College Gift Annuity is

Giving to Amherst: Charitable Gift Annuities Amherst College Site Map Search Amherst College > Alumni & Parent Programs > Giving PlannedGifts > Charitable Gift Annuities Want to learn more about tax savings and benefits based on your own situation? Without obligation, let GiftCalcs help you do your own calculations. Charitable Gift Annuities Among this nation's oldest and most popular planned gifts, charitable gift annuities offer a wonderful opportunity to provide for a generous future gift to Amherst. In a slowing economy with lowering interest rates, this option may be an excellent way to balance your portfolio. A charitable gift annuity represents a contract between a donor and the College by which the College agrees to pay the donor and/or other named beneficiaries a fixed income each year for the lifetime of those named in the contract (the annuitant ( s )). This payment is secured by the full assets of Amherst College and will not change regardless of fluctuations in the stock market or the economy in general. Minimum Gift Amount Income Based on Age of Annuitant Tax Advantages of Gift Annuities Special Consideration with Gifts of Appreciated Property Minimum Gift Amount The minimum gift to create an Amherst College Gift Annuity is $10,000. Contributions can be in the form of cash, appreciated securities or mutual fund shares, or other property acceptable to the College. All gifts of appreciated property should be held long term by the donor (at least a year and a day). Because each gift annuity is a separate contract, additional annuities must also be for $10,000 or more. Income Based on Age of Annuitant The amount of income Amherst will pay depends on the age of the annuitant at the time the contract is issued. The older the annuitant, the greater the amount of income. A single annuitant, age 65, will receive an annuity rate of 5.7%; an 80-year-old annuitant will receive an 7.6% annuity rate. The highest annuity rate the College offers is 9.5%. Annuities based on two lives (most commonly a husband and wife) are also available, but the rates are generally lower. Any person named as an annuitant must be 60 years of age or older. (Additional information is available on the Amherst College Gift Annuity rate table .) Tax Advantages of Gift Annuities A charitable gift annuity is actually part gift and part purchase of a lifetime annuity contract from the College. The portion that represents a gift to the College is deductible on your federal income tax return if you itemize your deductions. The size of the deduction is determined by the age of the annuitant, the amount of the gift, and a monthly interest rate factor provided by the IRS. (Here are some sample deductions .) Gift annuities also offer the opportunity to receive income on a tax-favored basis. When the annuity is funded with cash, a significant portion of the income is treated as tax-free return of principal over the annuitant's life expectancy. When appreciated securities or other assets are used to fund the annuity, the income will be taxed as tax-free income, capital gain income and ordinary income, once again generally over the life expectancy of the annuitant. Special Consideration with Gifts of Appreciated Property Gift annuities are treated differently from other life income gifts for capital gains tax purposes. At the time the contract is issued, that portion of the capital gain attributable to the annuity is taxable to the donor. If the donor is the income beneficiary of the annuity, the capital gain is spread out over the donor's life expectancy, and taxed at the 15% capital gains tax rate. Updated 9/4/03 If you would like to learn more about planned gifts at Amherst, please contact Timothy A. Neale '70, Director of Planned Gifts, (413) 542-8256, plannedgifts@amherst.edu . Information contained in this Website should not be considered legal, accounting, or other professional advice. Individuals considering a planned gift to Amherst should consult with their financial advisor. << Return to Planned Gifts Homepage

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Unique Gift Ideas, Jigsaw Puzzles & Speciality Toys Clever gifts, unique games, unusual toys and original puzzles. My Shopping Cart, 0 Items Home Unique Gifts Games Arts and Crafts Kids Puzzles Clearance Search keyword / item #: UNIQUE GIFTS Exclusive Gifts For the perfect party For Your Pet Only available here Halloween Fun Shop Gifts under $10 Best Sellers New On Sale Gag Gifts Collegiate Back to School Nostalgic VHS/DVD Collections Personalized Rest and Relaxation Licensed Products Gadgets For the Home For Kids For Her For Him GAMES ARTS AND CRAFTS KIDS PUZZLES CLEARANCE ONLINE SPECIALS GUARANTEED LOWEST PRICE ONLINE EXCLUSIVES SALE NEW PRODUCTS Home > Unique Gifts | 1 | 2 | 3 | 4 | 5 | Next NEW! Farting Toilet Paper Cover Truly tasteless fun: pull the paper and let one rip! Drips Of Blood, Set of 4,18X11Sheet Add gory dripping "blood" to any wall or window, indoors or out. RCA Lawton Turntable Bye-bye boring stereo-in-a-box. Hello vintage-look RCA Victrola with modern technology, including CD! $14.95 $19.95 $299.95 In Stock In Stock In Stock NEW! NEW! Pepsi Vending Machine Personal soda machine lets you enjoy an ice-cold drink whenever you want! Chaos Tower Build perpetual motion towers up to 6 feet high! Flying Witch Scary witch comes to life as it flies across your lawn! $199.95 $139.95 $29.95 In Stock In Stock In Stock NEW! 12-in-1 Wooden Game Table Our amazing 12-in-1 cherry finished wood game table fits any decor, entertains the whole family, looks great! Personalized Tavern Beer Glasses These personalized beer glasses make the perfect thirst-quenching gift! Fold A Hoop Indoor Game Shoot a game of hoops indoors, then fold it up and hide it away. $199.95 $49.95 $199.95 In Stock In Stock In Stock 1 to 9 of 407 items | 1 | 2 | 3 | 4 | 5 | Next Track Your Order | Customer Service | About Us | My Account | My Shopping Cart Privacy Policy | Shipping Costs & Times | Affiliate Program | Site Map © 2004 Spilsbury © 2004 Spilsbury --

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Find Unique Gift Ideas and Creative Gifts - FindGift.com Personalize FindGift.com! -- Login | Sign Up | List of Services Gift Ideas Gift Registry Gift Shops Gift Bookmarks Home | Help keyword search Gift Giving Made Easy! A free service dedicated to helping you find creative gift ideas! Welcome to FindGift.com! Looking for someone's gift registry, click here . Gifts by Occasion Anniversary Baby Shower Baptism Bar Mitzvah Bat Mitzvah Birthday Breakup / Divorce Confirmation Family Reunion First Communion Graduation House Warming New Baby Promotion Retirement Wedding Who is the Gift for? Her Him Couple Baby Toddler Child Pre-Teen Teenager for a Pet Client Teacher Express Yourself Cheer Up Congratulations Crazy for You Get Well Girl Power Good Luck I Love You I Miss You I'm Sorry Let's Party Sympathy Thank You Thinking of You Gifts by Type Romantic Personalized Unique Sentimental Wacky Humorous Fashionable Cosmopolitan Spiritual Trendy Healthy Relaxing Inspirational Geeky Advanced Search Gift Finder Gift Wizard FindGift.com helps you find unique gift ideas and connects you to online stores where these gifts are sold. We search the web to bring you great gift ideas! Try our Gift Wizard our newest gift finding technology Gifts in the Spotlight Day You Were Born Newspaper Brainy Baby Bouquet Gift Basket Gift Ideas by Category Gift Baskets • Care Packages , Bath & Body • Healthy , Sports Theme • for Kids , for Teens , for Babies All Gift Baskets Keepsakes • Family Heirlooms , Memory Boxes • Photo Albums , Picture Frames • Journals , Poetry , Memorials All Keepsakes Bridal Party • Bridesmaids , Groomsmen • Maid of Honor , Best Man • Flower Girl , Ring Bearer , Parents All Bridal Party Special Themes • Hearts , Celestial , Zodiac • His & Hers , Gag Gifts • Summer , Special Causes All Special Themes Regional Gifts • French , Italian , Irish • Japanese , Hawaiian • NYC , Las Vegas , Hollywood All Regional Theme Occupational Gifts • Firefighter , Police , Military • Doctor , Dentist , Nurse • Coach , Hairdresser All Occupational Theme Tasty Gifts • Wines & Spirits , Coffee , Tea • Retro Candy , Cookies , Popcorn • Seafood , Meats , Breakfast All Food & Dining Flowers & Plants • Sunflowers , Lavender , Lilies • Bonsai Trees , Bamboo , Herbs • Plant Stands , Balloons All Flowers & Plants Jewelry • Bracelets , Lockets , Anklets • Personalized , Beaded , Children's • Jewelry Boxes , Watches All Jewelry Gift of the Month Clubs Gift Certificates Additional categories: Apparel , Baby Gear , Bath & Body , Collectibles , Collegiate , Eco-Friendly , Electronics , Exercise & Wellness , Household , Leisure , Office , Outdoors , Party Supplies , Patriotic , Pets , Religious , Senior Gear , Sports & Recreation , Toys , Yesteryear , See all Additional Services In addition to providing unique gift ideas, we also offer many free services for members, shown below. Sign-up Now! to use our FREE services! Gift Registry Free Gift Registry Create your own personal gift registry. Register for any item, from any store, for any occasion. Find the gift registries of your family and friends. Gift Bookmarks Free Gift Idea Bookmarks Ever find the perfect gift idea for someone, but their birthday was months away? Now, with FindGift.com bookmarks you can easily remember the gift ideas that you have for other people. Email Reminders Free Email Reminder Service Provides timely email reminders for a birthday, anniversary, and other special occasions. Sign-up Now! Bosses Day Oct 16, 2005 24 Shopping Days Left Bosses Day Gift Ideas Sweetest Day Oct 15 Halloween Oct 31 More Holidays Seasonal Gifts Wedding Gift Ideas Anniversary Gift Ideas Autumn Theme See this month's Top 20 Gift Ideas Gift Helpers » Anniversary Gifts » Flower Meanings » Monthly Flowers » Monthly Birthstones » Signs of the Zodiac » Additional Resources FindGift.com Newsletter Sign up to receive seasonal and unique gift ideas via email. Email Address Merchant Login | Add Your Products to FindGift.com | Press Room | FAQs | Contact FindGift.com Conditions of Use | Privacy Policy | Site Map © 1997-2005, Registry Online, Inc. FindGift.com and its logo are trademarks of Registry Online, Inc.

Anniversary Gift Ideas Anniversary

50th Wedding Anniversary Gift Ideas - FindGift.com Personalize FindGift.com! -- Login | Sign Up | List of Services Gift Ideas Gift Registry Gift Shops Gift Bookmarks Home | Help keyword search Gift Giving Made Easy! A free service dedicated to helping you find creative gift ideas! Home Occasions Anniversary 50th Anniversary Refine Search for Anniversary Gift Ideas Anniversary for Him for Her for a Couple 1st Anniversary 5th Anniversary 10th Anniversary 25th Anniversary 40th Anniversary 50th Anniversary Keepsakes Poems Any Price $0 - $10 $11 - $25 $26 - $50 $51 - $100 $101 - $200 $200+ Related Links Gift ideas via the traditional & modern anniversary table Need help remembering their anniversary? Sign up for our FREE email reminder service! Use our Gift Wizard to customize your gift search Use our Gift Finder to find gift ideas customized to the likes/dislikes of the recipient. Stroll down Memory Lane A place where great moments and memories live forever. Very unique www.yourmemorylane.com Personalized Romance Book Romantic and humorous anniversary gift. Personalized romance novels. www.bookbyyou.com Viewing 1 - 10 of 146 gift ideas found When We Were Married Golden Anniversary Edition from When We Were Married ($45.00) Celebrate 50-years with an elegantly designed, custom printed keepsake book about the year they married. A memorable gift they will cherish forever. Express Delivery Available. 100% Satisfaction Guaranteed! Questions? Contact When We Were Married . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] 50th Wedding Anniversary Toast / Poem from Wellhaven Gifts for Seniors ($14.99) Framed in an antique design, the 50th anniversary toast reads: "May your Golden Aniversary bring you fond memories... " The 7 x 7" print has an easel stand, a hinged wall hanging tab and space on the back for a gift note. Same day shipping for orders placed by 3:00pm ET. Expedited, Express Shipping and Gift-Wrapping with gift card available Questions? Contact Wellhaven Gifts for Seniors . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] "Reflections" Anniversary Frame from Wedding-Presents.com ($49.95) Reflect with joy on your first year together, or the past 50 years together as husband and wife with our new and exclusive "Reflections" Anniversary Frame. Choose ANY Year. *Money Saving Coupon* Save 15% off your order! Use code 'findgift' during checkout. Hurry, offer expires September 30th! Questions? Contact Wedding-Presents.com . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] 1955 Birthday or Anniversary Book from Birthdayandanniversarygifts.com ($29.95) 1955 Book. Original black & white photos, ads from major magazines, prices, salary information, trivia, headlines, sports, celebrities, songs & movies for 1955. Red, Hardcover, 172 pp. Can personalize with gold seal on cover. Fast shipping! Order by Noon M-Fri Eastern time to have order go out the same day! Questions? Contact Birthdayandanniversarygifts.com . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] The Original Family Birthstone Tree from BirthstoneTree.com ($100.00) The original family birthstone tree(1966) is a bronze engraving of your families history with birthstones set beside each name and birthdate. The perfect gift for parents and grandparents. Questions? Contact BirthstoneTree.com . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] Personalized Anniversary Poem from PoetryGift.com ($29.99) Unique anniversary gift that will always be remembered. Personalized with names, anniversary date and personal message and customized for any year anniversary. Free shipping. FREE SHIPPING available for any order. Special 10% discount by entering coupon code - poetrygift - on order form Questions? Contact PoetryGift.com . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] A Match Made in Heaven (R) Personalized Edition from Juhlin Glass Studio ($39.00) Original personalized wedding anniversary keepsake. The Bride & Groom are mounted on a 4"x6" beveled oval under a shooting star. Personalized with 2 names and date. 24K Gold plated or imitation silver plated. FindGift.com Shoppers get a 10% Discount if ordered by Sept 30th. Enter Code "FindGift" in Voucher Box on checkout Questions? Contact Juhlin Glass Studio . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] Framed Anniversary Print: What Happened When You Married from Birthdayandanniversarygifts.com ($32.95) Top news story of the month the couple married, headlines for the year, top movies and songs, prices for their wedding day, & headlines for previous milestone anniversaries. Framed. Fast shipping! Order by Noon M-Fri Eastern time to have order go out the same day! Questions? Contact Birthdayandanniversarygifts.com . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] 50th Wedding Anniversary Plate from WestPortStyle.com ($27.50) This lovely porcelain decorative plate features gold toned bells and accents. A wonderful way to remember your golden anniversary. Frosted Plastic Stand Included. Measures 7 1/2" diameter Weighs 13 1/8oz. No Sales Tax. Only $6.95 Ship Fee (unlimited items!) Questions? Contact WestPortStyle.com . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] 50th Wedding Anniversary Cotton Throw from Wellhaven Gifts for Seniors ($27.99) With "50th Anniversary" around the border, the message reads: "On your Golden Anniversary, no treasure is more precious than a love grown golden with time." Wrap it as a gift, or display it at the couple's anniversary party. Same day shipping for orders placed by 3:00pm ET. Expedited, Express Shipping and Gift-Wrapping with gift card available Questions? Contact Wellhaven Gifts for Seniors . Add to Gift Bookmarks Add to Registry [ More Gifts from this store ] [ People Who Liked This Gift Also Liked ] [ Report Error ] Page: 1 | 2 | 3 | 4 | 5 | viewing 1 - 10 of 146 gift ideas found Bosses Day Oct 16, 2005 24 Shopping Days Left Bosses Day Gift Ideas Sweetest Day Oct 15 Halloween Oct 31 More Holidays Seasonal Gifts Wedding Gift Ideas Anniversary Gift Ideas Autumn Theme See this month's Top 20 Gift Ideas Gift Helpers » Anniversary Gifts » Flower Meanings » Monthly Flowers » Monthly Birthstones » Signs of the Zodiac » Additional Resources FindGift.com Newsletter Sign up to receive seasonal and unique gift ideas via email. Email Address Merchant Login | Add Your Products to FindGift.com | Press Room | FAQs | Contact FindGift.com Conditions of Use | Privacy Policy | Site Map © 1997-2005, Registry Online, Inc. FindGift.com and its logo are trademarks of Registry Online, Inc.