College Gift Annuity is

Giving to Amherst: Charitable Gift Annuities Amherst College Site Map Search Amherst College > Alumni & Parent Programs > Giving PlannedGifts > Charitable Gift Annuities Want to learn more about tax savings and benefits based on your own situation? Without obligation, let GiftCalcs help you do your own calculations. Charitable Gift Annuities Among this nation's oldest and most popular planned gifts, charitable gift annuities offer a wonderful opportunity to provide for a generous future gift to Amherst. In a slowing economy with lowering interest rates, this option may be an excellent way to balance your portfolio. A charitable gift annuity represents a contract between a donor and the College by which the College agrees to pay the donor and/or other named beneficiaries a fixed income each year for the lifetime of those named in the contract (the annuitant ( s )). This payment is secured by the full assets of Amherst College and will not change regardless of fluctuations in the stock market or the economy in general. Minimum Gift Amount Income Based on Age of Annuitant Tax Advantages of Gift Annuities Special Consideration with Gifts of Appreciated Property Minimum Gift Amount The minimum gift to create an Amherst College Gift Annuity is $10,000. Contributions can be in the form of cash, appreciated securities or mutual fund shares, or other property acceptable to the College. All gifts of appreciated property should be held long term by the donor (at least a year and a day). Because each gift annuity is a separate contract, additional annuities must also be for $10,000 or more. Income Based on Age of Annuitant The amount of income Amherst will pay depends on the age of the annuitant at the time the contract is issued. The older the annuitant, the greater the amount of income. A single annuitant, age 65, will receive an annuity rate of 5.7%; an 80-year-old annuitant will receive an 7.6% annuity rate. The highest annuity rate the College offers is 9.5%. Annuities based on two lives (most commonly a husband and wife) are also available, but the rates are generally lower. Any person named as an annuitant must be 60 years of age or older. (Additional information is available on the Amherst College Gift Annuity rate table .) Tax Advantages of Gift Annuities A charitable gift annuity is actually part gift and part purchase of a lifetime annuity contract from the College. The portion that represents a gift to the College is deductible on your federal income tax return if you itemize your deductions. The size of the deduction is determined by the age of the annuitant, the amount of the gift, and a monthly interest rate factor provided by the IRS. (Here are some sample deductions .) Gift annuities also offer the opportunity to receive income on a tax-favored basis. When the annuity is funded with cash, a significant portion of the income is treated as tax-free return of principal over the annuitant's life expectancy. When appreciated securities or other assets are used to fund the annuity, the income will be taxed as tax-free income, capital gain income and ordinary income, once again generally over the life expectancy of the annuitant. Special Consideration with Gifts of Appreciated Property Gift annuities are treated differently from other life income gifts for capital gains tax purposes. At the time the contract is issued, that portion of the capital gain attributable to the annuity is taxable to the donor. If the donor is the income beneficiary of the annuity, the capital gain is spread out over the donor's life expectancy, and taxed at the 15% capital gains tax rate. Updated 9/4/03 If you would like to learn more about planned gifts at Amherst, please contact Timothy A. Neale '70, Director of Planned Gifts, (413) 542-8256, plannedgifts@amherst.edu . Information contained in this Website should not be considered legal, accounting, or other professional advice. Individuals considering a planned gift to Amherst should consult with their financial advisor. << Return to Planned Gifts Homepage

Unique Gifts Games Arts

Unique Gift Ideas, Jigsaw Puzzles & Speciality Toys Clever gifts, unique games, unusual toys and original puzzles. My Shopping Cart, 0 Items Home Unique Gifts Games Arts and Crafts Kids Puzzles Clearance Search keyword / item #: UNIQUE GIFTS Exclusive Gifts For the perfect party For Your Pet Only available here Halloween Fun Shop Gifts under $10 Best Sellers New On Sale Gag Gifts Collegiate Back to School Nostalgic VHS/DVD Collections Personalized Rest and Relaxation Licensed Products Gadgets For the Home For Kids For Her For Him GAMES ARTS AND CRAFTS KIDS PUZZLES CLEARANCE ONLINE SPECIALS GUARANTEED LOWEST PRICE ONLINE EXCLUSIVES SALE NEW PRODUCTS Home > Unique Gifts | 1 | 2 | 3 | 4 | 5 | Next NEW! Farting Toilet Paper Cover Truly tasteless fun: pull the paper and let one rip! Drips Of Blood, Set of 4,18X11Sheet Add gory dripping "blood" to any wall or window, indoors or out. RCA Lawton Turntable Bye-bye boring stereo-in-a-box. Hello vintage-look RCA Victrola with modern technology, including CD! $14.95 $19.95 $299.95 In Stock In Stock In Stock NEW! NEW! Pepsi Vending Machine Personal soda machine lets you enjoy an ice-cold drink whenever you want! Chaos Tower Build perpetual motion towers up to 6 feet high! Flying Witch Scary witch comes to life as it flies across your lawn! $199.95 $139.95 $29.95 In Stock In Stock In Stock NEW! 12-in-1 Wooden Game Table Our amazing 12-in-1 cherry finished wood game table fits any decor, entertains the whole family, looks great! Personalized Tavern Beer Glasses These personalized beer glasses make the perfect thirst-quenching gift! Fold A Hoop Indoor Game Shoot a game of hoops indoors, then fold it up and hide it away. $199.95 $49.95 $199.95 In Stock In Stock In Stock 1 to 9 of 407 items | 1 | 2 | 3 | 4 | 5 | Next Track Your Order | Customer Service | About Us | My Account | My Shopping Cart Privacy Policy | Shipping Costs & Times | Affiliate Program | Site Map © 2004 Spilsbury © 2004 Spilsbury --

Housewarming Gift Baskets Articles

Housewarming Gift Baskets - Gifts BW gifts | gifts Resources | Add URL Wine Gifts & Baskets From the casual wine drinker to the serious enthusiast, we have a gift that will make them smile. Our selection includes premium wine, gourmet baskets, distinctive champagne sets & the very finest California and Northwest wines. Housewarming Gift Baskets Articles Housewarming Gift Ideas Moving into a new home is a time that's full of possibilies, and we often share in the excitement by taking a housewarming gift to the new homeowners. But what should you give? Here are our favorite, and not so favorite gift ideas for housewarmings....( Continue Reading ) Housewarming Gift Ideas: Continued Here are our favorite, and not so favorite gift ideas for housewarmings....( Continue Reading ) Gift Ideas for Every Occasion Need a special gift for a holiday or special occasion? Get someinspiration from these gift ideas that range from the simple and classic to the unique and do-it-yourself!...( Continue Reading ) Gifts for the New Northwest Home Owner Moving in to a new home, whether you have relocated from another state, or moved down the road, is an exciting time. We have some great gift ideas for a Pacific Northwest housewarming....( Continue Reading ) Machine Embroidery On Unusual Mediums - Special Online Sew News Extra An online extra from Sew News magazine. A sneak peak at the presentation given by Linda Griepentrog, Sew News Editor, at the Sewing & Stitchery Expo titled...( Continue Reading ) Housewarming Gift Baskets Directory Links unique gifts for him great baby gifts food gifts by mail exclusive baby gifts teacher gifts to make gift baskets washington dc get well gifts twin baby gifts gifts for christmas birthday gifts to india gourmet cheese baskets gourmet fruit gift baskets diabetic gift baskets gifts for horse lovers holiday gifts for women wedding gifts for bride bridal attendants gifts holiday baskets nautical gifts wholesale 5th anniversary gifts valentine gifts for mom engagement gifts for men send gifts to bangladesh teen girl gifts network spiritual gifts traditional indian wedding gifts gifts galore indian wedding gifts gift baskets online greeks bearing gifts gift baskets orlando gift baskets for men anniversary gifts for her ten year anniversary gifts romantic gifts for men pregnancy gifts gourmet gift baskets gifts for the office 90th birthday gifts making christmas gifts plastic baskets black greek gifts cheap valentine gifts baby girl gifts gifts 2 india Popular Search Terms: Gifts BW © 2004 Gifts BW All trademarks are the property of their respective owners. All Rights Reserved. This site is not related to Brajeshwar or Brajeshwar.com in anyway, shape or form

Gifts for Men Category

Holiday Gifts for Men - Reviews on RateItAll Featuring 1,637,059 Opinions! Join | Login | Logout | Help | User Page SEARCH FOR: SEARCH FOR: -- Topics Computers & Internet Education Entertainment & Media Features People Politics Products Sports & Recreation Travel, Food & Culture WebLists Computers & Internet Education Entertainment & Media Features People Politics Products Sports & Recreation Travel, Food & Culture RateLocal Atlanta Directory Austin Directory Boston Directory Chicago Directory Cleveland Directory Dallas Directory Houston Directory Las Vegas Directory Los Angeles Directory Miami Directory New Orleans Directory New York City Directory Philadelphia Directory San Francisco Directory Seattle Directory Washington DC Directory More Cities Shortcuts Recent Comments New Additions Top Reviewers User Search Advertising Sponsorships Web Site Directory Content RateLocal Shop Computers Photography Electronics More Categories RateItAll Gear Company About Us Press Room Company FAQs RateItAll Blog Privacy Policy Jobs Newsletters Contact Testimonials Help Help FAQs WebList FAQs Site Rules WebList Buy Back RSS Help Terms of Service Now In: RateItAll.com > Features > Seasonal Features > Holiday Gifts for Men Category Sponsors (What's This?) Buying a Star Name at ISR Unique idea for a Christmas gift or birthday gift Holiday Gifts for Men RSS 2.0 Want to sort this data by age and gender? Register Now Description: This page allows you to view ratings and reviews for Holiday Gifts for Men. Click on the yellow 'rate it' buttons add your own opinion(s) about Holiday Gifts for Men. Invite a friend to rate this Topic Add a new item to this Topic Re-Sort List: High to Low Low to High Alphabetic (A -> Z) # of Ratings # of Comments Don't see what you’re looking for? Click HERE to add a listing. Showing items 1-20 of 20 ITEM NAME (Click on item to see comments & links) Rating # of Ratings # of Comments SHARE YOUR OPINION 1. Electronics (4.39) 18 6 2. Videos/DVDs (4.27) 15 5 3. CDs (4.17) 18 7 4. Books (4.00) 14 2 5. Money (3.88) 26 15 6. Tools (3.62) 13 4 7. Gift Certificates (3.53) 15 4 8. Sporting Event Tickets (3.44) 16 5 9. Computer Equipment (3.33) 12 1 10. Sports Equipment (3.31) 13 1 11. Clothes (3.06) 18 7 12. Watches (2.93) 14 4 13. Night on the Town (2.92) 13 3 14. Cologne (2.77) 13 3 15. Candy (2.65) 17 5 16. Art (2.58) 12 2 17. Alcohol (2.19) 21 7 18. Jewelry (2.17) 12 4 19. Footwear (2.00) 12 5 20. Automobile Accessories (1.83) 12 3 Holiday Gifts for Men: Showing items 1-20 of 20 Don't see what you’re looking for? Click HERE to send a new item suggestion Browse next topic: Holiday Gifts for Women Search | Send Us Feedback | Create Your Own Ratings List | Privacy Policy | About Us | Site Rules | Business Services © 1999-2003 RateItAll.com, Inc.

Valentine Gifts,Gift For Valentines

Valentines Gifts,Valentines Day Gifts,Valentine Gift,Valentine Day Gifts,Valentine's Day Gifts,Valentine's Gifts,Valentine Gifts,Gift For Valentines Day This Valentine's Day, bare your heart to your Valentine! Woo him or her- the special man or woman, on Valentine's Day with romantic Valentines Day gifts, oozing with love! Valentines Day Gifts Valentine Gift Ideas Valentine Gift Hampers Romantic Valentines Day Gifts Valentines Day Gifts for Him - Wallets - Shirt Hampers - Portfolio Bags Valentines Day Gifts for Her - Teddy Bears - Jewelry - Jewelry Boxes Valentines Day Gifts for Friend Valentines Day Gift Basket Valentine Flowers - Rose - Flower Hampers Valentine Gifts for All Fresh Flowers Jewellery Fresh Flower Hampers Teddy Bears Artificial Flowers Shirts & Shirt Hampers Chocolates Cakes Sweets / Mithais Perfumes Perfume Hampers Jewelry Boxes Time Pieces Show Pieces Flower Vases Photo Frames Candle Holders Portfolio Bags Wallets Business Organisers About Valentine's Day Valentine Day History St. Valentine Day Massacre Valentine Day Gift Idea Valentine Traditions Delicious, Delish! Cakes for your love! Cake Hampers Tantalizing Chocolate relishes with the bittersweet taste. Chocolate Hampers Bear hugs for your sweet heart! Soft Toy Hampers "Send roses, send love, let the roses speak for you." Red Roses , Fresh Flowers , Fresh Flower Hampers , Artificial Flowers Thoughtful gifts that voice your emotions and stir feelings. Heart-Shaped Valentine Gifts & Hampers Valentine Gifts Delivery - Within India - Outside India Valentine Gifts By Price Upto $5 $6 to $15 $16 to $25 Above $25 Valentine Gifts for HIM Valentine Gifts for HER Valentine Gifts for FRIEND » Shirts & Shirt Hampers » Chocolates » Fresh Flowers » Wrist Watches » Valentine Roses » Soft Toys » Jewellery & Perfumes » Jewelry Boxes » Artificial Flowers » Cakes » Flower Vases » Photo Frames Price: US$21.95 Add to Cart Price: US$16.20 Add to Cart Price: US$19.95 Add to Cart Price: US$21.95 Add to Cart Price: US$22.95 Add to Cart Price: US$22.95 Add to Cart Price: US$22.95 Add to Cart Price: US$17.95 Add to Cart Our Valentine's Day Gift Ideas include: valentines day gift ideas, personalized valentine's gifts, gift ideas for valentine's day, unique gift ideas for her, valentine's day gifts for him, valentine's day gifts for your special valentine, valentines day gifts ideas, valentine's day gift ideas, gifts for valentine's day sweethearts. Valentines Day Gifts Delivery Zones Delivery Zones - Within India | Delivery Zones - Outside India Some of Our Important Gifts Delivery Zones Send Valentine Gifts to Australia | Send Valentine Gifts to Bangalore | Send Valentine Gifts to Calcutta | Send Valentine Gifts to California | Send Valentine Gifts to Canada | Send Valentine Gifts to Delhi | Send Valentine Gifts to Dubai | Send Valentine Gifts to Europe | Send Valentine Gifts to Germany | Send Valentine Gifts to Hyderabad | Send Valentine Gifts to Jaipur | Send Valentine Gifts to London | Send Valentine Gifts to Malaysia | Send Valentine Gifts to Mumbai | Send Valentine Gifts to New Zealand | Send Valentine Gifts to Singapore | Send Valentine Gifts to South Africa | Send Valentine Gifts to To India | Send Valentine Gifts to Uae | Send Valentine Gifts to Uganda | Send Valentine Gifts to UK | Send Valentine Gifts to US My Reminders My Wish List Product Categories Calculate Shipping Charges TOOLKIT »» Order Detail Track your order Questions about your order Shipping & Returns Return Policy Delivery zones More Questions Customer Service Feedback Others Secure Shopping Payment Options Help | FAQs | Privacy Policy | Terms & Conditions / Disclaimer About Us | Feedback | Webmaster | Contact Us Site developed & maintained by IndiaMART InterMESH Limited