Gift Ideas Share a

Simplify The Holidays - Gift Ideas More Time More Fun More Nature More Fairness Turn the Tide Kids & Commercialism Simplify the Holidays In Balance (newsletter) New Dream E-cards Multimedia Talk About It Conscious Consumer Institutional Purchasing Back to School I Buy Different (youth site) Less Can Mean More In Balance (newsletter) New Dream E-cards Talk About It Take Action Act Locally Green Cars Today Do Not Junk New Dream Book Club Action Forum Give/Get Advice In Balance (newsletter) New Dream E-cards New Dream Poll What's New Campaigns/Programs New Dream Store In Balance (newsletter) New Dream E-cards Partners Testimonials Staff Careers Privacy Policy My Turn the Tide My Actions My Friends My Events My Profile My Conversations New Dream Store Privacy Policy More of What Matters Getting More More Time Intro Take Back Your Time Time Day Poll Retreat Resources More Fun More Nature More Fairness Talk About It Turn the Tide Intro Preview the Steps Partner Groups FAQ Publications Listing Order Print Copies In Balance What Kids Want Sustainable Planet Tips for Parenting Good Times... Simplify the Holidays Responsible Purchasing New Dream Video More Fun, Less Stuff Kit Turn the Tide Workbook EPP Video Bumper Sticker Bicycle Sticker Easy Does It Simplify the Holidays Home Alternative Gift Fairs What They Are Where They Are Success Stories What They're Like Organize Your Own Brochure Holiday Tips Getting Started Gift Ideas Share a Gift Idea Gift Basket Holiday Stats Polls 1998 1999 2000 2001 2002 Simplifying Story Kids & Commercialism Home Brochures Art/Essay Contest Marketing Facts Tips Even More Tips What Kids Say Pressure Schools Endorsers Take Action Current Alert All Actions Action Updates Petitions Discuss Actions Multimedia Expand All | Collapse All Inexpensive, Creative and Eco-friendly Gift Ideas Did you know that 82% of Americans would rather receive a photo album of times shared than a store-bought gift? (source: Center for a New American Dream-commissioned Holiday Poll, November 1998) Just in case you don't want to give memory-filled albums to everyone on your gift list, we have lots of other ideas. Gifts for Children Homemade Gifts Gifts of Time Family Gifts Gifts for the Environment Ideas for Donations in the Name of a Loved One For those gifts you're still going to buy, check out our Conscious Consumer site Gifts for Children: 1: Simple book about the child, written and illustrated by you! 2: The makings for hand puppets -- brown lunch bags, googly eyes, scissors, markers etc. Homemade Gifts: 3: Record interviews of parents, grandparents, aunts, and uncles on audio or video tape; you can ask them to discuss their memories of the person you plan to give the tape to, or your family's history, especially funny or meaningful anecdotes. 4: Make your own cards and send them to relatives and good friends. 5: Frame one of your best photographs. Buy a frame from a local business or artisan. Or make one yourself out of stiff paper or cardboard, decorated with colored paper, old wrapping paper, beads and/or natural products (like leaves, small pinecones, or seeds). 6: Make your own calendar using cut-out pictures, photos, and/or drawings. 7: Assemble a collection of favorite recipes. Top of Page Gifts of Time: 8: Special activities with a significant other--a candlelit dinner, massage, or outdoor activity. 9: A monthly lunch date with an elderly relative or friend. 10: A handwritten letter or card sent to a long-distance friend or relative once a month for a year. Top of Page Family Gifts: 11: A jigsaw puzzle for the whole family. 12: Tickets to a favorite cultural or sporting event Top of Page Gifts for the Environment: 13: Assemble a Turn the Tide gift basket with compact fluorescent lightbulbs, forms for getting rid of junk mail, delicious recipes and a note about how the recipients can log on to www.turnthetide.org and see exactly how much of a positive impact they're having on the environment. 14: Buy a potted Christmas tree and replant after the holidays. (You can also have a tree planted elsewhere in someone's honor through American Forests .) 15: Instead of new wrapping paper, reuse old paper the Sunday comics section, old maps, decorated brown grocery bags, or a colorful piece of material. Top of Page Donations in the name of a Loved One: 16: Alternative Gifts International offers a wide array of global gifts that can be given in the name of your friend or relative. Their partner organizations include 33 projects such as Fuel Efficient Stoves in El Salvador, Conquering Tuberculosis in North Korea, Literacy Training in Senegal, Land Mine Awareness in Vietnam or Organic Gardening in Belize. Contact Alternative Gifts at 1-800-842-2243, P.O Box 2267, Lucerne Valley, CA 92356. Free catalog from altgifts@sisp.net or www.altgifts.org . 17: Give a donation to a local cause such as a soup kitchen, a shelter for battered women, a local environment group, etc. Call local churches, synagogues, and charitable organizations for ideas. 18: Give a friend a membership to a non-profit organization. JustGive.org allows you to donate online to thousands of charities. Want to give a gift membership to the Center of a New American Dream? Click Here Top of Page " 58% of Americans say they would be willing to give up one day of pay per week in exchange for one day off per week to spend more time with family and friends. " New Dream Poll Also check out the Big Love Gift Guide for gift ideas. Get started with our holiday tips Share your gift ideas Share what matters most to you by sending a New Dream E-card to friends and family Help organize an Alternative Gift Fair in your area Look for environmentally and socially responsible gifts on Conscious Consumers The Chatter Years ago I built a solor divice that made energy by using magnifying glass... - Page Tools Printable Page Send this page to a friend

Jewelry Gift

Gifts At Jewelry Central: Gifts And Jewelry Search for Jewelry Rings & Bands Diamond Rings Engagement Rings Wedding Bands Anniversary Rings Three-Stone Rings Gemstone Rings Earrings & Studs Gold Earrings Diamond Earrings Diamond Studs Gemstone Earrings Bracelets & Bangles Diamond Bracelets Gold Bracelets Silver Bracelets Heart Tag Bracelets Charm Bracelets Necklaces & Pendants Diamond Necklaces Gemstone Necklaces Heart Tag Necklaces Pearl Necklaces Diamond Pendants Gold Pendants Silver Pendants Gemstone Pendants Three-Stone Pendants Gold Jewelry Platinum Jewelry Silver Jewelry Diamond Jewelry Gemstone Jewelry Pearl Jewelry Heart Tag Collection Personalized Gifts Heart Jewelry Three-Stone Jewelry Jewelry Central Store offers high quality fine jewelry and outstanding customer service. A huge selection of rings, bracelets, necklaces, pendants, earrings, wedding rings and personalized gifts in gold, platinum and sterling silver. Free Shipping, Gift Boxing, Gift Card and 30 Day Returns. Rings Bracelets Earrings Necklaces Pendants Gifts And Jewelry Related Categories : Gifts in JC Index Wedding Gifts Any Occasion Gifts Birthday Gifts Christmas Gifts Selected general sites offering all types of Gifts, gift products and jewelry to the general public. Directory Disclaimer: Jewelry Central is not affiliated with any external web sites listed in the directory, and Jewelry Central does not endorse any of the products or services offerred by external web sites. Please use reasonable caution when purchasing from an external web site in the directory. Archive Angel Make memories last a lifetime by putting your photographs on canvas, fine art paper and photo paper. Also provides video editing and photo or video transfers to DVD. Arte Designs Gifts of jewelry, pendant watches with gemstones, miniature art on an easel. BlazeTrek Variety of gifts and a treasure chest that contains goodies such as a jewelry case, an ice bucket and a harmonic teakettle. Champion's Choice Buckles Gift and award ideas made by American Indians such as hand crafted buckles and event jewelry. Casual Living Fashionable apparel, jewelry, figurines, children's toys, candles, books, memorabilia, and dinnerware. CreativeLook Gifts - uniquely styled, hand-made, designer jewelry and other quality gift items. Crystal-Treasures.com Featuring a dazzling selection of Swarovski Austrian crystal suncatchers, jewelry, paperweights and crystal balls. Shopping cart, credit cards and low prices. The Chat Shoppe Fine jewelry, pottery, poetry and gifts for all occasions. DC Designs Custom photo mugs, mouse pads, jewelry and gifts. Mug and coaster set includes designer box, matching label, mug and coaster in shrink wrap. Dakota Gifts Banks, jewelry holders, earring keepers, brush and comb sets that have been decorated with a hand painted design. DecorLine Featuring our imported collection of home accessories, office decorations, designer jewelry and collectibles. DynamicPlaza.com Gifts and Collectibles Collection of hand-painted masks, jewelry, limited edition heads and gift baskets. Enchantments In Time Fine jewelry and health products as well as brand-name electronics. Eccentric Gifts Offers a variety of sentimental gifts, fine jewelry, unique collectibles and discounted items. Gifts and Collectibles Galore Home furnishings and accessories, jewelry, and toys from the world's markets. The Gift Gallerie Gift source for jewelry, bean bag collectibles, miniatures, dolls, figurines and glass sculptures. The Golden Beaver Jewelry, tee shirts and glassware in beaver themes. Global Market Store Selection of wood crafts, silver and copper jewelry, textiles, pottery, incense and oils, from developing nations. iGiftShop.cc Gifts hand made by artists,from around the USA including original art,angels,Santa Fe dinnerware, jewelry and southwest accents. 7th Heaven Angel Shop Roman's seraphim classics and over 300 angel items including figurines, art prints, jewelry, candleholders, keychains, photo frames, stationary, magnets and music. Handcrafted Jewels Handcrafted mandallas, dream catchers, wind catchers, jewelry, key chains, mirror ornaments, cards, art. Idealz Sells housewares, clothing, jewelry, and books. Julie Rose & Co. Equestrian treasures. Handcrafted jewelry, accessories and home decor. Western, equestrian, animal and garden themes. Wholesale/Retail Lady of the Lake Victorian Boutique. Handcrafted, unique Victorian style gifts including old-fashioned bath and beauty products, vintage lace and ribbon wrapped beeswax candles, handcrafted heirloom jewelry, decoupage and antiques. Lucy Ann Personalized sterling silver pendants, charms, jewelry, and accessories. Custom Made Land of Odds Find unusual gifts, collectibles, jewelry, posters, gourmet foods. Made in Sheffield Cyberstore Quality local gifts made in Sheffield - craftwork, penknives, cutlery, pewter, silver, corporate gifts, homeware and jewelry. Mills Jewelry & Awards Trophies, plaques, awards and personalized gifts that include crystal, glassware, timepieces, clocks, silverplated and pewter items. The Merry Merchant Fine jewelry, collectibles and handcrafted sculptures. Free gift with purchase of any three items. Neat Stuff Imports Offers home decor and gift items including hand-crafted jewelry, tapestries, textiles and toys. Nature's Jewelry A variety of items including jewelry, housewares, clothing, sweatshirts and watches. The One A unique collection of one of a kind specialty gifts including original art work, music cd's, jewelry, English china, aroma therapy candles and posters. Paco Designs Jewelry & Gifts Online Gift & Jewelry Catalog. Peaches and Cream Offers collectibles, jewelry and toys. Ricks Collectibles A wide variety of gifts and collectibles. Rock Candles dot com Online sales of power beads, bubble water lamps, rock candles, healing stones, quartz crystals, candle holders, semi-precious gem jewelry and healing and relaxation balls. Rubak Gifts Featuring candles and holders, jewelry and a variety of gifts. New items added frequently. Shop and Learn Gift baskets, jewelry, clothing, and computer novelties. Shopping Deals Offers a variety of gifts including gold and silver jewelry, Australian outback hats and switchplate covers. Shop For Ladies Featuring a variety of gifts including bath and body products, chocolates, jewelry, candles and holders, wine accessories, coffee's and flowers. Sota Gifts Handmade gifts of jewelry, kitchen and home accessories, home and office furnishings. Sanford Jewelers Buy jewelry and gifts online. Teresa's Trinkets & Gifts Specializing in custom orders on every item, such as Jewelry, Home Decor, Kitchen, Crochet, Sewing, and much, much, more. Coming soon more jewelry styles, wind chimes, & sun catchers. Things for Less Offering electronics, watches, jewelry, art and tea. Time Heart Gifts Angels, dolls, fairies, jewelry, porcelain flowers and other gift ideas. Triptych's Laurel Burch Catalog Site Jewelry, wood products, ceramics, Folklorica Collection, New Beginnings collection. Online catalog with secure shopping cart. Tampa Bay Traders Jewelry, gifts, cookware, utensils, knives and luggage. Victorian Trading Company Clothing, jewelry, gifts and collectible replicas of antiques. Wholesale To You Your source for a fantastic selection of fine giftware, jewelry, toys and novelties. Web Wholesalers Offers 7ply/5ply stainless steel cookware for at home gourmets. Also available are luggage and accessories as well as an assortment of housewares and jewelry all at wholesale Welles Emporium We feature work by American artisans: jewelry, clothing, home accessories and childrens gifts. Wind and Wings Unique Art and Gifts Unique art and gifts including bird feeders, bird houses, gourds, jewelry, forged iron, totems, native american, barnwood, bird, crafts, gems, minerals, silver and wood carving. Xavier's Boutique Online boutique featuring gifts, fine jewelry, and other home decor items through secure SSL encrypted servers. Home Privacy Contact NY Gold Price Jewelry Information Directory Add Your Site 1999-2004 Jewelry Central, JC Store. All rights reserved.

Anniversary Gift Ideas Autumn

Traditional and Modern Anniversary Gifts Table Personalize FindGift.com! -- Login | Sign Up | List of Services Gift Ideas Gift Registry Gift Shops Gift Bookmarks Home | Help keyword search Gift Giving Made Easy! A free service dedicated to helping you find creative gift ideas! Home Anniversary Table Gifts by Occasion Anniversary Baby Shower Baptism Bar Mitzvah Bat Mitzvah Birthday Breakup / Divorce Confirmation Family Reunion First Communion Graduation House Warming New Baby Promotion Who is the Gift for? Her Him Couple Baby Toddler Child Pre-Teen Teenager for a Pet Client Express Yourself! Cheer Up Congratulations Crazy for You Get Well Girl Power Good Luck I Love You I Miss You I'm Sorry Let's Party Sympathy Thank You Gifts by Type Romantic Personalized Unique Sentimental Wacky Humorous Fashionable Cosmopolitan Spiritual Trendy Healthy Relaxing Inspirational Geeky Country Educational Exotic Fun Advanced Gift Search Gift Finder Gift Wizard Gift Ideas for Any Anniversary Find gift ideas for the traditional and modern anniversaries. Just click the links below. Anniversary # Traditional Gift Modern Gift First Paper Clocks Second Cotton China Third Leather Crystal / Glass Fourth Fruit / Flowers Appliances Fifth Wood Silverware Sixth Candy / Iron Wood Seventh Wool / Copper Desk Sets Eighth Bronze / Pottery Linens / Lace Ninth Pottery / Willow Leather Tenth Tin / Aluminum Diamond Jewelry Eleventh Steel Fashion Jewelry Twelfth Silk/Linen Pearls Thirteenth Lace Textiles / Furs Fourteenth Ivory Gold Jewelry Fifteenth Crystal Watches Twentieth China Platinum Twenty-Fifth Silver Silver Thirtieth Pearl Diamond Thirty-Fifth Coral Jade Fortieth Ruby Ruby Forty-Fifth Sapphire Sapphire Fiftieth Gold Gold Fifty-Fifth Emerald Emerald Sixtieth Diamond Diamond Bosses Day Oct 16, 2005 24 Shopping Days Left Bosses Day Gift Ideas Sweetest Day Oct 15 Halloween Oct 31 More Holidays Seasonal Gifts Wedding Gift Ideas Anniversary Gift Ideas Autumn Theme See this month's Top 20 Gift Ideas Gift Helpers » Anniversary Gifts » Flower Meanings » Monthly Flowers » Monthly Birthstones » Signs of the Zodiac » Additional Resources FindGift.com Newsletter Sign up to receive seasonal and unique gift ideas via email. Email Address Merchant Login | Add Your Products to FindGift.com | Press Room | FAQs | Contact FindGift.com Conditions of Use | Privacy Policy | Site Map © 1997-2005, Registry Online, Inc. FindGift.com and its logo are trademarks of Registry Online, Inc.

Gifts For Women Articles

Golf Gifts For Women - Gifts BW gifts | gifts Resources | Add URL Wine Gifts & Baskets From the casual wine drinker to the serious enthusiast, we have a gift that will make them smile. Our selection includes premium wine, gourmet baskets, distinctive champagne sets & the very finest California and Northwest wines. Golf Gifts For Women Articles Golf Gifts - Find Ideas for Great Golf Gifts Need ideas for the golfer in your life? Or maybe the golfer in your life is you. No matter who you are shopping for, you'll find ideas and recommendations for great golf gifts here....( Continue Reading ) Golf Books, Gifts and Miscellaneous Reviews and News Find reviews and news about golf books, golf gifts and gadgets and other miscellaneous reviews and news....( Continue Reading ) Gifts for Women Looking for Valentine's Day gifts for women? Here are five suggestions to give the perfect gift this Valentine's day for the woman in your life....( Continue Reading ) Five Healthy Tips for Improving Your Score We all know that a proper diet and good fitness can improve your golf game. You might not have known that the way you eat this morning - or even during a round - can improve your game, too. Golf......( Continue Reading ) Phoenix, AZ - TopPicks An index of TopPicks for the Phoenix, AZ guide site....( Continue Reading ) Golf Gifts For Women Directory Links one month anniversary gifts christmas gifts for moms ibm matching gifts horse theme gifts diwali gifts to india gift baskets in michigan mothers day gifts india twelve days of christmas gifts gifts for writers cat lovers gifts ideas for mothers day gifts american sign language gifts gifts for expectant mothers greek gifts teacher thank you gifts gift food baskets what are my spiritual gifts nut gift baskets rakhi gifts to india japanese gifts com traditional anniversary gifts by year country baskets great grandma gifts holiday homemade gifts collectibles and gifts for valor personalized gifts for him irish christmas gifts gifts business 7 gifts of the holy spirit wholesale baskets wedding bridesmaid gifts easter gift baskets special birthday gifts photo gifts easter gifts for babies bachelor party gag gifts send gifts to dubai gifts for wedding anniversaries basket gifts simple gifts shaker texas tech gifts best electronic gifts appropriate anniversary gifts great holiday gifts gifts for teenagers Popular Search Terms: Gifts BW © 2004 Gifts BW All trademarks are the property of their respective owners. All Rights Reserved. This site is not related to Brajeshwar or Brajeshwar.com in anyway, shape or form

wedding gift: cash toward

MSN Money - A practical wedding gift: cash toward a home MSN Home My MSN Hotmail Shopping Money People & Chat Sign In W eb Search: Money S earch MSN Money: Help Home News Banking Investing Planning Taxes My Money Portfolio Loans Insurance Planning Home Retirement Savings Insurance Family/College College Tools Scholarship Search College Search Resources Decision Centers Commentary Index More Tools Related Links Message Boards Print-friendly version Send this to a friend Get market news by e-mail See if refinancing works Personal finance bookshelf Find It! Article Index Finance Q&A Tools Index Site map Related Articles Marriage means updating important documents Romance can wait; first, talk cold, hard cash Tie the knot without busting your budget Related Resources Decision Center: Essential homebuying guide Decision Center: Love, money and marriage See if youre carrying too much debt Stay at home or work? Try our calculator Related Sites Bankrate.com The Basics A practical wedding gift: cash toward a home advertisement If anyone asks what you want for a wedding present, you might try 'cash for a down payment.' Its legal, if you follow the rules, and asking for cash even meets the Emily Post test for politeness. By Bankrate.com June is the busiest month for weddings, and a forest's worth of invitations either already has been mailed or soon will be sent. A lot of couples want money for wedding gifts. A wedding-day cash infusion can make putting a down payment on a home easier. With prices appreciating rapidly in much of the country, lots of couples need all the help they can get. There are formal and informal rules governing gifts of money to help newlyweds buy a house. First, the informal rules: Is it OK to ask one's wedding guests for money? "It's not rude to request money as a wedding gift," says Peggy Post, author of Emily Post's Wedding Etiquette. "However, it's extremely important to ask politely." Peggy Post is Emily's great-granddaughter-in-law, the wedding etiquette expert for WeddingChannel.com and the main spokesman for the Emily Post Institute. She says one of the most common challenges that couples face is how to request money as a wedding gift. Doing so is acceptable, if done politely. If you seek down-payment money, get the word out through family and friends, Post recommends. Just don't include that info in the same envelope as a wedding invitation. "If you are asked point-blank what you would like for a gift, you might say, 'Whatever you choose will be wonderful, I'm sure, but money for a house down payment is on the top of our wish list,'" Post says. It's OK to say what it's for Go ahead and tell people what you want the money for. Who knows? If you let people know that you plan to spend the money on a down payment, rather than on a honeymoon in Tuscany, they might be more willing to open their pocketbooks. Wedding guests who insist on giving you yet another toaster or wicker picnic basket or a set of rosewood corn holders should be thanked anyway, even though they aren't helping you buy a house. "You should always accept any gift graciously, and remember that the choice of what to give really belongs to the gift giver," Post says. With the etiquette question out of the way, that brings up how to get the money from your guests' pockets and into the hands of the folks who eventually sell you their house. It's not simple, because mortgage loan programs have differing rules on the use of gift money in making a down payment. So know the gift rules Generally, you are expected to be able to make a down payment of at least 5% from your savings, excluding gifts. But what if you are too impatient to wait that long? Some mortgage programs allow you to use gift money if you can't scrape together that 5%. Loans insured by the Federal Housing Administration allow you to use money from gifts to make a down payment of as little as 3%. Fannie Mae and Freddie Mac, the two biggest purchasers of home loans, offer similar programs through lenders. Fannie Mae's program is called "Flex 97" and Freddie Mac's is called "Alt 97." If there is a problem with these loan programs, it is that they limit whose money you can use. The FHA, Fannie and Freddie allow you to use money from family members. In the FHA's case, givers have to be members of your "immediate family." It's up to the loan officer to figure out who is family and who is immediate family. What about friends? Can you use gift money from, say, the woman who has been your mother's best friend since kindergarten? Technically, no. The money has to come from family (or from a nonprofit or government agency, but they don't give wedding gifts). It wasn't always this way. In 1996, the FHA encouraged lenders to offer "bridal registry accounts," where couples could stash gifts from friends and family. "Then, when the newlyweds purchase their new home, the money will be available and documented through a lender-supervised account," the FHA said. A few lenders responded enthusiastically, establishing account programs specifically for newlyweds complete with gift cards that could be returned to the bank with a check enclosed. One such lender is SunTrust Mortgage, a subsidiary of SunTrust Banks. Through SunTrust Mortgage, you can open a bridal registry savings or checking account at SunTrust Bank. When a wedding guest makes a deposit, the bank sends a card to the bride and groom to let them know. Ready to find a mortgage? "When they're ready to go ahead and make that first home purchase, they access those funds and we get a mortgage for them -- and we hope they remain a SunTrust banking customer," says Cheryl Nolda, senior vice president of marketing for SunTrust Mortgage. In the last few months, about 500 brochures have been given to prospective couples, Nolda says. The lender usually sees an upsurge in interest in the two months before June and October, which tend to be the busiest months for weddings. Despite their success at SunTrust, bridal registry accounts never really caught on. You can always open a regular old savings or money market account to hold your down payment fund, but you might need to document where the money came from. That's easy enough when the money comes from your paycheck. If some of the money comes from gifts, be prepared to document the source. Encourage gift-givers to give checks from their personal accounts. And don't forget to write those thank-you notes. Editor's Choice 3 legal papers you can't live without Your own business, your tax shelter Brush: The 5 most overpaid CEOs Are seniors gambling away retirement? Cut your taxes by going solar Readers' Choice Ratings Top 5 Articles 9.34 Zombie debt collectors dig up your old mistakes 9.33 10 ways to stop identity theft cold 9.31 10 ways to avoid outrageous hospital overcharges 9.22 The tricks and traps of debt consolidation 9.17 Safeguard your Social Security number View all top rated articles More Resources · E-mail us your comments on this article · Post on the Your Money message board · Get a daily dose of market news S earch MSN Money tips advertisement MSN Money's editorial goal is to provide a forum for personal finance and investment ideas. Our articles, columns, message board posts and other features should not be construed as investment advice, nor does their appearance imply an endorsement by Microsoft of any specific security or trading strategy. 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