Housewarming Gift

House Warming Gifts - Levenger.com 0 Items | 0.00 Product Guide Furniture Paper & Stationery Pen & Ink Briefcases & Totes Cases & Wallets Timepieces Circa & Folios Organization Books Reading Tools Lighting Desk Accessories Gifts Sale House Warming Gifts Desktop Memo Board $38 Circa Address Book with Leather Jacket and CircaDex $84 Ellipse Basket $128 Reader's Fan Stand $78 Now $58 Library Steps $128 Now $98 Newspaper Table Lamp $248 Few things are more exciting than moving into a new home. Help celebrate this milestone with house warming gifts designed to function beautifully. A plant is nice, but Levenger offers you house-warming gifts that dont need watering. Encourage great organization by selecting from our array of organizers. Whether the new home has a home office or simply needs a spot near the kitchen phone to corral bills and notepads, Levengers choices abound. Consider a set of stationary or note cards with the new address printed on them. What could be more thoughtful? For stylish furniture for the indoors and outdoors, Levengers house warming gifts are easy to choose from because they coordinate beautifully with any existing dcor. Its time to think outside the box when it comes to house warming gifts and choose something that really does warm a new space. Levenger has an abundance of personal and stylish options. Looking for a way to inject some personality into a new home? How about a board game or gaming table for the family room? A gift like that ensures youll be invited back again and again to join in the fun. Buy Levenger House Warming Gifts Furniture | Paper & Stationery | Pen & Ink | Briefcases & Totes | Cases & Wallets | Timepieces Circa & Folios | Organization | Books | Reading Tools | Lighting | Desk Accessories | Gifts | Sale © Levenger Company 2005

Unique Gifts

Unique gifts that help end world hunger | Heifer International Search: Pages for: New Visitor Donors Volunteers Media Community Groups Our Approach Our Projects Our Successes Our Initiatives From the Field Business Partnerships Volunteer Study Tours Fundraising Ideas Calendar Pass It On Online Gift Catalog Registry Customer Service Express Giving Special Giving Heifer Foundation Heifer Foundation -- Learning Centers Educational Resources World Ark Online Mission and History Our Offices Our Partners Financial Info Media Toolkit Job Opportunities Please Help Hurricane Katrina Victims Give now to help Hurricane Katrina victims Heifer International is raising $1 million to help families recover from Hurricane Katrina. Hundreds of families in more than a dozen Heifer projects in Louisiana and Mississippi have been impacted. Money raised will help them and other struggling low-income farm families in the area rebuild their lives.   We are moving quickly to meet both the immediate and long-term needs of our project participants and to assist others in the area. But to make these efforts a success, we need your help and generosity. Please make a donation to the special Hurricane Katrina Fund today through this website or by calling (800) 422-0474. Give now Read more  about Heifer's affected projects.   Thanks to You, We Did It! We've met the match! With this grant we will be able to help farmers all over the world cultivate their land and strengthen their crops. Learn more about our agroecology initiative.   Deadly Harvest Buried landmines leave Cambodian farmers with a deadly circumstance as they work to give life to their crops. Read more. Tsunami Update After the storm hit last December and devastation took over, what's left is lots of work to be done. Heifer will work in four tsunami affected countries to help the victims of those areas restore their livelihood and become self-sustainable.  Read more.     Heifer Receives Largest Gift At an August 16th press conference, Heifer received a gift of $3.5 million from the Keller family of Little Rock, Arkansas, toward the construction of the new Education Center in Little Rock's River Market district.  Read more. Heifer Newsletter Sign up for email news: Already signed up?  Login Tell a friend about Heifer Use our interactive map to explore Heifer projects around the world. You may have seen Heifer's newest documentary by award-winning filmmaker Bob Gliner on your local PBS station. Find out how you can get a copy by calling 1-800-696-1918. All proceeds from the sale directly benefit Heifer.   Media Kit . Privacy Policy . Site Map . Customer Service Heifer Project International P.O. Box 8058, Little Rock, AR/USA 72203 Tel.: (800) 422-0474 | Contact Us

Gifts for Women NEW

Best Cheapest Gifts and Presents for Women UK, Cheapest UK Special Offers Our Services :- Logo Design ( Portfolio 1 , 2 , 3 , 4 , 5 , 6 , 7 , Premium , Online Order ) Stationery Design ( Portfolio , Enquiry ) Web Design ( Portfolio , Enquiry ) Other Stuff ( Free Stuff , Shopping Directory , Image Archive ) To find out more, contact us by email at chris.green@webcreationz.co.uk or phone at local rates on 0845 430 9182 Check prices : Home Contact Us Special Offers Design Price List Free Mobile Phones with 12 Months or more Free Line Rental Bookmark this Page Our Services Budget Logo Design Order a Budget Logo Premium Logo Design Stationery Design Web Design Web Development E-Commerce Testimonials and Feedback Portfolio Budget Logo Portfolio 1 Budget Logo Portfolio 2 Budget Logo Portfolio 3 Budget Logo Portfolio 4 Budget Logo Portfolio 5 Budget Logo Portfolio 6 Budget Logo Portfolio 7 Premium Logo Portfolio Stationery Portfolio Web Design Portfolio What's New? Book Reviews Drive a Ferarri Cheapest Shoes and Boots Cheapest MP3 Players WIN an LCD Projector UK Freebies FREE Logo Design UK FREE Image Archive FREE Stuff More FREE Stuff WIN a Dell Laptop PC * More... Book Reviews Logo Design That Works * Letterhead & Logo Design 6 * HTML 4 for the WWW * More... * External Links Cheapest Shopping UK Kelkoo The Best and Cheapest Web Hosting Computers and PC Kit Books and Magazines More... Questions and Answers All Enquiries Who Are We Privacy Policy Why You Need a Website Budget Logo T&Cs Other Resources FREE Scripts Stock Photos Guestbook Links Sitemap FAQ... Special Offers : If you're looking for more than one design service, then be sure to check out our special offers page for some great design discounts! Web Design : We design all our websites from scratch. We do NOT use website templates! Website Designs : Unlike some web design sites, you can click on every one of our portfolio sites and see the real website! Logo Design : Our logo design packages start from only £120 including VAT and are perfect for both startup and existing, small and medium sized businesses! Logo Designs : Our logo design portfolio contains many of our recent designs, all displayed in enough detail to see the design clearly, and not tiny thumbnails! Logo Designers : Our logo designers have designed 100s of corporate logos for companies all over the world! We have clients from the USA to Thailand, plus throughout the UK. How We Design Logos : We are used to designing logos for clients all over the world, and are comfortable with providing excellent results without face-to-face meetings. Premium Logos : Our premium logo design package is tailored for the bigger more established client who wants a little extra time taken to perfect their logo. Stationery Design : Our low cost stationery design packages, provides a bespoke letterhead, business card and compliment slip design service. Again, we do NOT use templates, each stationery element is designed individually for each client. Stationery Design Samples : The samples in our stationery design portfolio illustrate some of our recent work. Please contact us if you would like to see larger versions of any of the stationery sets. Contact Us : We are always willing to discuss your design requirements and always aim to be approachable. We're available when you need us : We understand that when starting a new business, you tend to work all hours. We therefore aim to respond to all email communications within an hour, both inside and outside office hours. Custom Packages : We do not time our clients to rigid design packages. We offer a open ended range of services which you can choose from, to both fit your Company's requirements and your budget. Flexible Logo Design : We aim to be flexible. For instance, if you do not need vector artwork for your logo initially, but do in 6 months time, simply come back to us and we will only charge the current price for the vector artwork and no more. Security : We keep copies of all designs we create. If you ever lose your copy, just email us an we'll send another copy straight over to you. Compatibility : All our designs are intended to be used both in the office and by professional printers, vehicle livery companies and signage companies. If you need specific formats of a logo or stationery set just ask and we'll do our best to oblige. Speed : From receiving your low cost logo design order, we'll get initial designs to you by email within 72 hours (excluding weekends and bank holidays). Fast : From start to finish, most of our low cost logo design projects are completed within a week. Satisfaction : Over 98% of our clients are satisfied with the service we provide. We Know Your Business : As a small business ourselves, we understand the needs and pressures on a small business better than many larger design agencies and can use this advantage to provide the service you need, when you need it. Best Cheapest Gifts and Presents for Women UK Looking for that ideal birthday or valentine gift idea for the lady in your life, whether its you're girlfriend, wife, daughter or just a colleague from the office, have a look at the following sites which have some great gift and present ideas for your lady on her birthday or valentines day... If you can't find what you're after in this section, have a look at all the other categories which are listed on our right hand side menu or for the person shopping for the whole world have a look at the full list of all our shops in our full UK online shopping guide ! Be warned it is a very big list of shops and may take a little while to download. Also have a go at this free prize draw to Win a Sony Projector worth £2800 and give lady luck a chance! Note : If you have your own UK based online store and would like to be added to our shopping guide, please click here for instructions on how to add your URL . 101cd.com 101cd.com - A great site with low prices with CDs starting from just £2.99. Both our friends and us have bought many CDs and DVDs from them and always had a good service. You can even get Louis Armstrong and his All Stars for £2.99, but if you're more up to date they have everything from Eva Cassidy to Jimi Hendrix at great prices... Also all the latest DVDs on offer too... 3M 3M - the manufacturer of Post-it Notes with their brand new website allows design and order their own customised Post-it Notes!! Ever fancied having your own name or design on a Post-it Note pad? This new website lets you to customise a Post-it Note pad with your own details. They can then be ordered and paid for online by Credit or Switch card. Delivery takes about 2 weeks. All you need to do is, select paper size (102mm x 75mm or 102mm x 149mm), select paper colour (white or traditional canary yellow), choose an ink colour (red, blue, green or black), select a typeface and type in chosen wording, select an image from the on-site clip art library, or import an image of your own logo, pay online by switch or credit card and the notes will be delivered in two weeks! ASOS ASOS - is the only site in the world that lets you buy what you see on film, TV and celebrities! From clothes to replica props from major films and TV series, this site has it all for the ideal gift for the film buff in your family. Amazon.co.uk DVDs Amazon.co.uk DVDs - Great place for all your DVD needs with easy searching and ordering and quick delivery. Whether you're looking for the latest movies or a favourite classic, they are all here at Amazon. Also, if you're a new customer to Amazon you can often get 3 off your first order! Just watch for the popup when you get onto the site! Super Saver FREE Delivery Service. Just buy £25 or more of items on Amazon and you get FREE delivery! Avon Avon - is the world's leading direct seller of beauty and related products and one of the UK's leading sellers of mass beauty products. Avon also sells an extensive range of fashion jewellery, lingerie, fashion accessories and gifts. In the UK alone, Avon is reaching nearly 8 million customers via 'direct to consumer' channels! Blushing Buyer Blushing Buyer - Another way to embarass your workmates for the secret santa gifts, with everything from novelty condoms to bad feet spray! Cracking gifts for granddad include Muff Diver Socks and Blowing the Pink Trumpet Socks. Plus a great selection of alternative board games for when the kids have gone to bed! Bodas Bodas - makes beautiful everyday underwear - lingerie which looks like a luxury but is affordable and made for wearing everyday. Bodas fills that gap in women's underwear drawers between the sexier, high-end brands (not practical for every day) and the everyday brands (disappointing on style and quality). Buy a Gift Buy a Gift - The site to visit for all your gift needs, from hot air balloon flights to rally driving days and helium balloons to hampers. The site is easy to use, fun and has over 350 inspirational gift ideas to choose from! CX London CX London - is the UKs fastest growing independent website boutique. Exclusive, innovative, sexy, strong, modern, from deepest London. Satisfied clientele include : Poets - Pop Stars - Politicians - TV Presenters. CX LONDON - Unleash a seductive & groovy mix of trs sexy "Urban Pop" designs on 100% maximum quality tees - tops - hoodys & hip hugging pencil skirts for - lifestyle enhancement & Super - Sonic - Style. Casa Rosa Florists Casa Rosa Florists - Choose from their vast selection of superb flowers for exclusively designed bouquets, arrangements and floral tributes, or just for that something special. Why not send a beautifully gift-wrapped box of chocolates with our impeccably presented flowers? They are now offering a great selection of valentines day arrangements and gifts including the always popular single red long stemmed rose at £9.99! Debenhams Debenhams - The department store online, need we say more! No, but we will, a great selection of gifts, furniture, fashion, electricals and more, many at well below the high street price! Emporio Lingerie Emporio Lingerie - offer a unique range of sexy lingerie, club/dancewear, shoes and accessories! They also give yous 10 off your first order!!! Figleaves Figleaves - The one-stop shop for all your underwear needs. Offering over 90 leading brands - including 6ixty 8ight, Alberta Ferretti, Aubade, August Silk, Beau Bra, Berlei, Bioform by Charnos, Calvin Klein, Chantelle, Charnos, Chaslyn, DKNY, Dolce & Gabbana Intimo, Elle Macpherson Intimates, Fantasie First by Perele, Freya, Gossard, Huit, Janet Reger, Lejaby, Maidenform, Malizia by La Perla, Occhi Verdi by La Perla, Panache, Passionata, Pretty Polly, Rigby and Peller, Simone Perele, Sloggi, Triumph, Virginware, Warner's, Wolford and Wonderbra - fast, free delivery, no quibble free returns, gift wrapping and personalised messaging. Great for the bloke who does not want to go to the shop to buy that sexy lingerie! Hotel Chocolat Hotel Chocolat - offers the finest chocolates money can buy and with over 1 million chocolate deliveries made to date have a great reputation for quality. Delivery is free in the UK and very reasonable to the rest of the world! Ideal Christmas or Birthday gifts for chocaholics! LX Direct LX Direct - has a massive range of 40000 products, ranging from toys & clothes to electrical goods & sports equipment. With gift ideas for your family and home - all at no-nonsense prices. From the latest looks and essential kit, to big brand electricals and must-have gadgets - we'll deliver in 48 hours, plus there's 3 months interest-free credit on everything! Oddbins Oddbins - let's you buy an award winning range of wines and spirits from the top high street wine merchant. Watch out for the regular and low low priced special offers and sales. Past Times Past Times - online brings you a huge selection of imaginative and unusual gifts all inspired by period designs of the past. From luxurious nightwear to stunning jewellery, books, stationery and treats for the home and garden. We've lots of perfect gift ideas for family and friends. Some of our goods are authentic replicas of historic originals and most are exclusive to Past Times. All are of the finest quality and great value. Delivery is within 7 days in the UK and everything is guaranteed without question. . The Past Times Winter Sale is now on with great bargains on a wide range of gifts and accessories with many being discounted by up to 50% OFF! Great deals include a range of Elvis videos at only £4 each! Paws 4 Inspiration Paws 4 Inspiration - offers a unique range of inspirational greeting cards, prints, books & calendars designed and written with the dog, cat, horse & wildlife lover in mind. Also UK home of 'The Dog' brand including 2005 Calendars. Thomas Pink Thomas Pink - specialises in luxury men's shirts, women's shirts and accessories. Thomas Pink offers an extensive on-line range of men's and women's shirts. In our men's collection, our shirt range is split into three Labels: Black Label (formal), Green Label (casual) and Blue Label (business casual). In addition we have a wide range of silk ties and cufflinks to complement the shirts. For women, we have shirts for every occasion - from crisp cotton to light-catching silk taffeta. And for those who are still stuck for ideas, we offer our gift vouchers on-line. Virgin Wines Virgin Wines - is the UK's largest online wine retailer in the UK with over 500 wines available.With amazing bargains such on a wide variety of mixed cases. WineShare WineShare - is the first company to make the dream of owning your own vines a reality. Sixteen years on they have more than 5,000 subscribers who pick the grapes and enjoy the wine from their vineyard often with their own label. This is a wine lover's dream and as well as a great present for yourself, it can be a cracking Christmas of Birthday gift for a loved one. The Best and Cheapest UK Online Shopping, January Sales and Budget Discount Shop Guide... Add URL - Click here to find out more about adding your website to the Webcreationz UK Shopping Directory. Valentines Day Gifts for Him and Her Latest Special Offers ALL Shops and Offers Best and Cheapest Comparison Shopping Online Sales and Discounts FREE Stuff Art, Paintings, Posters, Prints and Photos Birthday Cards Buying, Selling, Auctions and Classified Adverts Books and Magazines Cameras and Photography Car and Motorbike Insurance Car and Vehicle Breakdown Cover and Recovery Car and Van Hire Cars, Driving and Motoring CDs and CD Music Clothes and Designer Fashion Competitions and Quizzes Computers and Technology Computer Books and Manuals Cosmetics and Perfume Cooking, Cookery and Ktchens Dates and Dating Digital Cameras and Photo Software NEW DIY and Home Improvements Drinks and Drinking DVD Players NEW DVD Recorders and Media NEW DVD Rental and Trading DVDs and DVD Films and Movies Educational Toys, Games and Software Electrical and Electronic Goods Flights and Ait Travel Flowers and Flower Shops Food and Eating Out Furniture and Homewares Formula 1 and Motorsport FREE 0% Interest and Cashback Credit Cards NEW FREE Mobile Phones NEW FREE DVDs NEW FREE Business Cards NEW Gardens and Gardening Gadgets and Gizmos Gifts and Presents for Birthdays, Valentine, Christmas etc. Gifts for Kids NEW Gifts for Men NEW Gifts for Teenagers NEW Gifts for Women NEW Healthly Living, Slimming and Pharmacy Goods NEW Hi-Fi and Home Cinema NEW Hotels, Cotteges and Accomodation Inkjet and Printer Supplies Internet Service Providers General Insurance Jobs and Employment Kids and Childrens Clothes Learning and Education Lingerie and Underwear Loyalty Point Schemes Mobile Phones Model Cars NEW MP3 Players and IPods NEW Musical Instruments and Sheet Music Music and Films Office Supplies Online Banking and Finance Party and Fun Stuff PDAs and Handheld Computers Power Tools and Enquipment Remote Control Cars and Vehicles Shoes and Footwear NEW Software and Applications Sports Goods and Sporting Equipment Takeaway and Fast Food Cheap Telephone Calls TVs and Televisions Travel and Holidays Toys and Games Video Games and Systems, Playstation 2, XBox, Game Cube and PC NEW Web and Internet Hosting White Goods Wine, Beer and Spirits

Jewelry Gift Ideas Bracelets

Bracelets and Jewelry Gift Ideas - FindGift.com Personalize FindGift.com! -- Login | Sign Up | List of Services Gift Ideas Gift Registry Gift Shops Gift Bookmarks Home | Help keyword search Gift Giving Made Easy! A free service dedicated to helping you find creative gift ideas! Home Categories Jewelry Bracelets Refine Search for Jewelry Gift Ideas Bracelets Charm Bracelets ID Bracelets Tennis Bracelets Any Price $0 - $10 $11 - $25 $26 - $50 $51 - $100 $101 - $200 $200+ Related Links Monthly Birthstone Table Use our Gift Wizard to customize your gift search Use our Gift Finder to find gift ideas customized to the likes/dislikes of the recipient. Bohemian Pearl Jewelry What's Her Style section features beautiful rings, earrings and more! www.orkydpearls.com Jewelry at Jewelrycastle Free standard shipping on orders of $150 or more. 30 day return policy. www.jewelrycastle.com Viewing 1 - 10 of 346 gift ideas found Messages of Love - Friendship Bracelet from Abernook ($48.00) Whether it's a birthday or other special event, surprise your friend with a friendship bracelet and friendship poem. Limited time - Free Ground Shipping. Coupon Code: FG-M10 for 10% off select Messages of Love Jewelry for Findgift customers now through 9/26. Questions? Contact Abernook . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] Life is a Journey Bracelet from Femail Creations ($59.00) This lovely sterling silver bracelet is a celebration of the eternal Now. Banded, cuff style is stamped with the words "Life is a journey, not a destination" on top and "Enjoy the moments" on the underside. We are proud of our products that are handcrafted in the USA. Questions? Contact Femail Creations . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] Sterling Silver Sisters Sentiment Bracelet from Limoges Jewelry ($29.99) Sentiments of family and friendship in Sterling Silver. "Always Sisters, Forever Friends" is inscribed on front of bracelet. Adjustable length 7" to 9", 4.5mm width. Free Shipping on all orders over $60! Questions? Contact Limoges Jewelry . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] To My Daughter MOL from Abernook ($55.00) The To My Daughter bracelet comes with a special poem. The bracelet is a great gift idea for any adult daughter and/or daughter graduating. Coupon Code: FG-M10 for 10% off select Messages of Love Jewelry for Findgift customers now through 9/26. Questions? Contact Abernook . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] Sterling Silver Sisters Message Bracelet from ShopIrish.com ($21.99) This sleek cuff bracelet is engraved with a loving message. Message reads "Sisters are always there, with laughter, love, and care." Guardian angel message also available. USA. 3/8" wide. Boxed. $3.99 Standard Shipping on ANY Order, ANY Size within the continental US! Questions? Contact ShopIrish.com . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] Soul Mate Bracelet with Heart Charm from RedEnvelope ($75.00) Finding your perfect match isn't easy; so let her know she's the one with this soul mate bracelet. Questions? Contact RedEnvelope . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] Bless This Woman Cuff Bracelet from Femail Creations ($79.00) She may be your Mom, your best friend, or the coworker who always goes the extra mile. She's the woman with purity of heart, showing selfless intention, sharing her vision and grace. We are proud of our products that are handcrafted in the USA. Questions? Contact Femail Creations . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] Messages of Love Remembrance Bracelet from Abernook ($65.00) Help a loved one through a difficult time. The Memories of Love Remembrance Bracelet comes with a special poem and comfort charm. Coupon Code: FG-M10 for 10% off select Messages of Love Jewelry for Findgift customers now through 9/26. Questions? Contact Abernook . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] Multi-Stone Mothers Name Bracelet Custom Handcrafted from Tootahs.com ($40.00) Strands of peridot, amethyst, citine, turquoise, carnelian, amazonite, pearl and sterling are just some of the stones make up this one of a kind bracelet. No two are ever alike. Free shipping on all purchases! Questions? Contact Tootahs.com . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] Mother's Birthstone Name Bracelet from Tootahs.com ($45.00) Sterling Silver Seamless beads intermixed with special bali silver beads accent this gorgeous name bracelet. The name is centered between two swarovski crystal birthstones.Sterling silver toggle clasp. Free shipping on all purchases! Questions? Contact Tootahs.com . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] Page: 1 | 2 | 3 | 4 | 5 | viewing 1 - 10 of 346 gift ideas found Bosses Day Oct 16, 2005 24 Shopping Days Left Bosses Day Gift Ideas Sweetest Day Oct 15 Halloween Oct 31 More Holidays Seasonal Gifts Wedding Gift Ideas Anniversary Gift Ideas Autumn Theme See this month's Top 20 Gift Ideas Gift Helpers » Anniversary Gifts » Flower Meanings » Monthly Flowers » Monthly Birthstones » Signs of the Zodiac » Additional Resources FindGift.com Newsletter Sign up to receive seasonal and unique gift ideas via email. Email Address Merchant Login | Add Your Products to FindGift.com | Press Room | FAQs | Contact FindGift.com Conditions of Use | Privacy Policy | Site Map © 1997-2005, Registry Online, Inc. FindGift.com and its logo are trademarks of Registry Online, Inc.

College Gift

Skidmore College - Gift Planning - Using Life Insurance Search | Calendar | A-Z Index Thu Sep 22 5:37 PM EDT Skidmore Home | Admissions | Current Students | Faculty & Staff | Parents & Friends | Alumni Wills and Bequests Life Income Gifts More Gift Options Breaking News To Honor Donors Bring Legacy to Life! Scribner House Contact Our Staff Gift Planning Home STANDARD MAIL 815 North Broadway Saratoga Springs, New York, 12866 GIFT PLANNING PHONE 518-580-5655 E-MAIL CONTACT Gift Planning Gift Planning Life Income Gifts - Gifts Using Life Insurance A life insurance policy can serve as a planned gift vehicle in a number of ways. The simplest way is to designate Skidmore College or another charitable interest as the primary beneficiary of the policy. This is something a donor might consider if the original purpose of the policy is no longer relevant. An example would be a policy that was purchased years ago to provide added security for children's education expenses in the event of the policyholder's untimely death. The donor retains ownership of the policy, retains the right to change beneficiaries again if desired, and has access to its cash value if needed. Another method is to make Skidmore both owner and beneficiary of the policy. Unlike the previous method, this would be an irrevocable arrangement, and as such would qualify the donor for immediate tax savings. The donor can make this arrangement whether a policy is fully paid up or whether there are still premium payments being made. Finally, life insurance can be used in connection with other planned gift vehicles such as a charitable remainder trust to replace assets for heirs. For example, if a donor makes a gift through a charitable remainder trust, he or she is likely to realize significant tax deductions. Those savings can offset the cost of purchasing and paying premiums on a policy to "replace the wealth" for an heir or heirs. To learn more call or email the Office of Gift Planning. Bring Legacy to Life! Philanthropy • Legacy • Security The Office of Gift Planning urges donors to consult their legal and other professional advisors when considering charitable gift giving. Our staff is always pleased to work directly with donors and their advisors during the process. Creative Thought Matters. Skidmore College · 815 North Broadway · Saratoga Springs, NY · 12866 Skidmore College Main Links ©2005 Skidmore College · Contact Information Skidmore Home | Admissions | Current Students | Faculty & Staff | Parents & Friends | Alumni