unique gifts for men?

Birthday Gifts UK - Unusual & Unique Ideas for Men & Women -- Gift Search By person: - Mum - Dad - Brother - Sister - Grandma - Grandad - Girlfriend - Boyfriend - Male friend - Female friend - Wife - Husband - Couple - Daughter - Son - Kids (m) - Kids (f) By price: - under 15 - 15 - 30 - over 30 -- home for men for women for children gadget box king of the kitchen bedroom bonkers bathroom bananas lounging around office envy out and about wedding presents anniversary gifts corporate view basket information -- We are a member of the ISIS scheme UK E-Commerce Awards 2003 - London Winner Orderline: UK 020 7407 4821 Int'l +44 20 7407 4821 Last UK orders for Father's Day - 3pm Thursday 16th June -- ...for him Elvis Canvas - £45.00 Looking for unique gifts for men? We have a great range of gift ideas for men - whether it's for a birthday, anniversary... any occasion! Take a look... ...for her Supermodel Apron - £11.99 Looking for unusual gifts for women? We have a fantastic range of presents for her - How about a gift box full of smellies, or a personalised Name a Star gift. Take a look... ...for kids Rainbow Maker - £19.50 Looking for funky gifts for children? We have a great range of presents for children. Take a look... Business & corporate If you're looking for business, corporate or incentive gifts... we offer discounts for buying in bulk... Click here to see our top selling business & corporate presents for 2005... Customer comments "Dear folks,In today's culture of complain about everything and get your money back, it's not very often that someone takes the time to say thank you. Well, i would like to right that wrong! On Tuesday i ordered and paid for a star name from your website. I was informed that it would take upto five working days so was not expecting delivery until next week. Imagine my surprise when the postman delivered it this morning (Thursday) just two days later. This was purchased as a wedding gift from my four year old daughter to her Aunt & Uncle as she is their little star and also their flower girl. The whole experience of buying from your website (and subsequent prompt delivery) has been such a breath of freshair. Keep up the good work and i look forward to buying from your site again." Rosi McQuarrie-Parkes "Thanx for speedy delivery... excellent service." Regards, Luigi semoli "Will definitely use you again - excellent service received." Janet "Thank you very much for the product - it's brilliant - and the speedy postage. Great doing business with you." Maureen Belmont "I'm sure I'll use your web site for presents again and again." Darold, N.Yorks "I'm just writing to say thank you very much for your quick and brilliant service. You will see me returning to your site to purchase presents on a regular basis.Thank you so much for a great shopping experience." 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Current review "A great place to shop" Current review 3 x "Best sites of the week" Dec 2000, Oct 2001 & June 2002 "Loads of ideas" June 2000 "Website of the Week" June 2001 More reviews... Needapresent.com Ltd, Unit 12 B1, The Leathermarket, 11/13 Weston St, London, SE1 3ER Tel: 020 7407 4821 Terms & Conditions Come to Needapresent.com for funky, stylish, unusual & unique products for men, women and children. Think of all the times in the year you need to come up with presents - for a birthday, wedding, anniversary, house warming, a Valentine... there's Christmas, Mothers Day, Fathers Day, Valentines Day the list goes on and on! We offer a fast delivery service in the UK - in around 2 days - and we deliver worldwide. Bookmark us and we will take the strain out of buying presents for good. We even offer business, corporate and incentive gifts too.

Creative Gifts Jewelry Search

Compare Prices and Read Reviews on Creative Gifts Jewelry at Epinions.com Join Epinions | Help | Sign In All Categories Beauty Books Business & Technology Cars & Motorsports Computer Hardware Education Electronics Games Gourmet Health Home & Garden Hotels & Travel Kids & Family Magazines & Newspapers Movies Music Musical Equipment Online Stores & Services Outdoor Gear Personal Finance Pets Restaurants & Gourmet Software Sporting Goods ---------------------------------- Related Deals Home > Gifts > Jewelry We found 6 results for Creative Gifts Jewelry Search Results Showing 1-6 of 6 items Hide photos Sort by Name or Rating Sort by Price Compare Creative Gifts Princess Victorian Jewelry Box Model 22021 22021 Jewelry Boxes · Creative Gifts Compare Creative Gifts Beaded Double Jewelry Box Model 22040 22040 Jewelry Boxes · Creative Gifts · Women's · Valentine's Day · Silver Compare Creative Gifts Small Pig Bank Model 23138 23138 Jewelry Boxes · Creative Gifts Compare Creative Gifts Oval Box w/Beaded Border Model 26025 26025 Jewelry Boxes · Creative Gifts Compare Creative Gifts Pig Bank SP Model 23237 23237 Jewelry Boxes · Creative Gifts Compare Creative Gifts Aluminum Eyeglass Case Model 02926 02926 Jewelry Boxes · Creative Gifts Showing 1-6 of 6 items Featured Resources Diamond Jewelry Forbes Favorite Online Jeweler Free FedEx & 30-Day Returns. www.bluenile.com Diamond Necklace Sale 40-80% off Necklaces & Pendants. Quality selection, $2.95 shipping! Overstock.com Diamond Jewelry Shop for fine earrings, pendants, rings & more. Save with us today. www.Diamond.com Netaya Fine Jewelry Fine Diamond, Gemstone, Gold & Silver Jewelry - Up to 80% Off www.netaya.com Designer Engagement Rings 3000 Designs. 60000 GIA Diamonds Wholesale Prices From $1500 www.UnitedDiamonds.com Help | Member Center | Message Boards | Privacy Statement | Site Index About Epinions | Careers | Contact Epinions | Merchant Center | New Merchants | Advertising Epinions | DealTime USA | DealTime UK | PriceTool | Shopping.com © 1999-2005 Epinions, Inc. Trademark Notice Epinions.com periodically updates pricing and product information from third-party sources, so some information may be slightly out-of-date. You should confirm all information before relying on it.

wedding gift: cash toward

MSN Money - A practical wedding gift: cash toward a home MSN Home My MSN Hotmail Shopping Money People & Chat Sign In W eb Search: Money S earch MSN Money: Help Home News Banking Investing Planning Taxes My Money Portfolio Loans Insurance Planning Home Retirement Savings Insurance Family/College College Tools Scholarship Search College Search Resources Decision Centers Commentary Index More Tools Related Links Message Boards Print-friendly version Send this to a friend Get market news by e-mail See if refinancing works Personal finance bookshelf Find It! Article Index Finance Q&A Tools Index Site map Related Articles Marriage means updating important documents Romance can wait; first, talk cold, hard cash Tie the knot without busting your budget Related Resources Decision Center: Essential homebuying guide Decision Center: Love, money and marriage See if youre carrying too much debt Stay at home or work? Try our calculator Related Sites Bankrate.com The Basics A practical wedding gift: cash toward a home advertisement If anyone asks what you want for a wedding present, you might try 'cash for a down payment.' Its legal, if you follow the rules, and asking for cash even meets the Emily Post test for politeness. By Bankrate.com June is the busiest month for weddings, and a forest's worth of invitations either already has been mailed or soon will be sent. A lot of couples want money for wedding gifts. A wedding-day cash infusion can make putting a down payment on a home easier. With prices appreciating rapidly in much of the country, lots of couples need all the help they can get. There are formal and informal rules governing gifts of money to help newlyweds buy a house. First, the informal rules: Is it OK to ask one's wedding guests for money? "It's not rude to request money as a wedding gift," says Peggy Post, author of Emily Post's Wedding Etiquette. "However, it's extremely important to ask politely." Peggy Post is Emily's great-granddaughter-in-law, the wedding etiquette expert for WeddingChannel.com and the main spokesman for the Emily Post Institute. She says one of the most common challenges that couples face is how to request money as a wedding gift. Doing so is acceptable, if done politely. If you seek down-payment money, get the word out through family and friends, Post recommends. Just don't include that info in the same envelope as a wedding invitation. "If you are asked point-blank what you would like for a gift, you might say, 'Whatever you choose will be wonderful, I'm sure, but money for a house down payment is on the top of our wish list,'" Post says. It's OK to say what it's for Go ahead and tell people what you want the money for. Who knows? If you let people know that you plan to spend the money on a down payment, rather than on a honeymoon in Tuscany, they might be more willing to open their pocketbooks. Wedding guests who insist on giving you yet another toaster or wicker picnic basket or a set of rosewood corn holders should be thanked anyway, even though they aren't helping you buy a house. "You should always accept any gift graciously, and remember that the choice of what to give really belongs to the gift giver," Post says. With the etiquette question out of the way, that brings up how to get the money from your guests' pockets and into the hands of the folks who eventually sell you their house. It's not simple, because mortgage loan programs have differing rules on the use of gift money in making a down payment. So know the gift rules Generally, you are expected to be able to make a down payment of at least 5% from your savings, excluding gifts. But what if you are too impatient to wait that long? Some mortgage programs allow you to use gift money if you can't scrape together that 5%. Loans insured by the Federal Housing Administration allow you to use money from gifts to make a down payment of as little as 3%. Fannie Mae and Freddie Mac, the two biggest purchasers of home loans, offer similar programs through lenders. Fannie Mae's program is called "Flex 97" and Freddie Mac's is called "Alt 97." If there is a problem with these loan programs, it is that they limit whose money you can use. The FHA, Fannie and Freddie allow you to use money from family members. In the FHA's case, givers have to be members of your "immediate family." It's up to the loan officer to figure out who is family and who is immediate family. What about friends? Can you use gift money from, say, the woman who has been your mother's best friend since kindergarten? Technically, no. The money has to come from family (or from a nonprofit or government agency, but they don't give wedding gifts). It wasn't always this way. In 1996, the FHA encouraged lenders to offer "bridal registry accounts," where couples could stash gifts from friends and family. "Then, when the newlyweds purchase their new home, the money will be available and documented through a lender-supervised account," the FHA said. A few lenders responded enthusiastically, establishing account programs specifically for newlyweds complete with gift cards that could be returned to the bank with a check enclosed. One such lender is SunTrust Mortgage, a subsidiary of SunTrust Banks. Through SunTrust Mortgage, you can open a bridal registry savings or checking account at SunTrust Bank. When a wedding guest makes a deposit, the bank sends a card to the bride and groom to let them know. Ready to find a mortgage? "When they're ready to go ahead and make that first home purchase, they access those funds and we get a mortgage for them -- and we hope they remain a SunTrust banking customer," says Cheryl Nolda, senior vice president of marketing for SunTrust Mortgage. In the last few months, about 500 brochures have been given to prospective couples, Nolda says. The lender usually sees an upsurge in interest in the two months before June and October, which tend to be the busiest months for weddings. Despite their success at SunTrust, bridal registry accounts never really caught on. You can always open a regular old savings or money market account to hold your down payment fund, but you might need to document where the money came from. That's easy enough when the money comes from your paycheck. If some of the money comes from gifts, be prepared to document the source. Encourage gift-givers to give checks from their personal accounts. And don't forget to write those thank-you notes. Editor's Choice 3 legal papers you can't live without Your own business, your tax shelter Brush: The 5 most overpaid CEOs Are seniors gambling away retirement? Cut your taxes by going solar Readers' Choice Ratings Top 5 Articles 9.34 Zombie debt collectors dig up your old mistakes 9.33 10 ways to stop identity theft cold 9.31 10 ways to avoid outrageous hospital overcharges 9.22 The tricks and traps of debt consolidation 9.17 Safeguard your Social Security number View all top rated articles More Resources · E-mail us your comments on this article · Post on the Your Money message board · Get a daily dose of market news S earch MSN Money tips advertisement MSN Money's editorial goal is to provide a forum for personal finance and investment ideas. Our articles, columns, message board posts and other features should not be construed as investment advice, nor does their appearance imply an endorsement by Microsoft of any specific security or trading strategy. 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Jewelry Gift

LongLocks Hair Sticks - Jewelry Gift Certificates - The Perfect Birthday or Holiday Gift! Advanced Search | Catalog | Site Map | Index About LongLocks HairSticks ® Boutique Gift Certificates LongLocks HairSticks ® and accessories make wonderfully elegant gifts that will be dearly treasured for years to come, and are destined to become the heirlooms of tomorrow. Whether it be a gift for Christmas, Valentine's Day, a wedding anniversary, birthday, or just to say "I love you," let the LongLocks HairSticks ® Boutique provide a perfectly romantic solution to your gift giving dilemma. Purchase a LongLocks HairSticks ® Boutique Gift Certificate and let your special someone shop at their leisure to choose their own unique hair sticks and jewelry from the LongLocks HairSticks ® Boutique online catalog. Your special someone will love you for it! We ship gift certificates anywhere in the world via first class mail free of charge. If you would like us to personalize your gift certificate for you, please enter the name of the recipient in the comments text box on the first page of the Secure Shopping Cart. If you are on a tight time schedule, your gift certificate can even be delivered by e-mail! Just make your request in the comments text box in the Secure Shopping Cart and be sure to include the e-mail address of the recipient. LongLocks HairSticks ® Boutique Gift Certificates are printed on beautiful floral paper stock. They are available in $25.00, $50.00, $100.00, $150.00 and $250.00 denominations and may be redeemed for one full year from date of issue. Please note that gift certificates are nonrefundable and any unused balance will be credited toward a future purchase. Discount vouchers and sale prices are not applicable to the purchase of gift certificates. Any necessary adjustments under these circumstances will be made during processing. Gift certificates may be redeemed at any time, including during sale days, and may be used in conjunction with discount vouchers. Price: $25.00 Add to Cart Add to Cart LongLocks HairSticks Boutique: $100 Gift Certificate Price: $100.00 Add to Cart Add to Cart Add to Cart The LongLocks HairSticks Boutique is updated daily with new designs! Check out What's New . Subscribe to our FREE newsletter & receive special members-only discounts & previews. Subscribe today Have an idea for your own jewelry design? Consider a Custom Design There are LongLocks HairSticks ® for men too! Check out LongLocks ChapStix Our customers say wonderful things about our jewelry! Check out our Kudos and Awards You'll find great books on hair styles and fashion in the LongLocks Library Prefer to place your order by phone? Call toll-free 1.877.745.1145 LongLocks HairSticks Boutique Hair Jewelry Catalog Index The Original LongLocks HairSticks | GlimmerStix | DuetStix | SwingStix | BridalStix | ShadowStix | GemStix HoloStix | SterlingStix | d'OrStix | FantasyStix | PearliStix | FuturiStix | GlitterStix | MystStix | DecoStix DrizzleStix | MajeStix | NeonStix | FoilStix | SugarStix | ArtiStix | SpiralStix | RapunzelStix GeishaStix | IndividualiStix | ChapStix | Special Edition Designs | Vintage Hair Combs Gift Certificates | Chinese Silk Jewelry Rolls | The Rapunzel Shoppe Collectors Club | Waltzing Willow Jewelry | Sublime Indulgences Hair Color Chart | Birthstones & Anniversaries Ordering Information

Shower Gift

BabyGreek.Com - fraternity sorority baby gifts baby shower gifts Welcome to Babygreek.com, your premier source for sorority and fraternity clothes and gifts catering specifically to infants and children. We carry only the highest quality items officially licensed through sororities and fraternities worldwide. Alpha Chi Omega Alpha Omicron Pi Alpha Phi Alpha Tau Omega Alpha Xi Delta Beta Theta Pi Chi Phi Chi Omega Delta Chi Delta Delta Delta Delta Gamma Delta Tau Delta Delta Zeta Gamma Phi Beta Kappa Alpha Kappa Alpha Theta Kappa Delta Kappa Kappa Gamma Kappa Sigma Lambda Chi Alpha Pi Beta Phi Phi Delta Theta Phi Gamma Delta Phi Kappa Alpha -- Phi Kappa Tau Phi Mu Phi Sigma Kappa Pi Kappa Alpha Psi Upsilon Sigma Alpha Epsilon Sigma Chi Sigma Delta Tau Sigma Kappa Sigma Pi Sigma Nu Sigma Phi Epsilon Sigma Sigma Sigma Theta Chi Tau Kappa Epsilon Zeta Beta Tau Zeta Psi Zeta Tau Alpha Search Catalog Priority Mail Used For All Orders Future Organizations Coming Soon -- Order & Return Policy Baby Greeks innovative styles and selections are sure to delight young and old alike! Select your organization at the left and browse the collection. A free gift card is included with your order! We will be adding more items constantly so be sure and bookmark this site and return often! Order online using our secure server. Your transaction will be encrypted using the latest technology. Or, see the order blank for payment by check. Our customer service staff is available to answer any questions you may have. If you dont see your fraternal organization, or would like to see a particular product offered, email us at csr@babygreek.com and well be happy to serve you! Call 1-877-368-7923 Monday through Friday 10 to 3 E.S.T. for further assistance. A gift from Baby Greek assures you that you have sent a quality item to your loved one! © Baby Greek Inc. All Rights Reserved. Design & Hosting by:Unlimited Media