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Skidmore College - Gift Planning - Life Income - Charitable Remainder Trust Search | Calendar | A-Z Index Thu Sep 22 5:37 PM EDT Skidmore Home | Admissions | Current Students | Faculty & Staff | Parents & Friends | Alumni Wills and Bequests Life Income Gifts More Gift Options Breaking News To Honor Donors Bring Legacy to Life! Scribner House Contact Our Staff Gift Planning Home STANDARD MAIL 815 North Broadway Saratoga Springs, New York, 12866 GIFT PLANNING PHONE 518-580-5655 E-MAIL CONTACT Gift Planning Gift Planning Life Income Gifts - Charitable Remainder Trust Commonly known by its acronym, CRT, the charitable remainder trust is a valuable estate and financial planning tool that also helps donors fulfill philanthropic objectives. A donor can fund a CRT with cash or securities. The CRT will provide a stream of income to one or more recipients (a donor and spouse, for example) for life or for a fixed period up to 20 years. The trust ends when the income recipient(s) pass away or when the fixed period has ended. The remaining trust assets are then distributed to Skidmore, and other charitable recipients, if named, to be used in a manner determined by the donor when the trust was created. It is also possible to use real estate to fund a CRT. Life income payments can be made two ways: as a percentage of the trust assets as revalued annually (this is known as a unitrust, or CRUT) or by paying a fixed percentage of the original trust principal (this is known as an annuity trust, or CRAT). The unitrust provides a variable payment, while the annuity trust provides a fixed payment. Trusts are usually funded with a minimum of $100,000. Donors usually experience an increase in yield on the assts. Other advantages include an immediate charitable income tax deduction, avoidance of capital gains tax if appreciated assets are used to fund the trust, possible estate tax savings, and the creation of a legacy through your wonderful gift to Skidmore. Many donors use their tax savings to purchase a life insurance policy to replace for their heirs the assets used to fund the CRT. Please call or email to learn more. Bring Legacy to Life! Philanthropy • Legacy • Security The Office of Gift Planning urges donors to consult their legal and other professional advisors when considering charitable gift giving. Our staff is always pleased to work directly with donors and their advisors during the process. Creative Thought Matters. Skidmore College · 815 North Broadway · Saratoga Springs, NY · 12866 Skidmore College Main Links ©2005 Skidmore College · Contact Information Skidmore Home | Admissions | Current Students | Faculty & Staff | Parents & Friends | Alumni

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Fraternal Programs - Thrivent Financial for Lutherans Locate Your Financial Representative | Site Help | Corporate News Become a Member | Contact Us | Free Offers | Chapter Web Sites SPONSORED WEB SITES: Thrivent Builds | The Store | Lutherans Online | Lutheran Heritage | Church Loan Program | Thrivent Magazine About Chapter System Chapter Locator Chapter Care Programs Church & Community Programs Fraternal Highlights Grant Programs-Foundation Funded Grant Programs-Fraternal Funded Hurricane Katrina Response - Information for Members Impacted - Message from Senior Vice President Brad Hewitt - Investments Impact from Hurricane Katrina - Hurricane Katrina Resource Exchange - Photo Gallery It's as Easy as ABC 1-2-3 JOIN HANDS DAY Member Benefits Scholarships Supporting Our Troops Thrivent Magazine Volunteer Excellence Award FAQs Fraternal Programs Hurricane Katrina Response Hurricane Katrina Response Our hearts go out to the people along the Gulf Coast who have been affected by the devastation of Hurricane Katrina. Thrivent Financial and its members are responding in two ways: First, Thrivent Financial has added $5 million for rebuilding areas devastated by Hurricane Katrina to our $100 million Thrivent Builds with Habitat for Humanity alliance, announced on Sept. 8, 2005 . Thrivent Builds is an unprecedented financial, volunteer and advocacy alliance designed to substantially increase Habitats capacity to build affordable housing. Second, we are supplementing our members donations and fund-raising efforts for this recovery. Through the generosity of our members, we expect more than an additional $6 million will be raised to support the survivors of this disaster in their recovery efforts. Individual Member Response Through the Individual Member Response, gifts members make to one of the four eligible organizations will be supplemented $1 for every $2 given, up to $300 per member (e.g., if a member gives $600 to a relief organization, Thrivent Financial will provide that organization with an additional $300.) A Thrivent Financial Hurricane Katrina Individual Member Response Form (PDF, 53K) must accompany the members gift (see form and instructions) (Word, 21K) . All funds raised and contributed through the Individual Member Response will be directed to four eligible recipients: Lutheran Disaster Response , ELCA Domestic Disaster Response , LCMS World Relief/Human Care and WELS Committee on Relief . These organizations will distribute the funds to those in need using their established processes. Thrivent Financial Hurricane Katrina Individual Member Response Form (PDF, 53K) Instructions for Member Response Form (Word, 21K) FAQ Individual Member Response Bulletin Insert (PDF, 38K) News Release (Word, 25K) Regional Chapter Response Members can form a service team to hold a fund-raiser or an appeal/collection and have the funds supplemented $1 for every $2 raised through the Hurricane Katrina Regional Chapter Response. A Regional Chapter Response Report form (Word, 43K) must accompany funds that are sent to Thrivent Financial for processing (see form and instructions) (Word, 22K) . Hurricane Katrina Regional Chapter Response Form (Service Team Fund-Raiser Activity Results) (Word, 43K) Instructions for Regional Chapter Response Form (Word, 22K) FAQ Regional Chapter Response News Release (Word, 25K) To view and print PDF files, you need Adobe Acrobat Reader installed on your computer. If you do not have it, you can download a free copy of Adobe Acrobat Reader and install it on your computer by clicking on "Download Adobe Acrobat Reader" below. Mark Wallheiser /REUTERS Download Adobe Acrobat Reader (needed to view .pdf files) U.S. News Headlines SIMILAR HEADLINES ... Help Center Life Events... Buying a Home Changing Jobs Enter Retirement Getting Married Having a Baby Leaving a Legacy Owning a Business Plan Retirement Starting Out =============== Financial Goals... Bank Rates Business Planning Calculators Charitable Giving Checking Accts Credit Cards Daily Fund Pricing Education Planning Estate Strategies Fixed Annuities Imm. Annuities IRA Rollovers IRAs Life Insurance Loans Long Term Care Medicare Sup. Ins. Mortgages Online Banking Planning Services Planning Tools Portfolio Tracker Retirement Savings Accts VA Daily Values Variable Annuities VUL Insurance =============== I want to find... Assoc. Member Chapter Locator Chapter Info Church Loans Contact Info Fraternal Highlights Free Offers Gift Matching Grants Greeting Cards Hurricane Response Job Search LutheranCommunity Foundation Lutherans Online Member Benefits Member Magazine Membership Message Boards Mission/Vision News News Headlines Privacy Statement Recipes Seminars Simply Giving® Singles Seeking The Store Thrivent Builds Web Publishing Weather =============== Information for Thrivent Financial Members Impacted by Hurricane Katrina Message from Senior Vice President Brad Hewitt Investments Impact from Hurricane Katrina Hurricane Katrina Resource Exchange Photo Gallery HOME | Site Map | Site Tour | Privacy Policy | Business Continuity Information | What's New On The Web Site | Contact Us | Top of Page Appleton Office: 4321 N. Ballard Road Appleton, WI 54919-0001 USA 800-THRIVENT (800-847-4836) E-mail: mail@thrivent.com Minneapolis Office: 625 Fourth Avenue S. Minneapolis, MN 55415-1624 USA 800-THRIVENT (800-847-4836) Thrivent Financial for Lutherans, Appleton, WI 54919-0001, is authorized to conduct business in all 50 states and the District of Columbia. NAIC # 2938-56014. Products issued by Thrivent Financial for Lutherans are available to applicants who meet membership, insurability, U.S. citizenship and residency requirements. Not all products described are available in all states. Thrivent Financial representatives are licensed insurance agents. Insurance and retirement products, where available, are individual contracts, (not group coverage), and issued by Thrivent Financial for Lutherans. Investment products are offered through Thrivent Investment Management Inc., 625 Fourth Ave. S., Minneapolis, MN 55415-1665, a wholly owned subsidiary of Thrivent Financial for Lutherans. Member NASD. Member SIPC. Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc. Bank products and trust services are offered through Thrivent Financial Bank, 2000 E. Milestone Dr., Appleton, WI 54919-0006 (Member FDIC, Equal Housing Lender), a wholly owned subsidiary of Thrivent Financial for Lutherans. Insurance, investment products, securities, trust, and investment management services and accounts are not deposits, are not FDIC insured, are not insured by any federal government agency, and are not guaranteed by Thrivent Financial Bank. Variable insurance contracts, investment products, trust, and investment management accounts may go down in value. ©1995-2005 Thrivent Financial for Lutherans This document was last updated on Monday, September 19, 2005 at 11:47 AM

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