College Gift Annuity is

Giving to Amherst: Charitable Gift Annuities Amherst College Site Map Search Amherst College > Alumni & Parent Programs > Giving PlannedGifts > Charitable Gift Annuities Want to learn more about tax savings and benefits based on your own situation? Without obligation, let GiftCalcs help you do your own calculations. Charitable Gift Annuities Among this nation's oldest and most popular planned gifts, charitable gift annuities offer a wonderful opportunity to provide for a generous future gift to Amherst. In a slowing economy with lowering interest rates, this option may be an excellent way to balance your portfolio. A charitable gift annuity represents a contract between a donor and the College by which the College agrees to pay the donor and/or other named beneficiaries a fixed income each year for the lifetime of those named in the contract (the annuitant ( s )). This payment is secured by the full assets of Amherst College and will not change regardless of fluctuations in the stock market or the economy in general. Minimum Gift Amount Income Based on Age of Annuitant Tax Advantages of Gift Annuities Special Consideration with Gifts of Appreciated Property Minimum Gift Amount The minimum gift to create an Amherst College Gift Annuity is $10,000. Contributions can be in the form of cash, appreciated securities or mutual fund shares, or other property acceptable to the College. All gifts of appreciated property should be held long term by the donor (at least a year and a day). Because each gift annuity is a separate contract, additional annuities must also be for $10,000 or more. Income Based on Age of Annuitant The amount of income Amherst will pay depends on the age of the annuitant at the time the contract is issued. The older the annuitant, the greater the amount of income. A single annuitant, age 65, will receive an annuity rate of 5.7%; an 80-year-old annuitant will receive an 7.6% annuity rate. The highest annuity rate the College offers is 9.5%. Annuities based on two lives (most commonly a husband and wife) are also available, but the rates are generally lower. Any person named as an annuitant must be 60 years of age or older. (Additional information is available on the Amherst College Gift Annuity rate table .) Tax Advantages of Gift Annuities A charitable gift annuity is actually part gift and part purchase of a lifetime annuity contract from the College. The portion that represents a gift to the College is deductible on your federal income tax return if you itemize your deductions. The size of the deduction is determined by the age of the annuitant, the amount of the gift, and a monthly interest rate factor provided by the IRS. (Here are some sample deductions .) Gift annuities also offer the opportunity to receive income on a tax-favored basis. When the annuity is funded with cash, a significant portion of the income is treated as tax-free return of principal over the annuitant's life expectancy. When appreciated securities or other assets are used to fund the annuity, the income will be taxed as tax-free income, capital gain income and ordinary income, once again generally over the life expectancy of the annuitant. Special Consideration with Gifts of Appreciated Property Gift annuities are treated differently from other life income gifts for capital gains tax purposes. At the time the contract is issued, that portion of the capital gain attributable to the annuity is taxable to the donor. If the donor is the income beneficiary of the annuity, the capital gain is spread out over the donor's life expectancy, and taxed at the 15% capital gains tax rate. Updated 9/4/03 If you would like to learn more about planned gifts at Amherst, please contact Timothy A. Neale '70, Director of Planned Gifts, (413) 542-8256, plannedgifts@amherst.edu . Information contained in this Website should not be considered legal, accounting, or other professional advice. Individuals considering a planned gift to Amherst should consult with their financial advisor. << Return to Planned Gifts Homepage

Housewarming Gifts Our Favorites

Gifts.com: Housewarming Gifts, New Home Gift Ideas Home • Member Sign-in Wedding • Anniversary • Birthday • All Occasions Personalized Gifts • Gift Certificates • Gift Baskets • All Categories Refine your gift search » Start a New Search Recipient For Her (349) For Him (357) Age Adult (undo) Young Adult (399) Adult (35+) (403) Senior (351) Price Under $50 (296) $50-99 (200) $100-199 (140) $200+ (87) Interests Cooking & Entertaining (190) Eating & Drinking Well (133) Home Decorator (121) Home Improvement (60) Gardening (58) Creative & Artistic (53) Professional (49) Outdoor Activities (27) Music Lover (25) Gadget Guru (24) » View all 28 Interests Active & Healthy (23) Movie Buff (18) Proud Parent (18) TV & Pop Culture Fan (16) Pets & Animals (15) Beauty & Spa (12) History Buff (12) Sports Fan (12) Cards & Games (11) Spiritual or Religious (8) Fashion Shopper (7) Travel Enthusiast (7) Auto Enthusiast (5) Golfing (5) Playing Sports (3) Video Gamer (2) Well-Dressed (2) Charity & Volunteering (1) Occasion Housewarming (undo) Category Home & Garden (248) Unique Gifts (41) Gourmet Food & Beverages (32) Gift Baskets (31) Personalized Gifts (24) Books & Magazines (19) Computers & Electronics (18) Gift Certificates & Cards (18) Flowers & Plants (17) Movies & Music (16) » View all 25 Categories Stationery & Office Supplies (10) Sports & Outdoor Activities (8) Toys & Games (8) Arts & Crafts (7) Collectibles & Memorabilia (6) Other Stuff (6) Pets & Animals (6) Clothing & Accessories (5) Photo Related (4) Beauty & Health (4) Jewelry & Watches (3) Experiential Gifts (3) Gag Gifts (2) Business & Executive Gifts (1) Religious Gifts (1) Helpful Last-minute Tools » Send an eCard from American Greetings 412 gift matches for: Adult + Housewarming Gifts Our Favorites Price: Low to High Price: High to Low 1 2 3 4 5 6 ... 35 View all Bouquets of Cookie Flowers (4) see more like this » $48.95 at Corso's Cookies One Share of Stock for Housewarming (5) see more like this » $124.00 at OneShare.com "Happy Housewarming!" Cookies (4) see more like this » $27.99 at Mrs. Field's Money Trees for Prosperity (2) see more like this » $39.95 at Hallmark Flowers Upside-Down Tomato Garden More Info » $69.95 at Hammacher Schlemmer Kinetic Wind Sculptures (2) see more like this » $55.00 at Smith and Hawken Personalized Doormats (5) see more like this » $69.00 at Restoration Hardware Portable Organized Tool Kits (5) see more like this » $29.95 at The Sharper Image Wine.com Gift Certificates More Info » $39.99 at Wine.com Home Wine Cellar Cabinets (3) see more like this » $99.99 at Home Depot Herb Garden Starter Kits (5) see more like this » $19.95 at Wrapables Mod Wall Clocks (7) see more like this » $32.95 at Wrapables 1 2 3 4 5 6 ... 35 View all Personalized Teddy Bears - www.VermontTeddyBear.com Free Gourmet Caramels & Gift Card. Send the Only Bear Made in America! Gift ideas for anyone and every occasion. The easy way to find great gifts! Home | How it Works | Merchants | About Us | Contact Us | Privacy Policy | Terms of Service | Site Map Evite Citysearch ClassicVacations.com CondoSaver.com Entertainment.com Expedia Hotels.com TicketWeb Hotwire HSN Home Loans liveDaily Match.com Real Estate ReserveAmerica Ticketmaster TripAdvisor

TEACHER GIFTS MUSICAL PLAYS

Gifts for teachers | Music teacher gifts | Twin Sisters Productions, LLC. Call Toll-Free 1-800-248-TWIN(8946) Welcome . Sign-in to make shopping easier. Online Catalog Stores Near You About Twin Sisters My Account Newsletter Contact Us Dealers Home PRENATAL MUSIC MUSIC FOR MOM AND BABY TODDLER / PRESCHOOL EDUCATIONAL WORKBOOK / CD SETS EDUCATIONAL SONGS THAT TEACH Early Learning Speech Development Phonics Math Social Studies Science Foreign Language MUSIC TEACHER RESOURCES TEACHER GIFTS MUSICAL PLAYS FOR TEACHERS INSPIRATIONAL MULTIPACK SETS SPANISH PRODUCT HELP US HELP KIDS! NEW RELEASES BARGAIN BASEMENT Site Wide Search Age Specific Search Advanced Search? ** Select "Site Wide Search" option above for searching key words like "Science". To view products meant for your child's age, select "Age Specific Search" and enter your child's age. You Are Here: Children's Music Catalog | Teacher Gifts Teacher Gifts Get a gift for the teacher who does so much! For Teacher Appreciation Week, as an end of the school year "Thank You", or for the Holidays! Thank and encourage a teacher today with one of our teacher gifts ! Today's teachers do more than teach basic skills. They nurture and inspire children. They help students learn essential skills not always measured in testing, and they make a huge impact on a child's life. Thank them with these special gifts of music! R&R for Teacher 60-minutes of tranquil, hushed original instrumental music designed to help relax your body, slow down the speed of thoughts, soothe frustrations and revive your love of teaching. MAKES A GREAT GIFT FOR TEACHER! $12.99 CD (Twin 8034CD) Thank You, TEACHER! THANK A TEACHER WITH THIS WONDERFUL GIFT OF MUSIC! 60-minutes of original instrumental music blended with the comforting sounds of forest nightlife, soft rain, distant storm, gentle wind, and other nature sounds. $12.99 CD (Twin 8035CD) Awards | Request a Catalog | Track Your Order | Shipping/Return Policy | Privacy Policy | FAQs | Search | Sitemap | Home - Educational Music 2680 West Market Street Akron, Ohio 44333 1-800-248-8946 1-800-480-8946 (Fax) info@twinsisters.com 2005 Twin Sisters IP, LLC. All Rights Reserved. Unauthorized duplication prohibited by law. Web Design & Web Hosting Services by The Karcher Group

Giftcenter & Jewelrymart will

San Francisco International Gift Fair THE ENTIRE SAN FRANCISO FAIR UNDER ONE ROOF IN FEBRUARY! New Schedule, New Division, New Fun and Excitement!! We’re consolidating the SFIGF UNDER ONE ROOF at Moscone Center, beginning with the February 2006 Fair. You’ll find new product neighborhoods featuring specific merchandise categories to make shopping and selling easy for everyone. With the closure of the Concourse Convention Center, the exhibit floor will be packed to the brim with the season’s most cutting-edge designs. You will find former Concourse exhibitors throughout Moscone Center South Hall – with the exception of the popular GardenStyle, which will be re-located to the North Hall, next to the At Home division. In addition, the timing of the San Francisco market will be concentrated into 4 days, as the Fair will close at 2:00 pm on Tuesday, February 7, and since there will be one day less to shop—you’ll want to be sure to plan your time wisely to see the entire market and enjoy your time in the City By The Bay. Don’t forget to shop PetStyle – a new product division in Moscone Center South Hall and add fresh, new profit-making products to your merchandise mix. This new division was met with great enthusiasm in the summer market. Pets are a $34 billion a year industry, and you’ll want to cash in on the latest products for our four-legged friends! The permanent showrooms of the Giftcenter & Jewelrymart will still be connected by free and frequent shuttle service during the February 2006 Fair - operating on Saturday through Tuesday Fair days. COME FOR THE FAIR…STAY FOR THE CITY! There’s so much to love about America’s favorite city…the vistas, the landmarks, the cuisine, the culture…and now an entirely NEW San Francisco International Gift Fair®! Show Hours 9:00 am – 6:00 pm, Saturday - Monday 9:00 am – 4:00 pm, Tuesday (Show Closes Tuesday, 4:00pm) Registration Hours 8:30 am - 5:30 pm, Saturday - Monday 8:30 am - 3:30 pm on Tuesday Pre-Fair Registration at the Giftcenter & Jewelrymart 8:30 am - 5:30 pm — Wednesday, Feb 1 thruFriday, Feb 3 Location Moscone Center San Francisco, CA Buyer Registration Phone: (800) 346-1212 The San Francisco International Gift Fair® February 4-7, 2006 Apply To Exhibit Here Buyers: Register Here --

birthday gift idea, or

50th, 40th, 60th birthday gift ideas For that special 40th birthday gift idea, 50th birthday gift idea or 60th birthday gift idea, or just because you want to; why not treat him to a birthday gift he will never forget . A birthday break on four wheels! Cornwall Classic Car Hire has developed a special gift service ideal for that memorable birthday when you need something really special to mark the big day.or, if you are trying to buy for the man who appears to have everything , Birthday Breaks offers the solution. Why not take him away from it all on a romantic classic car break in Devon or Cornwall? Great as a source of ideas for unusual male presents our special gift service recognises the fact that after a while socks, ties or even surprise parties have had their day, so let him live his dreams with a weekend away in a classic sportscar. We offer a fine range of classic British sportscars as either car hire only or as an inclusive classic car break. We work with an excellent selection of accommodation partners to ensure you enjoy an outstanding birthday break together. What better venue could there be than the beautiful scenery and coastline of Devon & Cornwall as a romantic birthday setting? Alternatively, as a special birthday present for Dad, a hire of a classic British sportscar is really hard to beat! Whether you book for your Dad or partner, the men in your life cannot fail to be touched by the gift of driving a classic British sportscar. We offer the cars most people would love to own!. Choose from our: Legendary E Type Jaguars... MKII Jaguar - made famous by Inspector Morse Triumph Stag 3 Litre convertible Superb swept-wing MG TC Austin Healey 3000 Sixties two seater Austin Healey 3000, Triumph TR4A or MG B V8 Roadster If he is about to celebrate a fortieth, fiftieth or sixtieth, when you really want to make a fuss of him, why not let him drive the E-type Jaguar he always aspired to own? Or perhaps the chance to reminisce about the good old days of motoring in the MG TC would be just the ticket? At the end of the day we all know men just love their motors! Go on... make someones birthday - hire them the classic car of their dreams! Find out how it works... Home | Our Service | About Us | News | Contact us | Our Cars | Testimonials | Site Map Discover Cornwall | Cornwall's Motoring Heritage | Terms and Conditions | Admin Honeymoon Ideas | Anniversary Gift | Birthday Gift Ideas | Recommended Sites Email This Page to a Friend --© Classic Escapes Limited 2004. Classic Escapes Limited operates the licensed brand names of Classic Escapes , Cornwall Classic Car Hire and Devon Classic Car Hire . Powered by KernowStore --