectibles Furniture Gift Finder Greeting Cards/Books Handbags Boutique Home Decor Jewelry Luggage/Travel Bags Masks Mirrors Musical Instruments NOVICA Kids Nature's Treasures Paintings Peace Gifts Sculpture Tableware/Entertaining Toys/Games Vases Wall Hangings myNOVICA NEWS HELP MISSION CART Home News Great Housewarming Gifts - Going Beyond Gift Baskets All Categories Area Rugs Clothing/Accessories Collectibles Furniture Gift Finder Greeting Cards/Books Handbags Boutique Home Decor Jewelry Luggage/Travel Bags Masks Mirrors Musical Instruments NOVICA Kids Nature's Treasures Paintings Peace Gifts Sculpture Tableware/Entertaining Toys/Games Vases Wall Hangings advanced search NEWS Web Firm Profits by Enriching Both Artisans and Buyers Read More Web Site Helps Artists' Business Thrive Read More More News myNOVICA REGION FAVORITES REGIONS CATEGORY FAVORITES CATEGORIES GIFT ANIMALS GIFTS PAINTING SELECTOR Apr 1, 2005 Great Housewarming Gifts - Going Beyond Gift Baskets by Marti Winkler, Home Editor Bella magazine So your best friends just closed escrow on their first home, and the housewarming party's this Saturday afternoon. If you want to make a great impression and give them something they'll actually use and enjoy, forget about the gift basket with a bottle of champagne and a sausage log. It's time to think outside the basket and go for something a little more original. As a real estate agent, I like to give a gift to my clients when we close an escrow, and lately I've fallen into the rut of giving Home Depot gift cards. And while these are great gifts for anyone who owns a house, and are especially easy to buy when you're short on time, they're a little impersonal and predictable. They also scream 'Sorry, I just couldn't think of anything else to get you'. Guilty as charged. Here's a few unique gift ideas that are sure to please and maybe even surprise your friends or clients.... ...Another great website is NOVICA.com, which features worldwide fine art and home decor. Their mission is to 'create a bridge between you and the many talented artisans across the globe'. Art is very subjective, and unless you know exactly what your friend loves, it might be a good idea to give a gift certificate. Gift certificates start at $30.00 and go as high as $1000.00 for those really, really good friends. Top Print Send ITEMS IN CART Your cart is currently empty. JOURNAL SIGNUP Enter your email below to receive special offers & artist/product updates Click here to watch NOVICA Keepers of the Arts Video our mission | site map | info | news | contact us | testimonials | wholesale | corporate gifts | gift registry | become an affiliate | wander woman © 2005 NOVICA United, Inc. All rights reserved. Read our Privacy Policy .

Gifts For Men Articles

Good Gifts For Men - Gifts BW gifts | gifts Resources | Add URL Wine Gifts & Baskets From the casual wine drinker to the serious enthusiast, we have a gift that will make them smile. Our selection includes premium wine, gourmet baskets, distinctive champagne sets & the very finest California and Northwest wines. Good Gifts For Men Articles Gifts for Men - Get Him a Monocular Monoculars are very cool 'guy gifts'. Read the reviews of the top products chosen for special features, weight, size, superior quality, and good price....( Continue Reading ) Gifts for Men When buying gifts for men remember they love to feel pampered and soothed after a long day of working. Gifts for men can run the gamut of fun things catering to their adventurous boyish side to more pragmatic things to assist in their everyday life....( Continue Reading ) Frugal Gifts for Men Do you find it hard to come up with frugal gifts for men? Try these ideas....( Continue Reading ) Frugal Gifts for Men Do you find it hard to come up with frugal gifts for men? Try these ideas....( Continue Reading ) Cooking Gifts for Men Here are some gifts for men who really cook, from barbecue gear and grills to great coffee and fine steaks....( Continue Reading ) Good Gifts For Men Directory Links food basket gifts christian spiritual gifts customized baby gifts unique gifts men gift baskets in nyc romantic gifts houston monogram baby gifts cookie gifts catholic first communion gifts discerning spiritual gifts christmas gifts for co workers valentines gifts him wedding gifts for bride storage baskets christmas gifts for boyfriends personalized office gifts gifts for mom and dad mens valentines gifts wedding gifts personalized cat lover gifts 1st birthday gifts spiritual gifts questionnaire sentimental gifts for men illinois gift baskets flower fruit baskets gifts for bridal shower organic food gifts gifts for valentines day anniversary gifts for each year husband birthday gifts baby christening gifts gifts new york gifts for golfers making baby gifts send gifts to uk list of spiritual gifts bridal shower gag gifts unusual christmas gifts simple gifts words valentines gifts for women unusual anniversary gifts gifts for dads gift baskets south carolina wine gifts ideas stupid gifts com Popular Search Terms: Gifts BW © 2004 Gifts BW All trademarks are the property of their respective owners. All Rights Reserved. This site is not related to Brajeshwar or Brajeshwar.com in anyway, shape or form

Housewarming Gifts - Going

Christmas gifts that will

Christmas Gifts for Kids to Make Home Parties Crafts Play Recipes Family Holidays Party Store Children's Books Craft Kits Favorite Toys Links to Visit Free Newsletter Gifts Kids Can Make Easy homemade gift ideas with free instructions that kids from preschool through high school, can make on their own. Click here to select the age group that suits your needs... We also offer Kits for Hand-Made Gifts These hand-made gift kits are fun and easy to use. Everything your child needs is included which saves you time this holiday season! Your child will glow with pride when they give a present made with love! Click here>> Easy Holiday Craft Kits - complete kits make holiday crafting fun and easy for the entire family! Many of these craft kits make great gifts from kids... click here>> Select the Age Group that suits your needs 2 - 6 Years Gifts little ones can make that are simple yet fun. Let your children begin to explore their creative side. 6-8 Years An age when children express their individuality! These ideas allow for the space your child needs to create. 9 and up Older children are capable of more detail and less supervision. They love to socialize. Consider hosting a Craft party with neighbors or friends from school. SPECIAL OFFER: Free Shipping @ joann.com! ($25 order minimum) Use promo code DECFSA425 Recommended craft supplies... For holiday crafts and handmade Christmas presents. Craft stores are too crowded this time of year - order easily online Click Here >> Personalized Christmas Cards & Gifts Unique personalized Christmas gifts that will be treasured forever. Create lasting memories this Christmas season with our PERSONALIZED ornaments, cards, frames, stockings, keepsakes and other unique personalized gifts! Free personalization, huge selection & fast shipping! CLICK HERE TO SHOP More Christmas Crafts Christmas Page Home Page Daily Stops Birthday Parties Arts & Crafts Family Activities Boredom Busters Recipes for Children Baking Tips for Kids Holiday Ideas Free Newsletter Holiday Crafts for Kids By Amazingmoms.com $6.95 ContactUs l Advertise l Linkto Us l About Us l Privacy l Newsletter 1999 - 2005 Amazingmoms.com http://www.amazingmoms.com All Rights Reserved. Content property of Amazingmoms.com, unless otherwise specified. Duplication, distribution or other uses by permissiononly.

College Gift

Covenant Bible College - Gift Acceptance Guidelines Giving to CBC | Contact Us Home The CBC Experience CBC Canada CBC Colorado CBC Ecuador Admissions Alumni Beyond CBC The Worship Center Gift Acceptance Guidelines Covenant Bible College, a not-for-profit organization organized under the laws of the State of Colorado and recognized as a charity in Canada, accepts gifts to Covenant Bible College and Covenant Bible College Foundation (hereinafter referred to as CBC) for purposes that will help CBC to further and fulfill its mission. The following policies and guidelines govern acceptance of gifts made to CBC or for the benefit of any of its programs. The mission of Covenant Bible College is to equip men and women to live as disciples of Jesus Christ. Purpose of Policies and Guidelines The Board of Directors of CBC and its staff solicit current and deferred gifts from individuals, corporations, and foundations to secure the future growth and missions of Covenant Bible College. These policies and guidelines govern the acceptance of gifts by CBC and provide guidance to prospective donors and their advisors when making gifts to CBC. The provisions of these policies shall apply to all gifts received by CBC for any of its programs or services. Use of Legal Counsel Covenant Bible College shall seek the advice of legal counsel in matters relating to acceptance of gifts when appropriate. Review by counsel is recommended for: Closely held stock transfers that are subject to restrictions or buy-sell agreements Documents naming CBC as Trustee Gifts involving contracts, such as bargain sales or other documents requiring CBC to assume an obligation Transactions with potential conflict of interest that may invoke IRS (Internal Revenue Service) or CCRA (formerly "Revenue Canada") sanctions Other instances in which the use of counsel is deemed appropriate by the Gift Acceptance Committee Conflict of Interest CBC will urge all prospective donors to seek the assistance of personal legal and financial advisors in matters relating to their gifts and the resulting tax and estate planning consequences. CBC will comply with the Model Standards of Practice for the Charitable Gift Planner promulgated by the National Committee on Planned Giving (for US gifts) and the CICA (Canadian Institute of Chartered Accountants) Handbook. Restrictions on Gifts CBC will accept unrestricted gifts, and gifts for specific programs and purposes, provided that such gifts are not inconsistent with its stated mission, purposes, and priorities. CBC will not accept gifts that are too restrictive in purpose. Gifts that are too restrictive are those that violate the terms of the corporate charter, gifts that are too difficult to administer, or gifts that are for purposes outside the mission of CBC. All final decisions on the restrictive nature of a gift, and its acceptance or refusal, shall be made by the Gift Acceptance Committee of CBC. The Gift Acceptance Committee The gift acceptance committee shall consist of the members of the CBC Foundation board. Ex-officio members shall include the Executive Director of the CBC Foundation and the President of the College. The gift acceptance committee is charged with the responsibility of reviewing all gifts made to CBC, properly screening and accepting those gifts on behalf of CBC, and making recommendations to the CBC International Board on gift acceptance issues when appropriate. Types of Gifts The following gifts are acceptable: Cash Tangible personal property Securities Real Estate Remainder interests in property Oil, gas, and mineral interests Bargain sales Life insurance Charitable Gift Annuities (US-source income; through CTC) Charitable Remainder Trusts Retirement Plan Beneficiary Designations Bequests Life Insurance Beneficiary Designations The following criteria govern the acceptance of each gift form: Cash Cash is acceptable in any form. Checks shall be made payable to Covenant Bible College or Covenant Bible College Foundation or to any CBC campus. Loose change (offerings) shall be collected and recorded according to cash handling procedures. Tangible Personal Property All other gifts of tangible personal property shall be examined in light of the following criteria: Does the property fulfill the mission of CBC? Is the property marketable? Are there any undue restrictions on the use, display, or sale of the property? Are there any carrying costs for the property? The final determination on the acceptance of other tangible property gifts shall be made by the Gift Acceptance Committee of CBC. Securities CBC can accept both publicly traded securities and closely held securities. Marketable securities may be transferred to an account maintained at one or more brokerage firms or delivered physically with the transferor's signature or stock power attached. As a general rule, all marketable securities shall be sold upon receipt unless otherwise directed by the CBC International board. In some cases, marketable securities may be restricted by applicable securities laws; in such instance the final determination on the acceptance of the restricted securities shall be made by the Gift Acceptance Committee of CBC. Closely held securities, which include not only debt and equity positions in non-publicly traded companies but also interests in LLPs and LLCs or other ownership forms, can be accepted subject to the approval of the Gift Acceptance Committee of CBC. However, gifts must be reviewed prior to acceptance to determine that a) there are no restrictions on the security thatwould prevent CBC from ultimately converting those assets to cash, b) the security is marketable, and 3) the security will not generate any undesirable tax consequences for CBC. If potential problems arise on initial review of the security, further review and recommendation by an outside professional may be sought before making a final decision on acceptance of the gift. Professionals at the Covenant Trust Company and National Covenant Properties may be consulted in these matters. The final determination on the acceptance of closely held securities shall be made by the Gift Acceptance Committee of CBC and legal counsel when necessary. Every effort will be made to sell non-marketable securities as quickly as possible. Real Estate Gifts of real estate may include developed property, undeveloped property, or gifts subject to a prior life interest. Prior to acceptance of real estate, CBC shall require an initial environmental review of the property to ensure that the property has no environmental damage. In the event that the initial inspection reveals a potential problem, CBC shall retain a qualified inspection firm to conduct an environmental audit. The cost of the environmental audit shall generally be an expense of the donor. When appropriate, a title binder shall be obtained by CBC prior to the acceptance of the real property gift. The cost of this binder shall generally be an expense of the donor. Prior to acceptance of the real property, the gift shall be approved by the Gift Acceptance Committee of CBC and by CBC's legal counsel. Criteria for acceptance of property shall include: Is the property useful for the purposes of CBC? Is the property marketable? Are there any restrictions, reservations, easements, or other limitations associated with the property? Are there carrying costs, which may include insurance, property taxes, mortgages, or notes associated with the property? Does the environmental audit reflect that the property is not damaged? Remainder Interests in Property CBC will accept a remainder interest in a personal residence, farm, or vacation property subject to the provisions of the Real Estate section above. The donor or other occupants may continue to occupy the property for the duration of the stated life. Generally, the occupant would agree to pay for the utilities supplied and the maintenance of the property during the occupancy period. CBC would be responsible for insuring the property and for taxes. At the death of the donor, CBC may use the property or reduce it to cash. Oil, Gas, and Mineral Interests CBC may accept oil and gas property interests, when appropriate. Prior to acceptance of an oil and gas interest, the gift shall be approved by the Gift Acceptance Committee, and if necessary, by the Foundation's legal counsel. Criteria for acceptance of the property shall include: Gifts of surface rights should have a value of $20,000 or greater. Gifts of oil, gas, and mineral interests should generate at least $3,000 per year in royalties or other income (as determined by the average of the three years prior to the gift). The property should not have extended liabilities or other considerations that make receipt of the gift inappropriate. A working interest is rarely accepted. A working interest may only be accepted when there is a plan to minimize potential liability and tax consequences. The property should undergo an environmental review to ensure that CBC has not current or potential exposure to environmental liability. Bargain Sales CBC will enter into a bargain sale arrangement in instances in which the bargain sale furthers the mission and purposes of CBC. All bargain sales must be reviewed and recommended by the Gift Acceptance Committee and approved by the CBC International Board of Directors. Factors used in determining the appropriateness of the transaction include: CBC must obtain an appropriate independent appraisal substantiating the value of the property. If CBC assumes debt with the property, the debt ratio must be less than 50% of the appraised market value. CBC must determine that it will use the property, or that there is a market for sale of the property allowing sale within 12 months of receipt. CBC must calculate the costs to safeguard, insure, and expense the property (including property tax, if applicable) during the holding period. Life Insurance CBC must be named as both beneficiary and irrevocable owner of an insurance policy before a life insurance policy can be recorded as a gift. The gift is valued at its interpolated terminal reserve value, or cash surrender value, upon receipt. If the donor contributes future premium payments, CBC will include the entire amount of the additional premium payment(s) as a gift in the year that payment(s) is/are made. If the donor does not elect to continue to make gifts to cover premium payments on the life insurance policy, CBC may a) continue to pay the premiums, b) convert the policy to paid up insurance, or c) surrender the policy for its current cash value. Charitable Gift Annuities CBC is not licensed to offer charitable gift annuities. Donors with US-sourced income may establish gift annuities that benefit CBC through the Covenant Trust Company. Charitable Remainder Trusts CBC may accept designation as remainder beneficiary of a charitable remainder trust with the approval of the Gift Acceptance Committee. CBC will not accept appointment as Trustee of a charitable remainder trust. Under Canadian law, a charitable remainder trust is an irrevocable trust where the capital beneficiary is the charity. Canadian tax law is different than US tax law in relation to the tax treatment of gifts of a residual interest to a charity. In both countries, the donor is considered to have made a gift of the residual interest in the trust. However, a transfer of appreciated capital property to such a trust would result in a capital gain on which the settler would be taxed in Canada, whereas no tax would be payable in the US on a transfer of long-term capital gain property. The value of the property passing to the charity on the death of a US settler would be added to the taxable estate of the US settler, but a full deduction would be allowed for estate tax purposes. This no income or estate tax is payable in connection with a transfer of an appreciated long-term capital gain property to a charity for US tax purposes. Charitable Lead Trusts CBC may accept a designation as income beneficiary of a charitable lead trust. CBC will not accept an appointment as Trustee of a charitable lead trust. Retirement Plan Beneficiary Designations Donors and supporters of CBC will be encouraged to name CBC as beneficiary of their retirement plans. Such designations will not be recorded as gifts to CBC until such time as the gift is irrevocable. When the gift is irrevocable, but is not due until a future date, the present value of that gift may be recorded at the time the gift becomes irrevocable. Bequests Donors and supporters of CBC will be encouraged to make bequests to CBC through their wills and trusts. Such bequests will not be recorded as gifts to CBC until such time as the gift is irrevocable. When the gift is irrevocable, but is not due until a future date, the present value of that gift may be recorded at the time the gift becomes irrevocable. Life Insurance Beneficiary Designations Donors and supporters of CBC will be encouraged to name CBC as beneficiary or contingent beneficiary of their life insurance policies. Such designations shall not be recorded as gifts to CBC until such time as the gift is irrevocable. When the gift is irrevocable, but is not due until a future date, the present value of that gift may be recorded at the time the gift becomes irrevocable. Miscellaneous Provisions Securing appraisals and legal fees for gifts to CBC It will be the responsibility of the donor to secure an appraisal (where required) and independent legal counsel for all gifts made to CBC. Valuation of gifts for development purposes CBC will record a gift received by CBC at its valuation for gift purposes on the date of the gift. Responsibility for IRS and Filings upon sale of gift items The Gift Acceptance Committee of CBC is responsible for filing IRS Form 8282 upon the sale or disposition of any asset sold within two years of receipt by CBC when the charitable deduction value of the item is more than $5,000. CBC must file this form within 125 days of the date of sale or disposition of the asset. Acknowledgement of all gifts made to CBC and compliance with the current IRS and CCRC requirements in acknowledgement of such gifts shall be the responsibility of the Board of Directors of CBC International. © 2005, Covenant Bible College. All Rights Reserved.