Anniversary Gifts! Anniversary Keepsakes

Unique Wedding Anniversary Gifts and Ideas Anniversary Guest Books Photo Quilts Photo Pillows House Pictures Watercolors Create Account | My Account | My Shopping Cart | Checkout | Order History | Logoff Products Signature Platters Personalized House Pictures Photo Signature Quilts Personalized Photo Pillows Watercolor Paintings Account Info Create Account My Account My Shopping Cart Checkout Order History About Us Our Team Company Info Testimonials Shipping Privacy Return Policy Product Templates Contact Us Order Beautiful Fresh Cut Wedding Flowers Direct From the Grower! -- Order Fresh Flowers! Proud Supporters of CCI and puppy raisers of Gretchen IV Welcome to Wedding Anniversary Gifts! Anniversary Keepsakes , Anniversary Traditions , Wedding Anniversary Ideas and More! Anniversary Keepsakes Ceramic Anniversary Signature Platters Our signature platters make wonderful wedding anniversary gifts. Friends and Family sign a hand-painted, ceramic platter. The signatures are fired onto the platter in your home oven for 30 minutes at 300ºF. Couple names, anniversary date are custom painted in your choice of colors. 3D Peeps™ Family Prints NEW!!! Brand spankin' new for 2004! A new concept in personalized gifts. Our 3D Peeps™ Family prints allow you to create an adorable shadow box using our large selection of hand drawn characters and accessories. Each figure is carefully created, cut out and layered using small pieces of foam for dimension. The finished product is sure to create smiles! Personalized Photo Quilts The "Our Life Together" Photo Quilt has space for up to 45 of your favorite family snapshots. Each photo is artistically altered and tranfered onto our lovely, soft cotton, handmade throw quilt. The couple's names and anniversary date adornes the center square and can be signed by friends and family . Wanna give it as a gift? Gift certificates are available ! Custom Photo Quilts NEW!! You've been asking for them and now they're here! Custom photo quilts are made to order just for you in your choice of four sizes, many photo configurations, three photo treatments and twenty different fabric selections. Our largest king sized quilt holds up to 117 photos! Perfect for a wedding anniversary gift. These quilts take 4-6 weeks to be created and shipped once we receive your photos but they are well worth it. The perfect personalized gift for any member of your family. Family Portrait Platters - Personalized, Hand-Painted Ceramic Platters NEW!! You are going to love our Family Portrait platters - everyone does! We custom paint up to 20 family members to your specifications on our lovely Italian platters. We personalize with names, inscriptions and personal details to make every figure look just like the real person. Select from our Family Picnic Portrait platters or our Bridal Party Portrait platters. Family Tree Platters - Up to 26 Family Members NEW!! Up to 26 names fit on our largest platter along with your family name and the year. An optional marker is available to add baby names in the future. Family Tree Platters make a sentimental and creative gift for your parents, grandparents or even yourself! Personalized Signature Mat and Frame Kit Everthing you need to create a treasured wedding anniversary keepsake. Use a wedding photo or a recent photo of the couple. Our large 16" x 20" frame comes in three color choices. Select a black or silver archival gel pen. Display a favorite 8" x 10" photo at the party and collect the signatures and sentiments of your friends and family. When the big day is over, pop in the glass and hang! Watercolor Paintings Based On Their Wedding Photos Using photos of the couple, artist Ruthie Friedman creates custom watercolor portraits. Select photos from their wedding, one of their first dates or favorite family shots. Gift certificates are available! A great, last-minute gift idea! Purchase a gift certificate and let the recipient choose the pictures to recreate. Personalized Photo Pillows Create a decorative accent pillow using a favorite photo of the couple or the family. Our custom photo pillows make a creative gift for weddings, engagements, anniversaries and wedding showers. Gift certificates are a great last-minute gift - allow the couple to choose their favorite photo to tranfer on a decorative throw pillow. With the optional fabric marker, the pillow becomes a cherished keepsake with signatures from friends and family. Custom Photo Pillows NEW! So many choices! Our new line of Custom Photo Pillows allow you to select a favorite photo and have it printed in black & white, color or sepia tone on a handmade quilted pillow. The finished accent pillow is 18" square with a 2" ruffle in your choice of 20 fabric sets to match our custom quilts. Wedding Anniversary Gifts Personalized 3-D House Pictures With room for up to 22 family members, the family name, street address and even the family pets, artist Elaine Rock's adorable handmade house pictures make perfect gifts! The whole family can be represented - right on down to the grandchildren. Don't forget the pets - 2 are included and breeds can be customized for an additional charge. A Recipe For A Happy Marriage - Personalized Framed Print Created by artist Elaine Rock and personalized just for you! Our adorable 3-D Recipe For a Happy Marriage print is a recipe for success! This is a special gift perfect for anniversaries, engagements, bridal showers, housewarmings, weddings and birthdays. Personalized with the couple's names and wedding date, this handcrafted framed art will last a lifetime. Photo Shadow Boxes NEW! We start with your submitted photo, size it to 5 x 7, unsaturate it to black and white and print it on our dye-sublimation photo printer. Next, we add a touch of fun with a glossy, 3D heart placed just over the hearts in the photo. You select the inscription for the banner. Tiny hand drawn hearts adorn the mat. The photo is framed in our 8 x 10 black shadow box frame for a great gift. Designer Swarovski Crystal and Pearl Jewelry Treat the woman in your life to custom Swarovski Austrian crystal and pearl designer jewelry. Our line of designer jewelry is made with genuine Swarovski crystal, Czech Republic glass, fresh water pearls and sterling silver. With a large assortment of gemstone colors including ruby, emerald, amethyst, diamond, peridot, sapphire and aquamarine, you are sure to find the perfect piece. Our anniversary jewelry is created to order just for you! Traditional Wedding Anniversary Gift Ideas Anniversary Gifts Traditional Anniversary Gifts Modern Anniversary Gifts First Paper Clocks Second Cotton China Third Leather Crystal / Glass 4th Fruit / Flowers Appliances 5th Wood Silverware 6th Candy / Iron Wood 7th Wool / Copper Desk Sets 8th Bronze / Pottery Linens / Lace 9th Pottery / Willow Leather 10th Tin / Aluminum Diamond Jewelry 11th Steel Fashion Jewelry 12th Silk/Linen Pearls 13th Lace Textiles / Furs 14th Ivory Gold Jewelry 15th Crystal Watches 20th China Platinum 25th Silver Silver 30th Pearl Diamond 35th Coral Jade 40th Ruby Ruby 45th Sapphire Sapphire 50th Gold Gold 55th Emerald Emerald 60th Diamond Diamond Thank you for visiting WeddingAnniversaryGifts.net Anniversary Guest Books | Anniversary Paintings | Photo Quilts | Personalized House Pictures Related Links | Awards *** We Also Sell Wedding Gifts , Birthday Gifts and Christmas Gifts Our Company | Shipping | Privacy | Returns | Contact Us Reach us Monday - Friday 9am - 5pm Pacific Standard Time at (888)216-GIFT (4438) or (760)510-3980 or email us

birthday present Norman 0814·

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gift ideas for boys!

Amazon.com: So You'd Like to... see cool gift ideas for boys! Your Store See All 31 Product Categories   Your Account | Cart | Wish List | Help Improve Your Recommendations | Your Amazon Home | Your Profile | Learn More Search Amazon.com Books Popular Music Music Downloads Classical Music DVD VHS Apparel Yellow Pages Restaurants Movie Showtimes Toys Baby Computers Video Games Electronics Camera & Photo Software Tools & Hardware Office Products Magazines Sports & Outdoors Outdoor Living Kitchen Jewelry & Watches Beauty Gourmet Food Beta Musical Instruments Health/Personal Care Travel Cell Phones & Service Outlet Auctions zShops Everything Else Scientific Supplies Medical Supplies Indust. Supplies Automotive Home Furnishings Lifestyle Pet Toys Arts & Hobbies Web Search So you'd like to... see cool gift ideas for boys! A guide by Ariel ,Observer of what kids like? E-mail this guide to a friend Mario Party 5 Availability: Currently unavailable Super Mario 64 Buy new : $29.99 Availability: Usually ships in 1-2 business days Nintendo DS Buy new : $129.95 Availability: Usually ships in 24 hours See all products Okay, now with this christmas coming so quickly, parents are probably wondering what to get your boys for christmas. This is a list featuring toys for boys of different ages. The age range is mainly between 6 and 17. (However I have a 22 yr. old brother and know that his 19-24 yr. old friends also play video games and stuff lol.) Okay so I'll list some gift ideas for any boy and you decide which ones you think are what the boy your getting the gifts for would want. (P.S. I'm also going to write a girls list next so look for it please!)((Oh yes and GIRLS may like some of these toys as well!) P>S> some of the game cube and playstation 2 games also are made for all the systems, computer, Xbox, Game Cube, and Playstation 2, Game Boy Advance, and Nintendo DS (So if your kid doesn't have the system needed to play the games below, but has another gaming system, look up these games' titles except under their game system and see if they have one of these titles for that system.) BY THE WAY the NINTENDO DS plays GAME BOY ADVANCE GAMES and GAME BOY ADVANCE GAMES WILL STILL BE MADE!!! The price of the GAME BOY ADVANCE SP will go down and will still be a great gift because GBA games are still going to come out because Nintendo DS games are harder to make and are more expensive most-likely...as is the Nintendo DS!!! 'Sharper Image Signature Series Robosapien - Chrome (WW250CHR)' 'Sharper Image Signature Series Robosapien - Metallic Blue (WW250BLU)' 'Mario Party 5' (Mario party 6 is about to come out though so get Mario Party 6 instead because it's coming out like 3-5 weeks before christmas!) IMPORTANT: look for the games ratings located on the bottom left corner of the game! : E = everyone (6 and up) T = teen (12 and up) M= mature (16 and up) and any other rating is...not going to be listed here that's for sure! Basically any other symbol you see (and even some M symbols) are similar to rated R movies and BEYOND rated R movies....liker the next rating up after R) ~I also encourage you to look for similar items as these because some have products made for age ranges like the zipline...they have different titles for those. 'Super Mario 64' 'Nintendo DS' 'The Urbz: Sims in the City' more stuff: 'Metroid Prime 2: Echoes' 'Need For Speed Underground 2' 'Metal Gear Solid 3: Snake Eater' 'Dragon Ball Z: Budokai 3' 'Dragon Ball Z: BUUs Fury' 'Game Boy Advance SP - Platinum' 'Game Boy Advance SP- Onyx' 'Game Boy Advance SP- Flame' 'Game Boy Advance SP - Cobalt' 'Radio Control Flying Saucer: Blue & Silver (27 MHz)' 'Spy Robot' 'Loud 'N Clear 2-Channel Headset Walkie Talkies' 'Spy Tracker System' 'Spy Bug Remote Listening Device' 'Spy Listener' 'Motorola T6500R GMRS / FRS Rechargeable Two-Way Radios, Khaki (2 Pack)' 'Motorola T7100R GMRS/FRS Rechargeable Two-Way Radios, Silver (2 Pack)' 'Spy Tool Kit' 'Spy Communicators' '50'' Big Bounce Ball' 'Large Space Dome Play Tent' 'Fun Ride Deluxe Classic Zip Line' Products mentioned include: 1. Mario Party 5 by Nintendo Average Customer Rating: Availability: Currently unavailable Used & new from $25.99 2. Super Mario 64 by Nintendo Average Customer Rating: Offered by: GameStop List Price: $34.99 Buy new : $29.99 You Save : $5.00 (14%) Availability: Usually ships in 1-2 business days Used & new from $19.98 3. Nintendo DS by Nintendo Average Customer Rating: Offered by: Toys"R"Us List Price: $149.99 Buy new : $129.95 You Save : $20.04 (13%) Availability: Usually ships in 24 hours Used & new from $114.95 4. The Urbz: Sims in the City by Electronic Arts Offered by: J&R Music and Computer World List Price: $39.99 Buy new : $29.88 You Save : $10.11 (25%) Availability: Usually ships in 1-2 business days Used & new from $18.90 5. Metroid Prime 2: Echoes by Nintendo Average Customer Rating: Offered by: J&R Music and Computer World List Price: $49.99 Buy new : $44.88 You Save : $5.11 (10%) Availability: Usually ships in 1-2 business days Used & new from $36.99 6. Need For Speed Underground 2 by Electronic Arts Offered by: J&R Music and Computer World Buy new : $49.99 Availability: Usually ships in 1-2 business days Used & new from $23.76 7. Metal Gear Solid 3: Snake Eater by Konami Offered by: J&R Music and Computer World List Price: $49.99 Buy new : $29.88 You Save : $20.11 (40%) Availability: Usually ships in 1-2 business days Used & new from $15.45 8. Dragon Ball Z: Budokai 3 by Atari Average Customer Rating: Offered by: Target List Price: $49.99 Buy new : $29.99 You Save : $20.00 (40%) Availability: Usually ships in 2 to 3 days Used & new from $16.99 9. Dragon Ball Z: BUUs Fury by Atari Average Customer Rating: Offered by: GameStop List Price: $29.95 Buy new : $19.99 You Save : $9.96 (33%) Availability: Usually ships in 1-2 business days Used & new from $13.95 10. Game Boy Advance SP - Platinum by Nintendo Average Customer Rating: Offered by: GameStop Buy new : $79.99 Availability: Usually ships in 1-2 business days Used & new from $67.90 11. Game Boy Advance SP- Onyx by Nintendo Average Customer Rating: Availability: Currently unavailable Used & new from $69.99 12. Game Boy Advance SP- Flame by Nintendo Average Customer Rating: Availability: Currently unavailable Used & new from $69.49 13. Game Boy Advance SP - Cobalt by Nintendo Average Customer Rating: Offered by: Toys"R"Us Buy new : $79.95 Availability: Usually ships in 24 hours Used & new from $63.91 14. Radio Control Flying Saucer: Blue & Silver (27 MHz) by Valen Brost Game Co Offered by: Toys"R"Us Buy new : $19.99 Availability: Usually ships in 24 hours 15. Spy Robot by Wild Planet Availability: This item is currently not available. Customers also shopped for these similar items . 16. Loud 'N Clear 2-Channel Headset Walkie Talkies by 200 Toy Offered by: Toys"R"Us List Price: $14.99 Buy new : $12.99 You Save : $2.00 (13%) Availability: Usually ships in 24 hours 17. Spy Tracker System by Wild Planet Average Customer Rating: Offered by: Toys"R"Us Buy new : $19.99 Availability: Usually ships in 24 hours 18. Spy Bug Remote Listening Device by Wild Planet Average Customer Rating: Offered by: Toys"R"Us Buy new : $9.99 Availability: Usually ships in 24 hours 19. Spy Listener by Wild Planet Average Customer Rating: Offered by: Imaginarium List Price: $12.99 Buy new : $8.98 You Save : $4.01 (31%) Availability: Usually ships in 24 hours 20. Motorola T6500R GMRS / FRS Rechargeable Two-Way Radios, Khaki (2 Pack) by Motorola List Price: $79.99 Buy new : $49.99 You Save : $30.00 (38%) Availability: Usually ships in 24 hours Used & new from $43.50 21. Motorola T7100R GMRS/FRS Rechargeable Two-Way Radios, Silver (2 Pack) by Motorola Average Customer Rating: Availability: Usually ships in 1-2 business days. Used & new from $54.99 22. Spy Tool Kit by Wild Planet Average Customer Rating: Offered by: Imaginarium List Price: $19.99 Buy new : $14.99 You Save : $5.00 (25%) Availability: Usually ships in 24 hours 23. Spy Communicators by Wild Planet Offered by: Toys"R"Us Buy new : $19.99 Availability: Usually ships in 24 hours 24. 50'' Big Bounce Ball by Sport Fun Average Customer Rating: Offered by: Toys"R"Us List Price: $29.99 Buy new : $24.99 You Save : $5.00 (17%) Availability: Usually ships in 24 hours 25. Large Space Dome Play Tent by Pacific Play Tents Average Customer Rating: Offered by: Imaginarium Buy new : $49.99 Availability: Usually ships in 24 hours 26. Fun Ride Deluxe Classic Zip Line by Spring Swings & More Average Customer Rating: Offered by: Imaginarium Buy new : $99.99 Availability: Usually ships in 24 hours Create your own guide! See the Best Guides Top 100 So You'd Like to... guides Search So You'd Like to... guides More about Ariel Add to Favorite People Related So You'd Like to... Create a guide Become a Spy : A guide by Alexa Green, Experienced Spy Play all the metroid games? : A guide by winton@people..., Intergalactic Bounty Hunter become a world-class spy : A guide by J. Frank, Writer, Aging Kid Be a super-spy : A guide by tidalwave0007, A 9-year-old super spy know all the right gear for a spy mission : A guide by softballchick907, Emily, Kid super spy Make the ULTIMATE VIDEO GAME COLLECTION!!!! : A guide by dux432, Video Game Player Get the best game systems : A guide by jojowatermelon, amateur gamer Create a guide Related Listmania! Add your list Spy Stuff A list by C.T., Student All the right tools to being a spy A list by Jackie, kid who spies spy gear A list by Michael, student Add your list Where's My Stuff? • Track your recent orders . • View or change your orders in Your Account . Shipping & Returns • See our shipping rates & policies . • Return an item (here's our Returns Policy ). Need Help? • Forgot your password? Click here . • Redeem or buy a gift certificate. • Visit our Help department . Search People Purchase Circles All Products for Top of Page Amazon.com Home | Directory of All Stores Our International Sites: Canada | United Kingdom | Germany | Japan | France  | China Contact Us | Help | Shopping Cart | Your Account | Sell Items | 1-Click Settings Investor Relations | Press Releases | Careers Conditions of Use | Privacy Notice © 1995-2005, Amazon.com, Inc. or its affiliates

Great Gifts

Guest Certificates Reserve online or Call 1-800-EMBASSY Customer Support Sign in Create an Account   Guest certificates are good toward lodging purchases at any of our participating brands*. No more worrying about a special gift for the person who has everything. Birthdays, weddings, anniversaries Sending mom and dad on a well-deserved getaway Employee incentives Local sales promotions Our Hotel Guest Certificates are available in convenient denominations (U.S. dollars) of $25, $50, and $100, plus shipping and handling. Call toll free 1-888-937-2410 to order. Our operators are available 24 hours a day, seven days a week. Usage Guidelines: Guest certificate denominations are in U.S. dollars and may be used toward the payment of lodging at any participating brand within our lodging family or where you see signage, “Hotel Guest Certificates Accepted Here”. * Participating brands: Doubletree® Hotels, Suites, Resorts, Clubs, Embassy Suites Hotels®, Hampton Inn®, Hampton Inn & Suites®, Hilton Garden Inn®, and Homewood Suites by Hilton®. Simply present the certificate at check-out . Certificates may not be use towards the purchase of alcoholic beverages, cannot be redeemed for cash or replaced if lost or stolen. We are not responsible for transfer, loss, theft or destruction of Guest Certificates. Other restrictions apply. About Embassy | Privacy Policy/Your California Privacy Rights | Site Usage Agreement Franchise Development | Press & Media | Investor Relations | Employment ©2005 Hilton Hospitality, Inc.

college gift-giving The best

The Basics -- 5 cardinal rules of college gift-giving - MSN Money MSN Home My MSN Hotmail Shopping Money People & Chat Sign In W eb Search: Money S earch MSN Money: Help Home News Banking Investing Planning Taxes My Money Portfolio Loans Insurance Planning Home Retirement Savings Insurance Family/College College Tools Scholarship Search College Search Resources Decision Centers Commentary Index More Tools Related Links Message Boards Print-friendly version Send this to a friend Save for College Go to Step by Step A R T I C L E S Understanding the true cost of college Strategies to meet your college savings goal How to set up your child's college fund Small investments that yield big education dollars 5 cardinal rules of college gift-giving The best way to save for college An investment plan tied to yourchild's age Tax-savvy ways to fund college education Advertisement The Basics 5 cardinal rules of college gift-giving There are many ways, such as gifts and trusts, to help your family financially. But you should know the rules to protect yourself and your loved ones. By Adriane G. Berg Rule No. 1: Decide if you really want to make a gift There are consequences associated with gift giving, so think about what youre trying to accomplish. Dont transfer ownership and control over money without intending to do so. Once a name is changed on a deed, bank account or security, you have relinquished ownership of that asset. Even if you have placed the assets in a joint account, a creditor, spouse or other person named in the account can seize all of the money. Be careful. If you need help in handling money use a power of attorney, don't make a gift. Dont use custodial accounts if you think you'll need the money. The most frequently used form of gifts to grandchildren is the Uniform Gifts to Minors Account, the UGMA, or the similar Uniform Transfers to Minors Account, or UTMA. Although the assets are held in custody until the child reaches adulthood, the money belongs to the child. You cant take it back and the child gets the money at ages 18 or 21, depending on the child's state of residence. Make sure the gift is complete. For example, a deed with two names "in common" sets up only a half ownership. If one person dies, the other person does not necessarily inherit the remainder. Placing a grandchild's name on a deed beside your own does not guarantee that the child inherits the house. The child gets half ownership; the rest is distributed according to the law of intestacy for that individual state. Rule No. 2: Know how to title the gift The title on a bank account, stock, bond or deed creates wide differences in legal rights. A joint account transfers funds completely. Creditors, spouses and gift recipients can get all of it. Accounts that are Payable on Death (POD), and In Trust for Accounts (Totten Trusts) are not gifts. They are revocable transfers that pass without probate upon the death of the donor. Custodial accounts, such as UGMAs and UTMAs, transfer property irrevocably and with no strings attached. The custodian manages the account, and funds can be added to it. All of these types of accounts are considered the child's when it comes to determining eligibility for college aid, except POD and Totten Trusts. A true trust sets up a legal structure that the Internal Revenue Service taxes separately from yours or the recipients income. When a person receives funds from the trust, that person then pays the taxes on those funds. Trusts offer a great deal of flexibility. You can put restrictions on gifts held in trust. For example, there can be investment limitations or you can say the funds can be used to pay only for a grandchilds college, or that the funds can only be distributed after he or she reaches a certain age or once theyre married. Rule No. 3: Understand the tax consequences of a gift A child under the age of 14 is taxed on investment gains at his or her parents' highest marginal tax bracket. The so-called "kiddie tax is imposed to discourage transfers as a way to lower your tax bill. However, children under 14 get an exemption from taxation of investment gains of up to $1,400 a year. The bottom line: If income tax savings is your goal, transfer just enough to generate no more than $1,400 in returns each year. When the child reaches the age of 14, transfer more, unless the gift disqualifies the child for college aid. The donor is taxed for gifts. Be sure you follow the rules to get a gift tax exemption: You can transfer up to $11,000 per person each year without the recipient paying a tax or even reporting it on a tax return. Married couples can transfer up to $22,000 per beneficiary gift tax-free. If college is upon you, you can give an unlimited amount of money and pay no taxes if the gift is earmarked directly for tuition or other college fees (although not room and board). You can also pay the medical expenses of a beneficiary in unlimited amounts, if payments are made directly to the medical institution. If you must pay a gift tax, file on the April 15th after the year the gift was given. Gifts over the $11,000 to $22,000 rule are subject to a gift tax based on their fair market value at the time the gift was made. The usual procedure is to file a gift tax return and use all or a portion of the lifetime $1 million exclusion that we each get for gifts and inheritance. (The exclusion bumps up to $1.5 million in 2004, $2 million in 2006 and $3.5 million in 2009. In 2010, the gift and estate tax are to be repealed. The Republican-controlled Congress may try to accelerate these changes.) Rule No. 4: Know the best strategy to maximize the gift. Will you give now or later? If college planning is the goal, you may want to start immediately. Be sure that you don't use property that qualifies under the stepped-up basis rule. Known as SUB, it allows property such as your home to be appraised at its fair market value upon your death, rather than what you paid for it 20 years ago. So, if you have some highly appreciated property and transfer it during your lifetime, your family will end up paying more in taxes. You are depriving the family of this handsome tax benefit. If you need to give money right away, liquidate non-appreciated property or get rid of your losers. Or you can keep the asset in your name and take a loan against it to make the gift. Will you give outright or in trust? The 2503 C trust, sometimes called the child's trust, allows you to hold the gift in trust until the child reaches age 21, and get the $10,000 gift tax exclusion. If the child dies before reaching that age, the money goes into his or her estate. The money cannot be used to discharge a legal obligation of the donor. College is not a legal obligation. Interestingly, if the grantor/grandparent reserves the right to get income from the trust, the IRS considers the grandparent the owner for tax purposes. In that case, the gains are taxed in their bracket. Family limited partnerships have been around since 1910, and have enjoyed a recent resurgence. If you like the idea of a trust, but want to control the money and investments yourself, consider transferring the gift to a partnership. You act as general partner and the children or grandchildren are limited partners and recipients. Their tax bracket is applied to gains, and you can distribute the funds when needed for college or other purposes. The gift is out of your estate and even better, the gift is subject to IRS gift tax discount tables. In that way, you can transfer more than $1 million free of estate and gift taxes over the next few years. Rule No. 5: Understand the family impact of your decision Although the rules of gifting are technical, the act of giving can be very emotional. Giving a gift to one family member in need may anger another family member, even if that person is financially affluent. A few devices can help smooth family tensions, or at least stave off future legal battles. The advancement clause in a will asserts that gifts given during your lifetime are an advance against a future inheritance. This allows you to give, or advance money to one relative today, and have your executor "even out the score," after you are gone. For example, if you give Grandson John $10,000 for tuition and give Granddaughter Sally nothing, you can still leave the two of them a total of $50,000 in your will. But since John already received $10,000, he gets only $15,000 upon your death and Sally gets $25,000. What if you intend to favor one family member over another? You can forestall a legal fray with the "in terrorum clause." That clause asserts that in the event that one relative is disgruntled, any attempt to attack the will or trust results in a forfeiture of inheritance rights. Few heirs fight for the principle of the thing. Resources Read/Post comments on the Your Money message board Find a problem in this article? Send us e-mail Free Newsletters! Search MSN Money tips © 2005 Microsoft MSN Privacy Legal Advertise Feedback Help