wedding gift: cash toward

MSN Money - A practical wedding gift: cash toward a home MSN Home My MSN Hotmail Shopping Money People & Chat Sign In W eb Search: Money S earch MSN Money: Help Home News Banking Investing Planning Taxes My Money Portfolio Loans Insurance Planning Home Retirement Savings Insurance Family/College College Tools Scholarship Search College Search Resources Decision Centers Commentary Index More Tools Related Links Message Boards Print-friendly version Send this to a friend Get market news by e-mail See if refinancing works Personal finance bookshelf Find It! Article Index Finance Q&A Tools Index Site map Related Articles Marriage means updating important documents Romance can wait; first, talk cold, hard cash Tie the knot without busting your budget Related Resources Decision Center: Essential homebuying guide Decision Center: Love, money and marriage See if youre carrying too much debt Stay at home or work? Try our calculator Related Sites Bankrate.com The Basics A practical wedding gift: cash toward a home advertisement If anyone asks what you want for a wedding present, you might try 'cash for a down payment.' Its legal, if you follow the rules, and asking for cash even meets the Emily Post test for politeness. By Bankrate.com June is the busiest month for weddings, and a forest's worth of invitations either already has been mailed or soon will be sent. A lot of couples want money for wedding gifts. A wedding-day cash infusion can make putting a down payment on a home easier. With prices appreciating rapidly in much of the country, lots of couples need all the help they can get. There are formal and informal rules governing gifts of money to help newlyweds buy a house. First, the informal rules: Is it OK to ask one's wedding guests for money? "It's not rude to request money as a wedding gift," says Peggy Post, author of Emily Post's Wedding Etiquette. "However, it's extremely important to ask politely." Peggy Post is Emily's great-granddaughter-in-law, the wedding etiquette expert for WeddingChannel.com and the main spokesman for the Emily Post Institute. She says one of the most common challenges that couples face is how to request money as a wedding gift. Doing so is acceptable, if done politely. If you seek down-payment money, get the word out through family and friends, Post recommends. Just don't include that info in the same envelope as a wedding invitation. "If you are asked point-blank what you would like for a gift, you might say, 'Whatever you choose will be wonderful, I'm sure, but money for a house down payment is on the top of our wish list,'" Post says. It's OK to say what it's for Go ahead and tell people what you want the money for. Who knows? If you let people know that you plan to spend the money on a down payment, rather than on a honeymoon in Tuscany, they might be more willing to open their pocketbooks. Wedding guests who insist on giving you yet another toaster or wicker picnic basket or a set of rosewood corn holders should be thanked anyway, even though they aren't helping you buy a house. "You should always accept any gift graciously, and remember that the choice of what to give really belongs to the gift giver," Post says. With the etiquette question out of the way, that brings up how to get the money from your guests' pockets and into the hands of the folks who eventually sell you their house. It's not simple, because mortgage loan programs have differing rules on the use of gift money in making a down payment. So know the gift rules Generally, you are expected to be able to make a down payment of at least 5% from your savings, excluding gifts. But what if you are too impatient to wait that long? Some mortgage programs allow you to use gift money if you can't scrape together that 5%. Loans insured by the Federal Housing Administration allow you to use money from gifts to make a down payment of as little as 3%. Fannie Mae and Freddie Mac, the two biggest purchasers of home loans, offer similar programs through lenders. Fannie Mae's program is called "Flex 97" and Freddie Mac's is called "Alt 97." If there is a problem with these loan programs, it is that they limit whose money you can use. The FHA, Fannie and Freddie allow you to use money from family members. In the FHA's case, givers have to be members of your "immediate family." It's up to the loan officer to figure out who is family and who is immediate family. What about friends? Can you use gift money from, say, the woman who has been your mother's best friend since kindergarten? Technically, no. The money has to come from family (or from a nonprofit or government agency, but they don't give wedding gifts). It wasn't always this way. In 1996, the FHA encouraged lenders to offer "bridal registry accounts," where couples could stash gifts from friends and family. "Then, when the newlyweds purchase their new home, the money will be available and documented through a lender-supervised account," the FHA said. A few lenders responded enthusiastically, establishing account programs specifically for newlyweds complete with gift cards that could be returned to the bank with a check enclosed. One such lender is SunTrust Mortgage, a subsidiary of SunTrust Banks. Through SunTrust Mortgage, you can open a bridal registry savings or checking account at SunTrust Bank. When a wedding guest makes a deposit, the bank sends a card to the bride and groom to let them know. Ready to find a mortgage? "When they're ready to go ahead and make that first home purchase, they access those funds and we get a mortgage for them -- and we hope they remain a SunTrust banking customer," says Cheryl Nolda, senior vice president of marketing for SunTrust Mortgage. In the last few months, about 500 brochures have been given to prospective couples, Nolda says. The lender usually sees an upsurge in interest in the two months before June and October, which tend to be the busiest months for weddings. Despite their success at SunTrust, bridal registry accounts never really caught on. You can always open a regular old savings or money market account to hold your down payment fund, but you might need to document where the money came from. That's easy enough when the money comes from your paycheck. If some of the money comes from gifts, be prepared to document the source. Encourage gift-givers to give checks from their personal accounts. And don't forget to write those thank-you notes. Editor's Choice 3 legal papers you can't live without Your own business, your tax shelter Brush: The 5 most overpaid CEOs Are seniors gambling away retirement? Cut your taxes by going solar Readers' Choice Ratings Top 5 Articles 9.34 Zombie debt collectors dig up your old mistakes 9.33 10 ways to stop identity theft cold 9.31 10 ways to avoid outrageous hospital overcharges 9.22 The tricks and traps of debt consolidation 9.17 Safeguard your Social Security number View all top rated articles More Resources · E-mail us your comments on this article · Post on the Your Money message board · Get a daily dose of market news S earch MSN Money tips advertisement MSN Money's editorial goal is to provide a forum for personal finance and investment ideas. Our articles, columns, message board posts and other features should not be construed as investment advice, nor does their appearance imply an endorsement by Microsoft of any specific security or trading strategy. 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shower gift . One

All About Baby Showers - Baby Shower gifts,Baby Shower Ideas &planning, Baby Shower Games, Baby Shower recipes, drinks & desserts, BabyShower Tips Birthdaysby Rexanne - Main Page / BirthdayGifts / BirthdayPartyStore / Birthday Cards& Graphics / Birthdays for Kids / BirthdayParties / Birthday PartyTips / Reader party Tips / BirthdaySigns & Symbols / BirthdayFacts & Fun / Birthday Food & Cooking / BirthdaySites & Homepages / BirthdayGuest List / BirthdayChecklist / BirthdayScreensavers & Wallpapers / BabyShowers / Party Hats A ll A bout B aby S howers Baby showerplanning, resources, gifts, sites, games, tips, food, ideas and more! Havinga child is surely the most beautifully irrational act that two people in lovecan commit. - Bill Cosby Are you hosting ababy shower? You're a good friend or relative! All the answers to your manyquestions and dilemmas are on this page, ready to help you organize and pull offthe best baby shower possible. This is my reward to you for going the extra milefor the mom-to-be. She deserves this shower and you deserve as much help aspossible. A babyshower can be hosted by a close friend or group of friends of the mother-to-be.While traditionally considered improper for a family member of the mother-to-beto host a baby shower, family members today commonly help and often plan babyshowers. My call on it: if you are a family member and the only one able to give themom-to-be a baby shower, do it . Every baby deserves a shower and every pregnantmom deserves a party! Babyshowers are typically held one to two months before baby's arrival. In somecultures, baby showers are given after the baby is born. If there are siblings-to-be, please remember themwith a small gift or special mention. If you're giving your friend or family member a baby shower, start with a guestlist and definitely consider instantlydownloading the amazing baby shower package that comes with everything you'll needfor a memorable and fun party here: TheVery Best Baby Shower ... just add food and guests. Also consider buying the excellent book BabyShowers: Ideas and Recipes for the Perfect Party . These will ease your mind,give you many new ideas and help you create a memorable baby shower. Send the shower invitations at least three weeks in advance.You can also emailshower invitations if everyone has an email address or just to those who do. Remember the babyshower games to keep guests entertained and always offer babyshower favors to your guests. These do not have to be expensive andit's the classy thing to do. :-) Personalizedchocolate bars are my current favorite party favor idea. Easy, everyoneloves them and you can save one for Mom's keepsake reminder of the great baby shower you gave her. Mom-to-be needs a babyshower book to recordthe shower events,gifts, guests and pictures from her special day. The most gracious shower hosts supply this veryimportant keepsake ,which can also double as a shower gift . One of thecutest decorating ideas for a baby shower is to toss babypacifier candy and confetti down the center of the foodtable and/or coffee and end tables. Give yourself a huge break and orderyour baby shower candy online. If you know the baby's sex, you can toss wrapped ' It'sa Boy ' or ' It'sa Girl ' candies (or combine them if you don't yet know baby's sex) ontables, too. Want to make a lasting impression on Mom-to-be and all the guests?Toss mini personalizedbaby shower chocolate bars on tables, end tables and down the middle of thefood table. Very cute way to add to the decorations and guests can indulge theirsweet tooth at will. And always have pretty flowers and balloons to help decorate the party room. Another really super decoration is a BabyShower Canopy , that can be hung over the food or gift table to add flair and a custombaby shower banner looks great, will be a treasured keepsake and makes a big impression! Havethe baby showerbeverages ( soda& water bottles ) personalizedand decorated for a really special treat. This is especiallygratifying to order online because you get that heavy stuff delivered right toyour door. ;-) For moreinspiration and WWW goodies, you'll find plenty of links below to help you plan, prepare and party . Baby Shower Gifts Baby Shower Sites & Resources Baby Shower Games Baby Shower Food & Drinks To send ababy arrival or congratulations card online, click here: Cards B aby S hower G ifts Stork's Choice Disposable Diaper Delivery Possibly the best service ever created ... A gift of disposable diapers and wipes delivered for a month or more will make you the new parent's best friend. AAA Balloons Send a fun, gorgeous balloon bouquet! Always appropriate and very festive. Especially perfect if you'll be unable to attend the baby shower. Newborn & BabyGifts G ifts and gift ideas for newborns to toddlers. Uncommon Goods - Baby Shower Gifts For really unique and awesome baby shower gifts, this is the place. BabiesRUs Everything a new baby could hope for and a parent-to-be would love. Layette sets, strollers, toys, bath items and much more. Diaper Cakes Diapers, blankets, hooded towels, and baby toys, in the shape of a tiered cake . Variety of colors and themes. Perfect for a baby shower table centerpiece! Lovies Precious cuddly baby blankets with soft animal heads that baby will cling to for security and love for years. G reat Arrival Baby Baskets A dorably packaged newborn and baby gift baskets , filled with all the necessities ataffordable prices. The Stuffed Ark Premium quality life-like plush stuffed animals. Always a fun baby shower gift and The Stuffed Ark has the best! Baby Shower Keepsake Book A wonderful gift for mom-to-be. Records all the shower events, shower gifts, guests, predictions and advice. Robeez Baby Shoes Gorgeous and affordable high quality booties & soft leather baby shoes. Go on easy but don't fall off. Baby's parents will surely appreciate this thoughtful and unique gift. So will baby. :-) Kid's Land Darling baby gifts. From knitted caps to strollers. Baby Wise Innovative, unique and time-honored baby gift products. Self-closing Pacifiers What a great invention! Automatically self-close when they hit the deck. Fun to attach as a wrapping decoration or an essential to add to baby baskets. Musical Baby CD's Have a music CD personalized if you already know baby's name or pick from classical music or baby lullabies with a teddy bear toy. Tooth Fairy Pillows They will become necessary and these are so cute! Fun addition to baby baskets. Nursery Depot C rib bedding and nursery furniture in all styles with guaranteed low prices. The Baby Book ' Everything You Need to Know About Your Baby from Birth to Age Two. ' One of the best books on the subject and an excellent gift for a new mom. Baby Matters Another excellent newborn reference book. Carefully & tediously researched bringing wisdom of the ages to modern parents. The Best Baby Books These are my recommendations for the best baby books that all new parents and baby would love to have. Quilting B's Complete quilt kit - family & friends make the squares, Quilting B's creates a gorgeous quilt for baby. Proflowers Sending a lovely arrangementof flowers to help make the party room beautiful is always a thoughtful gift. Top 40 Shower Gifts As recommended by other new moms. Baby Shower GiftSuggestions Shared ideas from other Internet users. Baby Shower Gift Wrapping Ideas Backto top Thinkof stretch marks as pregnancy service stripes. - Joyce Armor B aby S hower R esources& I nformation The Very Best Baby Showers Step by Step kit for planning the perfect babyshower. Includes, games, invitations, recipes ... the works. Instantly downloadable. BabyShower Theme Party Packs Complete baby shower theme party planner packs, including games, invitations,decorations, recipes, ideas ... the works. Easy baby shower. :-) BabyShower Party Supplies Everything you'll need ... paper goods, decorations & shower favors. Baby Shower Banners Customize and order online. Diaper Cakes Almost essential these days as a table centerpiece, party decoration and ultimate baby shower gift. These are too cute! Stork Avenue Baby shower invitations, birth announcements, self-closing pacifiers (so cool!) and much more. Easy navigation, great products and affordable prices. OnlineBaby Shower Invitations Send email invitations and save on stamps and paper goods. Free with easyregistration. Baby Shower Favors &Supplies Individual shower items and sets, shower favors, decorations,and more. Quilting B's Absolutely adorable - gorgeously finished quilts for baby, created by family & friends. Perfect baby shower activity that becomes a super gift. BabyShower Invitations Printable designedbaby announcements and shower invitations. Free to print. BabyShower Message Boards Ask your peers what they would do! Baby Shower FAQ A who, what, when, where of showers. Baby ShowerQ&A Another guide to frequently asked questions. Perfect BabyShowers Information and ideas. Take A Stroll - Baby ShowerIdeas Games, planning, prizes, favors. ShowerIdeas.com- Baby Showers Detailed info on games and more. Baby Shower Tips Good baby shower tips to help you. PookietheBear'sBaby Showers Collection of information, ideas and advice. Throw a Memorable Baby Shower Very good shower-giving advice, from games to decor. Throwinga Successful Baby Shower Advice and ideas from readers of Parent's Soup. HipBaby Shower Themes For the coolest mom-to-be. ;-) SpecialConsiderations Adoption, single mom and other special issues. SpecialTouches Those little things that make your shower unique. CouplesBaby Shower Non-traditional but gaining in popularity. Adoption Baby Showers Etiquette and information for adoption baby showers. HolidayBaby Shower Showers with a special holidaytheme. Baby Names Just in case the parents haven't yet decided ... Backto top Ababy is God's opinion that the world should go on. - Carl Sandburg B aby S hower G ames BabyShower Games A to Z Many unique & classic baby shower games. Print & play instantly. Well worth the low price. Baby Shower Games List of common games and rules. Baby Shower Party Games Lots of baby shower game ideas with instructions. New & Different Baby ShowerGames A unique twist on the age-old game play. Baby Shower Games Some different ones here. Moms On The Go - Baby ShowerGames Games and instructions. Baby Shower Gamesfor Everyone Ideas and instructions for various baby shower games. Baby-Shower-Games Fun, challenging and ice breaker game suggestions. BabyShower Games - The Dollar Stretcher Good, frugal ideas forgames. Free Baby Shower Games- My Bambino The kind that don't cost anything. ;-) Babee - Baby Shower Games Some more free to print games. Baby Shower Game Advice Some Q & A for inspiration. Backto top Menare often bad; babies never are. - Louisa May Alcott B aby S hower F ood BabyShower Recipe Collection Cute names and various shower recipes. BabyShower Recipes From finger foods topunch. Baby Shower Foods Cute ideas and recipes for a full menu. French BabyShower Recipes Very classy menu ... you can do this! Baby Shower Food & Drink From punch to dessert. TastyTreats for a Baby Shower Spinach dip and Stork Cake recipes. Pookiethebear'sBaby Shower Food Gotta love Pookie for putting this page together! Good advice. Lite Baby ShowerBuffet Great low-fat menus and recipes. BabyShower Refreshments Menus, snacks and beverages. BabyShower Tea Parties An assortment ofmenus for an afternoon tea shower. Baby SleepingFruit Salad Visually adorable, fresh fruit-based salad. Baby Shower Cake ABC cake, using frozen pound cake. Nice & Easy. BettyCrocker's Baby Shower Cake Pink, blue and white layered cake. Butterfly BabyShower Cake Cute and not too hard to recreate. Wilton's Baby Shower Cakes & Desserts Recipes & decorating instructions. Howto Make a Baby Shower Cake Low calorie pineapple cake recipe. Baby Shower Cupcakes Cute rubber ducky theme - recipe & decorating instructions. Pregnancy Punch Sprite & rainbow sherbet based. Baby ShowerPunch Strawberry soda based. Fruit Juice Baby Shower Punch Can use champagne for a kick. ;-) Personalized& Decorated Party Soda & Water Bottles Too cute to have soda and water bottles designed just for your baby shower! BabyPacifier Candy A must-have for table decorating (toss them randomly on all tables) and/or incandy dishes. ' It's a Girl' Wrapped Candies ' It's a Boy' Wrapped Candies Backto top Iwas cesarean born. You can't really tell, although whenever I leave a house, Igo out through a window. - Steven Wright B irthdays b y R exanne- S ite M ap Baby Shower Favors &Party Supplies Rexanne'sParty Store Birthdaysby Rexanne - Main Page Birthday Gifts Birthday Cards & Graphics Birthday Screensavers & Wallpapers Birthdays for Kids Birthday Parties Party Tips & Ideas Reader Party Tips Party GuestList PartyChecklist Birthday Food & Cooking BirthdaySigns & Symbols Birthday Facts & Fun Birthday Sites & Homepages Baby Showers Party Hats Subscribe! Select the update or newsletter from Rexanne.com you'd like to receive, then enter your email address below. It's free! Rexanne.com Updates Rexanne's Web Review - Monthly Family Newsletter [ Rexanne.com - Main Index Page & Site Map ] [ Parenting & Family Articles ] [ About Your Baby ] [ Shopping for Parents & Family ] [ Parent Links ] [ Kid Links ] [ All Holidays & Celebrations ] [ Birthdays by Rexanne ] [ All About Baby Showers ] [ All About Graduations ] [ Teacher Appreciation ] [ Rexanne's Web Review - Newsletter ] [ Humor Pages ] [ Graphic Links ] [ About Me ] [ Advertising Information ] [ Link To Rexanne.com ] [ Privacy Policy ] [ Email ] All material on these pages 2001-2005 - Rexanne Mancini unless specified otherwise Please contact Rexanne for reproduction or reprint permission.

gifts for men <<

Romantic Advice: Valentine gifts for men Romantic Advice: Valentine gifts for men Valentine's Day gift giving can be easier if you give gifts any man can use. Here's a list of common ideas that will help you choose what is right for your love. Gift giving can sometimes get tricky, especially when the gift you purchase is not well received. Of course, you can eliminate gift giving by giving cash. However, with a little creative you can express appreciation and love on Valentine's Day by opting for a gift any man could use. 1. Tickets. Does your valentine have a favorite sports team or recording artist? If so, consider buying a front row seat to an upcoming game or performance. 2. Footwear. Whether dressy or sporty, shoes, sandals and/or athletic footwear can simultaneously fulfill a need and a want if you select a pair from your valentine's favorite designer. 3. Food. Be it breakfast, lunch or dinner, your valentine is likely to enjoy a meal if you opt for his favorite restaurant, or his favorite dish. 4. Clothes. Clothing is as personal as an individual gets, so eliminate gift rejection by either taking your valentine or a shopping spree, or wrap up a gift card or gift certificate from his favorite store. Even if you choose to stick to underwear, get creative and buy something he would love but is too shy or too cheap to buy himself. 5. Jewelry. From watches to chains to tie pins to rings, there are many great things you can buy your valentine from the jewelry department. Here, however, proceed with caution. Buy something that either can be used daily or something for a special occasion. Anything in between might just sit in a drawer until next year. 6. Hobby helps. Whatever your beau's interest, consider buying something that can be used to further enjoy his hobby. Again, since such things as golf clubs, mitts and certain balls must feel right to the user, you may want to offer a gift certificate to his favorite hobby shop. Then, too, since your reading interests may be in sharp contrast to his, consider offering a gift certificate to an online or traditional bookstore where he can choose what he likes. 7. Write stuff. Investing in your valentine by giving gifts like designer (not always expensive) pens and pencils, or other home office supplies will keep you on his mind as he uses these great instruments daily. Written by Lisa Crayton - © 2002 Pagewise You are here: Essortment Home >> People & Culture >> Holidays:Gifts >> Romantic Advice: Valentine gifts for men << Giving personalized gifts to friends Gift Advice: Second-hand gifts >>

College Gift

Western New England College: Gift Purposes WELCOME AREAS OF NEED ANNUAL GIVING ENDOWED FUNDS PLANNED GIVING Life Income Gifts Order Booklets PARENT'S FUND DONORS' STORIES DONOR RECOGNITION SOCIETIES WAYS TO VOLUNTEER STAFF CONTACT US GIVE ONLINE Gift Purposes Supporters of Western New England College have two broad options for designating the use of their planned gifts, Unrestricted Gifts or Restricted Gifts.  For Restricted Gifts, we ask that you please contact us for further information before finalizing your gift documents. Many supporters make contributions to Western New England College in the form of unrestricted gifts. Unrestricted gifts have no specific purpose designated by the donor. These gifts are extremely helpful because they can be used by the College for the most pressing needs or appropriate purposes at the time the gift is received. Most planned gifts -- such as retirement plan assets, bequests, life insurance, charitable gift annuities, charitable remainder trusts, and life estates -- will not come to the College until years or even decades from now (these are called deferred gifts). Because the College's funding needs and priorities change over time, leaving your gift unrestricted allows for the greatest flexibility by the College in determining your gift's most appropriate use. For the types of planned gifts mentioned above, please consider an unrestricted gift. You can designate that your gift be unrestricted for use by the College as a whole, or that it be for unrestricted use specifically by one or more of the Schools of Arts and Sciences, Business, Engineering, or Law. You might prefer that your gift be used for a certain purpose. For planned gifts that will provide immediate funds, such as charitable lead trusts or outright gifts of real estate that will be sold upon receipt, you could designate your gift for an area that is currently targeted by the College for support. These options can be reviewed under Areas of Need .  Two areas of support that will be of great help for the foreseeable future are: Financial Aid , which provides assistance to students to attain their educational goals without having to taking on high levels of debt. For further discussion, please see Areas of Need .    Endowed Funds have become a popular way for donors to provide a source of permanent support for the College. For further explanation, please see the information under Endowed Funds . Please contact us: We make every effort to accommodate the wishes of our donors. If you have in mind a specific purpose for your planned gift, whether it be for any of the areas described above or for some other area that you are considering, please contact us to discuss the gift designation. We will work with you to ensure that the gift purpose is both helpful and practical and to craft appropriate language for your planned gift documents.  Contact Us .   Calculate Your Own Tax   Savings and Income   The Cupola Society   Gift Purposes   Estate Planning   Informational Brochures   Contact Us     HOME | SITE INFORMATION

Shower Gift

BabyGreek.Com - fraternity sorority baby gifts baby shower gifts Welcome to Babygreek.com, your premier source for sorority and fraternity clothes and gifts catering specifically to infants and children. We carry only the highest quality items officially licensed through sororities and fraternities worldwide. Alpha Chi Omega Alpha Omicron Pi Alpha Phi Alpha Tau Omega Alpha Xi Delta Beta Theta Pi Chi Phi Chi Omega Delta Chi Delta Delta Delta Delta Gamma Delta Tau Delta Delta Zeta Gamma Phi Beta Kappa Alpha Kappa Alpha Theta Kappa Delta Kappa Kappa Gamma Kappa Sigma Lambda Chi Alpha Pi Beta Phi Phi Delta Theta Phi Gamma Delta Phi Kappa Alpha -- Phi Kappa Tau Phi Mu Phi Sigma Kappa Pi Kappa Alpha Psi Upsilon Sigma Alpha Epsilon Sigma Chi Sigma Delta Tau Sigma Kappa Sigma Pi Sigma Nu Sigma Phi Epsilon Sigma Sigma Sigma Theta Chi Tau Kappa Epsilon Zeta Beta Tau Zeta Psi Zeta Tau Alpha Search Catalog Priority Mail Used For All Orders Future Organizations Coming Soon -- Order & Return Policy Baby Greeks innovative styles and selections are sure to delight young and old alike! Select your organization at the left and browse the collection. A free gift card is included with your order! We will be adding more items constantly so be sure and bookmark this site and return often! Order online using our secure server. Your transaction will be encrypted using the latest technology. Or, see the order blank for payment by check. Our customer service staff is available to answer any questions you may have. If you dont see your fraternal organization, or would like to see a particular product offered, email us at csr@babygreek.com and well be happy to serve you! Call 1-877-368-7923 Monday through Friday 10 to 3 E.S.T. for further assistance. A gift from Baby Greek assures you that you have sent a quality item to your loved one! © Baby Greek Inc. All Rights Reserved. Design & Hosting by:Unlimited Media