Gift Certificates | Gift













Gift Certificates Gifts Your Store Gifts See All 31 Product Categories   Your Account | Cart | Wish List | Help Wedding Registry | Baby Registry | Top Sellers | Gift Certificates | Gift Services | Wish List | Free E-cards Search Amazon.com Books Popular Music Music Downloads Classical Music DVD VHS Apparel Yellow Pages Restaurants Movie Showtimes Toys Baby Computers Video Games Electronics Camera & Photo Software Tools & Hardware Office Products Magazines Sporting Goods Outdoor Living Kitchen Jewelry & Watches Gourmet Food Beta Beauty Beta Musical Instruments Health/Personal Care Travel Cell Phones & Service Outlet Auctions zShops Everything Else Scientific Supplies Medical Supplies Indust. Supplies Car Parts Home Furnishings Lifestyle Pet Toys Arts & Hobbies Web Search Amazon.com gift certificates are the perfect solution when you just can't seem to find the right gift or you've waited till the last minute. Send one or a hundred--Amazon.com makes it easy to cover everyone on your gift list. Gift certificates make the perfect present for friends, family, and other non-business recipients. Learn more about delivery options and see samples . Corporate gift certificates are a great way to thank clients, reward employees, and delight co-workers. Learn more about corporate purchase and delivery options and see samples . Have a gift certificate? Redeeming is easy! Need more information? • Rules and Regulations • Gift certificate help Where's My Stuff? • Track your recent orders . • View or change your orders in Your Account . Shipping & Returns • See our shipping rates & policies . • Return an item (here's our Returns Policy ). Need Help? • Forgot your password? Click here . • Redeem or buy a gift certificate. • Visit our Help department . Search All Products Books Popular Music Music Downloads Classical Music DVD VHS Apparel Yellow Pages Restaurants Movie Showtimes Toys Baby Computers Video Games Electronics Camera & Photo Software Tools & Hardware Office Products Magazines Sports & Outdoors Outdoor Living Kitchen Jewelry & Watches Beauty Gourmet Food Beta Musical Instruments Health/Personal Care Pet Supplies Travel Books Cell Phones & Service Outlet Auctions zShops Everything Else Scientific Supplies Medical Supplies Indust. Supplies Automotive Home Furnishings Lifestyle Arts & Hobbies for Top of Page Gifts by Category | Wedding Registry | Top Sellers | Gift Certificates | Gift Services | Wish List | Free e-Cards Amazon.com Home | Directory of All Stores Our International Sites: Canada | United Kingdom | Germany | Japan | France  | China Contact Us | Help | Shopping Cart | Your Account | Sell Items | 1-Click Settings Investor Relations | Press Releases | Careers Conditions of Use | Privacy Notice © 1995-2005, Amazon.com, Inc. or its affiliates



Teacher Gift Basket From:

Craft Library: Gifts for Teachers FREE recipes , desserts , crafts & health ideas Crafts & Hobbies & Special Kitchen Values PinkSunrise.com | Families-First.com | Homeschool Zone | Event-of-the-Week | Bookstore | Search An Apple for the Teacher Special Gifts Ideas for that Special Educator Join our support group Cheerful Cookie Box Kathy Ross, the popular craft book author, has written a new book craft book called Crafts for Christian Values . Kathy's latest book is filled with wonderful crafts and ideas to help children learn about Christian values and what they mean. This easy-to-do craft lets you take disposable plastic containers, photos, drawings, and old greeting cards to make a wonderful keepsake . It's so easy that even the little ones can do it too. Sit-A-Pon a gift for the gardening teacher The Sit-A-Pon is created by using very simple household materials; old plastic tablecloth, magazines, and yarn. I first made a Sit-A-Pon when I was a Girl Scout. I still remember that pink and white soft square that protected my knees while gardening as a small girl. The Sit-A-Pon can be personalized just for your mom. You can use water proof magic markers to write her name and her favorite colored yarn to sew the edging. My Special Cloth Book Put some special memories in a book you can give. This craft is brought to us by Roberta Ross-Fisher and she says, "All children enjoy having ownership in their work, and they especially like to complete projects which focus on themselves. Bookmaking can be a fun and easy way to help children at various ages and ability levels to communicate through writing." Cardboard Earrings The kids will enjoy making these earrings for themselves or as gifts . Be creative with the designs and you'll be sure to have a true piece artwork! Experiment with different designs. You can make the earrings as simple or as outrageous as you like. Birds, animals, flowers, shapes- it's up to you! They make great gifts for moms , teachers or a great addition to your Halloween outfit. Dessert-of-the-Week Toffee Bars This week's Dessert of the Week features the sinfully delicious Toffee Bars. This candy is fun for a special treat or dressed up in a candy tin as a great gift. These bars are simple to make and the kids can help make them too! Lollipop Plants Grow a lollipop plant ! Whether you are a teacher , mom , or kid who loves crafts, this is the perfect for you. It's very simple and you don't even need dirt. This is great as both a festive decoration and treat holder . You can use any kind of lollipops- Blow Pops, Tootsie Roll Pops or the traditional non filled pops. Comments & Ideas Teacher Gift Basket From: Linda For teacher appreciation week we gave the teachers gifts with these sayings attached. A mint + Thanks for the Commitment Pens + Teachers do the "Write" thing a rubberband ball + Teachers are Flexible a bag of cookies + Teachers Make Smart Cookies. Perhaps these can help you with your gift basket. Good luck. New for 2001 Eat Cheat & Melt Fat Away Weight loss books FREE Healthy Cooking Recipes FREE Fit 'n Trim Support Crazy Kitchen Deals Ravioloi Maker FREE Cannoli Recipe interview with the Cake Mix Doctor, Anne Byrn more cake books more baking books Questions? Ideas? Comments? Have a craft idea to share? Click here to get our FREE newsletter and join our craft, cooking, education, health & other support groups FREE recipes , desserts , crafts & health ideas Crafts& Hobbies & Special Kitchen Values PinkSunrise.com | Families-First.com | Homeschool Zone | Event-of-the-Week | Bookstore | Search Last updated: 01/30/03 , 2000 www.Homeschoolzone.com All rights reserved Zone visitor Pitter Patter visitor



Buy Gift

Amazon.com: Books: How to Start a Home-Based Gift Basket Business, 2nd Your Store Books See All 31 Product Categories   Your Account | Cart | Wish List | Help Search | Browse Subjects | Bestsellers | The New York Times® Best Sellers | Magazines | Corporate Accounts | Amazon Shorts | Bargain Books | Used Books | Textbooks Search Amazon.com Books Web Search This item is not eligible for Amazon Prime, but over a million other items are. Join Amazon Prime today. Already a member? Sign in . 7 used & new from $7.95 Have one to sell? A9.com users save 1.57% on Amazon. Learn how . Don't have one? We'll set one up for you. Share your own customer images Look inside this book How to Start a Home-Based Gift Basket Business, 2nd (Paperback) by Shirley George Frazier (35 customer reviews) Availability: Available from these sellers . 7 used & new available from $7.95 Customers who bought this book also bought Start Your Own Gift Basket Service by Entrepreneur Press Start and Run a Gift Basket Business (Start & Run a) by Mardi Foster-Walker The Business of Gift Baskets : A Guide for Survival by Cynthia McKay Gift Baskets for All Seasons: 75 Fun and Easy Craft Projects by Elizabeth Jane Lloyd Marketing Your Gift Basket Business by Lonna Weidemann Gift Baskets: Making It Personal by Susan Larberg Explore Similar Items : in Books , in Magazine Subscriptions Editorial Reviews Book Description Shirley George Frazier, a successful home-based gift basket entrepreneur, shows readers how to cultivate their creativity and employ savvy marketing techniques to run a thriving gift basket business. --This text refers to the Paperback edition. From the Author Greetings, aspiring gift basket entrepreneurs! If you plan to build a successful business, this book provides you with the tools to start your enterprise on a firm foundation. You'll learn what it's like to be a designer, how to choose and store products, where to find customers, who's your competition, how to market for more sales, and learn the best shipping and delivery options for your baskets. Review the numerous charts and forms, read the profile of a successful designer, and look at gift basket design pictures. The appendix includes resources that would have taken you months to find, but it's all here. If you're ready to start, this book is your mentor. Best wishes to you! See all Editorial Reviews Product Details Paperback: 288 pages Publisher: Globe Pequot; 2.00 edition (October 1, 2000) Language: English ISBN: 076270764X Product Dimensions: 9.9 x 6.9 x 0.6 inches Shipping Weight: 1.1 pounds. Average Customer Review: based on 35 reviews. ( Write a review. ) Amazon.com Sales Rank: #77,009 in Books (Publishers and authors: improve your sales ) Look Inside This Book Browse Sample Pages: Front Cover | Table of Contents | Excerpt | Index | Back Cover Citations ( learn more ) 5 books that cite this book: 101 Best Home-Based Businesses for Women, 3rd Edition : Everything You Need to Know About Getting Started on the Road to Success (For Fun & Profit) by Priscilla Huffon page 80 Testing the Waters: A Teen's Guide to Career Exploration by Alice N. Culbreathon page 61 Careers for Nonconformists: A Practical Guide to Finding and Developing a Career Outside the Mainstream by Sandra Gurvison page 81 I'd Rather Be Working by Gayle Backstromin Back Matter The Stay-at-Home Mom's Guide to Making Money from Home, Revised 2nd Edition : Choosing the Business That's Right for You Using the Skills and Interests You Already Have (Stay-at-Home Mom's Guide) by Liz Folgerin Back Matter Customers who viewed this book also viewed The Gift Basket Design Book: Everything You Need to Know to Create Beautiful, Professional-Looking Gift Baskets for All Occasions by Shirley George Frazier Gift Baskets: How to Build Baskets Filled with Fun (The Country Friends Collection) (Country Friends Collection) Gift Basket Review Explore Similar Items : in Books , in Magazine Subscriptions Customer Reviews Average Customer Review: Write an online review and share your thoughts with other customers. 8 of 8 people found the following review helpful: Best "How to" book for starting a gift-basket business , July 1, 2004 Reviewer: Roxanne Ocampo (Tracy, California) - See all my reviews I purchased the third edition of this book and it is everything it promised to be! I purchased several other "how to" start a gift-basket business books and this is by far the most comprehensive instruction book. Frazier assumes her readership base is educated and has considered all of the common sense factors regarding the start-up phase of a gift basket business. The appendix lists several valuable sources such as trade shows, magazines, and wholesale product suppliers. I also read Prentice Hall's "Start Your Own Gift Basket Business" . . . this was a complete waste of money. Best bet is Frazier's book along with her "Gift Basket Design Book". -Roxanne Ocampo Was this review helpful to you? ( Report this ) 10 of 10 people found the following review helpful: Good Business Information , April 8, 2004 Reviewer: "private_storm" (Aldie, VA USA) - See all my reviews Anyone will tell you that starting a business is a lot of preparation before getting into the acutal running of the company. This book focuses on that important fact. Any business that deals with a product to a customer should have insurance. Some people may choose this business because they think that it is inexpensive and easy to sell your product, and yes it can be that if you work hard at it but the business information presented in this book is what will help save you from yourself and lack of knowledge about running a business. While it may seem improbable that someone could sue you for food poisoning because a product you sold them made them sick, it becomes very real when you are about to lose your house and all your possessions because you were not insured. Small business insurance is probably the most important thing that someone should have if they are a sole propiertorship. This may not be good news to someone who is looking to start a business on a limited budget but it a necessity. I was impressed with all the business information that was included in this book because a lot of home based business books skip over that section and instead focus on the product. If you have the idea than you already have the product, the rest is implementation. Get this book if you have ideas but not aware of how to run a business. Was this review helpful to you? ( Report this ) 2 of 3 people found the following review helpful: Awesome Book , March 11, 2004 Reviewer: A reader This book is really great! It is such an easy read and it really takes you step by step on how to start in this business. I began reading it not to long ago, and I can't wait to start my business. Was this review helpful to you? ( Report this ) 5 of 5 people found the following review helpful: Absolutely Fabulous - a MUST HAVE! , February 12, 2004 Reviewer: Sara Wilson (Washington, DC) - See all my reviews This book is by far the best handbook written about running a gift basket business. I've owned a gift basket business for one year and was looking for new marketing ideas, so I purchased several gift basket business books from Amazon. This book stood out from the rest because it includes TONS of marketing ideas and tells you who to contact at various types of businesses/potential markets. I am really impressed! The ideas in this book really work and have encouraged me to get even more organized and focused in my marketing. If you are interested in learning more about my gift basket company, go to www.BasketAct.com. I strongly suggest this book for any and all gift basket makers, whether they've been in the business for years or are just starting out. Was this review helpful to you? ( Report this ) 3 of 3 people found the following review helpful: Great for beginners in starting a Gift Basket BUSINESS , January 23, 2004 Reviewer: "rockstars_girlfriend" (OZ) - See all my reviews For people looking to set up a gift basket business structure and solid business foundation, then this is the book for you. The book gives you ideas and a methodology to follow to start and set up your own gift basket business. This book is great because it details things to check out to protect yourself legally such as health food regulations and permits that you may require. I would have never thought of these things myself since all i focus on is creating my gift baskets Many people are very passionate about the creative side of gift baskets, however it is the business side that gets your great gift baskets to the customers hands and this book tells you how to do it. It does go through the basics of putting together a gift basket with black and white hand drawn pictures. It may be disappointing to people looking how to create unusual gift baskets or ideas for new gift baskets - but as it states on the title "gift basket BUSINESS". Was this review helpful to you? ( Report this ) 4 of 4 people found the following review helpful: I was dissapointed... , January 5, 2004 Reviewer: A reader I was really excited to get this book; but I found that it was really not for beginners. She talks about getting attorneys accountants employees, etc, etc, while skipping the part of how you actually get up to the point where you can actually afford to do that. I found the information very generalized, and somewhat ellusive. I got this book, because I wanted to know how to start a gift-basket business. Yet the information seemed to skirt around the topic rather than addressing it head on. This book seems best suited to someone who has ran a business before, has a degree in business, or has abundant financial resources to tap in on. I was not impressed with it. I wish I had bought a different book on the same topic. Thanks. Was this review helpful to you? ( Report this ) See all 35 customer reviews... Listmania! Train at Home to Start a Gift Basket Biz : A list by Michelle McGarry , Train@Home Guru Books for people you don't like : A list by Allie Kat , Allie Ultimate Gift Cards, Tags and Wrap Reference Guide : A list by J. Whitford , Giftwrapping Queen Create a Listmania! list Look for similar items by category Subjects > Business & Investing > General Subjects > Business & Investing > Reference > Shopping & Commerce Subjects > Business & Investing > Small Business & Entrepreneurship > General Subjects > Business & Investing > Small Business & Entrepreneurship > Home Based Subjects > Home & Garden > Crafts & Hobbies > Baskets Look for similar items by subject Baskets Business & Economics Business / Economics / Finance Business/Economics Commerce Gift basket industry Giftware industry Home-based Businesses Management New business enterprises Small Business - General i.e., each book must be in subject 1 AND subject 2 AND ... This Book and You Write a Review | Write a So You'd Like To... Guide | E-mail a Friend About This Item | Rate This Item Suggestion Box Your comments can help make our site better for everyone. If you've found something incorrect, broken, or frustrating on this page, let us know so that we can improve it. Please note that we are unable to respond directly to suggestions made via this form. If you need help with an order, please contact Customer Service . Please mark as many of the following boxes that apply: Product information is missing important details. Product information is incorrect. Propose corrections using our Online Catalog Update Form . The page contains typographical errors. The page takes too long to load. The page has a software bug in it. Content violates Amazon.com's policy on offensive language . Product offered violates Amazon.com's policy on items that can be listed for sale. Comments or Examples: Examples: Missing information such as dimensions and model number, typos, inaccuracies, etc. Where's My Stuff? • Track your recent orders . • View or change your orders in Your Account . Shipping & Returns • See our shipping rates & policies . • Return an item (here's our Returns Policy ). Need Help? • Forgot your password? Click here . • Redeem or buy a gift certificate. • Visit our Help department . Search Amazon.com Books Popular Music Music Downloads Classical Music DVD VHS Apparel Yellow Pages Restaurants Movie Showtimes Toys Baby Computers Video Games Electronics Camera & Photo Software Tools & Hardware Office Products Magazines Sports & Outdoors Outdoor Living Kitchen Jewelry & Watches Beauty Gourmet Food Beta Musical Instruments Health/Personal Care Pet Supplies Travel Cell Phones & Service Outlet Auctions zShops Everything Else Scientific Supplies Medical Supplies Indust. Supplies Automotive Home Furnishings Lifestyle Arts & Hobbies for Amazon.com Home | Directory of All Stores Our International Sites: Canada | United Kingdom | Germany | Japan | France | China Contact Us | Help | Shopping Cart | Your Account | Sell Items | 1-Click Settings Investor Relations | Press Releases | Careers Conditions of Use | Privacy Notice © 1996-2005, Amazon.com, Inc. or its affiliates



Teacher Gift

0nline Teacher Gifts from Netique Terms of Use CHOCOLATE IMPRESSIONIST PAINTINGS The world's most beautiful candy bars. Gourmet chocolate candy that looks like master works of art - almost too beautiful to eat and yet too tempting to resist. Each chocolate bar is made from a blend of rich gourmet chocolates, "painted" with FDA-approved food coloring. Both the painting and the frame are made of chocolate. 6-1/2" x 8-1/2". Net Wt. 16 ounces. Choose from 2 styles, sure to please the chocoholic art lover: A. Chocolate Van Gogh Irises (Top Photo) - Reproduction of impressionist painter, Vincent Van Gogh's Irises. ( Item #0473 ) Price $38.50 B. Chocolate Monet Water Lilies (Lower Photo) - Reproduction of impressionist painter, Claude Monet's Water Lilies. ( Item #0474 ) Price $38.50 More FoodGifts View Larger Image WHITE ORCHID TILE ART Art and functionality beautifully merge on this artistic ceramic tile, which can be displayed as a decorative accent or used to protect furniture from hot serving pieces. The back side of each tile has a prop that can be extended to stand the tile upright, as well as a notch for hanging the tile. These are hand painted, glazed and fired, so slight crazing and variations may occur. 7-7/8" square x 3/8". ( Item #1346 ) More Tile Art Price $24.00 View Larger Image PINK DAHLIA FLORAL BOUQUET Varying shades and sizes of pink, silk dahlias form an enchanting bouquet in a clear, circular vase that appears to be half filled with water. The bouquet measures approximately 9" in diameter x 7" high. ( Item #1534 ) More Floral Gifts Price $35.00 View Larger Image View Larger Image CHARLESTON BRASS DESK BOX An ideal place to store stamps, paper clips, loose change or small jewelry, this decorative brass box adds an eye-catching accent to desk or bureau. The hinged, sloped lid lifts to reveal a felt-lined interior. The base measures 3" wide x 3" long and the box is 1-1/2" high at its highest point. ( Item #1397 ) More Desk Accessories Price $25.00 View Larger Image View Larger Image THE JOY OF TEA COLLECTION A soothing cup of tea is a perfect way to take time out of a busy schedule, relax and reflect on the finer things life has to offer. Since 1850, Ashby's of London has created blends and flavors of tea with incomparable standards. This collection of fine English teas includes 4 tea bags each of 6 delicious varieties: Earl Grey, Apricot, Raspberry, Japanese Green, English Breakfast, and Cinnamon Plum.( Item #1098 ) More Tea Gifts Price $12.00 View Larger Image MEDALLION BOUQUET STATIONERY SET An ideal gift for the letter-writing enthusiast, this charming stationery set will artfully grace any desk area. The ceramic base, with golden pedestal feet and a gold tassel, holds a pen decorated with golden flowers and two pads of lavender and green floral paper of different sizes: 4-3/4" x 5-1/2” and 3-1/2 x 5." The ceramic base can also beautifully function as a letter holder or container for organizing desk clutter. The letter holder measures 6" x 3-3/4" x 3-1/4”. (Item #1334 ) More Floral Gifts Price $18.00 View Larger Image View Larger Image AROUND THE WORLD IN TWELVE COFFEES From the deepest Africa, to alluring Hawaii, to the sunny Caribbean, this collection of gourmet coffees from Coffee Masters includes twelve of the finest arabica coffees from exotic lands around the world. Each coffee is freshly roasted, precisely ground, and then pre-measured into a freshness-sealed packet containing just the right amount for the perfect potful (8 to 10 cups). The collection includes the following 12 blends: Hawaiian Kona Blend, Brazil Santos Liberdade, Colombian Supremo Popoyan, Costa Rican La Fuente, Ethiopian Moka Harrar, Guatemala Pacaman, Haitian Bleu, Indian Monsooned Malabar, Mexican Coatepec, Reggae Java Blend, Sumatra Mandheling TP Select, and Tanzanian Peaberry. ( Item #1099 ) More Coffee and Tea Gifts Price $22.00 KONA COFFEE THERMOS AND DUFFEL This versatile insulated duffel comes with a .75 liter stainless steel thermos bottle to preserve the warmth or cold of your favorite beverage. Remove the thermos and the duffel becomes a tote for a wine or champagne bottle. The removable cap of the thermos doubles as a cup. The hunter green, polyester-canvas duffel features black trim and lining and a detachable, adjustable shoulder strap. 14" x 4" in diameter. ( Item #0672 ) More Duffels and Totes More Coffee Gifts Price $32.00 ROSEWOOD PEN Elegant writing instrument handmade of natural hand-rubbed Rosewood. For the discriminating executive who appreciates the finest quality in wood craftsmanship. This ball point pen is accented with handsome double, gold-plated mid-ring. Beautifully packaged in matching wooden gift box. ( Item #0012 ) More Pens Price $24.00 View Larger Image ROSEWOOD CLOCK AND PHOTO FRAME Every glance at the time will draw the eye to a photo of a favorite memory with this beautiful clock/photo frame combination. The rosewood box opens like a book to reveal a Roman numeral quartz clock on one side and a photo frame for a 3" x 4" photograph on the other side. A stunning addition to home or office. 5-1/4" x 4-1/2" x 2". ( Item #1441 ) More Desk Clocks More Picture Frames Price $35.00 View Larger Image View Larger Image DIGITAL MULTIFUNCTION PEN HOLDER This versatile, rosewood, pen holder features a picture frame on one side and a multifunction, electronic clock/calendar on the other side. The digital clock displays not only the time, but also the year, month, day and week and the temperature. The clock also includes a daily alarm with snooze feature, a countdown timer, a birthday reminder alarm, and 8 popular, international, musical tunes. The pen holder is lined with green felt and measures 4-13/16" high x 3-13/16" wide x 2-13/16" deep. The picture display area measures 4" x 2-1/4". Felt pads underneath the pen holder protect furniture. ( Item #1163 ) More Pen Holders More Clocks Price $34.00 View Larger Image CRANBERRY SAGE CANDLE Like a bowl full of holiday punch, this designer candle emanates scents that are a vibrant blend of sweet and clean. Glittering red, wax cranberries and green leaves seem to float in creamy, white froth. The 2-wick, 14-ounce candle is elegantly presented in a clear, crystal candle holder with sloping sides measuring 4-1/2" high x 2-1/4" square at the bottom and 3-3/4" square at the top. ( Item #1545 ) More Candles Price $28.00 View Larger Image MEDALLION BOUQUET NOTEPAD Perfect for jotting reminders or telephone messages, this stylish notepad holder adds a decorative touch to home or office. The green striped ceramic base, edged with gold, and the center medallion, with a lavender rose in the middle, lend a Victorian look to the desktop. The notepaper, decorated with green and lavender flowers, contains 600 note sheets and is topped with a pen decorated with golden flowers. Once the notepaper is gone, the ceramic base can be used for more paper, as a paper clip holder or even as a soap dish! The base measures 4-1/4" x 4-1/4" x 1-1/2” tall (or 4-1/2” tall with paper). ( Item #1333 ) More Pen Gifts More Floral Gifts Price $18.00 JEWELED BOOKMARKS The perfect gift for the book lover who appreciates elegant accessories. Each designer bookmark features an exquisite jeweled design atop a metal place holder with a clip that slides over the page. Choose from 3 styles, each approximately 6" in length, with stones created by the designer: A. Bronze Ruler Bookmark with Montana Stone (Top Photo) - With an oval, rounded stone that is crystalline, sky-blue in color, the bronze place holder features etched horizontal markings edged with a Greek design. ( Item #0476A ) Price $32.00 B. Pewter Ruler Bookmark with Emerald-Colored Stone (Middle Photo) - An oval, rounded, emerald-colored stone in a fleur-de-lis setting decorates this pewter place holder etched with horizontal markings and edged with a Greek pattern. ( Item #0476B ) Price $32.00 C. Pewter Floral Bookmark with Jet and Pave Stone (Bottom Photo) - The oval, flat stone is jet black, inlaid with a diamond-shaped, clear stone with internal facets that sparkle. The stone is mounted on an ornate, brass cross, atop a pewter place-holder with a floral etched pattern. ( Item #0476C ) Price $40.00 GILT SCROLLED BOOKENDS Inspired by architectural embellisments on classical buildings, these gold-toned, cast bookends feature a scrolled pattern. 6" tall x 4" wide. Weight 5.5 lbs. ( Item #0437 ) Price $35.00 per Pair VICTORIA AND ALBERT PEWTER DESK ACCESSORIES These three desk accessories are inspired by the vast exihbits of the Victoria & Albert Museum in London, one of the world's finest museums of the decorative arts. Produced by Royal Selangor, the only pewtersmith licensed in the pewter media by the Victoria and Albert Museum, each piece is marked with the Victoria and Albert logo and the Royal Selangor touchmark with the date of manufacture. All have an antique finish that has its own beautiful luster. A. Pewter Business Card Holder - Features an Acanthus design. 3-7/8" x 1-1/2" x1-1/2". ( Item #0619 ) Price $27.00 B. Pewter Letter Opener - The ornately decorated handle is Turkish inspired. 8 '" long ( Item #0620 ) Price $35.00 C. Pewter Picture Frame - Simply elegant with a smooth, antique-finish border and beaded edge. 6" x 8" frame holds 4" x6" photo. ( Item #0621 ) Price $32.00 Order All Three - $90.00 More Business Card Holders More Frames More Desk Accessories ROSEWOOD PEN AND CALCULATOR SET High tech meets traditional in this elegant pen and calculator set. The curved, hinged top of the rosewood-finish box lifts to beautifully present the sleek calculator and pen set. The solar-powered calculator is mounted in a rosewood frame that gently curves to fit comfortably in the palm (4-1/2" x 2-3/4"). Felt feet on the underside of the calculator protect both the calculator and furniture. The pen is incredibly comfortable to use, featuring a soft, non-slip, rounded grip. The box, which attractively complements any decor, measures 8"x4-3/4"x1-3/4". ( Item #0556 ) More Pens Price $37.00 View Larger Image GOLD ONYX CLOCK AND PHOTO FRAME Keep an eye on both the time and a favorite photo with this cleverly designed, rotating clock/photo frame. The brushed brass clock/frame, suspended on a globe-like axis, adds a dramatic look to any desktop. Gold-tone clock hands and hour markers distinctively contrast with the black face of the quartz clock. Rotate the clock to reveal a photo frame on the opposite side with space for a photo measuring up to 2-1/4" in diameter. Includes a polished brass plate in the unique shape of the curved base that may be engraved and attached to the base. 4-3/4" high x 3-13/16" wide x 1-7/8" deep. ( Item #1381 ) More Desk Clocks More Picture Frames Price $38.00 View Larger Image REVOLVING CARD HOLDER/CALCULATOR/PHOTO FRAME This rosewood desk accessory performs multiple functions, from serving as a holder for pens, business cards, and note pads; to displaying the date, time and temperature, to holding a favorite photo of a loved one; or serving as an alarm clock with a selection of 8 popular international musical themes. The multifunctional central compartment is lined with hunter green felt and rotates on a circular swivel base. The product measures 5-1/4" x 4-1/2" x 5-3/4" high and will hold a photo measuring up to 3" wide x 4-1/2" high. The note holders on two sides will hold note paper or business cards measuring up to 3-1/2" wide. ( Item #1442 ) More Card Holders More Picture Frames Price $34.00 View Larger Image DUPIONI SHOE BAGS An elegant solution for neatly packing shoes for travel, these dupioni silk shoe bags will delight the recipient. A flower-bedecked shoe applique decorates the center of one side of the bag, with the word "Shoes" embroidered in silver script underneath, while playful, silver, polka dots are embroidered on both sides of the bag. A perfect, unique gift for anyone who travels. 15" x 10-1/2". Available in two colors: (A) Black Dupioni Shoe Bag (left) ( Item #1338-BLACK ); or (B) Pink Dupioni Shoe Bag (right) ( Item #1338-PINK ). Price $20.00 Each BELLAGIO GOURMET CAFFE MOCHA Too delicious to simply be called cappuccino, this "Caffe Series" combines the finest roasted 100% Arabica coffee with sweet, rich chocolate. Prepare the same delicious Mocha beverages enjoyed in coffee houses in the comfort of home or office with five (5) unique flavors: Caffe Cioccolato (chocolate mocha), Caffe Francaise (French Vanilla Mocha), Caffe Hazelnut (hazelnut mocha), Caffe Bianco (white chocolate mocha), and Caffe Caramella (caramel mocha). ( Item #1177 ) More Food Gifts Price $16.00 WEATHER CUBE A unique and tasteful desk accessory with a smooth cherry finish. The weather cube features a clock, thermometer and hygrometer on three of its sides. The fourth side may be used for engraving. The 3-3/4" cube rotates on a square-shaped base. ( Item #0225 ) More Clocks Price $45.00 View Larger Image GLASS COASTER/FRAME SET Add your own personal touch to the desktop with this glass coaster/picture frame set. The rosewood base holds 4 glass coasters that double as picture frames. Each 3-1/2" square glass coaster has a 1-5/8" x 2" display area to showcase favorite photos or artwork. Each glass coaster and the rosewood holder have padded feet to protect furniture. ( Item #1113 ) More Desk Accessories More Picture Frames Price $28.00 View Larger Image View Larger Image FLORAL BOUQUET SPHERES A profusion of pastel flowers outlined with raised, swirling, gold add texture and drama to these decorative cloisonné spheres. Resting on a gold-tone, three-footed, fleur de lis base, these spheres create a beautiful, decorative accent for home or office. Each features purple and mauve flowers interspersed with green leaves and multicolored butterflies. Approximately 3-1/2" in diameter. Choose from three background colors: A. White Floral Bouquet Sphere (Top photo) ( Item #1258-White ) SOLD OUT B. Buttercup Floral Bouquet Sphere (Lower photo, left) ( Item #1258-Buttercup ) C. Blue Floral Bouquet Sphere (Lower photo, right) ( Item #1258-Blue ) More Floral Gifts Price $32.00 Each A View Larger Image B View Larger Image C View Larger Image D View Larger Image VICTORIAN PORCELAIN DESK ACCESSORIES Mauve-colored rose clusters and garlands decorate these white, glazed porcelain desk accessories. Choose one or a combination of accessories to add a delicate, feminine touch to the desktop: A. Victorian Rose Card Holder (top photo) Designed to hold cards vertically. 4-1/4" high x 3 " wide x 2-3/4" deep. ( Item #1538 ) Price $ 15.00 B. Victorian Rose Memo Holder (second photo from top) Scalloped edges with decorative accents. 5" wide x 2" deep x 3-3/4" high. ( Item #1541 ) Price $ 26.00 C. Victorian Rose Desk Clock (third photo from top) Circular gold clock face (2-1/2" in diameter) with black Roman numerals and hands. 5-1/2" high x 4" wide x 1-1/2" deep. ( Item #1540 ) Price $ 29.00 D. Victorian Rose Tape Dispenser (bottom photo) 5" wide x 2-1/2" high x 2-1/4" deep. ( Item #1539 ) Price $ 24.00 More Business Card Holders More Clocks More Desk Accessories Price $94.00 for all 4 Items View Larger Image MAHOGANY SINGLE PEN HOLDER With elegant simplicity, this pen holder features a piano-finish, mahogany base supporting the brass, rotating pen holder. The base measures 5" x 3-1/4" x 9" high (including the 6" brass pen). Also included is a 3" x 3/4" brass engraving plate. ( Item #1088 ) More Pens and Pen Holders Price $26.00 View Larger Image BURLWOOD NOTE HOLDER Made of Italian wood molding, this decorative note holder features smooth, sloped burlwood edged with black and accented with small carved gilt beads. Measuring 6" x 6" it holds notepads measuring up to 3" x 3". Also available are matching decorative boxes, picture frame and clock. ( Item #1042 ) Matching Desk Accessories Price $20.00 View Larger Image GLOBE PEN STAND AND PEN Add a distinguished look to the desktop with this pen stand featuring an old-world style globe mounted on a rosewood base, with a brass pen and pen holder. The base measures approximately 8" x 4" and stands 6-1/2" high from the bottom of the base to the top of the globe. The globe rotates on its axis and the pen holder swivels to the desired angle. The brass ballpoint pen with black ink is 6-1/2" long. ( Item #1115 ) More Pen Stands More Globe Gifts Price $32.00 View Larger Image View Larger Image View Larger Image GLOBE PAPERWEIGHTS An ideal gift for the business person, world traveler, or individual with global vision, these globe paperweights will add interest and a sense of sophistication to the desktop. Semiprecious stones of varying colors form the oceans and continents on each globe, while fine strands of gold mark the latitude and longitude lines. Nestled in crème satin in a custom-fit gift box, each globe arrives in style. Choose from 3 stunning styles, each of which measures approximately 3" in diameter: A. Marine Blue Globe Paperweight (Top Photo) - ( Item #1444 ) B. Mother of Pearl Globe Paperweight (Second Photo from Top) - ( Item #1298 ) C. Black Jasper Globe Paperweight (Third Photo from Top) - ( Item #1297 ) More Globes Price $35.00 Each View Larger Image View Larger Image View Larger Image CARD/MEMO HOLDER WITH PEN For the person who appreciates multifunctional accessories, this memo holder also doubles as a holder for business, credit or other ID cards. Pinstripe ridges and a raised oval engraving plate decorate the exterior of the case, which is held closed with a silver ballpoint pen inserted through a pen holder at the side of the case. Holds approximately 10 business cards or 3 credit cards. 4" x 2-7/8". Choose from 2 styles: A. Silver-Tone Card/Memo Holder with Pen (Top Photo) ( Item #1054 ) B. Gold-Tone Card/Memo Holder with Pen (Center and Bottom Photos) ( Item #1274 ) More Card Holders Price $25.00 Each View Larger Image View Larger Image FLORAL BOUQUET VASE The essence of springtime is captured by these exceptional cloisonné vases. Purple iris, mauve peonies, lavender hydrangea, green leaves and multicolored butterflies, all outlined in raised gold braid, decorate the sides of each vase. Whether used as a container for flowers or potpourri or simply displayed on a shelf, these vases add special beauty to their surroundings. 6" high x 4" square. Choose from 2 background colors: A. Blue Floral Bouquet Vase (Top photo) ( Item #1257-Blue ) B. Buttercup Floral Bouquet Vase (Lower photo) ( Item #1257-Buttercup ) More Floral Gifts Price $39.00 View Larger Image ENTERTAINMENT ORGANIZER The ultimate in automobile organization! This superior device attaches easily to any headrest, creating an efficient system to help keep your life rolling along smoothly. The organizing begins with space for a standard-size tissue box and continues with 2 more large compartments. These can hold CDs, CD players, game players, videos and/or cassette tapes, with additional smaller mesh pockets for cards, crayons or candy. The clutter will be banished immediately! 19" x 11 x 3" ( Item #1208 ) Price $20.00 View Larger Image SACHET VOTIVE CANDLES IN JEWELED POUCH The flickering glow of candlelight and allure of fine fragrance fill the home with a sophisticated array of scents. Six votive candles are packaged in a gossamer beaded bag, which may be draped over a door knob to greet guests with a wisp of fragrance each time the door is opened, or nestled in a drawer to add fragrance to lingerie. Once the candles have been used, the taupe beaded bag with satin ribbon drawstrings will serve as a beautiful container for potpourri or jewelry. The candles measure 2" high x 1-1/4" in diameter and the bag measures 7" x 5-1/2. Choose from two scents: A. Patchouli Votive Candles in Jeweled Pouch ( Item #1079 ) B. Wassail Votive Candles in Jeweled Pouch ( Item #1082 ) More Candles Price $15.00 Each View Larger Image GEMSTONE GLOBE KEYRING Each keyring features a gemstone globe, hand-cut and hand-shaped, made of lapis and other semi-precious gemstones. The keyholder and chain are made of brass. The globe measures approximately 3/4" in diameter and the keychain is 3-3/4" long. ( Item #1118 ) More Globe Gifts More Keychains Price $15.00 View Larger Image View Larger Image View Larger Image View Larger Image MIRROR COMPACTS Who wouldn't feel pretty seeing her reflection in one of these beautiful mirror compacts? Each polished brass compact contains both a magnifying and a non-magnifying mirror. A. Crystal Lady Cameo Mirror Compact - The oval background of this exquisite cameo is a translucent crystal with the palest hint of pink, that beautifully frames the delicate, white, cameo face, accented with two pink tea roses. ( Item #1019 ) B. Rose Cameo Mirror Compact - Four pale pink crystal flowers surround the delicate rose cameo. ( Item #1020 ) C. Victorian Cameo Mirror Compact - Crystal flowers in pale amber tones add to the antique look of this Victorian-style cameo, which features an antiqued, ivory-colored cameo profile with long, curling tresses. ( Item #1021 ) D. Hummingbird Mirror Compact - The hummingbird with green,mauve and silver tones hovers above a grape vine. ( Item #1022 ) More Jeweled Gifts More Victorian Gifts Price $28.00 Each View Larger Image JEWELED VICTORIAN EGG Reminiscent of famed Faberge eggs, this diminutive egg serves as a beautiful decorative accent and as a holder for rings or other special treasures. Swirling gilt vines and flowers with sparkling green and amber-tone crystal centers decorate the rich, chocolate-brown, enamel finish of the egg. Lift the hinged top of the metal egg to expose the interior, with a silver, marble, enamel finish. 3" high x 1-1/2" in diameter. ( Item #1255 ) More Eggs Price $35.00 BRASS TAPE DISPENSER Add a touch of Art Nouveau to the desktop with this elegant brass tape dispenser. 5" x 2" x 2". ( Item #0627 ) More Desk Accessories Price $20.00 BRASS HEART VINE DESK ACCESSORIES Vines with heart-shaped leaves adorn these brass desk accessories. Choose one or all: A. Brass Sunflower Letter Holder (Right) 5-1/2" x 2-1/4" x 3". ( Item #0638 ) Price $20.00 B. Brass Sunflower Pen Holder (Center) 3-3/4" x 2-3/4" x 3-3/4" high [Pens not included] . ( Item #0637 ) Price $16.00 C. Brass Sunflower Stamp Holder (Left) 3-1/4" x 2" x 1-1/4". ( Item #0639 ) Price $12.00 More Desk Accessories Order All 3 - Price $45.00 OVAL LOCKET KEYCHAINS Each exquisite keychain features a jeweled locket that holds 2 treasured photos. Made of silver-plated metal, each key chain is decorated with a jeweled medallion of nickel and brass with a glass center stone. The locket, which measures 1-3/4" x 1-1/2", opens to reveal 2 oval displays for photos, each measuring 1-1/4" x 1". The keyring measures 1-1/4" in diameter. A. Emerald Oval Locket Keychain - Features oval emerald glass stone. (Top Photo) ( Item #0920 ) B. Jet Oval Locket Keychain - Features oval black glass stone.(Lower Photo) ( Item #0921 ) More Key Chains More Photo Holders Price $52.00 Each A View Larger Image B View Larger Image C View Larger Image FLORAL FIESTA TOTES ON WHEELS A gift with infinite uses and flair, this tote on wheels will be a favorite for women of all ages and stages. The tote is large enough to hold shopping bags, school books, a laptop computer, accessories for outdoor excursions to concerts or the beach, clothing for overnight trips, trade show brochures - the uses are limitless. A stylish, large, ruffled rosette decorates the flap at the top of the bag, which folds over the drawstring top of the tote. Made of lightweight, waterproof material, the bag has two zippered pockets on the outside for securing smaller items for easy access. When the tote is removed, the metal, wheeled cart (which includes a sturdy bungee cord) can also function on its own as a dolly for transporting boxes or other heavy items. When not in use, the cart and tote collapse for easy storage in a closet or under a bed. The tote measures approximately 25" high x 15" wide x 10-1/2" deep. A. Fuchsia Floral Fiesta Tote on Wheels (top photo) - ( Item #1511-FUCHSIA ) B. Turquoise Floral Fiesta Tote on Wheels (second photo from top) - ( Item #1511-TURQ ) C. Black Floral Fiesta Tote on Wheels (bottom photo) - ( Item #1511-BLK ) More Totes Price $48.00 Each View Larger Image View Larger Image GATOR ADDRESS BOOK From designer Karen Callan, this leather address book features an alligator-style finish and a silver-tone, tree frog clasp. The removable address book inside has alpha-tabs to easily locate names and contact information. A silver-tone ball-point pen securely attaches inside the address book for conveniently adding new names and addresses. The address book measures 4-3/4" x 3-1/8" x 3/4" when closed. Choose from two colors: Red With Frog Clasp ( Item #1011-RED ); or B. Brown With Gator Clasp ( Item #1011-BROWN ). More Leather Gifts Price $36.00 View Larger Image View Larger Image MINI UMBRELLAS AND PONCHOS 'n POUCHES Totally waterproof and totally fashionable, these iridescent, electric colored, mini umbrellas and ponchos are made of breathable polyester. The mini umbrella, with its light-as-air aluminum frame, weighs less than 6 ounce. The "one size fits all" poncho has a cowl neckline that expands into a hood and comes compactly packaged in a matching envelope pouch with a snap closing flap. The poncho is currently available in orange and lime; the umbrella is currently available in orange. Umbrella (Item #0978 ) - Price $22.00 Poncho (Item #0979 ) - Price $54.00 Umbrella and Poncho Set (Kit #0834) - $70.00 View Larger Image MAHOGANY BOOKENDS With elegant simplicity, these mahogany bookends add sophistication and functionality to the desktop or library. Made of mahogany, piano finish wood, each bookend slopes inward atop a brass base, with felt lining on the underside. Each bookend weighs approximately 2 pounds and measures 3" x 3" x 6" high. ( Item #0975 ) More Bookends Price $65.00 per pair LIZARD TRAVEL JEWELRY CASES This fashionable, lizard-style leather travel case is small enough to fit conveniently in a purse or carry-on luggage. Removable cards hold earrings (pierced or clip), tie clips or cufflinks. A side compartment holds loose jewelry in place with leather-covered lid. The lid on the top inside of the case unsnaps to reveal a mirror and an elasticized pocket for holding rings and other small items. The round leather case is lined with taupe, suede-like material and measures 4-1/2" in diameter x 2-1/2" high when zipped closed. Available in 2 colors: A. Black Lizard Travel Jewelry Case (Top Photo and Lower Photo, Left) ( Item #0932 ) SOLD OUT B. Red Lizard Travel Jewelry Case (Lower Photo, Right) ( Item #0929 ) More Jewelry Boxes More Leather Gifts Price $27.00 Each View Larger Image View Larger Image SILVER CARD/MEMO HOLDER WITH PEN For the person who appreciates multifunctional accessories, this silver-plated memo holder also doubles as a holder for business, credit or other ID cards. Pinstripe ridges and a raised oval engraving plate decorate the exterior of the case, which is held closed with a silver ballpoint pen inserted through a pen holder at the side of the case. Holds approximately 10 business cards or 3 credit cards. 4" x 2-7/8". ( Item #1054 ) More Business Card Cases More Silver Gifts Price $25.00 To see our GIFT CATEGORIES , click here . To SEARCH for a particular gift, click here . This page is part of the Netique® Gift Boutique . We make gift-giving effortless! We giftwrap, prepare your personalized enclosure card and ship. To visit the Netique Home Page , click here .



college gift-giving The best

The Basics -- 5 cardinal rules of college gift-giving - MSN Money MSN Home My MSN Hotmail Shopping Money People & Chat Sign In W eb Search: Money S earch MSN Money: Help Home News Banking Investing Planning Taxes My Money Portfolio Loans Insurance Planning Home Retirement Savings Insurance Family/College College Tools Scholarship Search College Search Resources Decision Centers Commentary Index More Tools Related Links Message Boards Print-friendly version Send this to a friend Save for College Go to Step by Step A R T I C L E S Understanding the true cost of college Strategies to meet your college savings goal How to set up your child's college fund Small investments that yield big education dollars 5 cardinal rules of college gift-giving The best way to save for college An investment plan tied to yourchild's age Tax-savvy ways to fund college education Advertisement The Basics 5 cardinal rules of college gift-giving There are many ways, such as gifts and trusts, to help your family financially. But you should know the rules to protect yourself and your loved ones. By Adriane G. Berg Rule No. 1: Decide if you really want to make a gift There are consequences associated with gift giving, so think about what youre trying to accomplish. Dont transfer ownership and control over money without intending to do so. Once a name is changed on a deed, bank account or security, you have relinquished ownership of that asset. Even if you have placed the assets in a joint account, a creditor, spouse or other person named in the account can seize all of the money. Be careful. If you need help in handling money use a power of attorney, don't make a gift. Dont use custodial accounts if you think you'll need the money. The most frequently used form of gifts to grandchildren is the Uniform Gifts to Minors Account, the UGMA, or the similar Uniform Transfers to Minors Account, or UTMA. Although the assets are held in custody until the child reaches adulthood, the money belongs to the child. You cant take it back and the child gets the money at ages 18 or 21, depending on the child's state of residence. Make sure the gift is complete. For example, a deed with two names "in common" sets up only a half ownership. If one person dies, the other person does not necessarily inherit the remainder. Placing a grandchild's name on a deed beside your own does not guarantee that the child inherits the house. The child gets half ownership; the rest is distributed according to the law of intestacy for that individual state. Rule No. 2: Know how to title the gift The title on a bank account, stock, bond or deed creates wide differences in legal rights. A joint account transfers funds completely. Creditors, spouses and gift recipients can get all of it. Accounts that are Payable on Death (POD), and In Trust for Accounts (Totten Trusts) are not gifts. They are revocable transfers that pass without probate upon the death of the donor. Custodial accounts, such as UGMAs and UTMAs, transfer property irrevocably and with no strings attached. The custodian manages the account, and funds can be added to it. All of these types of accounts are considered the child's when it comes to determining eligibility for college aid, except POD and Totten Trusts. A true trust sets up a legal structure that the Internal Revenue Service taxes separately from yours or the recipients income. When a person receives funds from the trust, that person then pays the taxes on those funds. Trusts offer a great deal of flexibility. You can put restrictions on gifts held in trust. For example, there can be investment limitations or you can say the funds can be used to pay only for a grandchilds college, or that the funds can only be distributed after he or she reaches a certain age or once theyre married. Rule No. 3: Understand the tax consequences of a gift A child under the age of 14 is taxed on investment gains at his or her parents' highest marginal tax bracket. The so-called "kiddie tax is imposed to discourage transfers as a way to lower your tax bill. However, children under 14 get an exemption from taxation of investment gains of up to $1,400 a year. The bottom line: If income tax savings is your goal, transfer just enough to generate no more than $1,400 in returns each year. When the child reaches the age of 14, transfer more, unless the gift disqualifies the child for college aid. The donor is taxed for gifts. Be sure you follow the rules to get a gift tax exemption: You can transfer up to $11,000 per person each year without the recipient paying a tax or even reporting it on a tax return. Married couples can transfer up to $22,000 per beneficiary gift tax-free. If college is upon you, you can give an unlimited amount of money and pay no taxes if the gift is earmarked directly for tuition or other college fees (although not room and board). You can also pay the medical expenses of a beneficiary in unlimited amounts, if payments are made directly to the medical institution. If you must pay a gift tax, file on the April 15th after the year the gift was given. Gifts over the $11,000 to $22,000 rule are subject to a gift tax based on their fair market value at the time the gift was made. The usual procedure is to file a gift tax return and use all or a portion of the lifetime $1 million exclusion that we each get for gifts and inheritance. (The exclusion bumps up to $1.5 million in 2004, $2 million in 2006 and $3.5 million in 2009. In 2010, the gift and estate tax are to be repealed. The Republican-controlled Congress may try to accelerate these changes.) Rule No. 4: Know the best strategy to maximize the gift. Will you give now or later? If college planning is the goal, you may want to start immediately. Be sure that you don't use property that qualifies under the stepped-up basis rule. Known as SUB, it allows property such as your home to be appraised at its fair market value upon your death, rather than what you paid for it 20 years ago. So, if you have some highly appreciated property and transfer it during your lifetime, your family will end up paying more in taxes. You are depriving the family of this handsome tax benefit. If you need to give money right away, liquidate non-appreciated property or get rid of your losers. Or you can keep the asset in your name and take a loan against it to make the gift. Will you give outright or in trust? The 2503 C trust, sometimes called the child's trust, allows you to hold the gift in trust until the child reaches age 21, and get the $10,000 gift tax exclusion. If the child dies before reaching that age, the money goes into his or her estate. The money cannot be used to discharge a legal obligation of the donor. College is not a legal obligation. Interestingly, if the grantor/grandparent reserves the right to get income from the trust, the IRS considers the grandparent the owner for tax purposes. In that case, the gains are taxed in their bracket. Family limited partnerships have been around since 1910, and have enjoyed a recent resurgence. If you like the idea of a trust, but want to control the money and investments yourself, consider transferring the gift to a partnership. You act as general partner and the children or grandchildren are limited partners and recipients. Their tax bracket is applied to gains, and you can distribute the funds when needed for college or other purposes. The gift is out of your estate and even better, the gift is subject to IRS gift tax discount tables. In that way, you can transfer more than $1 million free of estate and gift taxes over the next few years. Rule No. 5: Understand the family impact of your decision Although the rules of gifting are technical, the act of giving can be very emotional. Giving a gift to one family member in need may anger another family member, even if that person is financially affluent. A few devices can help smooth family tensions, or at least stave off future legal battles. The advancement clause in a will asserts that gifts given during your lifetime are an advance against a future inheritance. This allows you to give, or advance money to one relative today, and have your executor "even out the score," after you are gone. For example, if you give Grandson John $10,000 for tuition and give Granddaughter Sally nothing, you can still leave the two of them a total of $50,000 in your will. But since John already received $10,000, he gets only $15,000 upon your death and Sally gets $25,000. What if you intend to favor one family member over another? You can forestall a legal fray with the "in terrorum clause." That clause asserts that in the event that one relative is disgruntled, any attempt to attack the will or trust results in a forfeiture of inheritance rights. Few heirs fight for the principle of the thing. Resources Read/Post comments on the Your Money message board Find a problem in this article? Send us e-mail Free Newsletters! Search MSN Money tips © 2005 Microsoft MSN Privacy Legal Advertise Feedback Help




 Home

 

 giFT project web site.

 Gifts See all... Occasion

 Gift Ideas Gift Registry

 giftfunddonors,morethan $5 billion ingrants

 Gift Basket Wizard Pick

 gift. At World Famous

 Giftcenter & Jewelrymart will

 Gifts Heart Jewelry Three-Stone

 Gifts $0-50 | Baskets

 Gift Customer Service Ordering

 gift. Gift for first

 Gift Ideas !! Text

 Gift (2001) see larger

 Gift Cards visit: theGiftCardCompany.com

 giftinspiration.com The UK Gift

 Gifts for Everyone Book

 Gifts Personalized, Baby Shower

 Gift Certificates | Gift

 Gift Baskets Wine Gift

 Gift Certificates | Gift

 GIFT BASKETS: Birthday Fall

 Gifts : Birthday Gifts

 gift sensations and latest

 Gifts, Monogrammed Gifts, Bridesmaids

 Gifts

 Gift Baskets, Italian Gift

 Gift Basket Directory Welcome

 Gift Certificates Commissary Gift

 gift baskets , food

 gift.co.uk Looking for something

 Gift

 gift. Just follow these

 Gift Taxes If you

 Gift Certificates | Gift

 Gift Baskets: Baby Gifts

 gift ideas | resource

 gifthub excepted) posted beneath

 Gift Certificates Commissary Gift

 Gift . Based on

 gift Go to :

 Gifts on the Internet!

 gifts, birthday gift basket,

 Gifts & Home Decor

 gift ideas & wedding

 gifts members make to

 Gift from the Sea

 Gift Set (Seasons 1-3

 Christmas gifts that will

 Christmas Gift Basket Ideas

 Christmas Gift

 Christmas Gifts Christmas Ornaments

 Christmas Gift

 Christmas Gift for You

 Christmas gift for your

 Christmas gift? Name a

 Christmas Gift Ideas About

 Christmas Gift

 Christmas Gifts for the

 Christmas Gifts Business &

 Christmas gift ideas with

 Christmas Gifts More Choices

 Christmas Gift Tag Designer

 Christmas Gift

 Christmas Gifts for Children

 Christmas gift ideas from

 christmas gifts here! Home

 Christmas Gifts • Diwali

 Christmas gift for anyone.

 Christmas Gifts -- Quickly,

 Christmas Gifts House Warming

 Christmas Gift Baskets Coffee

 Christmas gift ideas on

 Christmas gifts. That means

 Christmas gifts from Buyagift.co.uk

 Christmas Gifts for Woman

 CHRISTMAS GIFTS HAWAIIAN MUSIC

 Christmas Gift

 Christmas Gifts | Gift

 Christmas gift Flowers &

 Christmas gifts, Christmas gift

 Christmas Gifts & Hanukkah

 Christmas Gift this Year

 Christmas Gift For BMW

 Christmas Gift

 Christmas Gift Ideas Merchant

 Christmas gifts for Dad

 Christmas Gift Ideas for

 Christmas Gifts For Him

 Christmas Gift Ideas -

 Christmas gifts A guide

 Christmas gifts by Mother

 Christmas Gifts (By Request

 College Gift

 College Gift

 College Gift

 College Gift

 College Gift Planning Information

 College Gift

 College Gift Baskets Articles

 College Gift of Stock