College Gift

Skidmore College - Gift Planning - Life Income - Charitable Remainder Trust Search | Calendar | A-Z Index Thu Sep 22 5:37 PM EDT Skidmore Home | Admissions | Current Students | Faculty & Staff | Parents & Friends | Alumni Wills and Bequests Life Income Gifts More Gift Options Breaking News To Honor Donors Bring Legacy to Life! Scribner House Contact Our Staff Gift Planning Home STANDARD MAIL 815 North Broadway Saratoga Springs, New York, 12866 GIFT PLANNING PHONE 518-580-5655 E-MAIL CONTACT Gift Planning Gift Planning Life Income Gifts - Charitable Remainder Trust Commonly known by its acronym, CRT, the charitable remainder trust is a valuable estate and financial planning tool that also helps donors fulfill philanthropic objectives. A donor can fund a CRT with cash or securities. The CRT will provide a stream of income to one or more recipients (a donor and spouse, for example) for life or for a fixed period up to 20 years. The trust ends when the income recipient(s) pass away or when the fixed period has ended. The remaining trust assets are then distributed to Skidmore, and other charitable recipients, if named, to be used in a manner determined by the donor when the trust was created. It is also possible to use real estate to fund a CRT. Life income payments can be made two ways: as a percentage of the trust assets as revalued annually (this is known as a unitrust, or CRUT) or by paying a fixed percentage of the original trust principal (this is known as an annuity trust, or CRAT). The unitrust provides a variable payment, while the annuity trust provides a fixed payment. Trusts are usually funded with a minimum of $100,000. Donors usually experience an increase in yield on the assts. Other advantages include an immediate charitable income tax deduction, avoidance of capital gains tax if appreciated assets are used to fund the trust, possible estate tax savings, and the creation of a legacy through your wonderful gift to Skidmore. Many donors use their tax savings to purchase a life insurance policy to replace for their heirs the assets used to fund the CRT. Please call or email to learn more. Bring Legacy to Life! Philanthropy • Legacy • Security The Office of Gift Planning urges donors to consult their legal and other professional advisors when considering charitable gift giving. Our staff is always pleased to work directly with donors and their advisors during the process. Creative Thought Matters. Skidmore College · 815 North Broadway · Saratoga Springs, NY · 12866 Skidmore College Main Links ©2005 Skidmore College · Contact Information Skidmore Home | Admissions | Current Students | Faculty & Staff | Parents & Friends | Alumni

unique gifts for the

Celebrate Jewish Holidays with unique judaica at Jewish Family Celebrations Join our email list for sales and specials! 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No Sales Tax on deliveries outside California! Satisfaction Guaranteed On All Orders We proudly present our on-line store of unique gifts for the special person on your shopping list. Please browse and enjoy. Satisfaction Guaranteed on all orders! We want you to be fully satisfied with your purchase from our carefully chosen selection of hard to find gifts. If you are not completely satisfied with your order, please contact us for a full refund. Customer Testimonials. Read what our customers say about us. The Hanukkah celebration begins December 7th! Your source for Hanukkah, everything Jewish, gifts, menorahs, and decorations. Gifts Online has grown from one online store in 1995, selling gifts for celebrating Jewish holidays, to four stores offering hundreds of products. The addition of http://CatGiftStore.com selling gifts for cat lovers brings you many adorable choices for your favorite cat lover. Cat Gift Store celebrates its third year of business. Visit http://PerfumeBottles.biz for a vast selection of unique perfume bottles from around the world. Our newest store is http://VasesAndBowls.com . California Vases and Bowls offers collectible bowls and vases which make unique gifts for Christmas presents, mother's day, anniversary gifts, and birthday presents. Important Passover Facts Passover (Pesach in Hebrew) is the oldest continuously celebrated Jewish festival. The rabbis developed the ritual of the seder based on passages from the Torah. The Torah is made up of the first five books of the Hebrew Bible. The Hebrew word seder means order. The sedar is traditionally celebrated in the home. Haggadah is a book that contains the entire service used for the Passover seder. The central message for Jews in the Haggadah is that God rescued the Israelites from slavery in Egypt. In the Haggadah, the name of Moses is mentioned only once. On very sedar table there is a symbolic fifth cup of wine called the "Cup for Elijah." There is a teaching that the Prophet Elijah will answer Jewish legal questions that the ancient rabbis could not resolve. One of these questions was whether we drink four or five cups of wine or grape juice at the seder. There is also a seder plate which holds the six symbolic foods for passover. Three pieces of matzah are placed in the middle of the table on a matzah tray. One piece of matzah is hidden in the home for children to seek out. It is called the Afikomen. Usually a prize is given to the child who finds it first. Passover is celebrated every Spring as a family dinner and service. The traditional items used are a seder plate and matzah tray. It is the most important Jewish holiday celebrated each year. We offer unique judaica gifts for celebrating all the Jewish holidays. Browse through this judaica gift store, for the best in jewish gifts, jewish decorations, judaica jewelry, and jewish toys. Hamakor means the source. If you want judaica for your jewish holidays, we have judaica and jewish gifts. For the jewish holiday of Chanukah (also spelled as Hanukkah, Hannukah, Channukah, and Hanukah), we have menorahs and dreidels. Menorah is also spelled menora, so menorahs would be menoras. Dreidels is also spelled draydels or dradels, so dreidel would be draydel or dradel. A jewish menorah holds candles - it is a candle holder for jewish candles. Or, a jewish menora is a candle holder that holds jewish candles. The jewish holiday of hannukah (also spelled as hanukkah, chanukah, channukah, and hanukah) usually has a Star of David. The jewish holiday of hanukah (also spelled as hanukkah, chanukah, channukah, and hannukah) is commonly called the Festival of Lights. We sell judaica toys in our jewish gifts store, including jewish sand art and jewish stained glass. These judaica childrens toys make great chanukah, or hannukah gifts. These judaica kids toys make great hanukkah gifts and the children's toys are used for all jewish holidays. We offer many judaica gifts for the jewish holiday of Shabbat, also spelled Shabbath or Sabbath. There are shabbat candlestick holders and shabbat candles. Or, there are shabbath candlestick holders and shabbath candles. Or, you can say there are sabbath candlestick holders and sabbath candles, depending on how you spell shabbat (or shabbath or sabbath). For your bar mitzvah boy or bat mitzvah girl, we have a bar mitzvahs and bat mitzvahs section in our judaica gifts store. There are bar mitzvah bears and bat mitzvah bears. There are also bar mitzvah picture frames for bar mitzvahs and bat mitzvah picture frames for bat mitzvahs in our judaica gifts store. This jewish gift store is for bar mitzvah boys or bat mitzvah girls. And, for their keepsakes, we have bar mitzvah albums and bat mitzvah albums. You can search for bar bat mitzvah or bat bar mitzvah as a search string. Or, they might also try bar bat mitzvahs or bat bar mitzvahs. For the jewish holiday of Passover, or Pesach, we have seder plates. Seder is also spelled sedar, so seder plates would be sedar plates. Similarly, seder plate would be sedar plate. The Passover, or Pesach, jewish holiday also needs lots of candlesticks and candles, which are for sale in our judaica gift store. And judaica sedar plates are needed for the passover, or pesach, jewish holiday. Our sedar plates are perfect for passover or pesach. We have a matzoh tray, or matza tray for your jewish matzohs or jewish matzas. Matzohs are used during Passover, or Pesach, and sit on top of sedar plates, or seder plates. The Matzohs are hidden and your jewish children will try to find the matzohs that sat on the sedar plates. Passover and Pesach are fun jewish holidays for judaica kids. We have lots of fine judaica jewelry, or israeli jewelry at our judaica gift store. The are jewish pendants and other judaica jewelry. Our religious jewelry is only jewish jewelry or judaica jewelery, which is the misspelling of jewelry. And jewelry is often misspelled as jewelery. Jewish jewelery should be spelled jewish jewelry. Judaica jewelry is jewish art and jewish art is also known as judaica jewelery, or jewelry. For jewish weddings, we have jewish wedding presents. There is a jewish wedding picture frame, a jewish wedding bear couple, and a judaica wedding glass pillow. There is also a jewish bride and jewish groom platter. The jewish wedding gifts include wedding decorations and wedding albums. The jewish wedding albums make great wedding presents for all jewish weddings. We offer judaica decorations, or jewish decorations at our judaica gift store. We have a bread tile and a Star of David. We have jewish decorations that make great gifts for your friends - for any jewish holiday, or judaica holidays. Some people will call our judaica gift store a jewish gift store. Others call our judaica gift store a hebrew store, or a hebrew gift store. Sometimes it is just called a judaica store and other times it's called a jewish store. Finally, judaica is also called judaic. So, judaica gift store would be judaic gift store and judaica gifts would be called judaic gifts. Our judaica toys would be judaic toys. And, any judaica toy would be called a judaic toy. Our educational toys are childrens toys that have a lot of educational value. These children's toys are used by kids during all jewish holidays. These educational kids toys offer lots of value for your jewish children and a unique gift for a bris. Thank you for visiting us at judaicagiftstore.com - a great judaica gift store! Enter your e-mail below to be notified of upcoming specials and sales! Contact Us | Company Info | Links | Site Map | Privacy Policy Gifts For Kids | Gifts For Grownups | Gifts For The Home Bar / Bat Mitzvahs | Dreidels / Menorahs | Passover, Wedding, etc. Perfume Bottles Gifts for Cat Lovers Vases and Bowls Shopping Cart & Design By: TodaysGraphics.Com

Birthday Gift for November

How to Choose a Birthday Gift for November - eHow.com Clear Instructions on How To Do (just about) Everything Web eHow.com Home Family & Relationships Center Family Life How to Choose a Birthday Gift for November Before the chaotic holiday season starts, take a time-out to get a gift for a friend or loved one born in November. Steps: 1. Consider buying jewelry or collectibles with the birthday boy's or girl's birthstone. The modern stone for November is the topaz; the traditional is the citrine; the mystical stone is the pearl. All are meant to bring longevity. 2. Consider astrological attributes when purchasing a gift. The November Scorpio, born between November 1 and 22, may appreciate gifts such as a journal, incense or personalized jewelry to match the sign's intense, passionate and personal personality. 3. Rethink your ideas for the November Sagittarius, born between November 23 and 30. A novel, a daily planner or a book of philosophy might match the typical Sag's profound, witty and well-organized personality. 4. Purchase something in the astrological birthstone as an alternative to the monthly birthstone. Scorpio's birthstone is malachite, while the Sagittarius stone is the zircon. 5. Think about sending the gift of flowers; chrysanthemums are November's birth flowers. 6. Explore the possibilities of a holiday theme, such as an elegant Thanksgiving dinner or a day at the parade. Tips: Men can be quite appreciative of flowers, so don't rule out such a gift! Another birthstone for November is the diamond. Please Share Your Tips with Us E-mail this page to a friend Write an eHow Article Suggest a Topic More Resources: Related eHows: Give the Gift of Flowers Make a Fabric Gift Box Find Unusual Gifts Choose a Birthday Gift for December Create a Gift Basket for a Person Who Has Everything Things You'll Need: incense personal organizers bookstore gift certificates personalized jewelry chrysanthemums birthstone jewelry birthday cards journal wrapping paper gift bows tissue paper gift bags gift ribbons Project Details: Skill Advisory: Moderately Easy Printable Page New! -- Related eHows: Give the Gift of Flowers Make a Fabric Gift Box Find Unusual Gifts Choose a Birthday Gift for December Create a Gift Basket for a Person Who Has Everything Check out Thousands of How-To Solutions in eHow's Centers Automotive Careers & Education Computers & Home Electronics Family & Relationships Finance & Business Food & Entertaining Health Hobbies & Games Holidays & Traditions Home & Garden Personal Care & Style Pets Sports & Fitness Travel How to: --? Web eHow.com Home | Site Map | About Us | How To Books | Link to eHow Subscribe to the eHow of the Day Mailing List : Have the eHow of the Day appear on your My Yahoo! Page: Add the eHow of the Day to your RSS reader: © 1999-2005 eHow, Inc. How things get done. Use of this web site constitutes acceptance of the eHow Terms of Use and Privacy .