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Gift Baskets and Beyond, Inc. Gift Baskets and Gourmet Food Gift Baskets. Gift Basket Catalog Home About Us Search for a Gift Customer Service Ordering Options Shipping Policies View your Cart Place your order today for these upcoming Holidays National Boss' Day 10-16 Halloween 10-31 Unique Gift Solutions... Outside the Box ® Gift Baskets and Beyond, Inc. offers a distinctive collection of beautiful gift basketsand gourmet food gift baskets for all your gift giving needs. We offer a number of theme gift basketsfrom Housewarming Gifts to Wedding gifts and Bridal Gifts. From Newborn baby gift baskets to client or employeeThank you gifts and thank you gift baskets. We have a gift basket for her and a gift basket for him. Birthday gifts and birthdaygift baskets. Coffee gift baskets, Tea gift baskets and a general category gift basket for all occasions. You'llfind sports gift baskets and get well soon gift baskets, as well as a sympathy gift basket and condolence gift baskets.We see to all the details including shipping to anywhere in the continental US. Send a Beautiful Gift Basket Today Order Online or Call Toll Free 1-888-BASKET-4 //-- Gift Baskets by Price Gift Baskets under $25.00 Gift Baskets under $40.00 Gift Baskets under $55.00 Gift Baskets under $75.00 Gift Baskets under $100.00 Gift Baskets under $150.00 Product Search Enter your search keywords. Subscribe to our Periodic Newsletter Use our Printable Order Form for Fax or Mail-In orders. Sports Gift Baskets | Wedding Gift Baskets | New Baby Gift Baskets | Birthday Gift Baskets | Get Well Soon Baskets | Housewarming Gift Baskets Thank You Gift Baskets | Just for Her Gift Baskets | Sympathy Gift Baskets & Condolence Gift Baskets | Just for Him Gift Baskets | Aroma Therapy Gift Baskets Gourmet Food Gift Baskets | Holiday Gift Baskets | Coffee Gift Baskets & Tea Gift Baskets | All Occasion Gift Baskets | Online Catalog of Gift Baskets | About Us Contact Us | How to Order | Search | Shipping Information | Link Directory | Add Link Form | Link Information | Site Map Privacy Policy Legal Notice We're listed with Gift Basket Superstore We Ship All Our Gift Baskets Nationwide! Alabama, Gift Baskets Alaska, Gift Baskets Arizona, Gift Baskets Arkansas, Gift Baskets Atlanta, Gift Baskets Boston, Gift Baskets California, Gift Baskets Chicago, Gift Baskets Colorado, Gift Baskets Connecticut, Gift Baskets Delaware, Gift Baskets District of Columbia Florida, Gift Baskets Georgia, Gift Baskets Houston, Gift Baskets Hawaii, Gift Baskets Idaho, Gift Baskets Illinois, Gift Baskets Indiana, Gift Baskets Iowa, Gift Baskets Kansas, Gift Baskets Kentucky, Gift Baskets Louisiana, Gift Baskets Maine, Gift Baskets Maryland, Gift Baskets Massachusetts, Gift Baskets Michigan, Gift Baskets Minnesota, Gift Baskets Mississippi, Gift Baskets Missouri, Gift Baskets Montana, Gift Baskets Nebraska, Gift Baskets Nevada, Gift Baskets New Hampshire, Gift Baskets New Jersey, Gift Baskets New Mexico, Gift Baskets New York, Gift Baskets North Carolina, Gift Baskets North Dakota, Gift Baskets Ohio, Gift Baskets Oklahoma, Gift Baskets Oregon, Gift Baskets Pennsylvania, Gift Baskets Rhode Island, Gift Baskets South Carolina, Gift Baskets South Dakota, Gift Baskets Tennessee, Gift Baskets Texas, Gift Baskets Utah, Gift Baskets Vermont, Gift Baskets Virginia, Gift Baskets Washington, Gift Baskets West Virginia, Gift Baskets Wisconsin, Gift Baskets Wyoming, Gift Baskets © 1999-2005 Gift Baskets and Beyond, Inc. All Rights Reserved



college gift-giving The best

The Basics -- 5 cardinal rules of college gift-giving - MSN Money MSN Home My MSN Hotmail Shopping Money People & Chat Sign In W eb Search: Money S earch MSN Money: Help Home News Banking Investing Planning Taxes My Money Portfolio Loans Insurance Planning Home Retirement Savings Insurance Family/College College Tools Scholarship Search College Search Resources Decision Centers Commentary Index More Tools Related Links Message Boards Print-friendly version Send this to a friend Save for College Go to Step by Step A R T I C L E S Understanding the true cost of college Strategies to meet your college savings goal How to set up your child's college fund Small investments that yield big education dollars 5 cardinal rules of college gift-giving The best way to save for college An investment plan tied to yourchild's age Tax-savvy ways to fund college education Advertisement The Basics 5 cardinal rules of college gift-giving There are many ways, such as gifts and trusts, to help your family financially. But you should know the rules to protect yourself and your loved ones. By Adriane G. Berg Rule No. 1: Decide if you really want to make a gift There are consequences associated with gift giving, so think about what youre trying to accomplish. Dont transfer ownership and control over money without intending to do so. Once a name is changed on a deed, bank account or security, you have relinquished ownership of that asset. Even if you have placed the assets in a joint account, a creditor, spouse or other person named in the account can seize all of the money. Be careful. If you need help in handling money use a power of attorney, don't make a gift. Dont use custodial accounts if you think you'll need the money. The most frequently used form of gifts to grandchildren is the Uniform Gifts to Minors Account, the UGMA, or the similar Uniform Transfers to Minors Account, or UTMA. Although the assets are held in custody until the child reaches adulthood, the money belongs to the child. You cant take it back and the child gets the money at ages 18 or 21, depending on the child's state of residence. Make sure the gift is complete. For example, a deed with two names "in common" sets up only a half ownership. If one person dies, the other person does not necessarily inherit the remainder. Placing a grandchild's name on a deed beside your own does not guarantee that the child inherits the house. The child gets half ownership; the rest is distributed according to the law of intestacy for that individual state. Rule No. 2: Know how to title the gift The title on a bank account, stock, bond or deed creates wide differences in legal rights. A joint account transfers funds completely. Creditors, spouses and gift recipients can get all of it. Accounts that are Payable on Death (POD), and In Trust for Accounts (Totten Trusts) are not gifts. They are revocable transfers that pass without probate upon the death of the donor. Custodial accounts, such as UGMAs and UTMAs, transfer property irrevocably and with no strings attached. The custodian manages the account, and funds can be added to it. All of these types of accounts are considered the child's when it comes to determining eligibility for college aid, except POD and Totten Trusts. A true trust sets up a legal structure that the Internal Revenue Service taxes separately from yours or the recipients income. When a person receives funds from the trust, that person then pays the taxes on those funds. Trusts offer a great deal of flexibility. You can put restrictions on gifts held in trust. For example, there can be investment limitations or you can say the funds can be used to pay only for a grandchilds college, or that the funds can only be distributed after he or she reaches a certain age or once theyre married. Rule No. 3: Understand the tax consequences of a gift A child under the age of 14 is taxed on investment gains at his or her parents' highest marginal tax bracket. The so-called "kiddie tax is imposed to discourage transfers as a way to lower your tax bill. However, children under 14 get an exemption from taxation of investment gains of up to $1,400 a year. The bottom line: If income tax savings is your goal, transfer just enough to generate no more than $1,400 in returns each year. When the child reaches the age of 14, transfer more, unless the gift disqualifies the child for college aid. The donor is taxed for gifts. Be sure you follow the rules to get a gift tax exemption: You can transfer up to $11,000 per person each year without the recipient paying a tax or even reporting it on a tax return. Married couples can transfer up to $22,000 per beneficiary gift tax-free. If college is upon you, you can give an unlimited amount of money and pay no taxes if the gift is earmarked directly for tuition or other college fees (although not room and board). You can also pay the medical expenses of a beneficiary in unlimited amounts, if payments are made directly to the medical institution. If you must pay a gift tax, file on the April 15th after the year the gift was given. Gifts over the $11,000 to $22,000 rule are subject to a gift tax based on their fair market value at the time the gift was made. The usual procedure is to file a gift tax return and use all or a portion of the lifetime $1 million exclusion that we each get for gifts and inheritance. (The exclusion bumps up to $1.5 million in 2004, $2 million in 2006 and $3.5 million in 2009. In 2010, the gift and estate tax are to be repealed. The Republican-controlled Congress may try to accelerate these changes.) Rule No. 4: Know the best strategy to maximize the gift. Will you give now or later? If college planning is the goal, you may want to start immediately. Be sure that you don't use property that qualifies under the stepped-up basis rule. Known as SUB, it allows property such as your home to be appraised at its fair market value upon your death, rather than what you paid for it 20 years ago. So, if you have some highly appreciated property and transfer it during your lifetime, your family will end up paying more in taxes. You are depriving the family of this handsome tax benefit. If you need to give money right away, liquidate non-appreciated property or get rid of your losers. Or you can keep the asset in your name and take a loan against it to make the gift. Will you give outright or in trust? The 2503 C trust, sometimes called the child's trust, allows you to hold the gift in trust until the child reaches age 21, and get the $10,000 gift tax exclusion. If the child dies before reaching that age, the money goes into his or her estate. The money cannot be used to discharge a legal obligation of the donor. College is not a legal obligation. Interestingly, if the grantor/grandparent reserves the right to get income from the trust, the IRS considers the grandparent the owner for tax purposes. In that case, the gains are taxed in their bracket. Family limited partnerships have been around since 1910, and have enjoyed a recent resurgence. If you like the idea of a trust, but want to control the money and investments yourself, consider transferring the gift to a partnership. You act as general partner and the children or grandchildren are limited partners and recipients. Their tax bracket is applied to gains, and you can distribute the funds when needed for college or other purposes. The gift is out of your estate and even better, the gift is subject to IRS gift tax discount tables. In that way, you can transfer more than $1 million free of estate and gift taxes over the next few years. Rule No. 5: Understand the family impact of your decision Although the rules of gifting are technical, the act of giving can be very emotional. Giving a gift to one family member in need may anger another family member, even if that person is financially affluent. A few devices can help smooth family tensions, or at least stave off future legal battles. The advancement clause in a will asserts that gifts given during your lifetime are an advance against a future inheritance. This allows you to give, or advance money to one relative today, and have your executor "even out the score," after you are gone. For example, if you give Grandson John $10,000 for tuition and give Granddaughter Sally nothing, you can still leave the two of them a total of $50,000 in your will. But since John already received $10,000, he gets only $15,000 upon your death and Sally gets $25,000. What if you intend to favor one family member over another? You can forestall a legal fray with the "in terrorum clause." That clause asserts that in the event that one relative is disgruntled, any attempt to attack the will or trust results in a forfeiture of inheritance rights. Few heirs fight for the principle of the thing. Resources Read/Post comments on the Your Money message board Find a problem in this article? Send us e-mail Free Newsletters! Search MSN Money tips © 2005 Microsoft MSN Privacy Legal Advertise Feedback Help



Jewelry Gifts by Birthstone

Listmania! Jewelry Gifts by Birthstone Your Store See All 31 Product Categories   Your Account | Cart | Wish List | Help Improve Your Recommendations | Your Amazon Home | Your Profile | Learn More Search Amazon.com Books Popular Music Music Downloads Classical Music DVD VHS Apparel Yellow Pages Restaurants Movie Showtimes Toys Baby Computers Video Games Electronics Camera & Photo Software Tools & Hardware Office Products Magazines Sports & Outdoors Outdoor Living Kitchen Jewelry & Watches Beauty Gourmet Food Beta Musical Instruments Health/Personal Care Travel Cell Phones & Service Outlet Auctions zShops Everything Else Scientific Supplies Medical Supplies Indust. Supplies Automotive Home Furnishings Lifestyle Pet Toys Arts & Hobbies Web Search Listmania! Jewelry Gifts by Birthstone by Angela Culbert , Just Browsing E-mail this list to a friend 1. Sterling Silver Round Marcasite Garnet Cloak Pin Brooch (Jewelry) Offered by: Silver Insanity Buy new : $14.99 from $14.99 Availability: Usually ships in 1-2 business days Angela Culbert's comments: January Garnets 2. Sterling Silver 21.85 Carat Genuine Amethyst Tennis Bracelet Offered by: SilverSpeck Regular Price: $250.00 Buy new : $120.00 from $250.00 Sale: $120.00 Availability: Usually ships in 1-2 business days Angela Culbert's comments: February Amethysts 3. 14K White Gold Genuine Aquamarine and Diamond Earrings Offered by: Jewels for Me Buy new : $199.00 from $199.00 Availability: Usually ships in 4-5 business days Angela Culbert's comments: March Aquamarines 4. 2.50 CT TW Multi Circle Diamond Pendant Availability: Currently unavailable Angela Culbert's comments: April Diamonds 5. Felicia a Black Tahitian Cultured Pearl Pendant Offered by: American Pearl Buy new : $425.00 from $425.00 Availability: Usually ships in 1-2 business days Angela Culbert's comments: June Pearls 6. 14k White Gold Ruby and Diamond Bracelet 7" (H/I1, 1/5 ct. tw.) Offered by: Mondera Buy new : $635.00 from $635.00 Availability: Usually ships in 1-2 business days Angela Culbert's comments: July Rubies 7. Peridot Earring Offered by: U Goddess Jewelry from $40.00 Availability: Usually ships in 1-2 business days Angela Culbert's comments: August Peridots 8. 14k White Gold Blue Sapphire and Diamond Right Hand Ring (G-H/I1, 0.13 ct. tw.) Availability: Currently unavailable Angela Culbert's comments: September Sapphires 9. Silver and Opal Ring Offered by: Kane Marie Fine Arts Gallery Buy new : $110.00 from $110.00 Availability: Usually ships in 2-3 business days Angela Culbert's comments: October Opals 10. Oval Cut Citrine 10K Gold Bracelet Availability: Currently unavailable Angela Culbert's comments: November Citrines 11. 14K White Gold Blue Topaz Ring Offered by: Ice.com from $125.00 Availability: Usually ships in 5 business days Angela Culbert's comments: December Blue Topaz 12. Vermeil Linear Hoops with CZ Briolette Offered by: Blue Loft Gallery Buy new : $42.00 from $42.00 Availability: Usually ships in 1-2 business days Angela Culbert's comments: A perfect gift anytime. Create your own list! See the Best Lists Top 100 Listmania lists Search Listmania lists More about Angela Culbert Related Listmania! Add your list Shimmer like a Sugar Plum Fairy! : A list by S.D.Northwest, Believer in Holiday Magic. Add your list Where's My Stuff? • Track your recent orders . • View or change your orders in Your Account . Shipping & Returns • See our shipping rates & policies . • Return an item (here's our Returns Policy ). Need Help? • Forgot your password? Click here . • Redeem or buy a gift certificate. • Visit our Help department . Search All Products Books Popular Music Music Downloads Classical Music DVD VHS Apparel Yellow Pages Restaurants Movie Showtimes Toys Baby Computers Video Games Electronics Camera & Photo Software Tools & Hardware Office Products Magazines Sports & Outdoors Outdoor Living Kitchen Jewelry & Watches Beauty Gourmet Food Beta Musical Instruments Health/Personal Care Pet Supplies Travel Books Cell Phones & Service Outlet Auctions zShops Everything Else Scientific Supplies Medical Supplies Indust. Supplies Automotive Home Furnishings Lifestyle Arts & Hobbies for Top of Page Amazon.com Home | Directory of All Stores Our International Sites: Canada | United Kingdom | Germany | Japan | France  | China Contact Us | Help | Shopping Cart | Your Account | Sell Items | 1-Click Settings Investor Relations | Press Releases | Careers Conditions of Use | Privacy Notice © 1995-2005, Amazon.com, Inc. or its affiliates



wedding gifts , favors

Wedding gifts at Things Remembered Special Occasions Wedding Business Store Locator Cart Account ( Login ) Search Advanced Search Recipient Bridesmaids Groomsmen The Couple Bride Groom Flower Girl Ring Bearer Parents/Grandparents Ceremony Guest Books Pen Stands Ring Pillows Unity Candles Flower Baskets Handkerchiefs Reception Toasting Flutes Cake Server Sets Favors & Ribbon Garters Popular Gifts Bridal Party Gifts Under $30 Collections Jewelry & Trinket Boxes Tankards & Flasks Frames & Photo Storage Gift Baskets Throws Clocks More Ways To Shop Gift Categories Sale Price Need Help? Customer Service Frequently Asked Questions How to Order Shipping Costs & Schedules What is Personalization? Privacy & Security Shopping Services Request a Catalog Email Sign Up iRemembered Gift Announcement Site Map 100% Satisfaction Guarantee Easy Returns Rewards Club About Things Remembered Company Info Become an Affiliate Contact Us Employment toll free: 1-866-902-4438 Your wedding day is to be cherished forever and with our collection of essentials for your ceremony and reception, it will be. We have a great selection of personalized wedding gifts , favors , bridesmaids and groomsmen gifts that will create lasting memories of that special day. Our Favorite Wedding Gift Suggestions Mother of Pearl Money Clip Wedding Favors & Ribbon Ladies' Boxed Jewelry Sets Bridal Party Gifts under $30 Flutes & Server Sets Frames & Albums Matte Finish Stainless Flask Wedding Throws Top Wedding Gifts Customer Top Picks Bridal Party Gifts Frames & Photo Storage Flutes & Server Sets Clocks Throws Barware Favors & Ribbon Save now on all your wedding day essentials. Save on jewelry for your bridesmaids and flower girl . Our clocks will fit the new couple's lifestyle perfectly. Sign up to receive email updates, sales alerts, and special offers from Things Remembered. Site Map | Customer Service | Contact Us | Store Locator | Company Info | Employment | My Account 2005 Things Remembered. All rights reserved. Privacy



birthday gifts -40th birthday

50th Birthday Gifts - Candy you ate as a kid - My account -Contact us -Home Ordering info -Shop for candy -Candy pictures -Candy store list -Sugar-free candy -Gift Certificates -Kosher Candy - wholesale prices -Ordering Q & A Candy Gifts -It's a boy - It's a girl -Halloween gifts -30th birthday gifts -40th birthday gifts -50th birthday gifts -60th birthday gifts -Any birthday gifts -Any occasion gifts -Gift cards Shipping info -Shipping Q & A -Hot weather shipping -Free shipping for APO and FPO orders -Rush orders, PLEASE click here! Candy info -Vote for your favorite candy -Candy pictures -Discontinued candy & gum Other stuff -Tell a friend about us -Subscribe to our newsletter -About us -Testimonials Links -Link Exchange -Links of interest -Affiliate Program -Home 50th Birthday Gifts Candy you ate as a kid from the 60s! Your search for that special gift is over Each 50th birthday gift assortment is packed with popular candies from the decade of Beatles, hippies, flower power, lava lamps and bell-bottom pants. Candies such as Wax Lips, Candy Cigarettes, Necco Wafers, Candy Buttons on paper tape, BB Bats, Kits, Wax Bottles with flavored syrup, Astro Pops, Hot Dog gum, Now & Laters and many more fresh old fashioned candies from the 60s. 50th birthday gifts... click here to order. In our family a birthday with a "zero" is a very special birthday. We know how hard it is to find a gift for that special person. Please consider Candy you ate as a kid from the 60s. One size fits all and everyone loves candy. Inside the candy box... click picture to see an expanded view. Personalized candy box top... click picture to see an expanded view. Make your gift special with a personalized box top message. 50th birthday gifts... click here to order. Here is a typical 60s Candy you ate as a kid assortment... 100 Grand Bar, 5th Avenue, Anise Squares, Astro Pops, Atomic Fire Balls, Bazooka Bubble Gum, BB Bats, Bit-O-Honey, Black Taffy, Boston Baked Beans, Bubble Gum Cigars, Butterfingers, Candy Buttons, Candy Cigarettes, Candy Necklace, Carmel Creams, Charleston Chews, Charms, Chick-o-Sticks, Chiclets, Chuckles, Cinnamon Bears, Dots, French Chew Taffy, Gold Mine Gum, Good & Plenty, Hot Dog Gum, Indian Brand Pumpkin Seeds, Jaw Breakers, Jelly Nougats, Jujubes, Jujyfruits, Junior Mints, Kits, Lemonheads, Life Savers, Long Boys, Mary Janes, Necco Wafers, Nik-L-Nips, Now & Later, Pay Day, Peanut Butter Bars, Planter's Peanut Bar, Rainblo Gum, Red Hots, Red Vines, Root Beer Barrels, Saf-T-Pops, Sen Sen, Sixlets, Sky Bar, Slap Stix, Slo Pokes, Smarties, Smith Brothers Cough Drops, Sourballs, Sugar Baby, Sugar Daddy, Swedish Fish, Sweet & Sour Pops, Sweetarts, Teaberry Gum, Tootsie Pops, Tootsie Rolls, Vanilla Caramels, Walnettos, Wax Lips, Whoppers and Zagnut. Each 4 pound assortment is jammed with over 70 of your old time favorites. The box contains over 60 different candies with some duplicates. The actual assortment you receive will vary with availability from our suppliers. Not all candies are included in every assortment. Build your own bag of Candy you ate as a kid on our Pack-a-Bag page. 50th birthday gifts... click here to order. Testimonial... I meant to write sooner - but I just wanted to tell you about another very happy customer. I sent a box to my sister for her birthday and she was thrilled! She called me even as she and her daughter were doing the initial pawing through the goods! If I know my sister, she'll soon be ordering and sending these to her friends. Thanks again for the box of memories. Susan Testimonial... Hi Karen, Thanks so much for making our birthday so much fun!! We celebrated tonight, and I must say, that my sister was truly speechless when she opened her box of goodies!! Then, she went through everything piece-by-piece and we shared our special little memories as kids. Karen, your candy is not just candy...it's like a springboard into the past where we can relive some of the best times of our lives when children. The good memories we connect with each type of candy is amazing! We talked of certain types of candies and how they reminded us of such happy times with particular relatives and friends...truly medicine for the heart and soul! Here are the pictures I told you I'd try to send. Sure hope they come through for you. If you have a problem, just let me know and I'll be happy to resend them! God Bless You all and Thanks Again! Terri Home / Privacy Policy / 100% Money-Back Guaranty / Shop for Candy / Shipping Info / Affiliate Program 2000 - 2005 by the Old Time Candy Co. All rights reserved. 25222 Sprague Road - Olmsted Falls, Ohio 44138 - 1-866-WAX-LIPS Candy you ate as kid is a registered trademark of the Old Time Candy Co. Have a question or comment? Contact Us To God be the glory, great things He hath done!




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