Gift Ideas Gift Ideas

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College Gift

Skidmore College - Gift Planning - Using Life Insurance Search | Calendar | A-Z Index Thu Sep 22 5:37 PM EDT Skidmore Home | Admissions | Current Students | Faculty & Staff | Parents & Friends | Alumni Wills and Bequests Life Income Gifts More Gift Options Breaking News To Honor Donors Bring Legacy to Life! Scribner House Contact Our Staff Gift Planning Home STANDARD MAIL 815 North Broadway Saratoga Springs, New York, 12866 GIFT PLANNING PHONE 518-580-5655 E-MAIL CONTACT Gift Planning Gift Planning Life Income Gifts - Gifts Using Life Insurance A life insurance policy can serve as a planned gift vehicle in a number of ways. The simplest way is to designate Skidmore College or another charitable interest as the primary beneficiary of the policy. This is something a donor might consider if the original purpose of the policy is no longer relevant. An example would be a policy that was purchased years ago to provide added security for children's education expenses in the event of the policyholder's untimely death. The donor retains ownership of the policy, retains the right to change beneficiaries again if desired, and has access to its cash value if needed. Another method is to make Skidmore both owner and beneficiary of the policy. Unlike the previous method, this would be an irrevocable arrangement, and as such would qualify the donor for immediate tax savings. The donor can make this arrangement whether a policy is fully paid up or whether there are still premium payments being made. Finally, life insurance can be used in connection with other planned gift vehicles such as a charitable remainder trust to replace assets for heirs. For example, if a donor makes a gift through a charitable remainder trust, he or she is likely to realize significant tax deductions. Those savings can offset the cost of purchasing and paying premiums on a policy to "replace the wealth" for an heir or heirs. To learn more call or email the Office of Gift Planning. Bring Legacy to Life! Philanthropy • Legacy • Security The Office of Gift Planning urges donors to consult their legal and other professional advisors when considering charitable gift giving. Our staff is always pleased to work directly with donors and their advisors during the process. Creative Thought Matters. Skidmore College · 815 North Broadway · Saratoga Springs, NY · 12866 Skidmore College Main Links ©2005 Skidmore College · Contact Information Skidmore Home | Admissions | Current Students | Faculty & Staff | Parents & Friends | Alumni

Valentine Gifts License this

Illustrated Clipart Image of a Valentine Gifts Welcome to... ...a complete guide to online clipart, icons, photos, scans, and web graphics. Illustrated Clipart Image of a Valentine Gifts License this image Description: Illustrated clipart image of a valentine gifts. This colored clip art illustration shows a picture of a red, heart shaped, wrapped valentines gift and a present with red ribbon tied with a bow. Image Formats: EPS JPEG WMF GIF february 14th , gift , event , events , gifts , heart box , holiday , holidays , present , presents , saint valentine's day , sweets , valentine candy , valentine day , valentine gift , valentine gifts , valentine present , valentine presents , valentines , valentines candy , valentine , clipart, clip art, picture, image, images, pictures, web graphic, web graphics SEARCH CLIPART GUIDE HOME NEW IMAGES ALL IMAGES [text list] CLIP ART DIRECTORY Animals Cartoons Computer Flowers Food Holidays Icons Logos Miscellaneous People Stock Photos Religious Science Sci-fi Sports Transportation Travel Web Graphics CLIPART CATAGORIES Animal Clipart cats dogs horses pets farm animals Business Clipart boss business men business women desks employees graphs & charts money office secretaries worker Cartoon Clipart animals food objects people Children Clipart babies boys girls at play school Christian Clipart bibles christian holidays christian symbols churches crosses jesus Computer Clipart computer mouse hard drives keyboards monitors networks printers Dog Clipart breeds mixed breeds puppies Event Clipart birthday oktoberfest wedding Food Clipart beverages desserts fast foods fruits meals vegetables Education Clipart health safety letters numbers math music science technology Emotions Clipart angry excited happy mad sad Holiday Clipart christmas easter halloween independence day valentines day Household Clipart appliances chores objects Money Clipart currency dollars finance credit cards atm's coins cash banks Objects Clipart cleaning supplies household objects instruments tools Office Clipart briefcases calculators charts computers desks fax machines paper clips pens pencil phones printers scissors telephones People Clipart babies boys business people children elderly ethnic people girls kids men models religious people seniors women Plant Clipart trees potted plants herbs flowers Religious Clipart biblical figures christians churches commandments crosses jesus religions buildings places School Clipart books buses classrooms graduation students teachers tests Science Clipart scientists laboratories molecules atoms experiments anatomy chemistry Sports Clipart baseball soccer bowling basketball golf tennis volleyball football track and field hockey boxing Transportation Clipart airplanes bicycles boats buses cars motorcycles trains trucks Wedding Clipart wedding cakes brides grooms ceremonies husbands wives newlyweds Work Clipart working workers meetings business servicing Wildlife Clipart birds elephants lions monkeys reptiles rodents tigers whales © 1998-2005 Fred Voetsch Publishing All Rights Reserved The Whole Internet Clipart Guide is Published by Acclaim Images 201 Crater Lake Ave Medford, OR 97504 (541)618-8723 Privacy Statement .2

creative gift giver" (New

Amazon.com: Profile for R. Gonzalez Your Store See All 31 Product Categories Your Account | Cart | Wish List | Help Improve Your Recommendations | Your Amazon Home | Your Profile | Learn More Search Amazon.com People Web Search Hello. Click here to sign in. New customer? Start here . Invite as Amazon Friend Add to Favorite People E-mail this page R. Gonzalez "creative gift giver" (New York, NY) Need help? More information on Profile Pages Nickname: ricardorgonzalez Reviewer Rank: 1,036,120 – See 1 review (1 helpful vote) Reviews Make-Your-Own Opoly 1 of 1 people found the following review helpful: = Durability = Fun = Educational = Overall AS GREAT AS YOU MAKE IT , August 2, 2005 This is a very easy to use kit, but the game is only as good as you make it. We used it to celebrate the birthday of a favorite uncle and included... Read More Favorite People (2) More to Explore Listmania Lists | So You'd Like To... Guides | Shared Purchases Where's My Stuff? • Track your recent orders . • View or change your orders in Your Account . Shipping & Returns • See our shipping rates & policies . • Return an item (here's our Returns Policy ). Need Help? • Forgot your password? Click here . • Redeem or buy a gift certificate. • Visit our Help department . Search Amazon.com Books Popular Music Music Downloads Classical Music DVD VHS Apparel Yellow Pages Restaurants Movie Showtimes Toys Baby Computers Video Games Electronics Camera & Photo Software Tools & Hardware Office Products Magazines Sports & Outdoors Outdoor Living Kitchen Jewelry & Watches Beauty Gourmet Food Beta Musical Instruments Health/Personal Care Pet Supplies Travel Cell Phones & Service Outlet Auctions zShops Everything Else Scientific Supplies Medical Supplies Indust. Supplies Automotive Home Furnishings Lifestyle Arts & Hobbies for Amazon.com Home | Directory of All Stores Our International Sites: Canada | United Kingdom | Germany | Japan | France | China Contact Us | Help | Shopping Cart | Your Account | Sell Items | 1-Click Settings Investor Relations | Press Releases | Careers Conditions of Use | Privacy Notice © 1996-2005, Amazon.com, Inc. or its affiliates