College Gift

GIFT College Investing 529 Plan Welcome to The GIFT College Investing Plan, a 529 investment plan sponsored by the state of Arkansas and designed to help families meet their college savings goals. The GIFT Plan recently made some exciting changes to the program, including: Lower costs through high value Vanguard investments Ability to open and manage accounts online A new opportunity to accelerate your college savings through Upromise The GIFT Plan is recommended for Arkansas residents by Money Magazine in how to"Build an A+ College Savings Plan" article (August 2005).** State income tax deduction for Arkansas residents Federal and state income tax-deferred growth Tax-free qualified withdrawals* Investment management by The Vanguard Group Low minimum investment - open an account for as little as $50 per month Additional savings through Upromise , a free reward service Online account opening and account management Learn more... Open a GIFT College Investing Plan (or register your existing plan for online access .) Sign up for electronic deliveries of confirmations and statements. Set up a monthly automatic investing plan . Join Upromise and get free rewards for college from America's best brands. That's it! Open an account now. Open an account online Request an enrollment kit Sign up for online access Forgot your username and password? Add to your account in the GIFT College Investing Plan with Upromise Rewards — you'll get free money for college when you spend with hundreds of America's leading companies. Learn more Portfolio Prices and Performance About the Plan Enhancements College Planning Tools **Out of 63 plans reviewed, Money Magazine considered each plans tax benefits, expenses, fund choices, and investment management. There were only 14 plans recommended for state residents. *Unless extended, the federal tax benefit will expire after December 31, 2010. Earnings on non-qualified withdrawals may be subject to federal income tax and a 10% federal penalty tax, as well as state and local income taxes. The availability of tax or other benefits may be contingent on meeting other requirements For more information about The GIFT College Investing Plan call 1-800-587-7301 or click below to obtain a Program Description and Participation Agreement. Investment objectives, risks, charges, expenses and other information are included in the Program Description and Participation Agreement; read and consider it carefully before making an investment or sending money. Upromise Investments, Inc., Distributor and Underwriter. If you or the beneficiary are residents or taxpayers of another state, before you invest consider whether that state offers a 529 plan with tax or other benefits that are not available through this Plan. The GIFT College Investing Plan is a college tuition savings program sponsored by the State of Arkansas. Upromise Investments, Inc., which serves as Program Manager, has overall responsibility for the day-to-day operations of the Plan, including effecting transactions, and marketing and distributing the Plan. The Vanguard Group, Inc. serves as Investment Manager for the Plan. The Plan's portfolios, although they invest in Vanguard® mutual funds, are not mutual funds. Units of the Portfolios are municipal securities and the value of units will vary with market conditions. Investment returns are not guaranteed, and you could lose money by investing in the GIFT Plan. The GIFT Plan and The GIFT Plan logo are trademarks of the State of Arkansas. The Vanguard Group, Vanguard, and the ship logo are trademarks of The Vanguard Group. Upromise is a registered trademark of Upromise, Inc. All other marks are the exclusive property of their respective owners. Contributions to the Plan in a tax year are deductible from Arkansas state income tax, subject to recapture in subsequent years in which non-qualified withdrawals or a rollover out to another state's 529 plan is made. Contact us | Privacy Policy | Obtain Program Description | Business Continuity Plan | Security Policy ©2005 State of Arkansas, Upromise Investments, Inc. Distributor. Upromise Investments, Inc. Member NASD/SIPC

golf gifts go, this

Golf Gifts - Gift Ideas for Golfers Golf Gifts It isn't difficult to find a perfect gift for the golfer on your list -sometimes it just seems that way. Here are some suggested gifts for golfers to make your life easier. The Golfer Magazine As golf gifts go, this is about as easy as it gets; the person on your gift list gets what he or she wants, and is reminded of your thoughtfulness throughout the year. Smart, isn't it? Besides, who wants to wrap a nine-iron? According to the magazine's publisher, " The Golfer celebrates the lifestyle of the game-the classic courses, the great destinations, the finest equipment, the most intriguing personalities and the latest trends both on and off the course. The Golfer is the magazine for golfers whose lifestyle is shaped by their passion for the game." For a list of golf books (also good golf gifts), scroll down toward the bottom of the page. Murderat St. Andrews Mystery Jigsaw Puzzle READ how Bobby McIntyre plays the round of his life - or his death? ASSEMBLE the 1,000-piece puzzle and discover the hidden clues throughout"Murder at St. Andrews." Beware, the puzzle is different than thecover picture! SOLVE the "Murder at St. Andrews" by piecing together clues from thestory and puzzle. Recommended Golf Books - Perfect for Gifts! Classic Golf: The Photographs of Walter Iooss Jr. Five Lessons: The Modern Fundamentals of Golf The Golfer's Library: A Reader's Guide to Three Centuries of Golf Literature Golf's Greatest Moments: An Illustrated History by the Game's Finest Writers The Grand Slam: Bobby Jones, America, and the Story of Golf A Walk in the Park: Golfweek's Guide to America's Best Clasic and Modern Golf Courses Golf Attire - For Golfers Who Want to Dress the Part Adidas Men's ClimaShell Pullover Windshirts Greg Norman Men's Mercerized Herringbone Jacquard Polo Mizuno Breath Thermo Cold Weather Golf Gloves NIKE Men's Air Challenge Athletic Golf Shoes D. J. McAdam 1997-2005 . All rightsreserved. Golf Gifts

Baby Gift Baskets Retirement

Gift Baskets: Gourmet, Baby Gift Baskets, Custom, Wine Gifts, Food Gifts, Golf - Houston Amazing gourmet gift baskets , food gift baskets and unique gift baskets ! Free Shipping from Houston, Texas! Search Our Site: Home | Order Tracking | Contact Us Create Your Own Custom Gift Basket! Design Your Express Gift Basket! Any Occasion Gifts Birthday Gift Baskets Chocolate Lovers Gifts Cocoa Pete's Chocolates Coffee Lovers Gifts Congratulations Gifts Flowers & Bouquets Food Gift Baskets Fresh Fruit Gift Baskets Get Well Gift Baskets Gifts for Her Gifts for Him Gift Towers Golf Enthusiast Gifts Gourmet Gift Baskets Housewarming Gifts Italian Lovers Gifts New Baby Gift Baskets Retirement Gift Baskets Spa & Pamper Gifts Sympathy Gift Baskets Thank You Gift Baskets Taste of Texas Gifts Wedding / Anniversary Wine Gift Baskets Houston Gift Deliveries Specials Best Sellers New Items Gift Basket Ideas Corporate Gifts Custom Gift Baskets Gift Certificates About Our Baskets About Our Stuffers Affiliate Program Catalog Requests Contact Us Customer Accounts FAQs Join Our Mailing List Shipping Information Store Policies Privacy Policy Terms of Use Houston Gift Basket Delivery & Services: Houston gift baskets can be delivered via local courier in courier serviceable areas. For orders placed on our web site, most deliveries will be made the next day. However, same day delivery may also be arranged by phone for any deliveries in the Houston area. Please call for assistance: Toll Free: 800.589.7553 Houston: 281.997.9830 Gift Baskets Delivered To Other Locations: Alabama Gift Baskets Alaska Gift Baskets Amarillo Gift Baskets Arizona Gift Baskets Arkansas Gift Baskets Atlanta Gift Baskets Austin Gift Baskets Boston Gift Baskets California Gift Baskets Chicago Gift Baskets Colorado Gift Baskets Connecticut Gift Baskets Dallas Gift Baskets Delaware Gift Baskets Denver Gift Baskets Florida Gift Baskets Georgia Gift Baskets Hawaii Gift Baskets Idaho Gift Baskets Illinois Gift Baskets Indiana Gift Baskets Iowa Gift Baskets Kansas Gift Baskets Kentucky Gift Baskets Los Angeles Gift Baskets Louisiana Gift Baskets Maine Gift Baskets Maryland Gift Baskets Massachusetts Gift Baskets Michigan Gift Baskets Minnesota Gift Baskets Mississippi Gift Baskets Missouri Gift Baskets Montana Gift Baskets Nebraska Gift Baskets Nevada Gift Baskets New Hampshire Gift Baskets New Jersey Gift Baskets New Mexico Gift Baskets New York Gift Baskets North Carolina Gift Baskets North Dakota Gift Baskets Ohio Gift Baskets Oklahoma Gift Baskets Oregon Gift Baskets Pennsylvania Gift Baskets Pittsburgh Gift Baskets Rhode Island Gift Baskets San Antonio Gift Baskets San Francisco Gift Baskets South Carolina Gift Baskets South Dakota Gift Baskets Tampa Gift Baskets Tennessee Gift Baskets Texas Gift Baskets Utah Gift Baskets Vermont Gift Baskets Virginia Gift Baskets Washington Gift Baskets West Virginia Gift Baskets Wisconsin Gift Baskets Wyoming Gift Baskets and anywhere in the U.S. ! The Holiday season is quickly approaching! Be sure to get your orders for Corporate gift baskets submitted as early as possible to ensure availability of your selections. Corporate customers, please Contact Us to discuss orders for Holiday gift baskets and Christmas gift baskets as soon as possible! Create Your Own Custom Gift Baskets! Our unique gift basket design application allows you to build your very own custom gift baskets right on our web site! Custom gift basket themes include Gourmet Gift Baskets filled with your delicious selections of gourmet foods and tasty treats; adorable New Baby Gift Baskets thoughtfully packed with your selections of baby gifts and baby keepsakes for mom; decadent Chocolate Gift Baskets overflowing with your choices of fine chocolates from Harry & David, Ghirardelli, Lindt, and more; aromatic Coffee Gift Baskets bursting with Starbucks, Godiva, Gevalia, and other gourmet coffee brand selections; southwestern Texas Gift Baskets piled high with whatever Texan style foods suit your fancy; delightful Italian Gift Baskets stuffed with your own savory choices of the flavors of Italian food; and our own very unique Wine Enthusiasts Gift Baskets delivered in handsome, hand-made, keepsake Wine Caddys. Or if you prefer, you can select your gift basket from our extensive assortment of professionally designed, premade specialty gift baskets and Food Gift Baskets . These are organized by Occasion or Specialty and include additional Themes such as thoughtful Baby Gift Baskets perfect for new Mom's, Baby Showers, and new baby gifts; an absolutely amazing assortment of Wine Gift Baskets that will please even your most discriminating connoisseur; Gourmet Baskets featuring a delightful selection of epicurean delights and food gifts; inspiring Golf Gift Baskets loaded up with real golf gear and accessories for your favorite golfer, Spa Gift Baskets packed with soothing bath essentials for a pampering treat, stunning Gift Towers stacked with wonderful candies, gourmet nuts, and specialty snacks; Fresh Fruit Gift Baskets filled with juicy apples, pears, and navel oranges, unique chocolate bars from Cocoa Pete's Chocolate Gifts , and lovely Fresh Cut Flowers and Plants. You can also shop by recipient. Our Gifts for Him and Gifts for Her sections include some great gift ideas for men and women, and mom's and dad's. Or if you're shopping for baby gifts, have a look at our adorable New Baby Baskets to find some exceptional new baby gifts for the little tikes. Corporate Gift Baskets & Services: We encourage our corporate customers to learn more about our Corporate Gift Baskets and gift services, including corporate branding and our attractive discount program. Our website allows you to buy gift baskets online and ship to the continental U.S. for free, but corporate customers can arrange bulk shipments and custom delivery schedules as well. Shipping & Houston Gift Basket Delivery: We ship most of our products from Houston , Texas and our gift baskets are available for shipment anywhere in the continental U.S. (Alaska and Hawaii by phone order only). Courier Delivery is also available in the Houston, Texas Metroplex and surrounding areas. The option for courier delivery will automatically be presented during Checkout if your shipping address is in an area we can service via courier. Local deliveries in Houston are typically made next Business day. Please call to arrange same day delivery.Full details of our Houston gift basket services are available on our Houston Gift Baskets page. For complete details of our shipping policies, transit times, and delivery options, please visit our web site's Shipping Information page. Featured unique food gift baskets , baby baskets , wine gifts , and gourmet gifts : Fine Wine and Cheese Wine Gift Basket This wine gift says it with style! The perfect way to celebrate any occasion - with fine wine and cheese! Our wine and food gift baskets are always a hit! Price: $40.00 Bouncing Baby Boy Baby Gift Basket A Baby gift perfect for welcoming newborns! Includes Pampers Baby Wipes, Baby Bottle, Bottle Brush, Baby Bib, Keys Teething Ring, baby lotion, shampoo, baby powder, baby wash, and lots more! Note: These baby gift baskets can be customized for a boy or a girl. Price: $79.95 Sophisticated Baby Baby Gift Basket Ou r sophisticated baby gift baskets arrive with an outstanding ensemble of gifts for baby and mom! The first item is a gorgeous Silver Plated Feeding Set in a Satin Lined, Rosewood Keepsake Gift Box, a Fleece Receiving Blanket, a Soft Cotton Ginham Organizer which includes a vinyl changing pad and a baby pacifier, an Aromatherapy Candle, and lots more! Price: $86.98 Bearylicious Gourmet Gift Basket Who can resist a scrumptious assortment of gourmet cookies and coffee? This gourmet food gift includes Golden Walnuts Famous Shortbread Cookies with Fudge Filling, Danish Butter Assorted Cookie Tin, Cafe Godiva Creme Brule and Chocolate Creme Coffees, Starbucks Breakfast Blend Coffee, Tortuga Chocolate Rum Cake, and Bon Appetite Gourmet Snack Mix, and more! Price: $84.95 Salute to Coffee Coffee Gift Basket Starbucks House and Breakfast Blend Coffees start this patriotic salute to coffee gift! The coffee basket also includes the Cappuccino Classics Collection, Coffee Masters Perfect Potful Butter Pecan, Hazelnut and French Vanilla Coffees, and an Old Glory Coffee Mug! Price: $65.95 Spa Secrets Wine Gift Basket Indulge her with luxuriant spa and bath gifts, decadent chocolates and sparkling champagne. Who needs a Day Spa? Price: $70.00 Bear Hug Gourmet Gift Basket A gourmet gift for those feeling a little under the weather. These gourmet treats will help heal the body while our Teddy Bear provides emotional support! Price: $76.95 Coffee Rush Coffee Gift Basket Overflowing with Starbucks French Roast and Breakfast Blend Coffees, Coffee Masters Perfect Potfuls - Butter Pecan, Almond Amaretto and Hazelnut Coffees and more! Price: $59.95 Parific! Golf Gift Basket This golf gift basket is sure to delight your golfer! Included are a copy of this years Rules of Golf Booklet, a Golf Themed Coffee Mug, Golf Ball Shaped Picture Frame, and more! This golf basket is a great giveaway for golf tournaments! Price: $80.95 To Snack or Not to Snack Gourmet Gift Basket This unique gourmet basket is bursting with J & M Gourmet Cheese Straws, Bon Appetite Snack Mix, American Gourmet Butter Pretzels and Caramel Popcorn, Mille Lacs gourmet Salsa and Nacho Cheese Sauce, Gourmet Village's Cheddar & Onion and Sun Dried Tomato Dip Mixes, and more! Price: $80.95 Thats Italian Italian Gift Basket Indulge your aspiring Italian chef with the adorable Italian dinner waiting to happen. Italian pasta and sauce, more! Price: $42.95 Le Spa Spa Gift Basket An exquisite spa gift filled with bath time essentials to soothe the soul and pamper the body. Price: $64.95 Little Angel Baby Gift Basket This charming baby basket with a hand painted rocking horse adornment is perfect for babys first toy chest, a baby hamper, or decorative storage for baby clothing. Little Angel is overflowing with thoughtful baby gifts as well as gifts for Mom! Price: $89.95 Bouncin Baby Girl Baby Gift Basket Say Congratulations with this charming array of baby gifts. Includes Baby Diaper Bag, Disposable Changing Pads, Baby Bottle, Bottle Cleaner, Baby Handprint Kit, Baby Bib, Receiving Blanket, Babys First Nail Care Set, and relaxing treats for Mom and Dad! Note: These baby gift baskets can be customized for a boy or a girl. Price: $96.93 Tour of the Wine Country Wine Gift Basket An exceptional wine gift. Send this spectacular wine basket to your valued clients, good friends or family - a fine selection of wines and prized delicacies from Californias wine country. This wine basket is the next best thing to going to the Wine Country! Price: $100.00 Oh Baby! Baby Gift Basket Oh Baby! What a basket! Help say Congratulations to the new parents with this elegant chest overflowing with a huge assortment of baby gifts and treats for the parents. Includes Baby Diaper Bag, Pampers Wipes, Johnson & Johnson Take Along Pack (cleaning cloths, baby lotion, baby shampoo, baby powder, baby wash, diaper rash cream), Baby Nail Care Set, and much more! Price: $120.95 Born to Golf Golf Gift Basket Our Born to Golf gift basket is packed with loads of very cool golf gear! This golf basket includes RipStixx High Performance Golf Tees, the Putting Peg Precision Golf Putting Aid, Rules of Golf Booklet, a Golf Towel, a Golf Koozie Water Bottle, more! Price: $134.95 World of Golf Golf Gift Basket A golf gift basket fit for your aspiring golf pro! Golf gear includes an Golf Swing Sock, Nike Golf Balls, Ripstix Golf Tees, Golf Themed Picture Frame, more! Price: $175.95 Super Grand Gourmet Wine Gift Basket An unparalleled selection of wine gifts and our favorite gourmet treats tied up with a bow! This wine basket is a wine connoisseur's dream. Your wine enthusiast will be in heaven! Price: $250.00 The Penthouse Sweet Gift Tower Overlooking a divine selection of sweet gift treats, the Penthouse if fully stocked with tasty Garlic-Onion Snack Mix, Caramel Popcorn, Monicas Chocolate Pecan Tea Cookies, and Golden Walnut Shortbread Cookies with Fudge Filling. Price: $43.95 911 Gift Baskets © 2002 - 2005 Design It Yourself Gift Baskets, Houston, Texas. All Rights Reserved. 100% Secure Shopping! We accept all major credit cards. Design It Yourself Gift Basket Themes: Gourmet Baskets | Coffee Lovers | Taste of Texas | Italian Lovers | Chocolate Lovers | Wine Enthusiasts Spa & Pamper | Golf Enthusiasts | New Baby Home | Shipping Information | Shopping Cart | Checkout Contact Us | Mail List Store Policies | Terms of Use | Privacy Statement Gifts Directory & Link Exchange Site Design By: All The Rage Web Design Studios

College Gift Annuity is

Giving to Amherst: Charitable Gift Annuities Amherst College Site Map Search Amherst College > Alumni & Parent Programs > Giving PlannedGifts > Charitable Gift Annuities Want to learn more about tax savings and benefits based on your own situation? Without obligation, let GiftCalcs help you do your own calculations. Charitable Gift Annuities Among this nation's oldest and most popular planned gifts, charitable gift annuities offer a wonderful opportunity to provide for a generous future gift to Amherst. In a slowing economy with lowering interest rates, this option may be an excellent way to balance your portfolio. A charitable gift annuity represents a contract between a donor and the College by which the College agrees to pay the donor and/or other named beneficiaries a fixed income each year for the lifetime of those named in the contract (the annuitant ( s )). This payment is secured by the full assets of Amherst College and will not change regardless of fluctuations in the stock market or the economy in general. Minimum Gift Amount Income Based on Age of Annuitant Tax Advantages of Gift Annuities Special Consideration with Gifts of Appreciated Property Minimum Gift Amount The minimum gift to create an Amherst College Gift Annuity is $10,000. Contributions can be in the form of cash, appreciated securities or mutual fund shares, or other property acceptable to the College. All gifts of appreciated property should be held long term by the donor (at least a year and a day). Because each gift annuity is a separate contract, additional annuities must also be for $10,000 or more. Income Based on Age of Annuitant The amount of income Amherst will pay depends on the age of the annuitant at the time the contract is issued. The older the annuitant, the greater the amount of income. A single annuitant, age 65, will receive an annuity rate of 5.7%; an 80-year-old annuitant will receive an 7.6% annuity rate. The highest annuity rate the College offers is 9.5%. Annuities based on two lives (most commonly a husband and wife) are also available, but the rates are generally lower. Any person named as an annuitant must be 60 years of age or older. (Additional information is available on the Amherst College Gift Annuity rate table .) Tax Advantages of Gift Annuities A charitable gift annuity is actually part gift and part purchase of a lifetime annuity contract from the College. The portion that represents a gift to the College is deductible on your federal income tax return if you itemize your deductions. The size of the deduction is determined by the age of the annuitant, the amount of the gift, and a monthly interest rate factor provided by the IRS. (Here are some sample deductions .) Gift annuities also offer the opportunity to receive income on a tax-favored basis. When the annuity is funded with cash, a significant portion of the income is treated as tax-free return of principal over the annuitant's life expectancy. When appreciated securities or other assets are used to fund the annuity, the income will be taxed as tax-free income, capital gain income and ordinary income, once again generally over the life expectancy of the annuitant. Special Consideration with Gifts of Appreciated Property Gift annuities are treated differently from other life income gifts for capital gains tax purposes. At the time the contract is issued, that portion of the capital gain attributable to the annuity is taxable to the donor. If the donor is the income beneficiary of the annuity, the capital gain is spread out over the donor's life expectancy, and taxed at the 15% capital gains tax rate. Updated 9/4/03 If you would like to learn more about planned gifts at Amherst, please contact Timothy A. Neale '70, Director of Planned Gifts, (413) 542-8256, plannedgifts@amherst.edu . Information contained in this Website should not be considered legal, accounting, or other professional advice. Individuals considering a planned gift to Amherst should consult with their financial advisor. << Return to Planned Gifts Homepage

birthday present. Me and

My Birthday Present My Birthday Present At A Glance Author rebecca Contact rreilly12@hotmail.com When It just happened Artist andres Studio monster Location san pedro, costa rica My birthday was on April 12th, but I found that I couldn't celebrate it as I was at the time involved in "Hairspray", my high school's musical for the year. My schedule was very hectic and I found that I had forgotten my birthday, and so had my parents. And so time passed, I finished the musical, and I decided that I wanted to give myself a birthday present. Me and some other friends involved in Hairspray found ourselves with nothing to do seeing as all of our time had been spent rehearsing. Yesterday I went with my friend Erica to the mall, and we planned on seeing a movie. We looked at our options for a movie, but our options consisted of idiotic movies, such as Miss Congeniality 2 and Son of the Mask, so we wandered around the mall for a while, had a few cigarettes, and then wandered some more. We were completely bored by this time, but I had to be there until 10:30 to wait for my younger sister who was there with her friends. Suddenly, Erica mentioned the fact that she had always wanted a labret piercing, and I decided on the spot that we should go and get pierced right now, that very day and get back to the mall in time to pick up my sister. I immediately called a cab so that we couldn't back out of it. We waited for the cab and shared a cigarette to calm our nerves, as my hands were already shaking and she said that she had the butterflies. I could relate. We were sitting in the cab and I tried to decide which piercing I would get. I wanted to get a vertical labret, but I had promised another friend that we would do that together, so that was automatically out. My tragus? I had already done my inner conch, and I wasn't in the mood to take care of another thick cartilage piercing in my ear. My nipples are also on the waiting line, but I'm waiting for my best friend to come down so that he can be there. Then it struck me... I should get my nose pierced! My father would kill me. This was to be my first facial piercing and I didn't know how he would react. However, my mother would most likely scold me, but secretly like it. So I decided just to go for it. I was doing it for me. It was my birthday present to myself. We stepped into the mall and I took Erica to Monster, a small store which sells clothes as well as does piercings and tattoos. I always loved the vibe of the store. I walked up to Andres and greeted him. I told him that I would like my nose done and that Erica wanted her labret. Erica wanted to go first because she was afraid that if she saw me do it first, she would chicken out. I'm glad it turned out that way because labret piercings hurt much less than nose piercings, and I didn't want her to be afraid. This was her first major piercing. So I held her hand as he did her piercing. It was done very quickly, and I was up. I sat on a metal stool and waited for him to retrieve the sterilized jewelry. A new needle in a package was produced, as well as many other utensils, including a toothpick so he could mark me. When he did, he asked me to look in the mirror to check and see if I liked it. It looked a bit high up to me, but he was the professional so I just let it go. He took out the needle and I gripped Erica's hand. I closed my eyes, and I felt him place the needle on my nose and break the first layer of skin. "Take a deep breath, and exhale." I was sweating. It was hot in the store, but I knew that I was responsible. "Inhale, Exhale." I tightened my grasp on Erica's hand. "Now take a deep breath and hold it!" Oh no! Panic sets in. He shoved the needle through my nose and man, did it HURT! My eyes were watering and my nose was burning. Then the burning subsided and I opened my eyes. I saw that in the mirror there was a needle sticking out diagonally in my nose. It looked so incredible! But then came the part that I feared the most. I've read on BME that putting the jewelry in hurts the most. It was worse than I expected. I think that the jewelry hurt more than the actual piercing. I was on the second day of my period, so my nose wouldn't stop bleeding. Andres explained it, but I can't quite recall his reasoning. I was too happy to pay proper attention. So Erica and I paid and then went to take pictures of our fresh piercings. I'm looking forward to taking care of it and waiting for it to heal so that I can change the stud. I would have preferred a ring, but that would most definitely be out of the question, both at school and with my parents. Now that I look at it in the mirror, I wish that I had told him to move it a bit lower down, but everybody thinks that it looks good where it is. Disclaimer: The experience above was submitted by a BME reader and has not been edited. We can not guarantee that the experience is accurate, truthful, or contains valid or even safe advice. We strongly urge you to use BME and other resources to educate yourself so you can make safe informed decisions. Return to Nose / Nostril