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Guilford College - Gift Instruments Future Students Current Students Faculty & Staff Family & Friends Alumni Ways of Giving » Planned Giving » Gift Instruments GIFT INSTRUMENTS Bequest A clause in one's will by which property is left to a charitable institution such as Guilford College. This clause may provide for a specific amount, a percentage of the estate, or the residue of the estate after other specific bequests have been made. Charitable Remainder Trust A formal contract administered by a trustee, taking the form of either an annuity trust (fixed dollar return) or unitrust (fixed percentage of trust valued annually). These trusts may enable donors who own low-yield assets to make a gift and increase the cash flow return during their lifetimes. The donor may also receive a current income tax deduction, capital gains savings, and estate tax benefits. Charitable Gift Annuity An agreement created by an irrevocable transfer of money or property to Guilford College in exchange for a guaranteed income for life. The donor receives a current income tax deduction and may receive a portion of each annuity payment tax-free. Pooled Life Income Fund A pooled or common fund made up of contributions from numerous donors, commingled to minimize investment risk and maximize investment opportunities. Managed by Guilford College in much the same way as a mutual fund, it provides the donor with a source of income for life and a current income tax deduction. Life Insurance Gifts Life insurance policies may be given to Guilford College under arrangements such as: · gift of a paid-up policy · gift of a new or existing policy with Guilford College designated as owner and beneficiary · designation of Guilford College as partial or sole beneficiary (this method of giving may also be used to make planned gifts of Individual Retirement Accounts or other retirement plans) Gift of Residence or Farm with Life Estate A donor may give a farm or personal residence to Guilford College, retain lifetime use of the property, and secure substantial income and estate tax benefits. Lifetime use may be retained for one or two lives. Related Links Heritage Society Donor Testimonials Quick Links Academics @ Guilford 0) window.location=this.options[this.selectedIndex].value;" Academic Departments Academic Skills Center BannerWeb Certification Programs College Calendar Course Catalog Course Schedules First Year Program Guilford Writing Manual Library Study Abroad Programs What's Going On @ Guilford? 0) window.location=this.options[this.selectedIndex].value;" Art Gallery Athletics Campus Life Guilfordian Guilford Buzz Local Events and Activities News Services Where Can I Find Help? 0) window.location=this.options[this.selectedIndex].value;" Administration Admission Information Adult Programs Campus Ministry Campus Map Employment Opportunities Information Technology International Student Info Office of College Relations Office of Public Safety Student Services Ways of Giving Advancement E-mail: advancement@guilford.edu Phone: (336) 316-2178 About Guilford | Search | Site Map | Directories | BannerWeb | Lotus Notes | Policies | Help
Birthday Present
Math Forum: Ask Dr. Math FAQ: The Birthday Problem -- Ask Dr. Math: FAQ The Birthday Problem Dr. Math FAQ || Classic Problems || Formulas || Search Dr. Math || Dr. Math Home Suppose you flip a coin and bet that it will come up tails. Since you are equally likely to get heads or tails, the probability of tails is 50%. This means that if you try this bet often, you should win about half the time. What if somebody offered to bet that at least two people in your math class had the same birthday? Would you take the bet? This question is more complicated than flipping a coin, because the chance of finding two people with the same birthday depends on the number of people you ask. If there were only one other person in your math class, you might be surprised to find out that she had the same birthday as you. If there were a pair of people with the same birthday in a class of 366 people, would you still be surprised? How large must a class be to make the probability of finding two people with the same birthday at least 50%? Let's forget about leap year when we solve this problem (no February 29 birthdays!) This way, we can assume that a year is always 365 days long. We'll start by figuring out the probability that two people have the same birthday. The first person can have any birthday. That gives him 365 possible birthdays out of 365 days, so the probability of the first person having the "right" birthday is 365/365, or 100%. The chance that the second person has the same birthday is 1/365. To find the probability that both people have this birthday, we have to multiply their separate probabilities. (365/365) * (1/365) = 1/365, or about 0.27%. Now, what about three people ? The chance of the first and second person sharing a birthday is still 1/365. The first and third person might share a birthday instead. The probability of that is 1/365 as well. But what if the second and third person shared a birthday? And what if all three of them had the same birthday? Things are getting complicated fast. Four or five people would be even messier. Is there a simpler way? To solve the birthday problem, we need to use one of the basic rules of probability: the sum of the probability that an event will happen and the probability that the event won't happen is always 1. (In other words, the chance that anything might or might nothappen is always 100%.) If we can work out the probability that no two people will have the same birthday, we can use this rule to find the probability that two people will share a birthday: P(event happens) + P(event doesn't happen) = 1 P(two people share birthday) + P(no two people share birthday) = 1 P(two people share birthday) = 1 - P(no two people share birthday). So, what is the probability that no two people will share a birthday? Again, the first person can have any birthday. The second person's birthday has to be different. There are 364 different days to choose from, so the chance that two people have different birthdays is 364/365. That leaves 363 birthdays out of 365 open for the third person. To find the probability that both the second person and the third person will have different birthdays, we have to multiply: (365/365) * (364/365) * (363/365) = 132 132/133 225, which is about 99.18%. If we want to know the probability that four people will all have different birthdays, we multiply again: (364/365) * (363/365) * (362/365) = 47 831 784/ 48 627 125, or about 98.36%. We can keep on going the same way as long as we want. A formula for the probability that n people have different birthdays is ((365-1)/365) * ((365-2)/365) * ((365-3)/365) * . . . * ((365-n+1)/365). If you know permutation notation, you can write this formula as (365_P_n)/(365^n). That's the same as 365! / ((365-n)! * 365^n). We've made some progress, but we still haven't answered the original question: how large must a class be to make the probability of finding two people with the same birthday at least 50%? We know that the probability of finding at least two people with the same birthday is 1 minus the probability that everybody has a different birthday, and we know how to find the probability that everybody has a different birthday for any number of people. The easiest way to find the right class size is to use a calculator to try different numbers in the formula. It turns out that the smallest class where the chance of finding two people with the same birthday is more than 50% is... a class of 23 people . (The probability is about 50.73%.) From the Dr. Math archives: Probability Theory: Coincidental Birthday Probability of the Same Birthday within a Group Birthday Probabilities Three Share a Birthday The Birthday Problem; Queuing at a Bank Birthday Probability, Class of 25 One Person of Seven Born on Monday Odds of Left-Handedness in a Group From the Web: The Birthday Problem: A short lesson in probability , George Reese A Java applet that you can use to test different class sizes (it works better with small classes) and graphs of the probability for different numbers of people. The Law of Small Errors , Keith Devlin The birthday problem, and related questions - what's the probability that someone will have your birthday? Birthday Surprises, Ivars Peterson Birthday Problem, Eric Weisstein's World of Mathematics Coincidence, Alexander Bogomolny How to Read Mathematics, Shai Simonson and Fernando Gouveau This article uses an explanation of the birthday problem as an example. An Introduction to Mathematica and the "Birthday Problem," Louie Beuschlein For a general review of probability: Probability, Dr. Math FAQ Probability in the Real World, Dr. Math FAQ - Ursula Whitcher, for the Math Forum Submit your ownquestion to Dr. Math [ Privacy Policy ] [ Terms of Use ] Math Forum Home || Math Library || Quick Reference || Math Forum Search Ask Dr. Math ® © 1994-2005 The Math Forum http://mathforum.org/dr.math/
Jewelry Gifts by Birthstone
Listmania! Jewelry Gifts by Birthstone Your Store See All 31 Product Categories Your Account | Cart | Wish List | Help Improve Your Recommendations | Your Amazon Home | Your Profile | Learn More Search Amazon.com Books Popular Music Music Downloads Classical Music DVD VHS Apparel Yellow Pages Restaurants Movie Showtimes Toys Baby Computers Video Games Electronics Camera & Photo Software Tools & Hardware Office Products Magazines Sports & Outdoors Outdoor Living Kitchen Jewelry & Watches Beauty Gourmet Food Beta Musical Instruments Health/Personal Care Travel Cell Phones & Service Outlet Auctions zShops Everything Else Scientific Supplies Medical Supplies Indust. Supplies Automotive Home Furnishings Lifestyle Pet Toys Arts & Hobbies Web Search Listmania! Jewelry Gifts by Birthstone by Angela Culbert , Just Browsing E-mail this list to a friend 1. Sterling Silver Round Marcasite Garnet Cloak Pin Brooch (Jewelry) Offered by: Silver Insanity Buy new : $14.99 from $14.99 Availability: Usually ships in 1-2 business days Angela Culbert's comments: January Garnets 2. Sterling Silver 21.85 Carat Genuine Amethyst Tennis Bracelet Offered by: SilverSpeck Regular Price: $250.00 Buy new : $120.00 from $250.00 Sale: $120.00 Availability: Usually ships in 1-2 business days Angela Culbert's comments: February Amethysts 3. 14K White Gold Genuine Aquamarine and Diamond Earrings Offered by: Jewels for Me Buy new : $199.00 from $199.00 Availability: Usually ships in 4-5 business days Angela Culbert's comments: March Aquamarines 4. 2.50 CT TW Multi Circle Diamond Pendant Availability: Currently unavailable Angela Culbert's comments: April Diamonds 5. Felicia a Black Tahitian Cultured Pearl Pendant Offered by: American Pearl Buy new : $425.00 from $425.00 Availability: Usually ships in 1-2 business days Angela Culbert's comments: June Pearls 6. 14k White Gold Ruby and Diamond Bracelet 7" (H/I1, 1/5 ct. tw.) Offered by: Mondera Buy new : $635.00 from $635.00 Availability: Usually ships in 1-2 business days Angela Culbert's comments: July Rubies 7. Peridot Earring Offered by: U Goddess Jewelry from $40.00 Availability: Usually ships in 1-2 business days Angela Culbert's comments: August Peridots 8. 14k White Gold Blue Sapphire and Diamond Right Hand Ring (G-H/I1, 0.13 ct. tw.) Availability: Currently unavailable Angela Culbert's comments: September Sapphires 9. Silver and Opal Ring Offered by: Kane Marie Fine Arts Gallery Buy new : $110.00 from $110.00 Availability: Usually ships in 2-3 business days Angela Culbert's comments: October Opals 10. Oval Cut Citrine 10K Gold Bracelet Availability: Currently unavailable Angela Culbert's comments: November Citrines 11. 14K White Gold Blue Topaz Ring Offered by: Ice.com from $125.00 Availability: Usually ships in 5 business days Angela Culbert's comments: December Blue Topaz 12. Vermeil Linear Hoops with CZ Briolette Offered by: Blue Loft Gallery Buy new : $42.00 from $42.00 Availability: Usually ships in 1-2 business days Angela Culbert's comments: A perfect gift anytime. Create your own list! See the Best Lists Top 100 Listmania lists Search Listmania lists More about Angela Culbert Related Listmania! Add your list Shimmer like a Sugar Plum Fairy! : A list by S.D.Northwest, Believer in Holiday Magic. Add your list Where's My Stuff? • Track your recent orders . • View or change your orders in Your Account . Shipping & Returns • See our shipping rates & policies . • Return an item (here's our Returns Policy ). Need Help? • Forgot your password? Click here . • Redeem or buy a gift certificate. • Visit our Help department . Search All Products Books Popular Music Music Downloads Classical Music DVD VHS Apparel Yellow Pages Restaurants Movie Showtimes Toys Baby Computers Video Games Electronics Camera & Photo Software Tools & Hardware Office Products Magazines Sports & Outdoors Outdoor Living Kitchen Jewelry & Watches Beauty Gourmet Food Beta Musical Instruments Health/Personal Care Pet Supplies Travel Books Cell Phones & Service Outlet Auctions zShops Everything Else Scientific Supplies Medical Supplies Indust. Supplies Automotive Home Furnishings Lifestyle Arts & Hobbies for Top of Page Amazon.com Home | Directory of All Stores Our International Sites: Canada | United Kingdom | Germany | Japan | France | China Contact Us | Help | Shopping Cart | Your Account | Sell Items | 1-Click Settings Investor Relations | Press Releases | Careers Conditions of Use | Privacy Notice © 1995-2005, Amazon.com, Inc. or its affiliates
Gift Ideas Romeo and
► » Romeo and Juliet starring YOU in happy-ending edition with your picture on cover! Wedding Anniversary Gifts and Unique Romantic Present Ideas - a customized romance novel! HOME : BOOKS : -- CORPORATE GIFTS : Kids : GIFT BASKETS : TESTIMONIALS : FAQ : CONTACT -- -- Call us toll free 1-866-660-1109 -- Romeo and Juliet - the happy ending edition! Starring YOU and a special someone as Romeo and Juliet! -- The ultimate romantic, wedding or anniversary gift — now available in a personalized "happy ending" edition, with optionally your pictures on the cover! It's the way Romeo and Juliet should have been - true love with a personal twist! Standard cover Photo cover Price: $29.95 “There could not have been a more perfect 20th wedding anniversary present. Thanks so much.” A.H., Studio City, CA Click here to read what our customers have been saying... About Customizations tell a friend Photos Gift Ideas Romeo and Juliet, Shakespeare's classic drama of passionate love—now releasedas a unique personalized romance with YOU playing the part of the famous lovers. A novel wedding,romantic or anniversary gift . Picture the thrill of classic lines personalized with you in them: "Oh Romeo, Romeo Brad, Brad. Wherefore art thou Romeo Brad?" "But, soft! What light through yonder window breaks? It is the east, and Juliet Helenis the sun." What's more, if you choose the Happy Ending Version a new scene is added withan unexpected plot twist — the lovers live happily ever after! A short scene is added after ActV Scene III. It turns out the apothecary's poison didn't work and Romeo survives, and Juliet's stabbingof herself merely made her pass out. (With sincere apologies to William Shakespeare, Mercutio and Tybalt!) Romeo : Juliet's true love Montague : Romeo's family, involved in a bitter feud with the Capulet clan (Juliet'sfamily) Juliet : Romeo's true love Capulet : Juliet's family, involved in a bitter feud with the Montague clan (Romeo'sfamily) Verona : The city where most of the story takes place Happy Ending Version The new scene is available in the following versions, whereRomeo and Juliet survive: Classic version ACT V, SCENE IV. IN THE SEPULCHRE. [Romeo and Juliet awaken, rubbing their eyes] Romeo What uncommon commotion stirs these folk? Ah, blessed apothecary, whose potion miss'dits mark! Juliet And perhaps 'twas the keenness of mine love that hath dulled the dagger's blade. Romeo What sayest thou we hasten to Verona? Juliet Come, prince, love, husband, shining angel! Let's leave this cold sepulchre for Verona'swarm embrace. [Exeunt Romeo and Juliet hand in hand] Irreverent version ACT V, SCENE IV. IN THE SEPULCHRE. [Romeo and Juliet awaken, rubbing their eyes] Romeo What the heck was that big scene all about? Juliet Who knows? I just passed out for a second and everybody's losing it. Luckily thedagger wasn't sharp. Romeo And the apothecary screwed up big-time! What do you say we head home? Juliet Sounds like a plan, my medieval man! [Exeunt Romeo and Juliet hand in hand] Your privacy is assured: once the email is sent we do not retain any names or email addresses Email To Subject Message text Your name Your email Additional photos coming soon! 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