Christmas Gift

► » Unique Personalized Corporate Gift Ideas by Customized Classics - Executive and Employee recognition Gifts starring YOU! HOME : BOOKS : -- CORPORATE GIFTS : Kids : GIFT BASKETS : TESTIMONIALS : FAQ : CONTACT -- -- Call us toll free 1-866-660-1109 -- Unique personalized corporate gifts - step far beyond gift-baskets, clocks, t-shirts and mugs! Instead of yet another round of the same tired old corporate gifts that quickly end up collectingdust, employees really appreciate a personalized gift that makes them feel like they're special! Customized with your company logo - and how about a special message from the CEO! A gift idea thatis sure to create a buzz and be passed around and seen by others far beyond company doors. Make company meetings or corporate retreats truly stand out with personalized gifts Contact us at for questions and inquiries.Significant discounts are available for large orders. Photo option is free when ordering more than10 copies of the same book! Some ideas for unique corporate gifts: Holiday parties - customized books starring the CEO as Holmes, Zorro, Tarzan - or Alice or Anne Employee of the month - a personalised book with a photo cover to show your appreciation Corporate Alliances - give your company partners a memorable customised book starring them Customer appreciation - a great gift at holiday time for your real estate, car dealership or otherbusiness Advertising agencies looking for unique ideas Executive retreats Boss Gifts Appreciation or Recognition Gifts Employee Days Secretary's Day -- -- Titles Romance - Romeo and Juliet Adventure - Zorro -- - Robin Hood - NEW! - The JungleBook - Moby Dick Fantasy - The Wizard of Oz - Alice in Wonderland Mystery - The Adventuresof Sherlock Holmes - The Memoirs of Sherlock Holmes - The Hound of the Baskervilles - Early Sherlock Holmes Drama - A Christmas Carol - Anne ofGreen Gables - Anne of Avonlea - Anne of the Island Horror - Dracula - Dr. Jekyll & Mr. Hyde -- HOME : POLICIES : DEALERS & AFFILIATES : JOBS : CONTACT : RESOURCES Click to verify Shop with confidence! Customized Classics is a certified InternetSecure Merchant ---

jewelry gift trader Wholesale

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BIRTHDAY PRESENT!!! Aug 30

Epinions.com - ANOTHER BIRTHDAY PRESENT!!! Join Epinions | Help | Sign In Home > Kids & Family > Locks & Guards > How to Manage a Family Budget Read Advice Write an essay on this topic. ANOTHER BIRTHDAY PRESENT!!! Aug 30 '00 If your children are like mine then they are always receiving invitations to birthday parties. A party at Chuck E. Cheese's last week, another one at McDonalds next week. We have even had a few times when my daughter was at Chuck E. Cheese's and my son was at McDonalds for two different parties at the same time. Birthday parties for children get expensive. When an invitation to one comes in if you are not prepared with a gift for the party then it can ruin the weekly budget. Buying the gift, wrapping paper and a card. It adds up. It adds up especially when there are so many of these parties to go to. Once the school year begins the invitations begin coming in. It gets expensive. So I have devised a few plans to help me battle the birthday party expenses. When wrapping the gift try to RECYCLE your old newspapers. A great and fun way to wrap a gift for a child is to use the newspaper. My daughter sits and cuts out letters from the newspaper to make a card. We use the YOU BORN TODAY in the horoscope section to make a card that is personalized. You can be very creative with a newspaper. We also use the comics section to wrap the gift. My children make all of their own cards for Birthday parties. My daughter has made cards that are fun by cutting out the crossword puzzle section and pasting it into her card. She has added the word jumble and her own coloring and imagination and made some really nice cards for her friends. She has cut individual letters out of the paper and put the friend's name on it. For the younger child's party it is not necessary to wrap the gift. If you are invited to the party of a one year old or even a two year old I think it is silly to wrap the gift. I make bags for those parties using paper grocery bags that the kids can decorate. For the smaller child the mom is usually the package unwrapper and I think it is easier to just reach in and take the present out rather than to make it long and drawn out. Using recyclables to wrap a present saves money and it is a lot of fun. It takes more time and more thought than spending 4.00 on a sheet of wrapping paper, but if you have the plan in mind it is easy to do. Buying the present itself can also add up. I shop at the clearance sections and keep things on hand. Kaybee has a great toyclearance section to purchase gifts for parties. I put these things away and pull them out when I need them. If I dont happen to have anything on hand then when I go to purchase an item I usually buy two. This way I can put the item away for the next party. If the next party doesnt happen then I have a stocking stuffer for one of my own children. I try to buy items that are classic toys. I do not purchase the trendy stuff. I put coloring books and markers and paint brushes away. A great gift for an older child is a disposable camera. The child can use it at the party. I purchase these when I see them on sale and put them away for the birthday parties. School supplies are also a good gift. Blank books, notebooks, pens pencils. These can be picked up inexpensively when they are on sale and they can be put away. Presents for Birthday parties can be a lot of fun to purchase and to wrap. We make the wrapping be a lot of fun. Comments on this Review Read all comments (4) Write your own comment Epinions.com ID: pantazis5 Location: New Hampshire Reviews written: 221 Trusted by: 176 members View all reviews by pantazis5 View pantazis5's profile Help | Member Center | Message Boards | Privacy Statement | Site Index About Epinions | Careers | Contact Epinions | Merchant Center | New Merchants | Advertising Epinions | DealTime USA | DealTime UK | PriceTool | Shopping.com © 1999-2005 Epinions, Inc. Trademark Notice Epinions.com periodically updates pricing and product information from third-party sources, so some information may be slightly out-of-date. You should confirm all information before relying on it.

College Gift

Covenant Bible College - Gift Acceptance Guidelines Giving to CBC | Contact Us Home The CBC Experience CBC Canada CBC Colorado CBC Ecuador Admissions Alumni Beyond CBC The Worship Center Gift Acceptance Guidelines Covenant Bible College, a not-for-profit organization organized under the laws of the State of Colorado and recognized as a charity in Canada, accepts gifts to Covenant Bible College and Covenant Bible College Foundation (hereinafter referred to as CBC) for purposes that will help CBC to further and fulfill its mission. The following policies and guidelines govern acceptance of gifts made to CBC or for the benefit of any of its programs. The mission of Covenant Bible College is to equip men and women to live as disciples of Jesus Christ. Purpose of Policies and Guidelines The Board of Directors of CBC and its staff solicit current and deferred gifts from individuals, corporations, and foundations to secure the future growth and missions of Covenant Bible College. These policies and guidelines govern the acceptance of gifts by CBC and provide guidance to prospective donors and their advisors when making gifts to CBC. The provisions of these policies shall apply to all gifts received by CBC for any of its programs or services. Use of Legal Counsel Covenant Bible College shall seek the advice of legal counsel in matters relating to acceptance of gifts when appropriate. Review by counsel is recommended for: Closely held stock transfers that are subject to restrictions or buy-sell agreements Documents naming CBC as Trustee Gifts involving contracts, such as bargain sales or other documents requiring CBC to assume an obligation Transactions with potential conflict of interest that may invoke IRS (Internal Revenue Service) or CCRA (formerly "Revenue Canada") sanctions Other instances in which the use of counsel is deemed appropriate by the Gift Acceptance Committee Conflict of Interest CBC will urge all prospective donors to seek the assistance of personal legal and financial advisors in matters relating to their gifts and the resulting tax and estate planning consequences. CBC will comply with the Model Standards of Practice for the Charitable Gift Planner promulgated by the National Committee on Planned Giving (for US gifts) and the CICA (Canadian Institute of Chartered Accountants) Handbook. Restrictions on Gifts CBC will accept unrestricted gifts, and gifts for specific programs and purposes, provided that such gifts are not inconsistent with its stated mission, purposes, and priorities. CBC will not accept gifts that are too restrictive in purpose. Gifts that are too restrictive are those that violate the terms of the corporate charter, gifts that are too difficult to administer, or gifts that are for purposes outside the mission of CBC. All final decisions on the restrictive nature of a gift, and its acceptance or refusal, shall be made by the Gift Acceptance Committee of CBC. The Gift Acceptance Committee The gift acceptance committee shall consist of the members of the CBC Foundation board. Ex-officio members shall include the Executive Director of the CBC Foundation and the President of the College. The gift acceptance committee is charged with the responsibility of reviewing all gifts made to CBC, properly screening and accepting those gifts on behalf of CBC, and making recommendations to the CBC International Board on gift acceptance issues when appropriate. Types of Gifts The following gifts are acceptable: Cash Tangible personal property Securities Real Estate Remainder interests in property Oil, gas, and mineral interests Bargain sales Life insurance Charitable Gift Annuities (US-source income; through CTC) Charitable Remainder Trusts Retirement Plan Beneficiary Designations Bequests Life Insurance Beneficiary Designations The following criteria govern the acceptance of each gift form: Cash Cash is acceptable in any form. Checks shall be made payable to Covenant Bible College or Covenant Bible College Foundation or to any CBC campus. Loose change (offerings) shall be collected and recorded according to cash handling procedures. Tangible Personal Property All other gifts of tangible personal property shall be examined in light of the following criteria: Does the property fulfill the mission of CBC? Is the property marketable? Are there any undue restrictions on the use, display, or sale of the property? Are there any carrying costs for the property? The final determination on the acceptance of other tangible property gifts shall be made by the Gift Acceptance Committee of CBC. Securities CBC can accept both publicly traded securities and closely held securities. Marketable securities may be transferred to an account maintained at one or more brokerage firms or delivered physically with the transferor's signature or stock power attached. As a general rule, all marketable securities shall be sold upon receipt unless otherwise directed by the CBC International board. In some cases, marketable securities may be restricted by applicable securities laws; in such instance the final determination on the acceptance of the restricted securities shall be made by the Gift Acceptance Committee of CBC. Closely held securities, which include not only debt and equity positions in non-publicly traded companies but also interests in LLPs and LLCs or other ownership forms, can be accepted subject to the approval of the Gift Acceptance Committee of CBC. However, gifts must be reviewed prior to acceptance to determine that a) there are no restrictions on the security thatwould prevent CBC from ultimately converting those assets to cash, b) the security is marketable, and 3) the security will not generate any undesirable tax consequences for CBC. If potential problems arise on initial review of the security, further review and recommendation by an outside professional may be sought before making a final decision on acceptance of the gift. Professionals at the Covenant Trust Company and National Covenant Properties may be consulted in these matters. The final determination on the acceptance of closely held securities shall be made by the Gift Acceptance Committee of CBC and legal counsel when necessary. Every effort will be made to sell non-marketable securities as quickly as possible. Real Estate Gifts of real estate may include developed property, undeveloped property, or gifts subject to a prior life interest. Prior to acceptance of real estate, CBC shall require an initial environmental review of the property to ensure that the property has no environmental damage. In the event that the initial inspection reveals a potential problem, CBC shall retain a qualified inspection firm to conduct an environmental audit. The cost of the environmental audit shall generally be an expense of the donor. When appropriate, a title binder shall be obtained by CBC prior to the acceptance of the real property gift. The cost of this binder shall generally be an expense of the donor. Prior to acceptance of the real property, the gift shall be approved by the Gift Acceptance Committee of CBC and by CBC's legal counsel. Criteria for acceptance of property shall include: Is the property useful for the purposes of CBC? Is the property marketable? Are there any restrictions, reservations, easements, or other limitations associated with the property? Are there carrying costs, which may include insurance, property taxes, mortgages, or notes associated with the property? Does the environmental audit reflect that the property is not damaged? Remainder Interests in Property CBC will accept a remainder interest in a personal residence, farm, or vacation property subject to the provisions of the Real Estate section above. The donor or other occupants may continue to occupy the property for the duration of the stated life. Generally, the occupant would agree to pay for the utilities supplied and the maintenance of the property during the occupancy period. CBC would be responsible for insuring the property and for taxes. At the death of the donor, CBC may use the property or reduce it to cash. Oil, Gas, and Mineral Interests CBC may accept oil and gas property interests, when appropriate. Prior to acceptance of an oil and gas interest, the gift shall be approved by the Gift Acceptance Committee, and if necessary, by the Foundation's legal counsel. Criteria for acceptance of the property shall include: Gifts of surface rights should have a value of $20,000 or greater. Gifts of oil, gas, and mineral interests should generate at least $3,000 per year in royalties or other income (as determined by the average of the three years prior to the gift). The property should not have extended liabilities or other considerations that make receipt of the gift inappropriate. A working interest is rarely accepted. A working interest may only be accepted when there is a plan to minimize potential liability and tax consequences. The property should undergo an environmental review to ensure that CBC has not current or potential exposure to environmental liability. Bargain Sales CBC will enter into a bargain sale arrangement in instances in which the bargain sale furthers the mission and purposes of CBC. All bargain sales must be reviewed and recommended by the Gift Acceptance Committee and approved by the CBC International Board of Directors. Factors used in determining the appropriateness of the transaction include: CBC must obtain an appropriate independent appraisal substantiating the value of the property. If CBC assumes debt with the property, the debt ratio must be less than 50% of the appraised market value. CBC must determine that it will use the property, or that there is a market for sale of the property allowing sale within 12 months of receipt. CBC must calculate the costs to safeguard, insure, and expense the property (including property tax, if applicable) during the holding period. Life Insurance CBC must be named as both beneficiary and irrevocable owner of an insurance policy before a life insurance policy can be recorded as a gift. The gift is valued at its interpolated terminal reserve value, or cash surrender value, upon receipt. If the donor contributes future premium payments, CBC will include the entire amount of the additional premium payment(s) as a gift in the year that payment(s) is/are made. If the donor does not elect to continue to make gifts to cover premium payments on the life insurance policy, CBC may a) continue to pay the premiums, b) convert the policy to paid up insurance, or c) surrender the policy for its current cash value. Charitable Gift Annuities CBC is not licensed to offer charitable gift annuities. Donors with US-sourced income may establish gift annuities that benefit CBC through the Covenant Trust Company. Charitable Remainder Trusts CBC may accept designation as remainder beneficiary of a charitable remainder trust with the approval of the Gift Acceptance Committee. CBC will not accept appointment as Trustee of a charitable remainder trust. Under Canadian law, a charitable remainder trust is an irrevocable trust where the capital beneficiary is the charity. Canadian tax law is different than US tax law in relation to the tax treatment of gifts of a residual interest to a charity. In both countries, the donor is considered to have made a gift of the residual interest in the trust. However, a transfer of appreciated capital property to such a trust would result in a capital gain on which the settler would be taxed in Canada, whereas no tax would be payable in the US on a transfer of long-term capital gain property. The value of the property passing to the charity on the death of a US settler would be added to the taxable estate of the US settler, but a full deduction would be allowed for estate tax purposes. This no income or estate tax is payable in connection with a transfer of an appreciated long-term capital gain property to a charity for US tax purposes. Charitable Lead Trusts CBC may accept a designation as income beneficiary of a charitable lead trust. CBC will not accept an appointment as Trustee of a charitable lead trust. Retirement Plan Beneficiary Designations Donors and supporters of CBC will be encouraged to name CBC as beneficiary of their retirement plans. Such designations will not be recorded as gifts to CBC until such time as the gift is irrevocable. When the gift is irrevocable, but is not due until a future date, the present value of that gift may be recorded at the time the gift becomes irrevocable. Bequests Donors and supporters of CBC will be encouraged to make bequests to CBC through their wills and trusts. Such bequests will not be recorded as gifts to CBC until such time as the gift is irrevocable. When the gift is irrevocable, but is not due until a future date, the present value of that gift may be recorded at the time the gift becomes irrevocable. Life Insurance Beneficiary Designations Donors and supporters of CBC will be encouraged to name CBC as beneficiary or contingent beneficiary of their life insurance policies. Such designations shall not be recorded as gifts to CBC until such time as the gift is irrevocable. When the gift is irrevocable, but is not due until a future date, the present value of that gift may be recorded at the time the gift becomes irrevocable. Miscellaneous Provisions Securing appraisals and legal fees for gifts to CBC It will be the responsibility of the donor to secure an appraisal (where required) and independent legal counsel for all gifts made to CBC. Valuation of gifts for development purposes CBC will record a gift received by CBC at its valuation for gift purposes on the date of the gift. Responsibility for IRS and Filings upon sale of gift items The Gift Acceptance Committee of CBC is responsible for filing IRS Form 8282 upon the sale or disposition of any asset sold within two years of receipt by CBC when the charitable deduction value of the item is more than $5,000. CBC must file this form within 125 days of the date of sale or disposition of the asset. Acknowledgement of all gifts made to CBC and compliance with the current IRS and CCRC requirements in acknowledgement of such gifts shall be the responsibility of the Board of Directors of CBC International. © 2005, Covenant Bible College. All Rights Reserved.

Housewarming Gifts Articles Special

Unique Housewarming Gifts - Gifts BW gifts | gifts Resources | Add URL Wine Gifts & Baskets From the casual wine drinker to the serious enthusiast, we have a gift that will make them smile. Our selection includes premium wine, gourmet baskets, distinctive champagne sets & the very finest California and Northwest wines. Unique Housewarming Gifts Articles Special Holiday Ideas for Christmas, Halloween, Thanksgiving, Mothers Day, July Fourth, and Valentines Celebrate holidays with the ideas and tips on these pages. You'll find fun holiday projects, centerpieces, tablesettings, decorating ideas and more for Christmas, Halloween, Thanksgiving, Mothers Day, July Fourth, and Valentines....( Continue Reading ) Arizona Note Cards - Northrop Enterprises A product review of Northrop Enterprises note cards and stationery....( Continue Reading ) Gift Shopping Sources Online Here are just a few of our favorite online sources for gifts for weddings, birthdays, and special days!...( Continue Reading ) Custom Birdhouses Built to Look Like Your Home What a fantastic idea! New England Birdhouse custom builds birdhouses to look like your home--or any home or other structure. What a wonderful housewarming gift for yourself, a friend or a client....( Continue Reading ) Housewarming Gift Ideas Moving into a new home is a time that's full of possibilies, and we often share in the excitement by taking a housewarming gift to the new homeowners. But what should you give? Here are our favorite, and not so favorite gift ideas for housewarmings....( Continue Reading ) Unique Housewarming Gifts Directory Links unusual valentines gifts graduation gifts male wedding gifts by year ideas for graduation gifts gifts for toddlers guy birthday gifts gifts to us gifts for girlfriends graduation gifts for parents stein garden and gifts what are the gifts of the holy spirit groomsman gifts educational gifts for children hindu wedding gifts personalized office gifts business corporate gifts baby christening gifts discovering spiritual gifts best gifts for him personalized childrens gifts gift baskets in california personalized dog gifts golf outing gifts wedding aniversity gifts gift baskets flowers india online gifts personalized mothers day gifts waste baskets gift baskets delivered over the hill gag gifts ideas for gift baskets disney gift baskets christmas gifts for teenagers gifts for baby gifts for kids golf gifts and gallery 7th anniversary gifts chinese baby gifts all american gifts buy gifts online sorority gifts quick christmas gifts personalized wedding gifts baskets online gift baskets michigan Popular Search Terms: Gifts BW © 2004 Gifts BW All trademarks are the property of their respective owners. All Rights Reserved. This site is not related to Brajeshwar or Brajeshwar.com in anyway, shape or form