College Gift Annuity is

Giving to Amherst: Charitable Gift Annuities Amherst College Site Map Search Amherst College > Alumni & Parent Programs > Giving PlannedGifts > Charitable Gift Annuities Want to learn more about tax savings and benefits based on your own situation? Without obligation, let GiftCalcs help you do your own calculations. Charitable Gift Annuities Among this nation's oldest and most popular planned gifts, charitable gift annuities offer a wonderful opportunity to provide for a generous future gift to Amherst. In a slowing economy with lowering interest rates, this option may be an excellent way to balance your portfolio. A charitable gift annuity represents a contract between a donor and the College by which the College agrees to pay the donor and/or other named beneficiaries a fixed income each year for the lifetime of those named in the contract (the annuitant ( s )). This payment is secured by the full assets of Amherst College and will not change regardless of fluctuations in the stock market or the economy in general. Minimum Gift Amount Income Based on Age of Annuitant Tax Advantages of Gift Annuities Special Consideration with Gifts of Appreciated Property Minimum Gift Amount The minimum gift to create an Amherst College Gift Annuity is $10,000. Contributions can be in the form of cash, appreciated securities or mutual fund shares, or other property acceptable to the College. All gifts of appreciated property should be held long term by the donor (at least a year and a day). Because each gift annuity is a separate contract, additional annuities must also be for $10,000 or more. Income Based on Age of Annuitant The amount of income Amherst will pay depends on the age of the annuitant at the time the contract is issued. The older the annuitant, the greater the amount of income. A single annuitant, age 65, will receive an annuity rate of 5.7%; an 80-year-old annuitant will receive an 7.6% annuity rate. The highest annuity rate the College offers is 9.5%. Annuities based on two lives (most commonly a husband and wife) are also available, but the rates are generally lower. Any person named as an annuitant must be 60 years of age or older. (Additional information is available on the Amherst College Gift Annuity rate table .) Tax Advantages of Gift Annuities A charitable gift annuity is actually part gift and part purchase of a lifetime annuity contract from the College. The portion that represents a gift to the College is deductible on your federal income tax return if you itemize your deductions. The size of the deduction is determined by the age of the annuitant, the amount of the gift, and a monthly interest rate factor provided by the IRS. (Here are some sample deductions .) Gift annuities also offer the opportunity to receive income on a tax-favored basis. When the annuity is funded with cash, a significant portion of the income is treated as tax-free return of principal over the annuitant's life expectancy. When appreciated securities or other assets are used to fund the annuity, the income will be taxed as tax-free income, capital gain income and ordinary income, once again generally over the life expectancy of the annuitant. Special Consideration with Gifts of Appreciated Property Gift annuities are treated differently from other life income gifts for capital gains tax purposes. At the time the contract is issued, that portion of the capital gain attributable to the annuity is taxable to the donor. If the donor is the income beneficiary of the annuity, the capital gain is spread out over the donor's life expectancy, and taxed at the 15% capital gains tax rate. Updated 9/4/03 If you would like to learn more about planned gifts at Amherst, please contact Timothy A. Neale '70, Director of Planned Gifts, (413) 542-8256, plannedgifts@amherst.edu . Information contained in this Website should not be considered legal, accounting, or other professional advice. Individuals considering a planned gift to Amherst should consult with their financial advisor. << Return to Planned Gifts Homepage

Housewarming Gift Baskets Articles

Housewarming Gift Baskets - Gifts BW gifts | gifts Resources | Add URL Wine Gifts & Baskets From the casual wine drinker to the serious enthusiast, we have a gift that will make them smile. Our selection includes premium wine, gourmet baskets, distinctive champagne sets & the very finest California and Northwest wines. Housewarming Gift Baskets Articles Housewarming Gift Ideas Moving into a new home is a time that's full of possibilies, and we often share in the excitement by taking a housewarming gift to the new homeowners. But what should you give? Here are our favorite, and not so favorite gift ideas for housewarmings....( Continue Reading ) Housewarming Gift Ideas: Continued Here are our favorite, and not so favorite gift ideas for housewarmings....( Continue Reading ) Gift Ideas for Every Occasion Need a special gift for a holiday or special occasion? Get someinspiration from these gift ideas that range from the simple and classic to the unique and do-it-yourself!...( Continue Reading ) Gifts for the New Northwest Home Owner Moving in to a new home, whether you have relocated from another state, or moved down the road, is an exciting time. We have some great gift ideas for a Pacific Northwest housewarming....( Continue Reading ) Machine Embroidery On Unusual Mediums - Special Online Sew News Extra An online extra from Sew News magazine. A sneak peak at the presentation given by Linda Griepentrog, Sew News Editor, at the Sewing & Stitchery Expo titled...( Continue Reading ) Housewarming Gift Baskets Directory Links unique gifts for him great baby gifts food gifts by mail exclusive baby gifts teacher gifts to make gift baskets washington dc get well gifts twin baby gifts gifts for christmas birthday gifts to india gourmet cheese baskets gourmet fruit gift baskets diabetic gift baskets gifts for horse lovers holiday gifts for women wedding gifts for bride bridal attendants gifts holiday baskets nautical gifts wholesale 5th anniversary gifts valentine gifts for mom engagement gifts for men send gifts to bangladesh teen girl gifts network spiritual gifts traditional indian wedding gifts gifts galore indian wedding gifts gift baskets online greeks bearing gifts gift baskets orlando gift baskets for men anniversary gifts for her ten year anniversary gifts romantic gifts for men pregnancy gifts gourmet gift baskets gifts for the office 90th birthday gifts making christmas gifts plastic baskets black greek gifts cheap valentine gifts baby girl gifts gifts 2 india Popular Search Terms: Gifts BW © 2004 Gifts BW All trademarks are the property of their respective owners. All Rights Reserved. This site is not related to Brajeshwar or Brajeshwar.com in anyway, shape or form

Groomsmen Gifts Barware Games

Groomsmen Gifts: What Do Guys Really Want? Special Occasions Wedding Business Store Locator Cart Account () Search Advanced Search Top Groomsmen Gifts Barware Games Golf Collection Jewelry/Accessories Knives/Tools More Gifts Things Remembered Exclusive Articles Best for Bridesmaids Celebrate the Years Make It Personal Recognition Breeds Success The Perfect Gift for Mom Top of the Class Grad Gifts Father's Day Gift Ideas Recipient Bridesmaids Groomsmen The Couple Bride Groom Flower Girl Ring Bearer Parents/Grandparents Ceremony Guest Books Pen Stands Ring Pillows Unity Candles Flower Baskets Handkerchiefs Reception Toasting Flutes Cake Server Sets Garters Popular Gifts Collections Jewelry & Trinket Boxes Tankards & Flasks Frames & Photo Storage Throws Clocks Need Help? Customer Service Frequently Asked Questions How to Order Shipping Costs & Schedules What is Personalization? Privacy & Security Shopping Services Rewards Club Request a Catalog Email Sign Up iRemembered Gift Announcement Site Map 100% Satisfaction Guarantee Easy Returns About Things Remembered Company Info Become an Affiliate Contact Us Employment toll free: 1-866-902-4438 Groomsmen Gifts: What Do Guys Really Want? Any gift that suggests a "guys' night out" is a sure bet. by Lynne Hayes When a guy's buddies are willing to stand up beside him on the big day - not to mention behave themselves and wear a tuxedo - a big "thank you" is definitely in order. The traditional way to do this is with groomsmen gifts . They're not only the perfect way for the couple-to-be to show their appreciation for performing groomsmen duties like walking Aunt Mildred to her seat at the ceremony, but they also make a nice, enduring reminder of a special time with good friends-perhaps one of the few times you'll all be together as the years and miles take you in different directions. The Challenge: Find One Gift That Fits All While you'll be upholding a longstanding custom by giving gifts to your groomsmen and best man, that doesn't mean they have to be boring or old-fashioned. There are plenty of nifty gifts out there that your buds are sure to appreciate. Before you head out on your gift shopping adventure, though, take a little time to think about your groomsmen's personalities and interests. Your goal is to find a common denominator here, since you'll want to select the same groomsmen gift for all the guys. As a couple, you'll want to discuss your spending limit and consider that in the equation as well-it'll keep you from wandering over to something way out of your price range, which is one sure way to stress out on your mission. So What Makes A Great Groomsmen Gift? Short of receiving "pizza for life" certificates, most guys like groomsmen gifts that make great conversation pieces. If they're useful, too, well, that's a bonus! Some of the most popular items that guys appreciate include: drinking mugs , cufflinks , collectible Zippo® lighters and yes, even flasks . Retro is making a real comeback, and, while your groomsmen may not be big on quaffing brandy on the run, it's the "retro cool" of a flask that makes it a great groomsmen gift idea. The whole Vegas scene is back in style, too, and there are plenty of groomsmen's gifts available that celebrate this fun, very masculine theme. Think Poker Sets , or pilsner glasses featuring card suit symbols. In fact, if you want to make a really big impression, think about combining these two gifts into one great package for each of your groomsmen-it's the ultimate "guy's night out" gift. While these gifts are all memorable, you also have the option of making them truly personal by creating a personalized gift with an engraved message. Start with each of their names or initials, but go the extra step, too-add a unique sentiment just for them, and also the date of your wedding. Years from now, those special words will make your gift a priceless memento, and bring back memories of the good times you've had together throughout your friendship, and on your wedding day. Timing Is Everything: The Best Time To Present Your Gifts We're back to tradition again to answer this question. Most grooms present their groomsmen gifts at the rehearsal dinner, just as the bride will do with her bridesmaids. That's the ideal time, especially if the gift you've selected is to be worn at the wedding ceremony, like cufflinks or pocket watches . It's also appropriate to give the guys their gifts on the big day, perhaps while you're all together in the dressing area, or during the reception. To make the moment special, it's nice to take each of your groomsmen aside, and to give each gift individually-there's no need to get mushy in public when you have something really personal to say to a good friend! It's The Reason Mom Taught You To Say "Thank You" Now that you understand the whole concept of groomsmen gifts, you can see that it might actually be fun to go out shopping for them at Things Remembered. You've got some great friends, and, between tuxedo fittings, guest seating, and that goofy "groomsmen only" dance you'll probably make them perform, you've got plenty of good reasons to say "thank you" for being by your side for this big moment in your lives. So make a day of it, and get over to the mall and visit Things Remembered - they'll help you pick out the perfect gifts to thank your groomsmen - and your bridesmaids too! Once you two cross all the groomsmen and bridesmaids off your gift list, lunch at the food court awaits! 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gift ideas! Home Services

Gift Ideas - FindGift.com Personalize FindGift.com! -- Login | Sign Up | List of Services Gift Ideas Gift Registry Gift Shops Gift Bookmarks Home | Help keyword search Gift Giving Made Easy! A free service dedicated to helping you find creative gift ideas! Home Services Gift Ideas Gifts by Occasion Anniversary Baby Shower Baptism Bar Mitzvah Bat Mitzvah Birthday Breakup / Divorce Confirmation Family Reunion First Communion Graduation House Warming New Baby Promotion Retirement Wedding Who is the Gift for? Her Him Couple Baby Toddler Child Pre-Teen Teenager for a Pet Client Teacher Express Yourself Cheer Up Congratulations Crazy for You Get Well Girl Power Good Luck I Love You I Miss You I'm Sorry Let's Party Sympathy Thank You Thinking of You Gifts by Type Romantic Personalized Unique Sentimental Wacky Humorous Fashionable Cosmopolitan Spiritual Trendy Healthy Relaxing Inspirational Geeky Gifts by Category Gift Baskets Keepsakes Food Jewelry Regional Gifts Occupational Gifts Bridal Party Gift of the Month Animals Apparel Baby Gear Bath and Body Collectibles Collegiate Advanced Search Gift Finder Gift Wizard FindGift.com helps you find unique gift ideas and connects you to online stores where these gifts are sold. We search the web to bring you great gift ideas! Try our Gift Wizard our newest gift finding technology Gifts in the Spotlight Adventure Tree Fort Picnic Backpack for Two! This Month's Top 20 Gift Ideas... Magic 'I Love You' Bean When We First Met Personalized Book Personalized Name Meaning Certificate Framed Anniversary Print: What Happened When You Married Because Of You Keepsake Sculpture Love Poem for Him Personalized Birthday Chronicle Personalized Turning Old Birthday Wine Bottle Label Romantic Message In A Bottle Your Photo in Pop Art Style Kipling's Famous "If" Personalized Poem Over The Hill Survival Kit "Love Now and Forever" Ring Candlelit Evening Romantic Gift Basket Great Moments are Always Remembered... Poem for Parents When You Marry Humorous Towel Set Personalized Man of the Year Magazine Cover Label Happy Birthday Gift Box Soul Mate Glass Block Popular gift categories: Groomsmen , Bridesmaids , Jewelry Boxes , Parents of Couple , Gift of the Month Clubs , Baby Shower Supplies , Flower Girl , Martini Glasses , Best Man , Firefighter Themed Gifts , Fall Theme , Memory Boxes , Gift Baskets for Kids , Sports Gift Baskets , Bachelorette Party , Golf , Keepsake Picture Frames , Bar / Tavern Signs , Golf Head Covers , Wedding Favors , Children's Jewelry , Fishing , Maid of Honor , Doctor Themed Gifts , Gag Gifts , See all Bosses Day Oct 16, 2005 24 Shopping Days Left Bosses Day Gift Ideas Sweetest Day Oct 15 Halloween Oct 31 More Holidays Seasonal Gifts Wedding Gift Ideas Anniversary Gift Ideas Autumn Theme See this month's Top 20 Gift Ideas Gift Helpers » Anniversary Gifts » Flower Meanings » Monthly Flowers » Monthly Birthstones » Signs of the Zodiac » Additional Resources FindGift.com Newsletter Sign up to receive seasonal and unique gift ideas via email. Email Address Merchant Login | Add Your Products to FindGift.com | Press Room | FAQs | Contact FindGift.com Conditions of Use | Privacy Policy | Site Map © 1997-2005, Registry Online, Inc. FindGift.com and its logo are trademarks of Registry Online, Inc.

Gifts For Women