wedding gift registry for

www.rainbowweddingnetwork.com START PAGE CONTENT FROM CONTENT EDITOR ###########################################################################-- We're the only wedding gift registry for you & your partner! Since 2000, RainbowWeddingNetwork.com has been proud to offer you immediate access to gay-friendly wedding services, including an online wedding registry, specifically designed for gay, lesbian, bi, trans & gay-friendly couples. Our goal is to make your ceremony plans as comfortable and stress-free as possible. From the days of courting and engagement, through to buying and decorating your own home together... we have the information and resources you need to make it all happen! Make your dayas special as it can be by choosing to work with ceremony professionals who stand with our community in a policy of non-discrimination. RainbowWeddingNetwork makes it easy; every business listed on our site is screened, GLBT-friendly and enthusiastic about working with you and your partner. Browse through your Local Directory , including areas in the U.S. and Canada... enjoy our free Registry andceremony planning Tips ... catch all our Gift Ideas (anniversaries, too!)... For ceremonies, travel needs, holiday gifts and more -our resources are perfect to make your planning easy, convenient and fun! The staff & family of RainbowWeddingNetwork.comthank those who joined us in San Francisco at the Same Love, Same Rights GLBT Wedding Expo!The Eventtook place on Sunday August 15th at the Westin St. Francis Hotel on Union Square. Admission was free to the public and we enjoyed a day of exciting Fashion Shows, Music, Professional Presentations,Giveaways, Wine Tastingandover 80 booths with screened, GLBT-friendly wedding professionals ready to help create amazing dream weddings. Photos available now - click here to see all the fun! And our thanks to Symmetric Media for their videography coverage of the event. Click below to view a video stream of the day's moments and memories. Don't miss our next fabulousEvent... We are proud to be presenting the first-ever GLBT Wedding Expo in Philadelphia October 2nd ! Visit our new sister website for more details: www.RainbowWeddingExpo.com . Check out Your Local Directory to find over 4000 screened, GLBT-friendly businesses right here, right now to serve you and your partner! Imagery courtesy of our FeaturedCeremony Professionals: Raul Campoverde Photo, Seattle ICantMarryYou.com Happily Ever After by Niq, Atlanta Furry Creek CC, British Columbia Christine Reynolds Photo, Tampa Brian Myers Photo, Napa Rainbow Wedding Network is designed as a community-based website. We promote your gay-owned and gay-friendly businesses, we offer referral fees directly back to you, and we collect a portion of our revenues to help promote the rights of all couples nationwide to marry as they choose. Visit our new sister-website at www.samelovesamerights.com for details about our new "Commitment Lapel Pin." ANote About Anonymity Rainbowweddingnetwork.com does not collect 'cookies'; therefore your link to us is anonymous unless you choose to leave email or registry information. It is our intention to maintain your right to privacy; however the worldwide web is a public domain and rainbowweddingnetwork.com cannot be held liable for any information that you choose to share on this site. END DYNAMIC PAGE CONTENT FROM PAGE EDITOR SYSTEM ##############################################################################-- | Home | Registry | Your Local Directory | Wedding GIfts | | Wedding Tips/Survey | Engagements & Stories | Advertise With Us | © 2000 Artistic Ventures, Inc. Created and Maintained by Worldsites . This site is optimized for Netscape 6 and Internet Explorer 5 or higher. Please download an updated version now.

Housewarming Gifts - Going

NOVICA - News - Great Housewarming Gifts - Going Beyond Gift Baskets explore by Region ----------- New Arrivals Favorites ----------- Andes Bali and Java Brazil India Mexico Thailand West Africa explore by Category ----------- View All Area Rugs Clothing/Accessories Collectibles Furniture Gift Finder Greeting Cards/Books Handbags Boutique Home Decor Jewelry Luggage/Travel Bags Masks Mirrors Musical Instruments NOVICA Kids Nature's Treasures Paintings Peace Gifts Sculpture Tableware/Entertaining Toys/Games Vases Wall Hangings myNOVICA NEWS HELP MISSION CART Home News Great Housewarming Gifts - Going Beyond Gift Baskets All Categories Area Rugs Clothing/Accessories Collectibles Furniture Gift Finder Greeting Cards/Books Handbags Boutique Home Decor Jewelry Luggage/Travel Bags Masks Mirrors Musical Instruments NOVICA Kids Nature's Treasures Paintings Peace Gifts Sculpture Tableware/Entertaining Toys/Games Vases Wall Hangings advanced search NEWS Web Firm Profits by Enriching Both Artisans and Buyers Read More Web Site Helps Artists' Business Thrive Read More More News myNOVICA REGION FAVORITES REGIONS CATEGORY FAVORITES CATEGORIES GIFT ANIMALS GIFTS PAINTING SELECTOR Apr 1, 2005 Great Housewarming Gifts - Going Beyond Gift Baskets by Marti Winkler, Home Editor Bella magazine So your best friends just closed escrow on their first home, and the housewarming party's this Saturday afternoon. If you want to make a great impression and give them something they'll actually use and enjoy, forget about the gift basket with a bottle of champagne and a sausage log. It's time to think outside the basket and go for something a little more original. As a real estate agent, I like to give a gift to my clients when we close an escrow, and lately I've fallen into the rut of giving Home Depot gift cards. And while these are great gifts for anyone who owns a house, and are especially easy to buy when you're short on time, they're a little impersonal and predictable. They also scream 'Sorry, I just couldn't think of anything else to get you'. Guilty as charged. Here's a few unique gift ideas that are sure to please and maybe even surprise your friends or clients.... ...Another great website is NOVICA.com, which features worldwide fine art and home decor. Their mission is to 'create a bridge between you and the many talented artisans across the globe'. Art is very subjective, and unless you know exactly what your friend loves, it might be a good idea to give a gift certificate. Gift certificates start at $30.00 and go as high as $1000.00 for those really, really good friends. Top Print Send ITEMS IN CART Your cart is currently empty. JOURNAL SIGNUP Enter your email below to receive special offers & artist/product updates Click here to watch NOVICA Keepers of the Arts Video our mission | site map | info | news | contact us | testimonials | wholesale | corporate gifts | gift registry | become an affiliate | wander woman © 2005 NOVICA United, Inc. All rights reserved. Read our Privacy Policy .

wedding gift: cash toward

MSN Money - A practical wedding gift: cash toward a home MSN Home My MSN Hotmail Shopping Money People & Chat Sign In W eb Search: Money S earch MSN Money: Help Home News Banking Investing Planning Taxes My Money Portfolio Loans Insurance Planning Home Retirement Savings Insurance Family/College College Tools Scholarship Search College Search Resources Decision Centers Commentary Index More Tools Related Links Message Boards Print-friendly version Send this to a friend Get market news by e-mail See if refinancing works Personal finance bookshelf Find It! Article Index Finance Q&A Tools Index Site map Related Articles Marriage means updating important documents Romance can wait; first, talk cold, hard cash Tie the knot without busting your budget Related Resources Decision Center: Essential homebuying guide Decision Center: Love, money and marriage See if youre carrying too much debt Stay at home or work? Try our calculator Related Sites Bankrate.com The Basics A practical wedding gift: cash toward a home advertisement If anyone asks what you want for a wedding present, you might try 'cash for a down payment.' Its legal, if you follow the rules, and asking for cash even meets the Emily Post test for politeness. By Bankrate.com June is the busiest month for weddings, and a forest's worth of invitations either already has been mailed or soon will be sent. A lot of couples want money for wedding gifts. A wedding-day cash infusion can make putting a down payment on a home easier. With prices appreciating rapidly in much of the country, lots of couples need all the help they can get. There are formal and informal rules governing gifts of money to help newlyweds buy a house. First, the informal rules: Is it OK to ask one's wedding guests for money? "It's not rude to request money as a wedding gift," says Peggy Post, author of Emily Post's Wedding Etiquette. "However, it's extremely important to ask politely." Peggy Post is Emily's great-granddaughter-in-law, the wedding etiquette expert for WeddingChannel.com and the main spokesman for the Emily Post Institute. She says one of the most common challenges that couples face is how to request money as a wedding gift. Doing so is acceptable, if done politely. If you seek down-payment money, get the word out through family and friends, Post recommends. Just don't include that info in the same envelope as a wedding invitation. "If you are asked point-blank what you would like for a gift, you might say, 'Whatever you choose will be wonderful, I'm sure, but money for a house down payment is on the top of our wish list,'" Post says. It's OK to say what it's for Go ahead and tell people what you want the money for. Who knows? If you let people know that you plan to spend the money on a down payment, rather than on a honeymoon in Tuscany, they might be more willing to open their pocketbooks. Wedding guests who insist on giving you yet another toaster or wicker picnic basket or a set of rosewood corn holders should be thanked anyway, even though they aren't helping you buy a house. "You should always accept any gift graciously, and remember that the choice of what to give really belongs to the gift giver," Post says. With the etiquette question out of the way, that brings up how to get the money from your guests' pockets and into the hands of the folks who eventually sell you their house. It's not simple, because mortgage loan programs have differing rules on the use of gift money in making a down payment. So know the gift rules Generally, you are expected to be able to make a down payment of at least 5% from your savings, excluding gifts. But what if you are too impatient to wait that long? Some mortgage programs allow you to use gift money if you can't scrape together that 5%. Loans insured by the Federal Housing Administration allow you to use money from gifts to make a down payment of as little as 3%. Fannie Mae and Freddie Mac, the two biggest purchasers of home loans, offer similar programs through lenders. Fannie Mae's program is called "Flex 97" and Freddie Mac's is called "Alt 97." If there is a problem with these loan programs, it is that they limit whose money you can use. The FHA, Fannie and Freddie allow you to use money from family members. In the FHA's case, givers have to be members of your "immediate family." It's up to the loan officer to figure out who is family and who is immediate family. What about friends? Can you use gift money from, say, the woman who has been your mother's best friend since kindergarten? Technically, no. The money has to come from family (or from a nonprofit or government agency, but they don't give wedding gifts). It wasn't always this way. In 1996, the FHA encouraged lenders to offer "bridal registry accounts," where couples could stash gifts from friends and family. "Then, when the newlyweds purchase their new home, the money will be available and documented through a lender-supervised account," the FHA said. A few lenders responded enthusiastically, establishing account programs specifically for newlyweds complete with gift cards that could be returned to the bank with a check enclosed. One such lender is SunTrust Mortgage, a subsidiary of SunTrust Banks. Through SunTrust Mortgage, you can open a bridal registry savings or checking account at SunTrust Bank. When a wedding guest makes a deposit, the bank sends a card to the bride and groom to let them know. Ready to find a mortgage? "When they're ready to go ahead and make that first home purchase, they access those funds and we get a mortgage for them -- and we hope they remain a SunTrust banking customer," says Cheryl Nolda, senior vice president of marketing for SunTrust Mortgage. In the last few months, about 500 brochures have been given to prospective couples, Nolda says. The lender usually sees an upsurge in interest in the two months before June and October, which tend to be the busiest months for weddings. Despite their success at SunTrust, bridal registry accounts never really caught on. You can always open a regular old savings or money market account to hold your down payment fund, but you might need to document where the money came from. That's easy enough when the money comes from your paycheck. If some of the money comes from gifts, be prepared to document the source. Encourage gift-givers to give checks from their personal accounts. And don't forget to write those thank-you notes. Editor's Choice 3 legal papers you can't live without Your own business, your tax shelter Brush: The 5 most overpaid CEOs Are seniors gambling away retirement? Cut your taxes by going solar Readers' Choice Ratings Top 5 Articles 9.34 Zombie debt collectors dig up your old mistakes 9.33 10 ways to stop identity theft cold 9.31 10 ways to avoid outrageous hospital overcharges 9.22 The tricks and traps of debt consolidation 9.17 Safeguard your Social Security number View all top rated articles More Resources · E-mail us your comments on this article · Post on the Your Money message board · Get a daily dose of market news S earch MSN Money tips advertisement MSN Money's editorial goal is to provide a forum for personal finance and investment ideas. Our articles, columns, message board posts and other features should not be construed as investment advice, nor does their appearance imply an endorsement by Microsoft of any specific security or trading strategy. An investor's best course of action must be based on individual circumstances. © 2005 Microsoft MSN Privacy Legal Advertise Feedback Help

Birthday Gift An ideal

30th Birthday Gift MultiCrawl has found the latest offers and top web sites for 30th Birthday Gift 1. Original Newspapers - an Ideal Birthday Gift An ideal birthday, anniversary, or retirement gift. Quality newspaper presentations with personalised certificates of authenticity. http://www.newspapersremembered.co.uk 2. Birthday Gifts of Flowers - Same Day Delivery Send birthday flowers, anywhere in the world. Same day delivery, phone or order online with pictures and email notification when flowers delivered. Which? Web Traders Approved. http://www.natural-link-uk-flowers.com 3. 30th Birthday original Gift Idea Commemorative newspapers reproduced in elegantly bound personalised books. Find a paper for special dates such as birthdays or anniversaries. http://www.newsrecreated.co.uk 4. Quality Handmade Leather 30th Birthday Gifts Beautiful, handmade leather photo albums, notebooks, wallets/purses, jewel boxes, portfolios, accessories & gifts - all at affordable prices & can be personalised. Exquisite designs as seen in Vogue. http://www.aspinaloflondon.com 5. 30th Birthday Gift? 100s of superb UK gifts, experiences and activities such as ballooning, driving a Ferrari, powerboating, feeding tigers, golfing, health & beauty days, theatre, corporate and more. http://www.thanksdarling.com Main categories: Home > Gifts > Birthday > 30th Birthday Gift People who search for " 30th Birthday Gift " tried these terms: 30th Birthday Gifts | 30th Birthday Gift Idea | 30th Birthday Gift Ideas Back To Top To Enter A New Search © mutlicrawl.com 2004. All rights reserved.

housewarming gifts The Housewarming

Intelecard News Online |ICN Wire | Thursday, 22 September 2005 Home | Subscribe | Advertise | Contact Us In This Issue Home Top Stories By the Numbers Legal Briefs tzone LMV Street Talk IPCA Insight Calendar Special Section New to prepaid? Glossary Editorial Calendar ICN International Advertise Media Kit SuperGuide Search Listings Get Listed Inside ICN About ICN Advisory Board Archives Subscribe Resources Advertiser's Links AXCESSRATEsm Helpful websites Downloads (PDFs) Profile Ads | American Express offers housewarming gifts The Housewarming Gift Card Gold Edition, an American Express branded gift card, will be available to the real estate, homebuilding and mortgage industries beginning January 2005. The card is designed specifically as a consumer transaction closing gift. Almost 180 select merchant establishments will accept this stored value card including home furnishing related names such as Williams-Sonoma, Pier 1, Crate & Barrel, Restoration Hardware, Macy's, Pottery Barn and Linens & Things. Other Wire Articles Wireless: Brightpoint adds services Retail: Launch of GEO Asia from Locus Business: New CEO at Pago Distribution: 8x8 signs with Hello Direct Next Gen: NexTone Communications joins Level 3 program Business: Yankee Group analyzes bcgi ruling Distribution: Brightpoint, VTech partner on VoIP Payments: Trycera launches prepaid MasterCard Business: Arbinet-theexchange expands in Hong Kong Wireless: IDT launches TYo Mobile Wireless: Virgin Mobile USA and UTStarcom debut new camera phone Wireless: IDT selects Brightpoint Payments: PreCash adds execs Payments: Debisys and Emida merge Payments: RBS Lynk launches GiftVantage card Next Gen: eBay to acquire Skype Retail: BankFirst partners with Next Estate Retail: Evolution Prepaid Visa joins Green Dot Financial Network Distribution: Debisys signs contract with AmeriTel Wireless: bcgi offers services for MVNOs Next Gen: PrivateTel launches Click-and-Connect Retail: Roslyn Telco launches two cards Business: Total Call providing for Katrina victims Retail: Arthur Blank & Co. introduces DualCard Payments: IPP, Red Cross partner on hurricane relief EXPO EXTRA-Distribution: UTA invites attendees to test their skills EXPO EXTRA-Wireless: Titan General Holdings acquires Oblio; BRAVO launches EXPO EXTRA-Distribution: Direct Wholesale announces several initiatives EXPO EXTRA-Next Gen: NetworkIP launches international VoIP service EXPO EXTRA-Payments: SVS expands Scoot program EXPO EXTRA: Wireless: Horizon Mobile targets Hispanic market EXPO EXTRA-Retail: Phoenix, Protocol target travelers EXPO EXTRA-Business: MissionTelecard launches Enterprise Edition EXPO EXTRA-Retail: Ta'Facil joins Green Dot network EXPO EXTRA-Retail: Total Call launches two new cards EXPO EXTRA-Next Gen: Dialexia named to 'Pulver 100' EXPO EXTRA-Wireless: Locus to introduce new GSM features EXPO EXTRA-Payments: BankFirst to offer gift card drawing EXPO WIRE-Business: WCGS to introduce new BAT-1000 applications EXPO EXTRA-Wireless: Zamia Group, CellPoint target Latino market EXPO EXTRA-Payments: NMITech offers Profit Center EXPO EXTRA-Wireless: Beyond Wireless launches GSM wireless service EXPO EXTRA-Payments: Digital World to offer merchant solution EXPO EXTRA-Business: WCGS, AmeriVon team up on dialer EXPO EXTRA-Business: EZ Scores' new partner programs EXPO EXTRA-Retail: Navigata launches e-commerce store EXPO EXTRA-Wireless: Smetannikov to discuss MVNOs EXPO EXTRA-Wireless: MobileMax to present SmartPlug Payments: Morgan Beaumont adds payroll card Wireless: Motorola, Apple launch phone with iTunes Wireless: Orion Information Services merges with CellPoint Payments: NetBank Payment Systems appoints Bridget Brown Next Gen: FCC VoIP 911 panel takes shape Next Gen: 8x8 teams with Level 3 Communications Wireless: Verizon Wireless enables hurricane help Next Gen: Microsoft acquires VoIP firm Wireless: Sprint 'opens for business' Distribution: Affordable Telecom Wireless: Skype signs up mobile network partner Wireless: Boston Communications will appeal Wireless: U.S. Cellular targets Hispanic market Payments: MasterCard announces IPO Payments: COO leaves Morgan Beaumont Wireless: FTS Wireless partners with Metro PCS Business: Q Comm, IPP of America partner Payments: Payspot partners with VeriFone Business: Morgan Beaumont makes marketing changes Wireless: iLoop Mobile to partner with MyMoneyPlus Next Gen: New Global Telecom sells unit to StarVox Payments: Citibank to launch new product Business: FaceTime Communications provides service for Google Talk Business: Texas cell phone ban to target teenage drivers Business: EZ Scores expands affinity program Payments: Football team to launch gift cards Business: Morgan Beaumont to partner with Symmetrex Next Gen: iBasis partners with Telefonica Payments: CFLPA to launch cobranded prepaid cards Business: Viscom International appoints Barona Retail: NetSpend to sell prepaid cards at Safeway Business: Verso reports management changes Next Gen: VoX Communications appoints Harden Business: Quality Publishing partners with the IPCA Retail: 7-Eleven partners with Omnicom Wireless: Orion to deliver Brightcontent services Retail: TSYS expands services to Portugal Distribution: Morgan Beaumont expands corporate headquarters Retail: TaFacil Corp. signs with Next Estate Communications Business: Excel parent company acquires Brooktrout Payments: NetMusic partners with Media Global Infrastructure Business: Pocket Billboards appoints Silverman Next Gen: 8x8 signs with Melaleuca Payments: Relay Capital Corp. to market iWire cards Wireless: Brightpoint subsidiary appointed master agent Business: Legal Alert-- Fines Levied by Texas PUC Payments: Doc Hollywood Kidz, Relay Capital launch stored value card Business: OTC becomes CVT Prepaid Solutions Payments: 99Bill and NetEase launch online prepaid card payment platform Wireless: T-Mobile reports 2005 results Next Gen: Techedge to launch new VoIP product Payments: ChexCard signs with Green Dot Financial Network, adds load locations Payments: Morgan Beaumont, Meta Payment Systems to develop cards Payments: RBS Lynk certifies Integra service Payments: Retail Decisions signs with Fifth Third Bank Processing Solutions Business: Sprint and Nextel to close merger Business: Amrica Mvil acquires operator in Peru Wireless: Verizon Wireless has new prepaid service Wireless: LeapFrog and Enfora launch prepaid phone Payments: Football celebrity to launch prepaid card Wireless: Brightpoint partners with Skype Retail: HiCoLoCo launches card website Wireless: ESPN Mobile and Brightpoint finalize agreement Next Gen: CallWave launches VoIP-enhanced phone Payments: Trycera Financial signs with Western Union Next Gen: VoxBox World Telecom Inc. signs with Infinity Mobile USA Inc. Payments: Study focuses on gift card incentives Next Gen: Compro Technologies teams with Excel Switching Corp. Payments: FSV launches stored value program Wireless: Brightpoint signs with InProdicon Payments: WoW! Technologies to promote Philippine tourism Business: FCC fines InPhonic Payments: Relay Capital moves its corporate headquarters Business: Sprint and Nextel name senior vp for combined company Payments: Viscom International Inc. launches bilingual website Next Gen: Study reveals Latin American VoIP revenue drop Wireless: InfoSonics expands product with Edge Wireless Next Gen: Empirix launches Hammer DEX Wireless: In-Stat appoints new director of wireless research Payments: USA Paycard launches the PayCard Payments :Euronet acquires Euronet Worldwide Inc. Payments: Study projects international stored value to top $5 trillion Wireless: Calypso Wireless introduces new dual-mode phone Distribution: ExxonMobil's 'ewiz' kiosks gain ground at c-stores Next Gen: Study shows future growth in wi-fi VoIP handsets Payments: Paypro to extend services to Latin American banks Business: GTE signs licensing Agreement with RapidMoney Corp. Next Gen: Newroads Telecom selects Zhone and Metaswitch for new service delivery Next Gen: Hop-On gains six additional carriers Payments: Meta Payment Systems partners with Travelex Distribution: New division for Royal Buying Group Retail: Wal-Mart applies for bank establishment Wireless: FTS Wireless launches Hispanic radio campaign Payments: Spotya! offers loans with stored value card Retail: DBS to support Firefly phones, now available at Target Next Gen: TelEvolution launches VoIP service Business: Motricity appoints new CIO Business: OTC plans future growth, new headquarters Business: Sprint shareholders approve merger Payments: Genpass launches new card product for credit unions Wireless: Stratos and SMS Global introduce messaging service for maritime crews Next Gen: Nuvio upgrades VoIP platform Next Gen: Brightpoint becomes Vonage Master Agent Payments: TIO Network expands with Speedway Payments: PreCash reaches milestone Payments: GlobalCash partners with IBX Wireless: Study shows new services should be localized Distribution: Meru Networks offers new channel program Business: NACT acquires KASA Enterprises, names execs Payments: Visa USA appoints new president and CEO Wireless: bcgi opens offices, expands international market Business: Q Comm International gains new funding Wireless: Gemplus renews Cingular agreement Wireless: SanDisk to support Kyocera's music phone Distribution: Locus to expand card distribution Wireless: PCTEL, Kyocera partner on handset software Payments: eSafe contracts with Ingenicard for global market expansion Next Gen: ONIT updates IP Centrex product Next Gen: iBasis connects with SOFTBANK BB Wireless: Virgin launches third payment option Business: RK Telecom forms partnership with ECT Group Wireless: Turkcell reports increase in subscriber base Business: News from SaskTel Business: FastFunds signs agreement with Choice Payments: eTelcharge.com signs reseller agreement with Anres Technologies Corp. Next Gen: Study reveals increase in retail VoIP usage Next Gen: RNK to launch E911 VoIP solution Payments: CEMC to launch Destiny's Child card Wireless: Verizon and Gameloft to offer 'War of the Worlds' mobile game Payments: VISA adds new feature to TravelMoney card; plans new distribution Wireless: TCS and Skyhook Wireless to offer solution to E911 VoIP mandate Payments: i2c to provide processing solutions for eFiesta Card Wireless: Disney and Sprint to launch family-friendly MVNO Business: i2 Telecom International and Touch Group launch 'plug & play' VoIP Business: IP911 Resource granted 911 VoIP patent Payments: Debit Cash Card signs with HOT TV Network Wireless: QUALCOMM appoints Jacobs and Altman Payments: RBS Lynk appoints prepaid director of sales Payments: Ernst & Young names Steven Streit as Entrepreneur of the Year Wireless: NET10 launches new prepaid wireless service Wireless: Amp'd Mobile and THQ Wireless to launch 3G mobile entertainment Business: Total Call celebrates anniversary with DNA Wireless: Calypso Wireless completes demonstration of VoIP cellular phone Business: MobilePro Corp. to acquire Tiger Communications Distribution: Program helps troops call home this Independence Day Business: Bank of America to acquire MBNA Payments: IPP appoints Richard Okun Business: IDT approaches Net2Phone with offer Payments: Neos Merchant Solutions chosen for national launch Retail: Direct Response Financial Services launches stored value cash card Business: Stored Value Systems forms alliance with Brand Keys Wireless: Study says more adults prefer wireless Payments: Report reviews open prepaid market performance Business: Pay Pro Card Corp. to change name, split stock Distribution: Morgan Beaumont partners with CGS Financial Technologies Business: Ecount launches educational teen prepaid Visa card Business: Convergys to provide T-Mobile billing solution for wholesale business Business: Level 3 expands E911 VoIP Wireless: Yankee Group study reveals usage patterns Payments: IPP of America, BPS deploy new software on Verifone terminal Distribution: Q Comm, Telrite Wireless partner Wireless: CallWave launches branded prepaid phone service Business: TSYS announces executive promotions Business: Kineto Wireless names president and ceo Business: Cisco to acquire NetSift Payments: i2c offers services to Comm/Sure Business: NACS reports anti-trust suit procedures Wireless: SK-EarthLink names executives, sets up headquarters Next Gen: Siemens Communications offers VoIP solution Distribution: Brightpoint to distribute Belkin WLAN and VoIP products Business: Q Comm International to restate financial information Payments: Global Travel to offer check card Website Extra! Updated legal primer now available Wireless: CloseCall America launches 'TommyWireless' Wireless: Pingo lowers rates Business: Amrica Mvil receives top spot Business: Card Express welcomes new executives Wireless: Yankee Group releases 2005 survey results Business: Study predicts private line services to recover Wireless: bcgi reports status of patent case Retail: Study reveals online usage by ethnic groups Business: Census Bureau reports Hispanic population milestone Payments: CardSystems Solutions issues statement on security breach Payments: Ostrich Products acquires Pay Pro Cards Payments/Loyalty: Subway selects Chockstone Business: Trycera acquires Hawaiian company's assets Business: Relay Capital receives ZZ-Card order Retail: Walgreens to offer Next Estate Green Dot cards Business: Robert C. Atkinson named to Arbinets board Next Gen: Calypso, Ecutel partner on wVoIP Business: U.S. Postal Service enters gift card arena Business: WebDialogs and NetworkIP team Wireless: Bridge Mobile Alliance selects LogicaCMG Next Gen: Telecorp hooks up with iBasis Payments: CVS to use Hypercom Payments: Visa opens transaction-processing center Next Gen: Nokia, Intel partner on WiMAX Next Gen: sentitO Networks secures new funding Wireless: Mobile DataComm dealers can offer Verizon Wireless data services Payments: Research cites prepaid as growth sector Wireless: Brightpoint to distribute for Skype Business: First Data to acquire European card processor Business: FCC extends E911 rules to VoIP Payments: eFunds to acquire WildCard Systems Payments: Payment Data Systems signs with Next Estate Retail: SVS and Coinstar partner on gift cards Business: Grupo Todito splits Payments: Chase begins Colorado "blink" rollout Distribution: Affinity Merchant Solutions to distribute prepaid Mint MasterCards Business: XFONE appoints new cfo Wireless: Yahoo! and Sprint launch email service Wireless: Leap Wireless appoints Wokoun Next Gen: EnterSys Group, Vuico partner Payments: Global Vision allies with Cash Now Business: NetworkIP offers new service Next Gen: LingoMexico.Com offers unlimited calls to Mexico Business: Bertek Systems names new president Business: Affordable Telecommunications enters Asian market Next Gen: Covad and Earthlink test VoIP service Retail: AMEX, 7-Eleven offer RFID Next Gen: Movilnet selects Starent Networks Payments: i2c partners with Comm/Sure LLC Business: Beyond Wireless expands Wireless: RTM website offers comparison shopping Wireless: Digicel launches loyalty program Business: Q Comm receives AMEX letter Wireless: Study says MVNOs will drive prepaid wireless growth Business: PRE Solutions files lawsuit Distribution: FastFunds expands globally Next Gen: iBasis in Pakistan Next Gen: Arthur Blank partners on RFID Wireless: TelePlus signs two licensing agreements Payments: MasterCard holds forum Wireless: Verizon targets Spanish-speaking subscribers Wireless: Cingular updates GoPhone plans Next Gen: Gemplus to provide T-Mobile platform Payments: Relay Capital launches stored value card Next Gen: PointOne, Always On Wireless to offer VoIP Wireless: Verizon Wireless targets flyers Business: SmartServ won't acquire Telco Group Next Gen: Voiceware Systems, Rab Communications partner Wireless: Prepaid wireless creators win suit Payments: Chase Card Services launches Blink Payments: Alliance Data Systems acquires Atrana Solutions Retail: Caseys buys Gas N Shop stores Wireless: Azonic to change name, market cell phones Distribution Website launches rating system Business: Prepaid drives Visa 1Q sales Distribution: Q Comm to distribute Jump by Cricket Business: PayStar gets new backing Payments/Transactions: i2c in the news Payments/Transactions: HDFC Bank joins Euronet's ATM network Payments/Transactions: Valista offers new technology Wireless: Virgin Mobile's new plan Next Gen: 8x8 expands offering Wireless: Locus launches prepaid GSM program Next Gen: Marcatel expands offerings via APEX Distribution: Rx Processing partners with FSI Payments/Transactions: Q Comm delays quarterly filing Distribution: Affordable Telecommunications distributes Phonexion cards Next Gen: iBasis certifies Quintum switch Payments/Transactions: eSAFE contracts with Meta Payment Systems Next Gen: No Borders to acquire telecom assets Business: TelePlus, Aliant agreement Retail: AOL Latino launches prepaid card Payments/Transactions: Now Prepay, Global Payments have an agreement Distribution: OTC's new distribution program Distribution: Tadiran offers XFONEs service Next Gen: PointOne launches new portal Next Gen: Ingenico chooses ATGs software Wireless: Hop-on launches its MVNO Business: Legal Alert - AT&T seeks rules on prepaids Wireless: Leaps new launches Payments/Transactions: Coinstar's first quarter revenue Payments/Transactions: Smart Chip partners with IBM Payments/Transactions: Global Vision, Bright Global Groups form an agreement Payments/Transactions: CashWorks offers new platform Business: FTS appoints new president Payments/Transactions FiSCA, NetSpend join to offer program Next Gen: NACTs new system Next Gen: Great Lakes Telephone selects Voicewares switch Distribution: Nitecrest Ltd. receives Queens Award for Enterprise Business: Breitzke joins RBS Lynk Payments/Transactions: Matthews joins Morgan Beaumont Business: NACT appoints new vp of marketing Business: US Starcom's new management team Wireless: Accell assigns new sales director Business: US Starcom merges with Bestel Next Gen: Veraz offers new solution Business: VeriSign to acquire INS Wireless: Carriers see prepaid popularity Payments/Transactions: Mexican emigrants send money back home Payments/Transactions: InstaDial launches a debit MasterCard card program Business: Legal Alert Petition seeks to make VoIP pay DAC Business: IDT Europe makes inroads in Belgium Wireless: Movida speeds up rollout Business: IDT moves up Fortune 1,000 list Payments/Transactions: Q Comm appoints new chief financial officer Wireless: InPhonic gets listed Payments/Transactions: Euronet makes changes to management Business: Quality Publishing, IPCA sign a LOI Retail: 7-Eleven to add new stores in the United States Payments/Transactions: MPS partners with NetSpend Wireless: Vodafone K.K. to confirm ID prepaid customers Payments/Transactions: PreCash offers payment alternatives Retail: PaySpot, CJK Inc. form agreement Retail: UTA, Touch-n-Buy join forces Wireless: T-Mobile has new advertising campaign Payments/Transactions: IWC to distribute Tryceras cards Retail: Q Comm provides terminals to Certified Oil Payments/Transactions: Legend gets in the game of card trading Payments/Transactions: Print & Pay tests online payments platform Business: Legal Alert New Illinois certification requirement for prepaid Wireless: Gemplus offers services to wireless companies Distribution: Nobel launches new cards Distribution: Teleconnect receives big order Wireless: M:Metrics finds mobile gaming is in demand Payments/Transactions: Meta partners with NetSpend Wireless: MobilePro plans for new prepaid service Payments/Transactions: No Borders, IPrepay have agreement Orions new plan Russell Simmons conducts Hip-Hop Summit on finances No Borders has new card platform and liability company Trycera, CMG sign marketing agreement CallWave reveals new distribution strategy Entner joins Ovum LaGarde offers new platform ECHO provides POS services to CTW Prepaid Virgin Mobile, Kyocera introduce new phone NetworkIP enhances conferencing tool Q Comms new multi-app AirTel adds new master distributor Brooktrout demonstrates new media server Ingenico selects Peppercoin as a payments partner Heuristic, Copeland Burtnick & Associates reveal marketing agreement i2c, MetaBank processing agreement IBBS, PointOne form agreement New association created Trycera teams with US Capital Telstra offers new global VoIP service Launch of Nexus Mobile Universal Cash Express, Trycera partner Trycera launches new prepaid card Direct Response, Poder de Compra enter agreement NetworkIP patents iQT Telemac receives patent in Mexico MCI accepts Verizons bid Optimum Pay, First PREMIER Bank partner Peoples Trust, DM2 Technology, Mint to issue MasterCard Prepaid cards Excel and NACT partner Ritz, Sheetz sign for ExpressPay Direct Response forms advisory board Next Estate enables ubiquitous reload Euronet completes acquisitions Encompass to provision Fleet One Verso to display I-Master at Expo Skype offers new prepaid services EXPO newsmakers: Orion to unveil distribution strategy EXPO newsmakers: Excels press conference EXPO newsmakers: Noble's Touch N Talk Expo newsmakers: Pactolus introduces a new software application EXPO newsmakers: AmigoMoney prepaid cards EXPO newsmakers: Annunziata joins US Starcom EXPO newsmakers: DBS Communications to offer EZLinkMobile EXPO newsmakers: SVC Financial introduces Scoot EXPO newsmakers: Phoenix/XDNI at Intele-CardExpo EXPO newsmakers: Dialexias services at Intele-CardExpo EXPO Extra legal alert: Comments Due in FCC Prepaid Card Proceeding EXPO newsmakers: 8x8 Inc. services EXPO newsmakers: SKYNET updates its prepaid service EXPO newsmakers: CTI Labs special offer EXPO newsmakers: Q Comm, Leap Wireless partner EXPO newsmakers: Total Call offers new pay-as-you-go program EXPO newsmakers: Encompass launches Pronto Banco EXPO newsmakers: Boost, Next Estate partner EXPO newsmakers: AirTel in the news EXPO newsmakers: Via One offers new services EXPO newsmakers: DCI, KASA introduce FLEXSwitch EXPO newsmakers: SysMaster receives awards for Norfa EXPO newsmakers: Efficient launches KanguNet EXPO newsmakers: eCommLink launches new service EXPO newsmakers: Ready Mobile launches Grab n Go EXPO newsmakers: sentitO to be showcased at telX EXPO newsmakers: Life Prepaid product combines local phone and web-based dating EXPO newsmakers: Verso Technologies Inc. selected by Pakistans Worldcall International EXPO newsmakers: New services from VoiceVision International EXPO newsmakers: The Helein Law Group provides a one-stop legal shop EXPO newsmakers: World Communication Group teams up with Telco EXPO newsmakers: Billetel introduces its debit card at Expo EXPO newsmakers: Ingenico broadens its prepaid base EXPO newsmakers: Morgan Beaumont brands its locations as Sire Network EXPO newsmakers: POSA Systems to offer Telcels Amigo service EXPO newsmakers: Tele-Pak offers faster delivery EXPO newsmakers: NetworkIP upgrades iQT measurement tools EXPO newsmakers: Touch-n-Buy partners with IPP Surcharge Control LLC to launch POS bill generator EWI, PRE Solutions resolve dispute 7-Eleven offers digital photo service Ampd to use bcgi services Hansen oversees Blue Bamboo EMEA office Infonetics declares Convedia a leader Viseon offers new VoIP phone No Borders expands services Orion is back Leap offers new service Brightpoint in the news Verizon Wireless, Leap Wireless to share networks eCommLink adds execs Pactolus expands into Eastern Europe SMART System forms agreement with Dexit SmartServ plans to offer free international calling Firefly partners with Brightstar Ace*Comm offers new applications Coinstar acquires Mundo Qualcomm appoints new ceo and president Carrius selects Continuous Computings products CrystalVoice offers services in Asia TowerGroup expands team MRG Communications, Trycera join forces MasterCard. SK Telecom sign service agreement InPhonic plans for Spanish version of service Touch-n-Buy, IPP form alliance Givex, Casio integrate gift card services Movida elects chairman bcgi expands its team The Pantry to acquire c-stores NexTone selects Telchemy's software DBH offers prepaid platform Verso to acquire assets of JTA Legal Alert: FCC ruling concerning AT&T FCC finds AT&T avoided paying fees Givex, Geac integrate solutions Ingenico teams with bank on prepaid program C-stores are on the rise MetroPCS chooses BeVocals service Brooktrout, BayPackets develop solution Hong Kong, Brazil in the news NEC appoints Condon cfo Movida targets Hispanic community Ingenico acquires half of XA VON Coalition elects Pies Verizon has new prepaid plan Nextel exceeds in prepaid Prepaid in Japan Starbucks, MLB join to offer collectible card No Borders to acquire ASI Cardservice Prepaid MasterCard from Trycera NexTone provides new iVMS system Arbinets solution for mobile interconnectivity Northland Cable, Net2Phone offer phone service Verizon acquires MCI Launch of Xtreme Mobile Valentines sales are expected to be high Last Mile Connections offers Online Exchange sentitO provides VoIP solutions in Russia Excel, IP Unity partner on services for mobility eCommLink offers new platform Deloitte & Touche proves gift cards are popular SVS to provide WIC transaction service APEX adds conferencing to platform Direct Response offers insurance Bcgi presents new platform Visa prepaid achieves record growth Vita works with Trimfast Virgin reaches 3 million Global Links signs agreement with Symmetrex Beranek, Preston join Tefisto Q Comm brings on Charles Callis Wireless Age signs LOI for mmwave Angel Garcia moves to UTD FTS enables ring tone creativity Al Jazeera Mobile prepaid card offers breaking news Coinstar offers gift card program Pipeline, Goldnet partner Pipeline adds Linksys device Direct Response, Atrana form an agreement FSV offers FlexFUNDS SVC uses Grant Bettingen's services Payspot promise Digicel is growing SmartServ offers the World Card Q Comm provides terminal to The Big Apple Food Stores Frost & Sullivan reveals prepaid is growing Boost expands walkie-talkie service Bridgewater appoints new leadership SBC to acquire AT&T TracFone has strong year-end Mohr serves on board of WCD Answers, etc uses TSYS platform UniRush, TurboTax make taxes easy Zamia donates to African Childrens Choir SBC could acquire AT&T iBasis watches rates Direct Response offers prepaid through MasterCard 9278 acquires Reliablecom.com Paul Hickey moves to Shera International Relay selects Cardware Systems platform Pactolus chooses RightNow CRM GlobalTouch chooses Telco Systems VoIP service Bitfone receives patent Verso sells NACTs assets ISA partners with MailVision Powell resigns from FCC Cybertel markets phones to troops World Wide Telecom replaces its switch eCHEX card reaches 17 national markets Tripoint selects Q Comms system Ingenico partners with IBM POSA Tech extends program to Giant Industries Boost Mobile launches a prepaid Visa card 7-Eleven offers new handset Coinstar helps to distribute donations InfiniRoute chooses Excels media gateway NOVA and Givex Corp. join forces United Airlines flies prepaid First Data, GE Consumer Finance sign agreement Morgan Beaumont improves technology platform Legal Alert: FCC Rulings This Year FinCEN issues new registration form Ingenico adds operational experts Euronet makes management changes Frost & Sullivan awards IDT Corp. Paymentech certifies Slim CD GlobalTouch names new vp APEX eliminates licensing fees for ASR DuoCash appoints Case as ceo Discover Financial joins with Pulse Digilinea reaches 15,000 VoIP lines Q Comm concludes private placement of stock Frost & Sullivan rewards Convedia Relay Capital begins public trading Ingenico is growing PreCash expands product line Virgin Mobile has a new vp of distribution Epana chooses BayPackets for prepaid service Next Estate offers direct deposit Compleat-200 receives an award VeriFone aids Tsunami victims Legal Alert: FCC Waives Rules Vonage plans for wireless wi-fi IDT reaches record for minutes-of-use Arthur Blank & Co. expands its division 9278 acquires US Wireless Sheetz accepts PayPass AT&T selects InPhonic Legend Credit goes kiosk IDT signs stock agreement Universal Express distributes with PRE Solutions NetworkIP donates to the soldiers Charter selects RemotePipes service Sprint, Time Warner Cable start negotiations NFR forecasts gift-card sales Distributor trends taking place eMarketer recaps top 10 trends Sharing Way makes donating easy PTS obtains Global Links Card Services Royal Buying Group, Sinclair Oil sign agreement Dobson Communications acquires RFB Cellular Level 3 provides France Telecom with broadband Ingenico adds Opticard platform Airtel welcomes new sales agents Legal Alert: FCC Fines Prepaid Card Provider Exante Financial offers health cards Comverse offers MMS exchange AT&T donates phone cards to troops No Borders to acquire Samso's InComm launches national gift card program Hop-on sets up Mexico production line SmartServ acquires KPCCD Global Payments releases POS connectivity suite NetBank offers Visa cards online Legal Alert: 20% increase in USF proposed Juniper Research shows big numbers for MMS Dialexia provides Dial-Gate Sprint, Nextel boards approve merger GVHL expands its global presence Q Comm signs a referral agreement PayStar offers rent cards MasterCard accepts the PayCard Sprint, Nextel could merge GlobalTouch provides SIPTalk VoIPMDU.com offers a new VoIP suite Anuera expands its VoIP service Technik presents a new product line CashWorks offers a full-service kiosk Yak chooses Kayote Networks DBS joins the EZlink brand 9278 acquires Stay in Touch Communications Virgin Digital offers prepaid music Q Comm selects Shera Technology Boost hits 1 million American Express offers housewarming gifts Formula Telecom offers Leap Next-Gen 3.5 Analyst says Bellsouth in good shape PayStar signs MOU with Motocross team World Class Footwear chooses Blackstone as provider Q Comm adds a new broker SwissFone signs LOI with Alliance ESPN goes mobile Kramer exits Q Comm i2Telecom offers VoiceStick Digital Lifestyles and Ecount charm teens NextCare offers the gift of health Morgan begins stored value rollout transact offers e-top up to debitel Positions change at BellSouth Plastic popular on 'Black Friday' Surcharge Control partners with HP Legal alert: Lawsuits Claim Gift Card Unlawful Napster, Blockbuster offer the Digital Duo card Euronet's e-pay Australia signs retailers Jack in the Box offers Jack Cash FSV passes MasterCard review Radiant teams up with Ingenico and HSI "Inspired" coin ad campaign Blackstone to provision Farm Stores America West offers gift cards SmarServ signs LOI to acquire Telco Cards for a good cause SVS's agreement with Gift Certificate Center Mobile phones as payment device GVHL and NetNetMarketing offer rewards program RemotePipes adds to IP network Nokia, Virgin partner on handset Billing Solutions chooses EZ COM Locus launches ActFast Airtel welcomes new team members eFunds partners with WildCard Debit cards are decking the halls VendTek licenses software to Nexus First Data launches Fast REACT Leap chooses VoiceCue Tricom partners with BEC Telecom Gift Card Mall launches in Canada Airtel offers a new program transact services Kaiser Tengelmann Legal Alert: FCC rules VoIP not subject to state regulations Online debit card marketing targets underbanked Telations now services Costa Rica and Brazil U.S. Bank and bcgi offer ATM wireless top-ups GVHL reaches an agreement with IPS Lynk offers high-speed payment processing NMS and Primal Technologies team up SmartServ signs agreement with Sprint FCC rules on Vonage Trycera makes an agreement with Signature Credit Legal Alert: FCC Seeks Comments on Foreign Mobile Termination Rates Next Estates new prepaid product Euronet acquires Meflur J.D. Power study reveals satisfaction in wireless No Borders acquires Cybacom stock BPS offers Q Comm application Next Estate hinders identity theft SwissCall has a new card Hypercom launches the MegaNACR 240 Gift card subsidiary formed Comdata acquires Datamark E.Y. Snowden elected to CTIA board Kimberly Miller joins Trycera Financial Nobel makes Inc. 500 Internet Payment Solutions will accept DuoCash cards 7-Eleven reports third-quarter results Chockstone partners with Transaction Network Services Maser upped at AirTel Wireless Uphonia has an online voting booth SVS survey: Gift cards are popular CTIA teams up with Billboard Deloitte Research reveals VoIP's status HomeNet Communications partners with Level 3 Oberthur Card Systems aligns with NovaCard SSI Technologies wins its case GVHL reaches agreement with NetNetMarketing ACS Holdings partners with Next Estate Euronet has an agreement with Bank of America VocalData has a new conferencing server Cingular to acquire AT&T Virgin selects Bridgewater Systems Coinstar is in all 50 states Telecom in Ecuador American Eagle Manufacturing sells No Borders TCS given new wireless patents Affordable Telecommunications signs LOI i2Telecom's new strategy ATSI announces strategy ITC Financial offers Mio card Commerce Department helps smart card firms Survey reveals: service users make immediate purchases Rollins resigns from TVC Telecom Wireless VoIP handset from Net2Phone Circle K offers CashWorks services Transaction Management develops bill payment kiosk New handset for the hearing impaired Pactolus offers prepaid broadband telephony Category of its own 'Clear' campaign from IDT Telecom Customized solution for Pilot Travel Centers Coinstar acquires TelSouth Atlantic-ACM study reveals VoIP market is growing OnRamp Access selects PointOne Arbinet presents SoftSwitchAxcess Compact Power selects Energizer Tata allies with C-SAM Corvari joins Wireless Services Fatburger 'does good' with plastic Voiceglo chooses Infozech's service Deland Actel offers prepaid internet IDT to provision Sears Timber Resources signs LOI i2Telecom and Verso's partnership International Card Establishment's loyalty program Bruce Li at Total Call Hello Kitty is here Swiss prepaid customers must register WMO Global's new card New Coinstar survey results Teleplus and Mr. Prepaid Tefisto Partners offers free consultation Simple and PT-1 team up Nintendo offers rewards program Morgan Beaumont, Iprepay sign contract Survey says: Consumers prefer gift cards Direct Response, del Rey Marketing target Hispanics Denaris signs a marketing agreement TransOne ships international order VeriSign, Bridgewater sign agreement Legal Alert: FCC Steps Up USF Enforcement Hop-on goes to Mexico VendTek introduces new software GTS in Fuel Marts