College Gift Annuity is

Giving to Amherst: Charitable Gift Annuities Amherst College Site Map Search Amherst College > Alumni & Parent Programs > Giving PlannedGifts > Charitable Gift Annuities Want to learn more about tax savings and benefits based on your own situation? Without obligation, let GiftCalcs help you do your own calculations. Charitable Gift Annuities Among this nation's oldest and most popular planned gifts, charitable gift annuities offer a wonderful opportunity to provide for a generous future gift to Amherst. In a slowing economy with lowering interest rates, this option may be an excellent way to balance your portfolio. A charitable gift annuity represents a contract between a donor and the College by which the College agrees to pay the donor and/or other named beneficiaries a fixed income each year for the lifetime of those named in the contract (the annuitant ( s )). This payment is secured by the full assets of Amherst College and will not change regardless of fluctuations in the stock market or the economy in general. Minimum Gift Amount Income Based on Age of Annuitant Tax Advantages of Gift Annuities Special Consideration with Gifts of Appreciated Property Minimum Gift Amount The minimum gift to create an Amherst College Gift Annuity is $10,000. Contributions can be in the form of cash, appreciated securities or mutual fund shares, or other property acceptable to the College. All gifts of appreciated property should be held long term by the donor (at least a year and a day). Because each gift annuity is a separate contract, additional annuities must also be for $10,000 or more. Income Based on Age of Annuitant The amount of income Amherst will pay depends on the age of the annuitant at the time the contract is issued. The older the annuitant, the greater the amount of income. A single annuitant, age 65, will receive an annuity rate of 5.7%; an 80-year-old annuitant will receive an 7.6% annuity rate. The highest annuity rate the College offers is 9.5%. Annuities based on two lives (most commonly a husband and wife) are also available, but the rates are generally lower. Any person named as an annuitant must be 60 years of age or older. (Additional information is available on the Amherst College Gift Annuity rate table .) Tax Advantages of Gift Annuities A charitable gift annuity is actually part gift and part purchase of a lifetime annuity contract from the College. The portion that represents a gift to the College is deductible on your federal income tax return if you itemize your deductions. The size of the deduction is determined by the age of the annuitant, the amount of the gift, and a monthly interest rate factor provided by the IRS. (Here are some sample deductions .) Gift annuities also offer the opportunity to receive income on a tax-favored basis. When the annuity is funded with cash, a significant portion of the income is treated as tax-free return of principal over the annuitant's life expectancy. When appreciated securities or other assets are used to fund the annuity, the income will be taxed as tax-free income, capital gain income and ordinary income, once again generally over the life expectancy of the annuitant. Special Consideration with Gifts of Appreciated Property Gift annuities are treated differently from other life income gifts for capital gains tax purposes. At the time the contract is issued, that portion of the capital gain attributable to the annuity is taxable to the donor. If the donor is the income beneficiary of the annuity, the capital gain is spread out over the donor's life expectancy, and taxed at the 15% capital gains tax rate. Updated 9/4/03 If you would like to learn more about planned gifts at Amherst, please contact Timothy A. Neale '70, Director of Planned Gifts, (413) 542-8256, plannedgifts@amherst.edu . Information contained in this Website should not be considered legal, accounting, or other professional advice. Individuals considering a planned gift to Amherst should consult with their financial advisor. << Return to Planned Gifts Homepage

Jewelry Gift

Cool Unique Jewelry Gifts- Fairies - Celestial Moon Stars Suns - Cats - Frogs - Turtle Cool unique jewelry gifts - allpacked neat in a trinket box. Fairy, celestial, cats, frogs, turtles,even Noah's Arc Shipping will be adjustedon multiple item orders. On heavier weight items- we calculate shipping zip to zip by weight of package and add only$1 handling charge to package (not item). To Order: Click button nextto any item to add to cart - the page will "flicker" quickly - next ViewYour Cart Contents & Check Out to Complete Order links are located at thetop and bottom of each page on this site. RunicLove Amulet This amulet features themasculine cross embraced by the feminine circle. The runic inscriptionon the inner circle translates: "the seeds of love grow in trust". Eachcorner of the amulet's cardinal point's are protected by the runes of love,passion, trust and joy to ensure a harmonious loving relationship for thewearer. The Runic Love Amulet comes with a 36" cord, accent bead and booklet. $14.95 ea. + $2.95 s/h A Talisman is an objectwhich is reputed to offer protection or other magickal service to the carrier.It differs from an amulet by being constructed and charged by the witchrather than being found in nature. We suggest you personally charge yourtalisman by the light of the full moon. Multiple item orders willhave s/h adjusted. Talisman for Love - Thisdesign is a combination of the magical "Pentacle of Venus" and it's corresponding"Seal of Venus". Prepared during the waning crescent, when the moon andVenus are in conjunction, this talisman is meant to assure success in love! Talisman For Safety inTravel - Those in possession of this talisman will be protectedand guided during any journey, physical or spiritual, as the alchemicaland zodiac symbols work there magic! Talismans for Love, Health, Luckor Travel Talismans are alldouble-sided, have 36" cord, accent bead and booklet. Love Travel $14.95 ea. + $2.95 s/h $14.95 ea. + $2.95 s/h USA FLAG APPLE PIN A beautiful puffed applepin with the flag design. Shiny clear stones, gold, red, pearly whiteand blue create a wonderful patriotic pin. Perfect for you or asan affordable gift for a teacher too! PIN - USA APPLE Measures approx. 1.5" X1.5" X .5" deep $12.95 + 2.95 s/h MEDICAL TACK PINSET Tack pins for the medicalprofession ! Use one on different uniforms or use a cute, affordablegift for your nursing staff or friends! Includes 3 pieces shown onphoto. TAC PINS - NURSING MADEIN USA Each measures approx. 1/2" $12.95 + 2.95 s/h FAIRY TACK PIN SET Tack pins for the collectorof fairies ! Use together as a group or a particular color for theother jewelry you'll be wearing. Place a tack pin on your car visorto bring a smile to your face! Use on a hat, a jacket or your blouse! Includes 3 pieces shown on photo - 1 copper color, 1 gold color and 1 pewtercolor. Split the set and have three little gifts for co-workers orclub members and friends. TAC PINS - FAIRIES MADEIN USA Each measures approx. 3/4"X 1/2" $12.95 + 2.95 s/h ANGEL TACK PIN SET Angel tack pins for friends,loved ones and for you ! Place a tack pin on your car visor to bringa smile to your face! Use on a hat, a jacket or your blouse! Includes 3 pieces shown on photo - 1 copper color, 1 gold color and 1 pewtercolor. Split the set and have three little gifts for co-workers orclub members and friends. TAC PINS - ANGELS MADEIN USA Each measures approx. 1/2" $12.95 + 2.95 s/h CELESTIAL MOON STARSPIN Wild Celestial Moon featuresa whispy "air" along with stars and saturn - the perfect pin for your jacket,hat or even as an interesting touch to your sun visor in your car! Measuresapprox. 3" x 2". A favorite of the teenagersand the young at heart - created from Pewter PIN - CELESTIALMOON Pewter MADEIN USA Measures approx. 3" x 2" $10.95 + 2.95 s/h FAIRY STARS PIN A whimsical fairy settingin a crescent moon dropping stars to the skies! Measures approx. 3" x 2". A favorite of the teenagersand the young at heart - created from Pewter PIN - FAIRYSTARS Pewter MADEIN USA Measures approx. 2" x 2" $10.95 + 2.95 s/h RED HAT LADIES PIN A beautiful woman sportinga red hat - young or old, you'll be in style with this lady! Measures approx.3.25" X 1". A favorite of the teenagers and the young at heart - createdfrom Pewter PIN - RED HATLADIES' PIN Pewter MADEIN USA Measures approx. 3.25" X1" $10.95 + 2.95 s/h FROG PIN A jolly fellow - even therain can't keep this frog from smiling! Covered by a purple canopyumbrella with the "rain drop" falling anywhere but his head - he's sureto bring smiles! Measures approx. 2" x 2".A favorite of the teenagers and the young at heart - created from Pewter PIN - FROG Pewter MADEIN USA Measures approx. 2" x 2" $10.95 + 2.95 s/h LEPRECHAUN PIN A jolly fellow laid backon a green clover drinking a pint - cheers to all! Measures approx. 2" x 2".A favorite of the teenagers and the young at heart - created from Pewter PIN - LEPRECHAUN Pewter MADEIN USA Measures approx. 2" x 2" $10.95 + 2.95 s/h CLOVER KEY RING A lucky penny attached toa large clover - a key ring charm for anyone! Measures approx. 2". A favoriteof the teenagers and the young at heart - created from Pewter KEY RING - LUCKYCLOVER Pewter MADEIN USA Measures approx. 2" $10.95 + 2.95 s/h PALM TREE PIN A pertty little palm treefor the beach lover in all of us! Created with genuine capiz shells. Measures approx. 2" x 2".A favorite of the teenagers and the young at heart - created from Pewter PIN - PALM TREE MADEIN USA Measures approx. 2" x 2" $10.95 + 2.95 s/h GOLDEN CROSS PIN A pertty cross with genuinecapiz shells. Gold filigree and designs top an orange/tan color makingfor a very rich looking pin. Measures approx. 2" x 2". A favoriteof the teenagers and the young at heart - created from Pewter PIN - CROSS MADEIN USA Measures approx. 2.5" x2" $10.95 + 2.95 s/h Alljewelry sets are created from lead free pewter - each will arrive in awhite box. Rising Sun PewterJewelry Set The Rising Sun box measuresapprox. 1.5" across" x 1/4" high.. The lead free pewter box holdsa sun necklace on a 15" chain and two post pierced sun earrings and whenremoved, the top of the box is pin! A cool little treasure chestof jewels and absolutely unique! MADEIN USA Rising Sun JewelrySet You receive: Sun Box,15" necklace, 2 post earrings, top of box is a pin $10.95 + 2.95 s/h Celestial Blue MoonPewter Jewelry Set The Celestial Blue Moonbox measures approx. 1.5" x 1" x 1/4" high.. The lead free pewterbox holds a tiny half moon necklace on a 15" chain and two post piercedblue stone earrings! Another affordable gift for little girls orbig ones too! MADE IN USA Celestial BlueMoon Jewelry Set You receive: MoonBox, 15" necklace, 2 post earrings (no pin) $10.95 + 2.95 s/h Alljewelry sets are from lead free pewter - each will arrive in a white box. Butterfly Pewter JewelrySet This little treasure measuresapprox. 1" x 1" x 1/4" high yet it's packed with jewelry for little andbig girls. The lead free pewter butterfly box holds a butterfly necklaceon a 15" chain, two post pierced butterfly earrings and when removed, thetop of the box is a butterfly pin! A cool little treasure chest ofjewels and absolutely unique! MADEIN USA Butterfly JewelrySet You receive: ButterflyBox, 15" necklace, 2 post earrings, top of box turns into a Butterfly Pin! $10.95 + 2.95 s/h Siamese Cat PewterJewelry Set Another unique gift item- our Siamese Cat box measures approx. 1.5" x 1" x 1/4" high.. Thelead free pewter box holds a Siamese cat necklace on a 15" chain, two postpierced cat earrings and when removed, the top of the box is pin! Another affordable gift for little girls or big ones too! MADEIN USA Siamese CatJewelry Set You receive: SiameseCat Box, 15" necklace, 2 post earrings, top of box turns into a Pin! $10.95 + 2.95 s/h Turtle Pewter JewelrySet Another cool collectiblethis year - this Turtle box measures approx. 1.5" x 1" x 1/4" high.. The lead free pewter box holds a tiny turtle necklace on a 15" chain andtwo post pierced turtle earrings! Another affordable gift for littlegirls or big ones too! MADEIN USA Turtle JewelrySet You receive: TurtleBox, 15" necklace, 2 post earrings (no pin) $10.95 + 2.95 s/h ViewYour Cart Contents & Check Out to Complete Order WE WILL SHIPYOUR GIFTS FOR YOU W/ FREE GRAPHIC GIFT PAPER! LOOK OVER THE MENU, BROWSE AND ENJOY! GiftCertificates Available Home Decor: HomeInteriors ~ WallArt ~ Wreaths &Door Decor ~ AmericanaHome & Garden NauticalHome & Garden ~ StainedGlass Suncatchers ~ HolidayDecorations ~ ChristmasDecorations SALESTHROUGHOUT THE SITE Kitchen Decor: KitchenDecor ~ Primitive KitchenDecor ~ ReproGlass & Stoneware ~ RadaKnives Cool & Unique Gifts: CarChimes ~ Bedspreads - Wonder Walls ~ Gifts Mix! ~ Toys 'n Gifts for Kids Jewelry: SterlingSilver Jewelry ~ JewelryGifts ~ Egyptian Jewelry &Celtic Jewelry Garden Items: WindChimes ~ Lawn& Garden Decor ~ SteppingStones ~ WindTwisters MetalSpinners / Unique Spinners ~ PoolToys and Floats Berwick Ribbon and Bows: LargeCar Bows & Large Gift Bows Yellow& Holiday Bows ~ OrderLarge Car Bows - Large Gift Bows Berwick Ribbons &Bows Main Index Page ~ Clickhere - extensive listing of Berwick Ribbon Pages ClearanceRibbon Page SiteIndex | Order/ Ship Info | Resources& Links | GeneralInfo | MainPage | E-mail Mystic Alley is a subsidiaryof Cameo Designs ACameo Designs Creation

Housewarming Gifts Articles Housewarming

Personalized Housewarming Gifts - Gifts BW gifts | gifts Resources | Add URL Wine Gifts & Baskets From the casual wine drinker to the serious enthusiast, we have a gift that will make them smile. Our selection includes premium wine, gourmet baskets, distinctive champagne sets & the very finest California and Northwest wines. Personalized Housewarming Gifts Articles Housewarming Gift Ideas Moving into a new home is a time that's full of possibilies, and we often share in the excitement by taking a housewarming gift to the new homeowners. But what should you give? Here are our favorite, and not so favorite gift ideas for housewarmings....( Continue Reading ) Housewarming Gift Ideas: Continued Here are our favorite, and not so favorite gift ideas for housewarmings....( Continue Reading ) Avoid the Perils of Choosing the Right Gift Interview with gift expert Leah Ingram on how to choose the right gift....( Continue Reading ) Boston Ferns and Boston Ivy make great gifts Want to send someone a nice memory of Boston? How about a Boston Fern or a Boston Ivy. Your Green Thumb friends will appreciate them. For those who aren't so nice to plants, you can always send a water bottle too....( Continue Reading ) Avoid the Perils of Choosing the Right Gift Interview with gift expert Leah Ingram on how to choose the right gift....( Continue Reading ) Personalized Housewarming Gifts Directory Links creative holiday gifts inexpensive homemade gifts personalized childrens gifts gifts valentines day bradford baskets wine and cheese baskets texas gift baskets ideas for bridal shower gifts monogrammed wedding gifts white house gifts gift baskets austin texas top valentines day gifts gifts for wine lovers inexpensive anniversary gifts gifts for valentines day homemade holiday gifts law school graduation gifts ideas for gift baskets gifts college students golf gifts for women wedding gifts for mom anniversary gifts by years corporate gifts and merchandise supplier by the monterey personalized baptism gifts employee holiday gifts valentines day gifts for women boyfriend christmas gifts horse related gifts chicago gift baskets traditional housewarming gifts tiffany corporate gifts teacher gifts baby gifts for dad making gift baskets greek gifts best bridal shower gifts anniversary milestone gifts bridal party gifts dinner party gifts great graduation gifts old age gag gifts florida fruit gifts homemade valentine gifts birthday gifts for dad gifts to india online Popular Search Terms: Gifts BW © 2004 Gifts BW All trademarks are the property of their respective owners. All Rights Reserved. This site is not related to Brajeshwar or Brajeshwar.com in anyway, shape or form

Gifts for Everyone Book

Aromatherapy: healing with pure Essential Oils EXPRESS MAIL IT! SHOPPING CART FULL PRODUCT DESCRIPTIONS SEARCH THIS SITE Essential Oils Quick Order Page Aromatherapy Blends & Synergies Hydrosols/Floral Waters Carrier Oils and Additives Accessories/Diffusers Aromatherapy Jewelry Bottles and Jars Essential Oil Kits Aromatic Baths Floral Waxes and Waxes Butters and Creams Natural Perfumes Natural Gifts for Everyone Book Reviews Rare/Hard to Find Books Gift Certificate NEW & SPECIAL SALES Sample Requests Product Reviews: SkeeterBeater Helichrysum Healing AROMATHERAPY INFORMATION What is Aromatherapy? Where to Start? How to Use Essential Oils? Aromatherapy Safety Information How Essential Oils are Produced Suggestions: Natural Skincare Emotional Uses of Essential Oils Physical Effects of Essential Oils Suggested Natural Remedies Childbirth & Childcare Aromatherapy Hints & Tips General Wellness Skincare Hints Household Hints FAVORITE LINKS FAQ SITE MAP WHO WE ARE History Photos Press Coverage Virtual Shop Tour Newsletters RETURN POLICY OUR CLIENTS SAY Superb wildcrafted and organic essential oils, sourced internationally, a wealth of information on their safe and effective use, and a full range of aromatherapy accessories New and Special Sales! CLICK HERE! Health Professionals? CLICK HERE! KATRINA RELIEF Two Percent of every order placed on each Wednesday of September will be donated to the Americares Hurricane Relief Fund and another 2% will be sent to ASPCA's Disaster Relief Fund . Both Charities were chosen to help aid victims of Hurricane Katrina. To personally donate money to these charities as a part of your order, please click here. The extra money donated will be split evenly between the two organizations. Nature's Gift Aromatherapy Catalogues Catalogues of pure & natural essential oils, aromatherapy accessories, carrier oils, hydrosols, etc. All the necessities for your aromatic journey. Aromatherapy Information Pages of information on the safe, effective and appropriate use of these healing essential oils. Our Clients Say Click & hold on box below. Colleen K. Dodt, Ckd115@aol.com -- Noted herbalist and author When a package arrives from Natures Gifts it is just like Christmas! Inside I find high quality, effective, pure essential oils. Marge Clark is always there to answer my questions throughly, and with a unique caring that is evident in the wonderous products she so lovingly procures for us. I trust Natures gifts to provide me with a range of aromatic goodies to greatly enhance my own herbal endeavours. Click here to see what others are saying about Nature's Gift! Aromatherapy Newsletter For emailed information on special sales, new products, and new information subscribe to our Aromatherapy Newsletter! Or view a copy of our latest Newsletter Sharing Forward Two Percent of every order placed on each Wednesday of September will be donated to the Americares Hurricane Relief Fund and another 2% will be sent to ASPCA's Disaster Relief Fund . Both Charities were chosen to help aid victims of Hurricane Katrina. To personally donate money to these charities as a part of your order, please click here. The extra money donated will be split evenly between the two organizations. To see the other charities that we've been able to help thanks to you, please see our Donations page. Comments or Questions? write me! Some notes and experience about marketing/selling products on the on the 'net Can't find what you want? SEARCH THIS SITE! Memberships [Return to Top] Return to Top Catalog Menu Home Information Menu Email Us! Contact Us Frequently Asked Question

Gifts for Men Gifts

Unique anniversary jewelry, birthday gifts, groomsmen gift ideas search order tracking customer service help my account shopping bag FREE priority shipping on all orders over $150 SHOP BY OCCASION Anniversary Gifts Birthday Gifts Groomsmen Gifts Bridesmaid Gifts Friendship Gifts Congratulations Gifts Good Luck Gifts Romantic Gifts Mother's Day Gifts Father's Day Gifts Christmas Gifts Christmas Ornaments Corporate Gifts Graduation Gifts SHOP BY RECIPIENT Gifts for Men Gifts for Her Gifts for Dad Gifts for Mom Gifts for the Executive Gifts for Friends Gifts for Graduates Gifts for Valentines Gifts for the Home Men's Jewelry Accessories Gifts for Anniversaries Unique Jewelry Irish Gifts SHOP BY PRODUCT Celtic Jewelry Silver Necklaces Silver Bracelets Silver Earrings Gemstone Pendants Gemstone Earrings Silver Cufflinks Yerba Mate Tea Gourds Keychains - Key Rings Leaf Accessories Gold Leaf Pendants Gold Leaf Pins - Brooches Silver Leaf Pendants Silver Leaf Pins - Brooches Searching for extraordinary anniversary gifts? Our Fall Jewelry Collection is really one-of-a-kind. We feature unique necklaces and pins made from real leaves dipped in 24K Gold or pure Silver, Irish Celtic jewelry , handmade silver jewelry and amazing gemstone jewelry. Shop unusual anniversary gifts for men: wonderful silver cufflinks, money clips, keychains, leather cuff bracelets and gourds to drink yerba mate tea. Wonderful birthday gifts and groomsmen gifts too! You will not find these exclusive presents anywhere else! Looking for beautiful bridesmaid gifts and unique groomsmen gifts ? Our silver Celtic cuff links are perfect for your groomsman and our yerba mate gourds make unusual gift ideas for bridesmaids. We feature handmade silver men's jewelry, wonderful presents for your best man. If you are searching for gifts for men you can also find silver bookmarks (a cool gift for him ) and handmade business card boxes, perfect as graduation or corporate gifts. Our Customers speak out: "This was my first purchase with Patagonia Gifts and the service was excellent. The order arrived within a week -most impressive as I live in the UK and it arrived more quickly than my internal mail. I am delighted with my purchase and very impressed with the quality of workmanship; especially as it is a gift for my young daughter. I will certainly buy from this company again and have no hesitation in recommending them to friends and family.", Eleanor M., East Sussex, UK. Read more ... Searching for unique Christmas gifts ? PatagoniaGifts.com is the perfect source for unique gift ideas for Holidays. This year surprise your loved ones with our handmade leaf Christmas ornaments, Celtic jewelry, silver rings, gemstone pendants, silver cufflinks, money clips, bracelets, Celtic necklaces, jewelry boxes, bookmarks and lots of unusual Christmas gift ideas. Discover one-of-a-kind good luck gifts. Wish them good luck in the future and surprise them with unique Irish gifts. We feature beautiful handmade shamrock clover pendants, pins and earrings made from real leaves dipped in 24K Gold and Silver: wonderful good luck gift ideas. Find original holiday gifts for men: keychains, shamrock cuff links, decorated yerba mate gourds or money clips and unique gifts for her: 4 leaf clover silver bracelets, four leaf clover earrings and necklaces. Searching for unique anniversary gift ideas? Choose beautiful romantic gifts for your Valentine from our Celtic Heart Collection: silver bracelets, chokers, earrings and necklaces. They make wonderful Valentines day gifts too! Take a look at our folk art yerba mate tea accessories: leather and alpaca decorated mate gourds and bombilla straws to drink yerba mate tea. They make original gifts for Dad or Fathers day . Browse through our site to find more men's jewelry or guy gifts for your boyfriend. Weddings? Discover real leaves dipped into 100% pure 24k Gold or 1000 Silver that suit perfectly well as wedding accessories. If you are looking for original wedding ideas you will see that your bridesmaids , wedding attendants, mother of the bride and mother of the groom will be delighted by our leaf wedding jewelry! Find perfect birthday gift ideas in our handmade Celtic jewelry and Welsh lovespoons. Patagonia represented the Promised Land for the first settlers who arrived from Wales in 1865. Now they live in Gaiman, the Welsh town in Patagonia. You will also find unique alpaca and silver tea infusers that are perfect as business or executive gifts. Discover beautiful handcrafted tapestries, table runners and wall hangings inspired by Mapuche (South American native) art. They are lovely presents for mom or Mother's day ! Each one is made with 100% natural wool, hand spinned in a traditional "rueca" (spinning wheel), dyed with natural vegetal materials and weaved on a hand loom. Find original Christmas decor gifts too! We are retailers of unique gifts and handmade jewelry since 1997. All of our products represent the finest quality and highest standard of craftsmanship. Every gift is individually handcrafted by creative artisans from Patagonia, one item at a time, ensuring that every piece is as individual as the person who wears it. about PatagoniaGifts | contact | return policy | shipping | testimonials | site map | resources Patagonia Gifts United Kingdom Privacy Notice 2000-2005 Patagonia Gifts . All rights reserved. Birthday & wedding anniversary gift ideas: Unique gifts, Celtic jewelry, groomsmen gifts, yerba mate tea gourds, silver bracelets, earrings, pins and necklaces.