College Gift Annuity is
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Giving to Amherst: Charitable Gift Annuities Amherst College Site Map Search Amherst College > Alumni & Parent Programs > Giving PlannedGifts > Charitable Gift Annuities Want to learn more about tax savings and benefits based on your own situation? Without obligation, let GiftCalcs help you do your own calculations. Charitable Gift Annuities Among this nation's oldest and most popular planned gifts, charitable gift annuities offer a wonderful opportunity to provide for a generous future gift to Amherst. In a slowing economy with lowering interest rates, this option may be an excellent way to balance your portfolio. A charitable gift annuity represents a contract between a donor and the College by which the College agrees to pay the donor and/or other named beneficiaries a fixed income each year for the lifetime of those named in the contract (the annuitant ( s )). This payment is secured by the full assets of Amherst College and will not change regardless of fluctuations in the stock market or the economy in general. Minimum Gift Amount Income Based on Age of Annuitant Tax Advantages of Gift Annuities Special Consideration with Gifts of Appreciated Property Minimum Gift Amount The minimum gift to create an Amherst College Gift Annuity is $10,000. Contributions can be in the form of cash, appreciated securities or mutual fund shares, or other property acceptable to the College. All gifts of appreciated property should be held long term by the donor (at least a year and a day). Because each gift annuity is a separate contract, additional annuities must also be for $10,000 or more. Income Based on Age of Annuitant The amount of income Amherst will pay depends on the age of the annuitant at the time the contract is issued. The older the annuitant, the greater the amount of income. A single annuitant, age 65, will receive an annuity rate of 5.7%; an 80-year-old annuitant will receive an 7.6% annuity rate. The highest annuity rate the College offers is 9.5%. Annuities based on two lives (most commonly a husband and wife) are also available, but the rates are generally lower. Any person named as an annuitant must be 60 years of age or older. (Additional information is available on the Amherst College Gift Annuity rate table .) Tax Advantages of Gift Annuities A charitable gift annuity is actually part gift and part purchase of a lifetime annuity contract from the College. The portion that represents a gift to the College is deductible on your federal income tax return if you itemize your deductions. The size of the deduction is determined by the age of the annuitant, the amount of the gift, and a monthly interest rate factor provided by the IRS. (Here are some sample deductions .) Gift annuities also offer the opportunity to receive income on a tax-favored basis. When the annuity is funded with cash, a significant portion of the income is treated as tax-free return of principal over the annuitant's life expectancy. When appreciated securities or other assets are used to fund the annuity, the income will be taxed as tax-free income, capital gain income and ordinary income, once again generally over the life expectancy of the annuitant. Special Consideration with Gifts of Appreciated Property Gift annuities are treated differently from other life income gifts for capital gains tax purposes. At the time the contract is issued, that portion of the capital gain attributable to the annuity is taxable to the donor. If the donor is the income beneficiary of the annuity, the capital gain is spread out over the donor's life expectancy, and taxed at the 15% capital gains tax rate. Updated 9/4/03 If you would like to learn more about planned gifts at Amherst, please contact Timothy A. Neale '70, Director of Planned Gifts, (413) 542-8256, plannedgifts@amherst.edu . Information contained in this Website should not be considered legal, accounting, or other professional advice. Individuals considering a planned gift to Amherst should consult with their financial advisor. << Return to Planned Gifts Homepage
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Unique Gift Ideas, Jigsaw Puzzles & Speciality Toys Clever gifts, unique games, unusual toys and original puzzles. My Shopping Cart, 0 Items Home Unique Gifts Games Arts and Crafts Kids Puzzles Clearance Search keyword / item #: UNIQUE GIFTS Exclusive Gifts For the perfect party For Your Pet Only available here Halloween Fun Shop Gifts under $10 Best Sellers New On Sale Gag Gifts Collegiate Back to School Nostalgic VHS/DVD Collections Personalized Rest and Relaxation Licensed Products Gadgets For the Home For Kids For Her For Him GAMES ARTS AND CRAFTS KIDS PUZZLES CLEARANCE ONLINE SPECIALS GUARANTEED LOWEST PRICE ONLINE EXCLUSIVES SALE NEW PRODUCTS Home > Unique Gifts | 1 | 2 | 3 | 4 | 5 | Next NEW! Farting Toilet Paper Cover Truly tasteless fun: pull the paper and let one rip! Drips Of Blood, Set of 4,18X11Sheet Add gory dripping "blood" to any wall or window, indoors or out. RCA Lawton Turntable Bye-bye boring stereo-in-a-box. Hello vintage-look RCA Victrola with modern technology, including CD! $14.95 $19.95 $299.95 In Stock In Stock In Stock NEW! NEW! Pepsi Vending Machine Personal soda machine lets you enjoy an ice-cold drink whenever you want! Chaos Tower Build perpetual motion towers up to 6 feet high! Flying Witch Scary witch comes to life as it flies across your lawn! $199.95 $139.95 $29.95 In Stock In Stock In Stock NEW! 12-in-1 Wooden Game Table Our amazing 12-in-1 cherry finished wood game table fits any decor, entertains the whole family, looks great! Personalized Tavern Beer Glasses These personalized beer glasses make the perfect thirst-quenching gift! Fold A Hoop Indoor Game Shoot a game of hoops indoors, then fold it up and hide it away. $199.95 $49.95 $199.95 In Stock In Stock In Stock 1 to 9 of 407 items | 1 | 2 | 3 | 4 | 5 | Next Track Your Order | Customer Service | About Us | My Account | My Shopping Cart Privacy Policy | Shipping Costs & Times | Affiliate Program | Site Map © 2004 Spilsbury © 2004 Spilsbury --
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Personalized Housewarming Gifts - Gifts BW gifts | gifts Resources | Add URL Wine Gifts & Baskets From the casual wine drinker to the serious enthusiast, we have a gift that will make them smile. Our selection includes premium wine, gourmet baskets, distinctive champagne sets & the very finest California and Northwest wines. Personalized Housewarming Gifts Articles Housewarming Gift Ideas Moving into a new home is a time that's full of possibilies, and we often share in the excitement by taking a housewarming gift to the new homeowners. But what should you give? Here are our favorite, and not so favorite gift ideas for housewarmings....( Continue Reading ) Housewarming Gift Ideas: Continued Here are our favorite, and not so favorite gift ideas for housewarmings....( Continue Reading ) Avoid the Perils of Choosing the Right Gift Interview with gift expert Leah Ingram on how to choose the right gift....( Continue Reading ) Boston Ferns and Boston Ivy make great gifts Want to send someone a nice memory of Boston? How about a Boston Fern or a Boston Ivy. Your Green Thumb friends will appreciate them. For those who aren't so nice to plants, you can always send a water bottle too....( Continue Reading ) Avoid the Perils of Choosing the Right Gift Interview with gift expert Leah Ingram on how to choose the right gift....( Continue Reading ) Personalized Housewarming Gifts Directory Links creative holiday gifts inexpensive homemade gifts personalized childrens gifts gifts valentines day bradford baskets wine and cheese baskets texas gift baskets ideas for bridal shower gifts monogrammed wedding gifts white house gifts gift baskets austin texas top valentines day gifts gifts for wine lovers inexpensive anniversary gifts gifts for valentines day homemade holiday gifts law school graduation gifts ideas for gift baskets gifts college students golf gifts for women wedding gifts for mom anniversary gifts by years corporate gifts and merchandise supplier by the monterey personalized baptism gifts employee holiday gifts valentines day gifts for women boyfriend christmas gifts horse related gifts chicago gift baskets traditional housewarming gifts tiffany corporate gifts teacher gifts baby gifts for dad making gift baskets greek gifts best bridal shower gifts anniversary milestone gifts bridal party gifts dinner party gifts great graduation gifts old age gag gifts florida fruit gifts homemade valentine gifts birthday gifts for dad gifts to india online Popular Search Terms: Gifts BW © 2004 Gifts BW All trademarks are the property of their respective owners. All Rights Reserved. This site is not related to Brajeshwar or Brajeshwar.com in anyway, shape or form
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Gift Ideas Catalog Home : Catalog Welcome to our catalog page. Here you can find doorways that lead directly into all of our product categories. This page will provide you with easy access to our wonderful array of products that are designed to delight the senses. Categories that are listed with bold font contain one or more sub-categories. Sub-categories may not be listed on this page. 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Great Gifts for Kiddos
Listmania! Great Gifts for Kiddos Your Store See All 31 Product Categories Your Account | Cart | Wish List | Help Improve Your Recommendations | Your Amazon Home | Your Profile | Learn More Search Amazon.com Books Popular Music Music Downloads Classical Music DVD VHS Apparel Yellow Pages Restaurants Movie Showtimes Toys Baby Computers Video Games Electronics Camera & Photo Software Tools & Hardware Office Products Magazines Sports & Outdoors Outdoor Living Kitchen Jewelry & Watches Beauty Gourmet Food Beta Musical Instruments Health/Personal Care Travel Cell Phones & Service Outlet Auctions zShops Everything Else Scientific Supplies Medical Supplies Indust. Supplies Automotive Home Furnishings Lifestyle Pet Toys Arts & Hobbies Web Search Listmania! Great Gifts for Kiddos by peppermint-pattie , mom and child at heart E-mail this list to a friend 1. Sweet Streets School by Fisher-Price (Toy) Average Customer Review: Availability: This item is currently not available. Customers also shopped for these similar items . 2. Disney Princess Storybook by Fisher-Price (Toy) Average Customer Review: Availability: This item is currently not available. Customers also shopped for these similar items . 3. Mr. Potato Head Darth Tater by Hasbro (Toy) Offered by: Toys"R"Us Buy new : $8.99 Availability: Usually ships in 24 hours peppermint-pattie's comments: Draw in whole new generation of Star Wars fans. 4. Dora the Explorer Gift Set: Dora's Casa Talking Doll House Furniture Set - Bedroom, Bathroom , Media Room, Living Room by Fisher-Price (Toy) Offered by: Toys"R"Us Buy new : $39.99 Availability: Usually ships in 24 hours 5. Bratz Collector's Edition - 4th of July by MGA Entertainment (Toy) Average Customer Review: Availability: This item is currently not available. Customers also shopped for these similar items . 6. Musini - MagicSensor by Neurosmith (Toy) Average Customer Review: Offered by: Imaginarium List Price: $39.99 Buy new : $19.97 You Save : $20.02 (50%) Availability: Usually ships in 24 hours 7. Because of Winn-Dixie (Because of Winn-Dixie) by Kate DiCamillo (Paperback) Average Customer Review: List Price: $5.99 Buy new : $5.99 Availability: Usually ships in 24 hours Used & new from $1.60 peppermint-pattie's comments: Watching the movie has made my kids want to read the book. 8. A Treasure's Trove : A Fairy Tale about Real Treasure for Parents and Children of All Ages by Michael Stadther (Paperback) List Price: $19.95 Buy new : $13.57 You Save : $6.38(32%) Availability: Usually ships in 24 hours Used & new from $9.60 9. 100 Puzzles, Clues, Maps, Tantalizing Tales, and Stories of Real Treasure by Michael Stadther (Paperback) List Price: $12.95 Buy new : $10.36 You Save : $2.59(20%) Availability: Usually ships in 24 hours Used & new from $6.35 10. Kitten's First Full Moon by Kevin Henkes (Illustrator) (Hardcover- March 2004) Average Customer Review: List Price: $15.99 Buy new : $10.87 You Save : $5.12(32%) Availability: Usually ships in 24 hours Used & new from $6.90 11. The Fairy Chronicles Book One : Marigold and the Feather of Hope by J.H. Sweet (Paperback) List Price: $12.95 Buy new : $12.95 Availability: Usually ships in 24 hours Used & new from $11.64 peppermint-pattie's comments: I recommend you print some of the free eBooks of this series and put them in folders for your kids. My daughter rereads the ones I have printed for her. Anything to get them to read. 12. Ocean Wonders Aquarium (Toy) Average Customer Review: Availability: This item is currently not available. Customers also shopped for these similar items . peppermint-pattie's comments: Great baby shower gift. 13. 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Fridge Phonics Magnetic Letter Set by LeapFrog (Toy) Average Customer Review: Offered by: Imaginarium Buy new : $19.99 Availability: Usually ships in 24 hours 19. Dora the Explorer: Dora's Talking Dollhouse with Lights, Sounds, Music and Diego, Boots & Swiper Figures - Exclusively at Toys"R"Us! by Fisher-Price (Toy) Offered by: Toys"R"Us List Price: $59.99 Buy new : $54.99 You Save : $5.00 ( 8%) Availability: Usually ships in 24 hours peppermint-pattie's comments: Dora is always wonderful. 20. My First Purse by I-Play Outdoors (Toy) Average Customer Review: Offered by: Imaginarium Buy new : $12.99 Availability: Usually ships in 24 hours 21. 20 Questions Handheld Game by Radica Games (Toy) Average Customer Review: Offered by: Toys"R"Us List Price: $13.99 Buy new : $10.99 You Save : $3.00 (21%) Availability: Usually ships in 24 hours 22. Lunar Lander Model (10029) by LEGO Systems, Inc (Toy) Availability: This item is currently not available. Customers also shopped for these similar items . 23. Where the Wild Things Are by Maurice Sendak (Illustrator) (Hardcover) Average Customer Review: List Price: $16.95 Buy new : $10.97 You Save : $5.98(35%) Availability: Usually ships in 24 hours Used & new from $5.55 24. Guess How Much I Love You (Guess How Much I Love You) by Sam Mcbratney, Anita Jeram (Illustrator) (Board book) Average Customer Review: List Price: $6.99 Buy new : $6.99 Availability: Usually ships in 24 hours Used & new from $0.32 25. The 7 Habits of Highly Effective Teens Workbook (The 7 Habits) by Sean Covey (Paperback- December 1999) Average Customer Review: List Price: $5.00 Buy new : $4.50 You Save : $0.50(10%) Availability: Usually ships in 24 hours Used & new from $1.95 Create your own list! See the Best Lists Top 100 Listmania lists Search Listmania lists More about peppermint-pattie Related Listmania! Add your list great toys and gifts : A list by Amber, mother of two Please the Whole Crew : A list by eleanor-and-desiree, friends, aunts, fun people excellent toys : A list by Angela, mother Very Good Toys For Kids : A list by Brittany, student Add your list Related So You'd Like to... Create a guide have a happy baby : A guide by AVij, Baby Researcher The Wonders of Your Baby's Brain : A guide by AVij, Baby Researcher Support Baby Development : A guide by AVij, Baby Researcher Have a Genius Baby : A guide by AVij, Baby Researcher Develop Your Child's Self Confidence : A guide by AVij, Baby Researcher buy stimulating toys for baby : A guide by Stacy Harrington Collins, Hayden & Sage's mom, update 12/26/04 HAVE FOOD, FUN, AND FANTASY : A guide by Betty Dravis, author who's becoming a star! get ideas on what to buy a girl 1-3 yrs : A guide by M. 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